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HID Global Offering Biometric Authentication for Nigerian Bank Security- Sarrail

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As the Nigerian banks and the counterparts across the globe continue in search of solutions to identity theft and to reduce waste, fraud and abuse, HID Global has expressed willingness to partner with local integrators to aid the banking sector in making a real commitment to biometric authentication and intelligent identity management.

HID Global, a worldwide leader in secure identity solutions, recently announced a partnership with Media Concepts of Lagos, Nigeria to deploy mobile IDs on Nigerian citizens’ smartphones using the new HID goID™ platform.

Mobile IDs will be issued through the Nigerian Police Biometric Central Motor Registry (BCMR) vehicle registration card program, which provides real-time access to vehicle/vehicle owner information via credentials and mobile readers powered by Seos®.

However, in a Skype chat with Nigeria CommunicationsWeek, Mr. Greg Sarrail, vice president, Solutions Business Development at HID Global, focused on the biometric authentication solutions that HID has to offer. He said that fingerprint biometrics has received a boost in usage at a number of ATMs across the world as a PIN replacement to improve access and authenticate transactions.

He said that, in some instances, traditional card plus PIN authentication has been replaced by a fingerprint and an account number, enabling true card-less transactions.

Thus, fraud is commonly committed by the use of stolen PINs or cards, whereas, with the use of fingerprint biometrics, people can now keep their money safe and access their bank accounts with their fingers.

Biometrics does not discriminate by literacy, age, or ethnicity which has made this technology a good choice for financial inclusion programs.

Speaking to Nigeria CommunicationsWeek on the Nigerian Banks’ Verification Numbers (BVN), he scored the process high, adding that a growing number of banks around the world are deploying biometric solutions as part of their next-generation ATM roll-outs.

Speaking further on the BVN, he said that HID Global is vested with the expertise to work with Nigerian banks to ensure secured BVN and other banking biometric systems. Adding that, “The requirements for the Nigeria’s BVN system are known. We have the most widely deployed biometric fingerprint sensors deployed in bank ATMs across the world. We are currently looking to extend our biometric authentication solutions to banks in Nigeria.

“In Nigeria, things are getting started on good note. All five major banks in South Africa are using our biometric solution.  The time is right to accelerate discussions in Nigeria to provide a similar level of convenience and security to Nigerians locally.”

He said, although, the company may not be the cheapest in terms of up-front affordability, however, “When you deploy security with high level performance and reliability, adoption will increase along with customer satisfaction ensuring that you obtain the desired results with a good return on investment.”

He warned that most cheap biometric solution providers are giving the industry a bad name hence several deployed solutions have failed the banks in the past.

“How do we deploy? We work with each bank to understand their processes, because each institution has its own culture and back-end requirements. Through these discussions we determine the right security model for the bank to ensure a secure communication and endpoint in their environment.  We don’t just sell an off the shelf solution to businesses, which may not provide the results they desire in their system”.

On how HID Global devices use ‘Liveness’ detection to help curb fraud, he said, “With considerable effort, a criminal can conceivably “lift” a legitimate user’s fingerprint off of some surface such as a countertop and make what we in the industry call a ‘spoof’ — a fake finger — from materials such as latex or glue.

“While this is fun to watch in movies, new commercial-grade biometric solutions have a technology known as liveness detection that uses several variables to instantly determine that the finger used to access the system is real — and still attached to a living human being.

“HID Global’s multispectral imaging is a sophisticated technology specifically developed to overcome the fingerprint-capture problems that conventional imaging systems have in less-than-ideal conditions.

“This more effective technology is based on the use of multiple spectrums of light and advanced polarization techniques to extract unique fingerprint characteristics from both the surface and subsurface of the skin.

“Subsurface capability is important because the fingerprint ridges seen on the surface of the finger have their foundation beneath the surface of the skin, in the capillary beds and other sub-dermal structures.

“Unlike surface fingerprint characteristics, which can be obscured during imaging by moisture, dirt or wear, the “inner fingerprint” lies undisturbed and unaltered beneath the surface”.

The use of multispectral imaging enables HID Global biometric sensors to authenticate enrolled individuals reliably in uncontrolled environments, even though the individual finger may be dirty, wet, dry or aged.  Reliability ensures the highest level of adoption. HID’s multispectral biometric sensors also provide banks with assurance combining liveness detection to remove the threat of fake fingers with secure endpoint technology to ensure all communications from the sensor are valid and secured from the sensor to the back-end system.

HID Global is driving leadership with an expanding portfolio of NFC and HID Trusted Tag Services for securing IoT applications that are opening new opportunities across numerous markets. At the core of HID Global’s NFC continuum are visionary solutions that fuel a broad range of “proof of presence,” brand protection, secure transactions and asset tracking use cases.

 


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Nigeria CommunicationsWeek believes that technology makes life more exciting and helps improve the lives of people around Nigeria and indeed the world. So since 2007, we have devoted our energy to independent reportage of technology and how they affect lives.

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NITDA, NIMC Partner for Seamless Data Exchange Capabilities

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National Information Technology Development Agency (NITDA) and the National Identity Management Commission (NIMC) have announced a collaboration on National Public Key Infrastructure (PKI) and Digital Public Infrastructure (DPI) to enhance synergy between digital identity, payment ecosystems and secure seamless data exchange capabilities for Nigeria.

NITDA, NIMC Partner for Seamless Data Exchange Capabilities

l-r: Kashifu Inuwa, Director General of NITDA, and Bisoye Coker-Odusote,  Director General of NIMC, during the meeting at the NIMC headquarters in Abuja..

NITDA, which made the announcement on its X handle, said that the collaboration was to further strengthen Nigeria’s digital economy in line with President Bola Tinubu’s Renewed Hope Agenda,

During the meeting, Kashifu Inuwa, director general of NITDA, and Bisoye Coker-Odusote, director general of NIMC, with some management staff of both organisations, discussed various initiatives, which include building DPI stacks for a secured and seamless data exchange and forming partnerships to transform the national identity system.

This collaboration also aims to harness the potential of the innovative ecosystem and emphasise the use of public-key infrastructure (PKI) to drive digital transformation in Nigeria.

To ensure a smooth implementation, a 12-man committee was set up.

This committee will play a crucial role in kickstarting and harmonising the initiatives and is expected to deliver a comprehensive implementation report within the next 4 weeks.

 

 


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Expert Urges FG to Harmonise NIN, BVN to Tackle Crimes

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Noble Ajuonu, head, Sydani Technologies Ltd., has urged the Federal Government to harmonise National Identification Number (NIN) and Bank Verification Number (BVN) to tackle crimes and insecurity in the country.

Expert Urges FG to Harmonise NIN, BVN to Tackle Crimes

Ajuonu made the call at a media roundtable, organised by Sydani Group in Abuja.

The News Agency of Nigeria (NAN) reports that the roundtable focuses on driving sustainability through a comprehensive analysis of Nigeria’s key development areas.

Ajuonu said that Nigeria could overcome its security challenges and pave the way for a safer, more secure future for all Nigerians by embracing technology and implementing practical solutions,

“We need to harmonise data, prioritise seamless integration of databases like NIN, BVN, and security agency records, establish clear protocols for data sharing and access, with robust safeguards against misuse,’’ expert said.

According to him, the unified data pool will empower intelligence gathering and targeted operations.

He also called for investments in smart surveillance, intelligent video analytics software, training of personnel in data analysis, interpretation of data in real-time to combat crimes.

“There is need to implement a legal framework for call interception in criminal investigations, with strict oversight to prevent abuse, encourage community cohesion, training of tech savvy security personnel with tech-enabled tools.’’

Ajuonu also urged the government to address infrastructure deficit in technology, saying that technology was all encompassing to address insecurity.

“According to the National Identity Management Commission (NIMC), as of December 2023, only 104.2 million Nigerians had been enrolled for the National Identity Number (NIN).’’

Ajuonu added that over 122.2 million citizens left uncaptured for NIN were people in rural areas where enrolment centres, digital services were limited.

“Most crimes are being perpetuated from rural communities and this lack of comprehensive identification creates a gap where elements not captured in the national database can constitute public nuisance, crimes.

“There is the inadequacy in the integration of NIN, BVN and Voters Identification Number (VIN).

“Advanced call interception and analysis tools, used successfully in other countries, could provide invaluable insights into criminal networks and operations but infrastructure is lacking,’’ he said.

Also, Mr Godfrey Petgrave, the Agricultural Expert, Sydani Group, called for empowerment of smallholder farmers with access to finance and training to enhance productivity.

According to Petgrave, Nigeria requires policy reform and institutional strengthening to improve agricultural practices and embrace digital agriculture solutions to address food insecurity.

Mr Akolade Jimoh, another expert of the group on health, advocated for expanded community-based health insurance programmes for rural and underserved areas.

Jimoh added that the country needed to encourage Public Private Partnership to revolutionise products design and quality improvement on health services.


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Konga launches Infinix Brand Week with Incredible Deals

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Konga, Nigeria’s leading composite e-commerce group, is thrilled to announce the launch of amazing deals at its Infinix Brand Week. Infinix, a leading global smartphone brand known for its innovative products and cutting-edge technology promises exclusive discounts and special offers on select smartphones, marking an exciting milestone in the realm of online shopping.

Shoppers can expect nothing short of extraordinary deals on a wide range of Infinix products, all available exclusively on the Konga online platform. With discounts of up to 30% off, this partnership between Konga and Infinix aims to redefine the shopping experience for tech enthusiasts across Nigeria.

Konga Brand Week has become synonymous with excitement and unbeatable deals, and this year’s edition is no exception. In addition to exclusive discounts on Infinix smartphones, shoppers can explore a diverse array of products across various categories, including electronics, fashion, home essentials, and more.

“At Konga, we are dedicated to providing our customers with the best shopping experience possible,” said Rita Ohaedoghasi, VP Marketing at Konga. “The Infinix Week during Konga Brand Week allows us to continue delivering on that promise by offering incredible discounts and special offers on some of the most sought-after smartphones in the market.”

To stay updated on the latest developments and exclusive deals during Konga Brand Week, shoppers are encouraged to connect with Konga across all platforms, including social media and the Konga website. Don’t miss out on this opportunity to score big savings and elevate your tech game with Infinix and Konga.


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