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Upperlink becomes Payment Facilitator, Sets to Launch Upperlink Paygate Collection Platform

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Upperlink, an indigenous software development company, licensed by the Central Bank of Nigeria (CBN) as a Payment Solution Service Provider (PSSP) announced it has signed a partnership agreement with a global payment and financial service company – as a Payment Facilitator, as it expands international market options for local merchants with Upperlink Paygate – a proprietary payment gateway collection platform.

Mr Segun Akano, managing director of Upperlink, said Paygate would address an apparent lack in the commercial sector pertaining to collections for merchants in both local and foreign currency.

“It will meet the needs of businesses across Africa, as these businesses can now connect with a wider range of potential customers across the globe.”

He said this edge is what made the Paygate platform “an invaluable tool for merchants in Sub-Saharan Africa, as it provides them with a better way of doing business and in the process improves the foreign exchange earnings of the country”, he explained further.

The collaboration with this global payment company has enabled the company to leverage the benefits of its services and led to the deployment of Upperlink Paygate.

“Upperlink PayGate is robust and has the capabilities to process payment across all card schemes including MasterCard, American Express, China UnionPay and others. The lack of accessibility to services such as this has resulted in the inability of merchants to expand their business into the international market due to the absence of a medium through which income can be received from foreign customers”, Akano said.

The partnership would provide Upperlink with the infrastructure, competence, and support necessary for businesses, sub-merchants, and aggregators to begin accepting card payments.

“By taking advantage of its partner’s unique capabilities, Upperlink Paygate offers a platform for businesses across sub-Saharan Africa to receive payments from clients all over the world in both local and foreign currency”, he said.

According to him, with its simplified and secure services, Paygate provides self-onboarding services, fast settlements, and competitive transaction rates” and the flexibility to accommodate the needs of individuals, SMEs, and large corporations.

In its over two decades of operation, the company has employed cutting-edge technologies to develop landmark solutions that cater to the enterprise needs of corporate and individuals with suitable long-term solutions that currently thrive in both the corporate and government sectors.

With Upperlink Paygate, the firm would be able to underwrite onboard merchants and businesses and then provide them with the technology required to process electronic payments and receive the funds from those payments. “This will create a veritable alternative for the growth of the e-payment space in Nigeria and Sub-Saharan Africa,” he added.

Upperlink’s real-time, API-driven onboarding or hosted enrolment process allows for faster time to market and ensures a smoother payment enablement experience. There are developers’ sandbox and API to various e-commerce platforms.

By becoming a payment facilitator, the company bears the risks and oversight inherent in payment processing.

The company enables seamless payments by activating payment processing immediately upon signing up for an organization’s core service or platform and statutory compliance and KYC checks.

 

 

 

 


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E-Business

Galaxy Backbone Celebrates the Federal Government’s Paperless Civil Service Milestone

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Galaxy Backbone (GBB) aligns with and celebrates the successful announcement by the Office of the Head of the Civil Service of the Federation on the achievement of a Paperless Civil Service, a significant milestone in Nigeria’s public sector reform and digital transformation agenda.

The milestone was formally highlighted at a press briefing led by the Head of the Civil Service of the Federation, Mrs. Didi Esther Walson-Jack, who commended Galaxy Backbone for its sustained support and contribution throughout the implementation of the programme.

GBB has played a critical role in enabling this transition by providing secure, scalable, and shared digital infrastructure that supports the digitisation of government processes across Ministries, Departments and Agencies (MDAs). Through the 1Government Cloud, MDAs have been empowered to migrate from paper-based workflows to digital platforms, improving efficiency, collaboration, data security, and service delivery across the Federal Civil Service.

In addition, GovMail, GBB’s secure government email platform, has strengthened official communication, enhanced records management, and reinforced cybersecurity standards—key pillars in sustaining a paperless operating environment.

Galaxy Backbone acknowledges the collective efforts of the Office of the Head of the Civil Service of the Federation, Permanent Secretaries, Directors of ICT, consultants, partners, and dedicated public servants whose commitment and collaboration ensured the smooth delivery of this initiative.

The Managing Director/Chief Executive Officer of Galaxy Backbone, Prof. Ibrahim Adeyanju, was represented at the press briefing by Akintayo Bamisaye, Acting Group Head, Research, Digital Innovation and Skills Department (RDIS).

GBB describes the achievement as a strong close to 2025 and reaffirms its commitment to supporting the Federal Government in building a modern, efficient, and digitally enabled public service.


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Jumia CEO says Black Friday Signals Nigeria’s E-Commerce Maturity

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At the close of 2025, Temidayo Ojo, the CEO of Jumia Nigeria, reflected on a year-end shopping season that points to the growing maturity of the country’s e-commerce market. “Black Friday is no longer a single, short-lived spike in activity,” he said.

“It has become a familiar, anticipated moment in the retail calendar, where consumers shop deliberately and with confidence.”

Preliminary KPIs for the two months ended November 30, 2025, show strong year-on-year growth in both orders and Gross Merchandise Value (GMV), with GMV growth outpacing order growth. This indicates that customers are placing fuller, more considered baskets rather than shopping in fragmented transactions. Nigeria ranked among Jumia Group’s better-performing markets, with engagement remaining steady throughout the Black Friday period rather than spiking briefly and tapering off.

A key factor behind this performance is the growing familiarity of consumers with online shopping. Customers are increasingly leveraging platform features such as saved carts, brand stores, and price comparison tools to plan purchases in advance. This trend suggests that digital commerce is becoming embedded in everyday habits rather than being viewed as a one-off event.

Ojo also highlighted the role of Jumia’s JForce network in connecting digital commerce to local communities. “Our agents are critical to ensuring that customers across Nigeria, including secondary cities and smaller communities, have access to variety, consistent pricing, and reliable delivery,” he said. “During peak periods like Black Friday, JForce agents can respond faster, serve more customers efficiently, and build stronger local relationships. This isn’t just a distribution channel—it’s a pathway to sustainable income and inclusion.”

Reflecting on the overall performance, the CEO concluded: “What we’re seeing this year-end is steady engagement across categories, stronger consumer confidence, and partners like our JForce agents benefiting from increased activity.

“It confirms that Nigeria’s e-commerce ecosystem is maturing, growing in a more structured and resilient way. As the December Holiday Sale continues, we expect these patterns of familiarity, trust, and participation to sustain momentum and drive both commerce and community impact across the country.”


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Galaxy Backbone Tops FG’s Website Performance Ranking

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Galaxy Backbone Limited (GBB) has been ranked first overall in the 2025 Federal Government Website Performance Scorecard.

Galaxy Backbone Tops FG's Website Performance Ranking

This is a landmark achievement for Nigeria’s digital economy.

The ranking, conducted by the Bureau of Public Service Reforms (BPSR), is the definitive benchmark for digital excellence and transparency across all Ministries, Departments, and Agencies (MDAs).

Professor Ibrahim Adepoju Adeyanju, managing director and CEO of Galaxy Backbone, received the award during a ceremony in Abuja.

He described the feat as a validation of the agency’s“Nigeria First”data sovereignty strategy and its relentless pursuit of service excellence.

This recognition comes as the Federal Government intensifies its push to achieve a fully paperless civil service by December 31, 2025.

GBB has been the primary architect of this transition through its 1Gov Enterprise Content Management (ECM) platform, which now hosts the operations of almost all federal MDAs.

The award adds to a growing list of accolades for Galaxy Backbone in 2025, following its recent win of the “International Standard Excellence Award for Best IT Service Provider.”

As the central hub for government shared services, GBB’s performance serves as a blueprint for other agencies currently undergoing digital transformation.

With its expanded fiber-optic backbone now covering over 13 states and its secure cloud solutions, Galaxy Backbone remains the cornerstone of Nigeria’s vision to become a leading digital nation by the end of the decade.

 


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