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UNHCR, TGI Group Forge Alliance to Empower Nigeria’s Displaced Communities

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Tropical General Investments (TGI) Group a contributor to Nigeria’s economy, and UNHCR, the UN Refugee Agency, have signed a five-year cooperation agreement to advance socio-economic inclusion and co-create sustainable solutions for forcibly displaced people in Nigeria.

This partnership was formalized by the signing of a Memorandum of Understanding (MOU) at a ceremony attended by key representatives from both organizations in Abuja on Tuesday.

This novel partnership between UNHCR and TGI leverages both parties’ core expertise and knowledge to advance the socio-economic inclusion of forcibly displaced persons and their host communities in Nigeria.

This will be achieved by designing fit-for-purpose and market-relevant solutions that enable target populations to actively engage in agricultural income-generating activities.

TGI’s Vice Chairman, Farouk Gumel, commented on the partnership and TGI’s expertise in creating community-centric initiatives as part of its broader commitment to driving inclusivity and adding value to communities.

“We are proud to cement our partnership with UNHCR, which will see to the integration of Internally Displaced Persons (IDPs) and refugees into the forefront of Nigeria’s workforce.

“We believe in inclusive growth and community empowerment and we will leverage our work with smallholder farmers in our outgrower programmes as a model to integrate these communities.”

Nigeria is estimated to have an arable land area of 34 million hectares, of which only 6.5 million hectares are used for permanent crops. The agricultural sector in Nigeria accounts for about 23 per cent of the country’s GDP and employs around 70 per cent of the country’s workforce.

Leveraging the country’s growth potential in the agriculture sector and the skills of IDPs, refugees and host communities, the collaboration between TGI and UNHCR will explore prospects for investments that unlock livelihood opportunities for thousands of people in need.

“Nigeria is home to 3.6 million IDPs and 108,000 refugees. UNHCR is at the forefront of addressing their urgent needs. One of our key priorities is to create self-reliance opportunities for refugees and IDPs.

“This partnership with TGI is central to our collaborative approach, aiming for sustainable solutions and reducing dependence on humanitarian assistance,” said Arjun Jain, UNHCR’s Representative to Nigeria.

The collaboration will focus on value chain integration, land recovery, agricultural inputs, skills development, employment, and financial inclusion.

Working closely with government authorities, development actors, and community leaders, TGI and UNHCR will facilitate large-scale agricultural projects and other economic initiatives that provide employment opportunities and foster stronger connections between displaced communities and state services.

Approximately 120 million people worldwide are forcibly displaced today due to persecution, conflict, violence, and climate change. Over 3.7 million forcibly displaced people reside in Nigeria, representing almost 3% of the global displaced population.

Most IDPs in Nigeria have been living in the middle-belt, northeast and northwest of the country for over a decade, within states that face grave economic challenges. Some 70 percent of the refugees in the country live within the host community with the rest residing in settlements.

Additionally, there are around 400,000 Nigerian refugees who are living in exile, largely in the Lake Chad Basin countries; many are keen on returning home voluntarily, in safety and dignity.

UNHCR has been at the forefront of responding to the needs of IDPs and refugees. The increasing number of displaced persons has exacerbated resources and increased dependency on aid, prompting UNHCR and other humanitarian actors to shift strategies towards sustainable solutions and self-reliance.


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General News

Kaspersky Reveals How Digitalisation is Influencing Family Life

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Kaspersky’s latest global research shows that mostly all people currently interact with their family members digitally: 86% of all participants communicate with family via messaging apps, 58% have regular video calls, and 44% have even established joint streaming service accounts.

While digitalisation offers unprecedented convenience and flexibility in family communication, Kaspersky experts warn that this increased online connectivity demands a heightened awareness of digital safety practices and the protection of devices.

Communication in the digital sphere has become an integral part of everyday life. Thanks to video calls and instant messaging, we can maintain connections with our loved ones, no matter where we are.

Digitalisation has reshaped not only how we communicate, but also how we spend our free time together. Kaspersky has conducted a survey* to reveal the common patterns of modern family life in the digital age and discover the cybersecurity challenges that lurk beneath our screen interactions.

Cyber safety during family communication

According to the survey, regular messaging via WhatsApp, Telegram, Signal, Viber and other messenger apps were top of users’ choices when communicating with their families.

People in the 35-54 age group were the most likely to engage this way, with 89% of respondents choosing this option. Video calls were a much less popular option among respondents as a way of keeping in touch with relatives, with only 58% choosing this digital solution.

Another popular way of staying connected online for many families is exchanging posts and memes on social media and messengers (53%). The 18-34 age group leads this trend with a 58% participation rate, showcasing how humor and shared cultural references are becoming essential family bonding mechanisms.

The older generation (above 55 years old) is in general less digitally engaged than other ages, though the share of those who chat with their families in messengers is on par with the average (85%). 42% of this age group even exchange memes and posts via social media.

Despite the fact that older people are more active in the digital sphere, they may still not be ready to face cyber threats and scams. Users should therefore educate their older relatives on how to stay safe online and use gadgets securely.

Even for advanced users, communication online carries potential cyber security risks. From phishing attempts disguised as legitimate messages to sophisticated social engineering attacks, the digital battlefield operates within our most personal communication channels.

To ensure the complex protection for your messengers it’s highly recommended to enable two-factor authentication where possible, use unique, complex passwords for each account, remain skeptical of unexpected links or attachments, use a reliable security solution with anti-phishing protection for messengers and follow security tips from Kaspersky experts.

Family accounts – convenience or risk?

The survey shows that in their free time 70% of families choose to watch movies together, with 44% having family streaming accounts. Online games do not have such popularity as a family pastime, with only 35% of general respondents opting for them.

While sharing streaming subscriptions and gaming accounts may seem like a cost-effective solution, it opens the door to a host of digital vulnerabilities that can compromise your family’s security and privacy, especially when an account is used by different family members under the same login and password. Such accounts create a perfect storm for security breaches.

If one family member’s device is compromised, hackers gain access to the entire account. Additionally, password reuse across multiple platforms means that a single breach could expose your financial information, email accounts, and other sensitive data. To manage all passwords securely, it’s highly recommended to use a password manager for all family members.

“As our family life moves more and more online, it opens up amazing ways to stay close and create memories – but it also brings new risks, like scams and hacking. Kids and older relatives can be especially at risk, so looking out for each other online is really important.

“Protecting your digital privacy and using cybersecurity measures is an important way to care for your loved ones and keep your family safe”, comments Marina Titova, Vice President for Consumer Business at Kaspersky.


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NCC Slaps ₦250,000 Fee on Trial Licences to Spur Telecom Innovation

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Nigerian Communications Commission (NCC) has rolled out a new ₦250,000 application fee for companies seeking temporary approval to test innovative telecom services, aiming to fast-track sector modernisation while safeguarding consumers.

NCC Slaps ₦250,000 Fee on Trial Licences to Spur Telecom Innovation

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The fee targets the newly launched Interim Service Authorisation (ISA), a short-term licence enabling telecom operators, startups, and tech firms to trial novel offerings in live markets before full commercial rollout. Contained in NCC’s freshly published General Authorisation Framework, the charge covers administrative processing, with successful applicants potentially facing extra costs for spectrum or numbering resources.

Under the rules, firms pay the ₦250,000 upfront upon application. Trials run for an initial three months, renewable once up to six months total, capped at 10,000 users and restricted geographically. Operators must prove their service is genuinely new, detail regulatory hurdles, outline consumer safeguards, and submit monthly reports, all while upholding data protection, security, and rights obligations.

NCC Executive Vice-Chairman Aminu Maida, who previewed the draft in July, said exploding tech advances had outstripped old licensing models, necessitating reform to foster innovation without skimping on public safeguards. The ISA lets providers gauge technical viability, market appetite, and risks, while regulators scrutinise quality and impact pre-scale-up.

“This framework strikes a balance—unleashing experimentation in spectrum sharing, Open RAN, and alternative connectivity, minus the pitfalls of unchecked rollouts,” an NCC statement noted. Participation offers no automatic path to full licences; commercial bids hinge on fresh evaluations and category fits.

Industry players hailed the move as a risk-reducer for unproven ideas, potentially slashing flop costs in Nigeria’s cut-throat telecom arena. With participation limited and monitoring rigorous, the NCC bets on controlled pilots to propel breakthroughs, cementing Africa’s giant as a digital vanguard.

As operators eye 5G-plus frontiers, the ISA arrives amid investor clamour for agile rules, positioning Nigeria to harvest homegrown tech leaps without consumer blowback.


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Naira Smashes Through ₦1,400 Barrier in Official FX Rally

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Nigerian naira strengthened to a record high of about ₦1,400 to the US dollar at the official market during midweek trading, continuing an appreciation trend seen since the start of the week.

Naira Smashes Through ₦1,400 Barrier in Official FX Rally

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Data released by the Central Bank of Nigeria (CBN) showed that the currency appreciated by 1.26 per cent on Tuesday, January 27, at the Nigerian Foreign Exchange Market (NFEM), with the dollar quoted at ₦1,401.22. This represented a gain of ₦17.73 compared with the ₦1,418.95 recorded on Monday, January 26.

The naira had already posted significant gains in the previous session, closing at around ₦1,401.20 per dollar, its strongest level since the introduction of the Electronic Foreign Exchange Matching System (EFEMS).

The currency has recorded incremental daily gains in recent sessions, rising between 0.1 per cent and 0.36 per cent on some trading days. In the parallel market, bureau de change operators in Lagos quoted the dollar between ₦1,475 and ₦1,490 on January 27, with average buying and selling rates of ₦1,480 and ₦1,490 respectively.

Market analysts attribute the improved performance at the parallel market to enhanced foreign exchange liquidity and further regulatory reforms implemented by the CBN.

The naira has sustained its upward momentum into early 2026, building on the gains recorded in 2025, when it posted its strongest performance in over a decade, appreciating between 7 and 9 per cent against the US dollar.

Analysts generally expect the currency to remain within a relatively stable range in the medium term, with several projections indicating it will trade between ₦1,400 and ₦1,500 to the dollar this year, supported by improved liquidity and ongoing macroeconomic reforms.

The Nigerian Economic Summit Group has projected that the naira will trade at around ₦1,480 to the dollar in 2026. The group also expects Nigeria’s external reserves to rise steadily to about $52 billion, driven by the consolidation of recent reforms and sustained stabilisation efforts.


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