E-Business
TOSSE 2017: Nigeria Cannot Make Progress Beyond Her Teachers- Ogunde

Educator and technology developers will at Total School Support Seminar and Exhibition 2017 (TOSSE) parley the government on way forward for education sector in Nigeria.
Similarly, Mrs. Yinka Ogunde, principal consultant, Edumark Consult, and Convener of TOSSE, has warned that Nigeria’s efforts to meet up with the 21st Century economy, are dependent on the progress of teachers who as purveyors of knowledge.
Mrs. Ogunde made the remark during a press Conference to announce Edumark’s readiness ready to host the 9th edition of the Total School Support Seminar and Exhibition (TOSSE).
She said that the educational transformation event that started about nine years ago with just about 30 exhibitors and about 500 educators, has broaden in its scope, attracting educators in thousands from over 20 states in Nigeria and “we have welcomed delegates/exhibitors from the USA, the UK, Middle East, Asia and Africa. As we speak, delegates from Cameroun and Ghana have confirmed their participation for TOSSE 2017. That just shows you that Nigeria has the potential to become the hub of development in education and through education in Africa.
“We have remained committed to making every edition of TOSSE bigger than the last and this has paid off in gradually actualising our vision for the education sector.
TOSSE being an intensive project to run usually draws questions; people ask why we invest this much energy, time and financial resources in putting the project together and I believe now is a good time to answer those questions. The major reason is our commitment to the development of human resources in the education sector”.
The Convener of TOSSE, however, said that no nation can become greater than its teachers. “Just look around the world; some of the most developed countries invest heavily in the education sector and they try to synchronise the academia and industry. The strength of globally-acclaimed Silicon Valley and her relationship with nearby Stanford University is a typical example. The interdependency between Silicon Valley and the university is a beautiful one to observe. It is clear that when teachers are well-equipped with up-to-date knowledge on methods, models, metrics and modern tools of their art, their delivery in the classroom will improve; their relationship with students will improve and we will record more positive learning outcomes. Then, teachers will share relevant knowledge and a functional education that goes beyond rote learning”.
On why TOSSE is relevant in today’s education system in Nigeria and Africa in general, she said, “This is why since inception, seminars by seasoned education professionals have ALWAYS been a major highlight of TOSSE. We’ve never missed it. This year, we are running 18 FREE seminars. The way it is, a teacher is only as good as his last training, which in the education space is called CPD- Continuous Professional Development. That’s why we carefully plan TOSSE seminars to cover a wide range of academic/social/emotional topics for educators. It is our own way of contribution to ‘Training the Trainer’. The seminar topics are chosen based on the current pulse of the sector.
“They are carefully selected to provide solutions to pressing or imminent challenges so that even if a school or an educator cannot afford the cost of workshops and seminars elsewhere, by simply bringing all the members of staff to TOSSE once a year, the teachers can be up-to-par on improved and revolutionised ways of delivering quality education. For example, Praise Fowowe, a well-known sexuality education expert will be speaking at TOSSE to help equip participants at the event for the sake of our children.
“With safety becoming a critical issue, Taiwo Akinlami is also expected at TOSSE. We also expect personalities such as Mrs Lai Koiki, the phenomenal founder of Greensprings School and a host of other veterans”.
Mrs. Ogunde enumerated some of the topics to be learnt at TOSSE 2017 as Quality Assurance in Education: Models, Methods and Metrics that Work; Strategies for Innovative Curriculum Delivery; Better than Google: The Art of Being a Brilliant Teacher; Maximising the Early Years for a Successful Future; Creating Processes for (Sexual) Abuse Prevention; Understanding Taxation for Private Schools in Nigeria; and Learning Through Travel: Enhancing Students’ Learning Experience.
“Also, every year, we hold special sessions to show teachers what’s new in the world of education. This year, we are extending the “What’s New?” segment to one full hour. During this period, educators can learn about new strides, methods and technologies that have worked elsewhere which we can adapt to our own unique system.
“This year, we are bringing in the whole tripod: educators, parents and students. We have concentrated on educators for a while, but increasingly, there is an obvious gap in parent education which we believe that some of the sessions at TOSSE will help resolve.
Beyond that, we are expecting over 100 credible exhibitors of innovative educational products at TOSSE.
These are organisations that have simplified solutions and processes for the sector and packaged them into products. The thought behind this is if you plan to start a great school from scratch or you see that your school needs to be reformed (and many schools fall in this category), you can walk into TOSSE and get everything you need from books to computers, laboratory equipment, learning aids, special education solutions and equipment, curriculum, uniforms, stationery and every other thing”.
Education and Technology
She also said that technology will be getting well-deserved huge attention at TOSSE 2017 and the reason is obvious.
“By now, if anyone was ever in doubt, I’m confident we can all agree that technology is not going away. It has not only changed the way we live, learn and do business, it will continue to do so. This means that we (educators and parents) would be the ones to change if we want to survive the wave, as it is commonly said, “It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is most adaptable to change.”
It is also said that ‘You can’t do today’s job with yesterday’s tools if you want to be in business tomorrow.’ I take that to mean you can’t teach today’s children with yesterday’s methods and expect them to thrive tomorrow.
Mrs. Toyin Idowu, executive director, Gloryville School, Ebute-Meta, also aligned with TOSSE Convener, that the ability of children, who are the end products of the nation’s education system to survive and thrive in the dynamic, completely unpredictable world of the future, depends on the quality of educators or teachers to prepare them for that future.
“The future world of work is one that my generation and yours can neither comprehend nor predict. With talks of artificial intelligence and other leaps in the technology, one cannot predict which profession will be extinct and which will thrive. But we can safely predict that children with above average technology skills will have more competitive advantage than those without. Knowing this, we will be doing our children unforgiveable disservice if we do not expose them to the highest level of tech knowhow. And who will teach them if we don’t help the teachers learn first?”
“As a matter of fact, with the gravity of the impact of technology on education, we will be holding the very first edition of TOSSE Tech in the first quarter of 2018. We must do our best to help our children get it right. We cannot still be teaching “parts of a computer” when children their age build robots for leisure. Like I said earlier, it will be an unforgiveable disservice”, she added.
TOSSE 2017 also promises to be a highly rewarding social networking platform for all participants as the event promises to mark a phenomenal turn for good in Nigeria’s education space.
E-Business
What the Retail and E-commerce Sector Should Expect in 2026 in Era of AI-driven Shopping and Privacy

In 2025, the retail and e-commerce sector continued to face intense pressure from cybercriminals. According to Kaspersky data, 14,41%* of users in the global retail sector encountered web-based threats, while 22,20% were affected by on-device attacks.

Ransomware remains a serious concern for the industry. Last year, 8,25% of retail and e-commerce companies experienced ransomware incidents, and the number of unique B2B users in the sector affected by ransomware detections rose by 152% compared to 2023, signalling a sharp escalation in targeted attacks.
Phishing also continues to be a major threat vector. Kaspersky identified 6.7 million phishing attacks targeting users of online stores, delivery services, and payment systems in 2025. More than half of these attacks (50,58%) were aimed specifically at online stores, underscoring cybercriminals’ focus on e-commerce platforms as high-value targets for fraud and data theft.
A look at 2025 cybersecurity for retail & e-commerce: Trends and what happened
A stealer with a taste for pizza delivery. Shopping and food ordering via mobile apps are routine user behaviours. However, 2025 demonstrated that even downloading a seemingly legitimate app from an official app store does not guarantee safety, nor does it ensure that user data and financial credentials will not be compromised.
Ransomware detections in the B2B sector increased due to a single dominant actor. The number of unique users in the Retail & E-commerce sector who encountered ransomware detections increased by 152% in 2025 compared to 2023 (Nov 2024 – Oct 2025 vs. Nov 2022 – Oct 2023).
The most significant growth occurred during the 2024-2025 period and is largely attributable to the rapid spread of the Trojan-Ransom.Win32. Dcryptor family, which became highly prevalent across the retail and e-commerce sector in some of the analysed markets. This malware is a trojanised ransomware variant that leverages the legitimate DiskCryptor utility to encrypt disk partitions on victim systems.
Phishing activity in the online retail segment stood out. Despite being a long-established attack technique, phishing remains highly prevalent in the context of online purchasing.
From November 2024 through to October 2025, Kaspersky products blocked 6,651,955 attempts to access phishing links targeting users of online stores, payment systems, and delivery services. Of these attempts, 50.58% targeted online shoppers, 27.3% impersonated payment systems, and 22.12% targeted users of delivery companies.
Sales seasons continue to do the work for attackers. Seasonal peaks in online shopping consistently provide attackers with predictable opportunities to scale user-focused attacks.
Periods of heightened promotional activity lower user vigilance and allow familiar phishing and spam scenarios to blend into legitimate marketing traffic, increasing their overall effectiveness.
Predictions: What retail & e-commerce cybersecurity might face in 2026
Chatbots are likely to become a common product discovery tool across online marketplaces. Unlike traditional search, conversational interfaces encourage users to share more detailed, natural-language requests, revealing preferences, constraints, and contextual information.
This shift expands the privacy attack surface, as platforms accumulate richer user profiles through chat interactions. As a result, chatbot logs may become as sensitive as transactional data, increasing the risks of over-collection, misuse, or exposure of personal information.
“Search itself is changing, including how people look for products online. In 2025, there was a gradual shift from simple keyword queries to more conversational and visual ways of finding what to buy. As these models rely on broader user input, careful handling of the data involved will remain an important consideration for maintaining user trust,” comments Anna Larkina, Web data and privacy analysis expert at Kaspersky.
Changes in taxes and trade rules might be exploited in online fraud. Modifications in taxes, import duties, and cross-border trade rules are likely to be used as lures in phishing campaigns and fraudulent online stores, promoting unrealistically cheap offers or claims of avoided fees.
As pricing and fee rules continue to evolve across markets, it may lower vigilance, increasing the effectiveness of such schemes, particularly against small and mid-sized retailers.
AI-powered shopping assistants are expected to increasingly operate outside retail platforms, embedding themselves into browsers, mobile apps, and third-party services. While designed to simplify navigation and price discovery, these tools shift data collection beyond the retailer’s perimeter, creating new and less visible privacy risks.
To function effectively, external AI shopping agents require continuous access to user behaviour, including browsing activity, search intent, location context and product interactions across multiple sites.
This enables the aggregation of detailed behavioural profiles outside the direct control of both users and retail platforms, increasing the risks of over-collection, opaque data usage, and unintended exposure.
Image-based product search might become a new challenge in privacy risks. Previously, the main privacy concern around user images in e-commerce was limited to photos voluntarily shared in product reviews.
However, image-based product search is expected to make photo uploads a routine part of the shopping experience across major retail platforms. While this feature improves product discovery, it also increases the risk of unintended exposure of personal data.
User-submitted images may contain faces, home environments, or sensitive details, such as names, phone numbers, or addresses visible on shipping labels or packaging, making secure processing, data minimisation, and limited retention critical requirements for retailers.
E-Business
Elon Musk Seeks $134Bn from OpenAI, Microsoft for ‘Wrongful Gains’

Elon Musk, billionaire Tesla owner, has asked a United States (US) federal court to award him up to $134 billion in damages from OpenAI and Microsoft, stating that the companies earned “wrongful gains” from his early support of the artificial intelligence startup.

Elon Musk,
This is according to a court filing, reported by Reuters.
In filings ahead of a trial expected to start in April in Oakland, California, Musk stated that OpenAI benefited between $65.5 billion and $109.4 billion from his contributions when he helped co-found the organisation in 2015, and Microsoft gained between $13.3 billion and $25.1 billion through its involvement.
He has asked a United States (US) federal court to award him up to $134 billion in damages from OpenAI and Microsoft, stating that the companies earned “wrongful gains” from his early support of the artificial intelligence startup.
This is according to a court filing, reported by Reuters.
In filings ahead of a trial expected to start in April in Oakland, California, Musk stated that OpenAI benefited between $65.5 billion and $109.4 billion from his contributions when he helped co-found the organisation in 2015, and Microsoft gained between $13.3 billion and $25.1 billion through its involvement.
Musk’s legal team argues that his early financial and strategic contributions, including approximately $38 million in seed funding, the recruitment of key personnel, and assistance in connecting founders with contacts, laid the foundation for the later success of OpenAI and Microsoft’s commercial AI efforts.
“Without Elon Musk, there’d be no OpenAI. He provided the bulk of the seed funding, lent his reputation, and taught them all he knew about scaling a business. A pre-eminent expert quantified the value of that,” Musk’s lead trial lawyer Steven Molo told Reuters.
“Just as an early investor in a startup company may realise gains many orders of magnitude greater than the investor’s initial investment, the wrongful gains that OpenAI and Microsoft have earned—and which Mr Musk is now entitled to disgorge—are much larger than Mr Musk’s initial contributions,” the filing said.
Musk, who left OpenAI’s board in 2018 and now leads AI company xAI, alleges that OpenAI violated its founding non-profit mission when it restructured to include a for-profit arm tied to Microsoft’s investment and commercial strategy.
Meanwhile, OpenAI has labelled the lawsuit “baseless” and part of a “harassment campaign” by Musk, and Microsoft’s legal team has said there is no evidence the company “aided and abetted” OpenAI in any wrongdoing.
Both companies have asked the judge to limit what Musk’s expert witness may present at trial, arguing that the damages calculations are unreliable and could mislead a jury.
According to Reuters, Musk’s filing says he may pursue punitive damages and other penalties, including a possible injunction, if the jury finds the companies liable, though it did not specify what form any injunction would take.
E-Business
Nigeria Targeted with 4,622 Cyber-attacks Per Week in December 2025

In December 2025, organisations globally faced sustained cyber pressure, as the average number of cyber-attacks per organisation per week reached 2 027, a 1% increase from the previous month and a 9% increase from December 2024.

This is according to December 2025 Global Cyber Attack Statistics by Check Point Research, the threat intelligence arm of Check Point Software Technologies.
According to the statistics, Latin America was the hardest hit, with companies experiencing an average of 3 065 cyber-attacks per week, a 26% year-over-year increase.
In contrast, Africa saw a decline in attacks, with Nigeria (4 622 attacks per week) and Angola (4 002 attacks per week) being the most targeted countries on the continent.
The report’s findings highlight the evolving cyber threat landscape, with ransomware and GenAI-driven data risks posing significant challenges to companies worldwide.
Ransomware attacks jumped 60% year over year, with 945 publicly reported incidents in December. Qilin was the most active ransomware operator, responsible for 18% of publicly disclosed attacks.
“Ransomware continues to scale through industrialised operations, while unmanaged GenAI usage is creating widespread data exposure at enterprise level,” said Omer Dembinsky, data research manager at Check Point Research.
The report noted the education sector was the most targeted industry globally, with 4 349 cyber attacks per week; followed by government (2 666 attacks per week); and associations and non-profits (2 509 attacks per week).
The widespread adoption of GenAI tools has introduced new cyber security risks, with one in 27 GenAI prompts posing a high risk of sensitive data leakage.
Experts warn that companies must prioritise prevention-first security, real-time AI threat intelligence and strong governance over AI tools to mitigate these risks.
Hendrik de Bruin, head of security consulting at Check Point Software, added: “Strengthening ransomware resilience, deploying AI-powered prevention and enforcing clear GenAI governance will be critical to reducing cyber risk in the year ahead.”
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