E-Business
Life is a Code

BY CHRIS UWAJE
Our life is a spider-web of Codes. Where is Software Nigeria? For all those countries – especially in Africa/Nigeria who are not aware or blatantly refused to acknowledge the power of Information Technology (especially the Software of Things) and are therefore significantly lagging behind the concept, challenges, complexities timely application and fatal consequences of the neglect of Information Technology development, the compelling and innovative truth is that “Life is a Code”.
Indeed, our entire life and the whole humanity is a crystal ball of code rapped in the mastery of software and related IT Ecosystem.
Only those who embrace and religiously master it will effectively manage sustainable development and prosper. And those who are currently blind, deaf and dumb to the amazing world of Code……..will perish. Did I say perish? Nay such nations will depart this life and be forever forgotten.
As the Institute of Software Practitioners of Nigeria (ISPON) prepares to celebrate her 20th anniversary, there is need to further explore the state of Software-Nigeria. Simply defined, a code is a system of imagination and interpretation of life patterns at all levels, by replacing the words in a message with other words or symbols, so that it conjures complexity and nobody can understand it unless he/she possesses the system knowhow.
Intricate secret codes are used in various forms eg: when the names of trees stood for letters. A code is also any system of signs or symbols such as our finger-prints and the genetic Codes used by living cells to translate encoded information (DNA) with magical meanings.
A typical example is the Enigma Machine. The Enigma machines were a series of electro-mechanical rotor cipher machines developed and used in the early-to mid-20th century to protect commercial, diplomatic and military communications.
Thanks to Alan Turing who cracked the Code and averted a major world catastrophe during the Second World War. Indeed, Turing’s skill and work during the Second World War were so decisive that Winston Churchill acknowledged his role as follows: “Turing made the single biggest contribution to Allied victory” Turing was a Code Warrior and brilliant Mathematician.
Going forward with life as a Code, “Never before in history has innovation offered promise of so much to so many in so short a time.” — Bill Gates. And according to David Landes (1998): “Indeed, the very notion of productivity is a by-product of the clock: once one can relate performance to uniform time units, work is never the same” (p. 49–50).
It was the invention of the mechanical clock which in turn led to one of Adam Smith’s seminal insights: wealth and prosperity depend directly—to use Smith’s language—on the “productive powers of labor.” (David Landes (1998 – modified)
Therefore Software Code is undoubtedly the backbone to 21st century economic development, national security and survivability.
Above all, it validates the maxim: “we cannot manage what we cannot measure (codify)”. Today, the quantum challenges, needs and response aspirations for our national leadership, security of life and survivability for a population of about 200 million people cannot be effectively determined, scaled, effectively managed and/or measured without a centralized and dynamic National Code in enigmatic Database and Security Intelligent System.
It is, however, pertinent to state that Nigeria’s survivability is to a larger degree, a shared inspiration, obligation and responsibility of the State and the citizenry.
According to Philip Zelikow Executive Director of 9/11 Commission and a Professor at the University of Virginia, USA, the most significant lessons learned from the 9/11 catastrophe is: “The United States of America would have done, before the 9/11 saga, most of the things (i.e: reactionary measures taken) that we did post 9/11!”
A valid example is the establishment of the Homeland Security Institutional framework with its complex, colossal, multi-dimensional and highly-critical information infrastructure with expansive Database systems on Cybersecurity and Terrorism. It is all for public safety. Indeed, it is all about life as a Code.
Nigeria is currently faced with a similar challenge of weaponized fire wrapped up in Code- ignorance and hate against self – informed by the magnitude our under-development and complexities of terror such as the United Nations suicide bomb blast and other deadly hits, such as the INEC bomb blast at Suleja, Niger State and the Abuja Police HQ, bomb blast, Chibok Girls, and now Dapchi saga to mention but a few. Would we have done some of the things we now intend to do – about 20 years ago?
Would we have mobilized the IT Professionals and created a National Coding Platforms and Institution, Security Intelligence Database, adequately prepared with disaster recovery plans and mastered the related operational complexities before they stuck? What about the monumental and heart breaking corruption and thief-thief figures slapping us in the face every nanosecond?
21st century Information clusters are dynamic knowledge architecture for developing Intelligent and security systems. Many centuries ago, great philosophers of knowledge like Aristotle, Francis Beckon, etc., have informed us that the character of a nation is dictated by the structure, knowledge modules, organizational ability and programmed processes of her information and Database systems. In other words, “As we lay our national information systems bed, so we sleep on it!
The role of Technology and in particular, e-Government and software systems in National Security Database Intelligence dynamics has therefore become a critical and significant component as well as a fundamental necessity for understanding e-security life-cycle.
Also, it amplifies the needs and accelerated urgency for deploying strategies capable of protecting Critical National Information Infrastructure (CNII) with result-oriented and sustainable implementation process. Software-Nigeria is the key and the secure Roadmap to our future and Indigenous skill-sets must be called to national duty.
Empowering the Institute of Software Practitioners of Nigeria (ISPON) therefore becomes an urgent imperative to provide and deliver the required solutions. The reason is not far-fetched, the task is a very sensitive initiative which represents and is indeed, the knowledge laboratory for national survivability. India is a good example of this process.
For so long, our Information and Data attributes seems to have been sentenced by ignorance to the death-roll of our nation-building agenda and development mission.
This artificially conceived anti-Code mindset (the Nigerian factor?) has indeed subverted and corrupted the conscious layers of our intellectual and merit-mechanisms. Furthermore, it has aided and abetted the migration of our patriotic ability, from a community of “what-you-know” to a society of “who-you know” and where you come from! A robust national database can be designed and built by IT professionals to resolve the crisis of Nigeria’s under-development.
Above all, it has created a society that is entangled in techno-phobia and estranged by technology. A society that abhors critical information process; shuns, hunts and crucifies rigorous database generation and myopically subdues professional IT knowledge acquisition project implementation processes as insignificant or unnecessary for national intelligence and people development.
The consequence is that what we now have is a capital merchandising environment – otherwise known as ‘Okada economy’! This has led us to pursue and glorify 4-megawatts of power generation, when indeed we require a minimum of 50-megawatts to jump-start a globally meaningful and competitive vision as the single largest concentration of people of African descent under the universe. It is all about Software.
It is about Database! Information Technology professionals can significantly contribute to the national mission of providing constant power generation and distribution for Nigeria.
The reality today translates to the fact that it should be abundantly clear to us, that the era and long-addicted habit of physically and blindly chasing the containers and cargo packages at all our import terminals and air/land boarders and throwing away the content of the manifest documents that represent the knowledge-base and real world inside the containers, must be over by now.
The fact that ‘Kid Google’ utilizes over 2.3million Megawatts to run its global knowledge business compared to Nigeria’s dream for generating 10,000 Megawatts by 2020, or a reality that Microsoft has earned more money in 25years of its operation – than what General Motors has netted in 100years, should be a wakeup call to Nigeria! Waking up here implies that Code Dreamers, Design-Thinking Innovators and IT Professionals in Nigeria must be accorded their rightful place in the task if Nation building and sustainable development and national security.
The life we live today is made-up of and wrapped in Codes. Information Technology (IT) is undoubtedly the world’s fastest-growing body of knowledge for sustainable development and national survivability.
At the centre of these very complex processes is Software Infrastructure. On a thumb rule, Nigeria needs to case a serious look into Code development and aim to spin out 500,000 Code Warriors within the next 36 months. Life is a Code. No Code, No life!
E-Business
LG Showcases AI-Powered Smart Living Innovations @ Africa Technology Expo 2026

LG Electronics has reaffirmed its commitment to advancing innovation and smart living across Africa by participating as a supporting sponsor at the Africa Technology Expo (ATE) 2026, where the company is showcasing its latest portfolio of premium consumer electronics and home appliance innovations.

The two-day expo, themed around strengthening Africa’s enterprise technology ecosystem through collaboration and innovation, has brought together industry leaders, technology innovators, multinational companies, policymakers, and entrepreneurs to explore opportunities for cross-border partnerships and digital transformation across the continent.
As one of the supporting sponsors of this year’s event, LG’s interactive exhibition booth has become a major attraction, offering visitors firsthand experience of the company’s latest AI-powered technologies designed to enhance everyday life while delivering greater comfort, convenience, energy efficiency, and connectivity.
Among the innovations on display are the latest LG QNED TV, delivering exceptional picture quality and immersive entertainment; the iconic MoodUP™️ Refrigerator, which combines intelligent cooling with customizable LED door panels; the innovative LG WashTower™️, an all-in-one premium laundry solution that maximizes space and efficiency; the energy-efficient LG ARTCOOL Air Conditioner and LG Air Tower, designed to provide smarter climate control; alongside LG’s advanced Dehumidifier and other intelligent home solutions.
Speaking on LG’s participation, Mr. H.S. ji, Managing Director, LG Electronics West Africa, said: “Africa Technology Expo provides an excellent platform to engage with innovators, businesses, and consumers who are shaping the future of technology across the continent. At LG, innovation goes beyond creating advanced products, it is about developing meaningful solutions that improve everyday life.
“Our participation reflects our commitment to supporting Africa’s digital transformation while introducing intelligent technologies that make homes and workplaces smarter, healthier, and more energy-efficient.”
The Africa Technology Expo was established to foster stronger collaboration among African businesses, emerging enterprises, and multinational organisations. During the opening ceremony, the organisers emphasized the need for deeper continental collaboration to unlock Africa’s innovation and economic potential, noting that previous editions of the expo have facilitated approximately $192 million in business deals among participating companies.
LG’s presence at the event aligns with this vision by demonstrating how cutting-edge consumer technology can support economic growth, digital inclusion, and sustainable development across Africa.
Visitors to the LG booth are participating in live product demonstrations, interactive experiences, and expert consultations, gaining valuable insights into how LG’s AI-powered ecosystem seamlessly connects home appliances and entertainment products to deliver a smarter lifestyle.
As technology continues to reshape industries and everyday living, LG remains committed to driving innovation that empowers consumers, supports enterprise growth, and contributes to Africa’s evolving digital economy.
E-Business
Want a Business Loan Without Interest? SMEDAN Launches N500m Fund

Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) has secured a 12 million-dollar commitment from the South Korean Government to establish a Skills Acquisition Centre in Abuja to boost entrepreneurship and strengthen Nigeria’s Micro, Small and Medium Enterprises (MSMEs).

SMEDAN
The Director-General of SMEDAN, Mr Charles Odii, disclosed this in a statement on Sunday to commemorate the 2026 World MSME Day with the theme: “Empowering MSMEs through Innovation and Sustainable Industrial Development.”
Odii said the proposed centre would provide vocational and entrepreneurial training for thousands of young Nigerians and improve the productive capacity of small businesses across the country.
He said the agency was awaiting the allocation of land by the Federal Capital Territory Administration (FCTA) to commence the project.
According to him, SMEDAN is determined not to allow Nigeria to lose the opportunity presented by the South Korean Government’s intervention.
“We need land in the FCT to build the Skills Acquisition Centre. If the FCT Administration is unable to provide one, we will use our office premises in Idu, Abuja, because we do not want Nigeria to miss this 12 million-dollar commitment and opportunity offered by the Korean Government to support skills and vocational training,” he said.
Odii described MSMEs as the backbone of Nigeria’s economy, noting that the agency’s interventions were aimed at empowering small businesses to drive employment and economic growth.
“Small businesses are the heartbeat of Nigeria’s economy. They contribute significantly to employment generation and economic growth.
“By providing infrastructure, skills and financing, we are creating an enabling environment for them to grow, thrive and contribute meaningfully to national development,” he said.
The SMEDAN boss also announced the launch of a N500 million zero-interest Grow Fund to improve access to affordable finance for MSMEs.
He said the facility would be disbursed through cooperative societies, trade associations and business membership organisations under a revolving loan arrangement.
Odii explained that the association-based lending model was designed to improve accountability, ensure effective monitoring and guarantee that funds reached genuine entrepreneurs.
“We visited traders at the market because it is not enough to sit in offices and formulate policies without understanding the realities of the people we are meant to serve.
“We met with butchers, pepper sellers, vegetable traders, provision store owners and market leaders, and they all said one thing: they need access to affordable finance.
“That was why we immediately decided to launch the N500 million Grow Fund. We are not giving the money directly to individuals. We are giving it to associations that know their members and can monitor how the funds are used,” he said.
According to him, beneficiaries will access loans ranging from N250,000 to N500,000, depending on their business needs, without paying interest.
“The funding is meant to support and improve businesses. It should be used for working capital, workspaces, tools and other productive business needs.
“It is a revolving fund. When one beneficiary repays, another entrepreneur can access the same money. This way, the impact of the intervention continues to expand and more small businesses can benefit,” he added.
Odii said the agency planned to expand the fund through partnerships with state governments, development partners and financial institutions willing to provide matching funds.
He also disclosed that SMEDAN had commenced consultations on a new National MSME Policy, expected to be relaunched in November, to strengthen the policy framework for the sector.
He reaffirmed the agency’s commitment to supporting small businesses through skills development, access to finance and policies that would enhance their competitiveness and contribution to Nigeria’s economic development.
E-Business
Privacy Crisis May Undermine Local Hosting of Data by Banks, Fintechs

Nigeria’s weak data protection guardrails may undermine the recent directive by Central Bank of Nigeria (CBN) to banks, fintech firms, and other payment service providers to store payment transaction data generated within the country local servers.

CBN said that the new rule will start from January 1, 2027, as part of new measures to strengthen oversight of the fast-growing digital payments ecosystem.
This will also provide the country greater control over critical data infrastructure, allowing authorities to easily access records, conduct audits, enforce compliance, and investigate, especially in cases where criminal offenses are involved, reducing delays often caused by intermediation between local and foreign entities.
Apart from data sovereignty, the CBN added that moving transaction records from foreign servers will help drive investments in local data centers and cloud storage capacity.
Though reliable estimates are hard to come by, it is believed that Nigeria loses over N60 billion in hosting data in foreign servers.
But a coalition of civil society organizations (CSOs), has raised concerns over safety measures in place to protect data of Nigerians, despite having data protection laws in place.
The coalition, comprising Media Rights Agenda, Paradigm Initiative, Digital Rights Lawyers Initiative, and Accountability Lab Nigeria, among others, released the “Protected From the State, Not By It: Nigeria’s Data Protection Crisis Is a Crisis of Implementation,” where they criticized regulators’ failure to effectively enforce data protection laws, which led to rising cases of digital fraud and rampant illegal sale of sensitive information.
There have been leaks of sensitive voter, financial, and personal records.
For instance, there was alleged unauthorized access to the Continuous Voter Registration (CVR) database of the Independent National Electoral Commission (INEC) during a nationwide CVR exercise.
INEC earlier released the preliminary findings of its investigation into the matter, saying that it found no external breach of its systems and that the personal information of over 90 million registered voters was not compromised.
Despite this, CSOs argued that the incident underscored the lack of oversight, adding that it showed that while data privacy laws are in place, sensitive information can be easily moved from a secure government database and into the hands of private political entities.
The coalition also pointed out regulators’ failure to conduct human rights impact assessments on public surveillance systems before related programs were deployed, urging the government to act on these issues by subjecting public institutions to the same compliance requirements as private organizations.
“This is the asymmetry at the heart of the crisis: citizens are under-protected from data abuse and over-exposed to state monitoring and punishment,” the CSOs stated.
Additional report by coingeek
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