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E-Business

How AI Voice Deepfake Tools Used in Cyber Fraud Can Fool You

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The Beatles have once again delighted millions of fans around the world by releasing a new song, all possible thanks to artificial intelligence (AI), combining parts of an old recording while also improved its audio quality.

While there is joy at the band’s masterpiece, there is also a darker side of using AI to create deepfake voices and images.

Thankfully such deepfakes – and the tools used to make them – are for now not well developed or widespread, nevertheless, their potential for use in fraud schemes is extremely high, and the technology is not standing still.

What are voice deepfakes capable of?

Open AI recently demonstrated an Audio API model that can generate human speech and voice input text. So far, only this Open AI software is the closest to real human speech.

In the future, such models can also become a new tool in the hands of attackers. The Audio API can reproduce the specified text by voice, while users can choose which of the suggested voice options the text will be pronounced with.

The Open AI model, in its existing form, cannot be used to create deepfake voices, but is indicative of the rapid development of voice generation technologies.

Today, practically no devices exist that is capable of producing a high-quality deepfake voice, indistinguishable from real human speech.

However, in the last few months, more tools are being released to generate a human voice. Previously, users needed basic programming skills, but now it is becoming easier to work with them. In the near future, we can expect to see models that will combine both simplicity of use and quality of results.

Fraud using artificial intelligence is uncommon, but examples of “successful” cases are already known. In mid-October 2023, American venture capitalist Tim Draper warned his Twitter followers that scammers can use his voice in fraud schemes. Tim shared that the requests for money being made by his voice are the result of artificial intelligence, which is obviously getting smarter.

How to protect yourself?

So far, society may not perceive voice deepfakes as a possible cyber threat. There are very few cases where they are used with malicious intentions, so protection technologies are slow to appear.

For now, the best way to protect yourself is to listen carefully to what your caller says to you on the telephone. If the recording is of poor quality, has noises, and the voice sounds robotic, this is enough not to trust the information you hear.

Another good way to test your companion’s “humanity” is to ask out-of-the-box questions. For example, if the caller turns out to be a voice model, a question about its favourite color will leave its stumped, as it is not what a victim of fraud usually asks.

Even if the attacker manually dials and plays back the answer at this point, the time delay in the response will make it clear that you are being tricked.

One more safe option is also to install a reliable and comprehensive security solution. While they cannot 100 percent detect deepfake voices, they can help users avoid suspicious websites, payments, and malware downloads, by protecting browsers and checking all files on the computer.

“The main advice at the moment is not to exaggerate the threat or try to recognise voice deepfakes where they don’t exist. For now, the available technology is unlikely to be powerful enough to create a voice a human would not be able to recognise as artificial.

“Nevertheless, you need to be aware of possible threats and be prepared for advanced deepfake fraud becoming a new reality in the near future,” comments Dmitry Anikin, Senior Data Scientist at Kaspersky.


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E-Business

CAC, NIBSS Unveil Platform for Data Access to Private Firms

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Corporate Affairs Commission (CAC) in partnership with the Nigeria Inter-Bank Settlement System (NIBSS) has unveiled a new Application Programming Interface (API) integration system to allow private firms access company data from the Commission’s database.

CAC, NIBSS Unveil Platform for Data Access to Private Firms

Hussaini Ishaq Magaji (SAN), registrar general of CAC, who spoke  in Abuja at the unveiling said the system would give selected private organizations access to CAC services through technology-based companies, called “super agents.”

“This is a practical step to show that the Commission is committed to meeting the expectations of our customers,” he said.

Magaji explained that the integration allows the agents to retrieve data from the CAC database for use in specific client requests, outside the standard services provided by the Commission.

“Before now, only a few government agencies had this integration, especially those involved in investigations, anti-money laundering, and terrorism financing. Now, private companies that meet the criteria can also access it,” he said.

He said the system complies with the Nigerian Data Protection Act 2023, and information such as residential addresses, phone numbers, and dates of birth may be restricted.

“This is a call to law firms and companies with the right technology. We’ve started with NIPS because of their credibility. Embassies and banks can now authenticate company records directly through them.”

“There are prescribed fees. We already collect them on our portal, and now customers can also pay through these agents,” he explained.

He named NIPS, MoneyPoint, and OPE as some of the companies involved.

“OPE and MoneyPoint handle only registrations. But NIPS has moved further into validation and verification,” he said.

Ngover Ihyembe-Nwankwo, executive director at NIBSS, who represented Premier Oiwoh, managing director, said the service allows secure and efficient data verification.

“This is the result of years of effort to connect our systems with CAC. It will help users verify data within the limits of data protection laws,” she said.

She said the move is a way to lower costs and promote interoperability across the financial sector.

 

 


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FG Launches Online Citizenship, Business Management Platform

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Ministry of Interior has announced the launch of a new Online Citizenship and Business Management Platform in line with the Renewed Hope Agenda of President Bola Tinubu.

FG Launches Online Citizenship, Business Management Platform

A statement signed by Dr Magdalene Ajani, permanent secretary, Ministry of Interior’s said the initiative forms a key part of its ongoing reforms aimed at promoting transparency, enhancing operational efficiency, and significantly improving service delivery to the public.

The new digital platform is designed to streamline the application and processing of citizenship and business-related services, ensuring faster turnaround times and improved user experience.

The platform allows users to apply for and manage business permits, ensuring that both local and foreign businesses operate legally in Nigeria.

It includes an Expatriate Quota System to manage work permits for foreign employees, helping companies hire skilled workers while complying with Nigeria’s immigration laws.

The Citizenship Administration and Management System provides a streamlined online process for applying, tracking, and managing Nigerian citizenship applications and related services.

Members of the public, corporate entities, and other stakeholders are expected to access the platform through the ministry’s website: https://interior.gov.ng , Direct Portal Access: https://candb.interior.gov.ng , or contact candb-support@interior.gov.ng for support and inquiries.

“The Ministry of Interior remains committed to establishing a more efficient, transparent, and secure framework for citizenship administration, while continuously enhancing service delivery through digital transformation,” the statement read in part.

 

 

 

 

 

 


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NITDA, CISCO Empower Youth with Digital Skills

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Fifty selected young unemployed Nigerians have completed a four-week intensive digital skills bootcamp under the Digital Literacy for All (DL4ALL) initiative, gaining practical training in Data Science, Artificial Intelligence (AI), and IT Essentials.

The programme, a collaborative effort between the National Information Technology Development Agency (NITDA) and Cisco, was hosted at NITDA’s South West Zonal Office in Victoria Island, Lagos.

Speaking on behalf of the Director General of NITDA, Kashifu Inuwa , the Head of the South West Zonal Office, Mrs. Chioma Okee-Agugwo, described the initiative as a vital component of Nigeria’s digital future. “This is not just a closing ceremony. It is the launchpad for new journeys—anchored in digital knowledge and powered by innovation,” she remarked.

According to the Director General, the initiative is rooted in NITDA’s Strategic Roadmap and Action Plan (SRAP 2.0) and reflects key focus areas including Digital Literacy, Emerging Technologies, and Youth Empowerment. It also aligns with President Bola Ahmed Tinubu’s Renewed Hope Agenda, which seeks to accelerate economic diversification through digitisation, innovation, and skills development.

Inuwa noted that the DL4ALL initiative forms part of Nigeria’s broader commitment to digital inclusion—ensuring that no one is left behind in the evolving digital economy. It also supports the ambitious goal of achieving 70% digital literacy by 2027, championed by the Honourable Minister of Communications, Innovation and Digital Economy, Dr. Bosun Tijani. This national vision aims to equip millions of Nigerians with the skills required to thrive in a tech-driven world.

He further emphasized the importance of empowering youth with globally relevant skills. “They are no longer just consumers of technology. They are creators, innovators, and future employers,” he said.

The NITDA boss explained that throughout the bootcamp, participants engaged in hands-on learning experiences designed to build both technical proficiency and digital leadership capabilities.

“This is only the beginning,” he stated. “Through our zonal strategy, we are bringing innovation closer to local communities. This is how we democratise access and unlock Nigeria’s full digital potential.”

Inuwa expressed appreciation to Cisco for delivering high-impact training and called on stakeholders to continue investing in partnerships, people, and platforms that drive digital inclusion.

He asserted that the newly certified participants are now equipped to contribute meaningfully to Nigeria’s digital economy—armed with the skills to build solutions, secure infrastructure, and launch tech ventures that solve real-world problems.

At the end of the bootcamp, participants demonstrated their knowledge through impressive presentations that showcased the integration of skills acquired across Data Science, AI, and IT Essentials. Many spoke passionately about how the programme had expanded their technical competence and sparked a drive to create job opportunities—not only for themselves but also for others—as entrepreneurs and digital solution providers in their communities.


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