General News
Keeping Internet Traffic Local Can Improve Nigeria’s Cyber Security-Mohammed Rudman
By chukwuemeka fred agbata
All serious digitally-driven economies invest heavily in infrastructure and one critical aspect is what is known as an Internet Exchange Point, IXP, which is simply a physical infrastructure that allows the several internet provider, ISP’s and network operators to exchange traffic between their networks.
Nigeria also owns one, that is tasked with facilitating internet operations, localising traffic as well as reducing local internet routing costs.
I recently had a chat with Mohammed Rudman, CEO, Internet eXchange Point of Nigeria and he was able to break down some of the complex, behind the scene activities that make the internet tick.
Mohammed stated that what happens when you visit a website from your device is that you put a name into the browser of your computer and there is a resolver that actually talks to what is called a DNS server that does the translation. “It is a series of referrals that happens from your computer to the service provider’s computers, to the entire internet computers, to get you an answer”, he stressed.
Mohammed further explained that behind the website you are browsing, there is what is called an IP Address. “Each computer in the world and each website in the world, has what is called an IP Address. It is a number that is hidden”, he stated. “Nigerian networks are eyeball content heavy”, he opined.
He explained that there are two kinds of networks on the internet. The first one is what he calls the ‘eyeball network’. These are people trying to browse or networks that have people behind them, such as MTN, Airtel, etc. The second is content networks that have the content, such as Google, yahoo, Facebook, etc. “Nigerian networks are eyeball content heavy”, he opined.
On why it is important to keep the traffic search on the internet local, Mohammed gave 5 good reasons why this should be so. The first benefit is that Nigeria will reduce the capital flight incurred in hosting in other countries, which is in US Dollars. The second benefit is that, the reduction is capital flight will also lead to reduction in latency and cost reduction as well as higher quality of service.
The third advantage of hosting locally to keep the traffic local, is that it further strengthens the cyber security of the country, as passing of data through international borders is now sidetracked. The fourth advantage, according to Mohammed, is business continuity. He stated that we depend on submarine cables for hosting internationally. If a natural disaster occurs, such as a Tsunami, and damages these submarine cables, this will definitely mean a disruption in the local individual and business communication flow.
The fifth benefit of hosting the internet traffic search locally, is that we will gain and develop the technical skills to manage data centers to host ourselves instead of depending on other countries that host. This also, inadvertently, means the creation of more jobs for Nigerian.
Mohammed is of the view that we are ready to keep the traffic locally by hosting here in Nigeria, as the data centers currently have adequate infrastructure on ground to support the weight. “Most of them also have the potentials to expand their facilities”, he observed.
Mohammed also explained what an Internet Exchange Point is and does. “An Internet Exchange Point, is a physical infrastructure, where all internet providers, educational institutions and any other organisations that are IP-centric that they usually, physically get connected to, so that they can exchange their traffic locally”, he stressed. He also said that a country can have as many exchange points as possible, but it has to be in a community where not less than 3 service providers are available, because they must exchange traffic.
On the fact that Nigeria is not playing big in content and what we can do to rectify this, Mohammed is of the view that we need to improve on our advocacy.
He stated that we cannot be content consumers alone, but we must also be content creators too.
He stated that the content that Nigerians generate are hosted outside Nigeria and in his opinion, government and other stakeholders should evolve policies that will change the ‘center of gravity of content on the internet’ from South Africa to Nigeria.
Nigeria’s startup ecosystem received a fresh injection of momentum as top emerging ventures secured funding and investor attention at the iHatch National Demo Day, where Interface Africa clinched the highest prize of $15,000.
The 4th cohort of the NITDA–JICA-backed accelerator brought together founders, policymakers, and venture stakeholders in Abuja, showcasing innovations ranging from clean-energy financing and digital food marketplaces to next-gen fintech tools.
The startups went rounds of running through state-level selections and regional competition. iHatch was established in 2021 as a strategic partnership to create an enabling environment for young Nigerians to develop and scale their innovative solutions.
The iHatch National Demo Day (4th Cohort), is an initiative by NITDA and JICA which provides a clear pathway for homegrown talent to contribute significantly to economic diversification and digital transformation.
After rigorous selection processes, the top founders converged to pitch their innovations, recognised the standout performers, which are:
Interface Africa with $15,000, the firm is driving Nigeria’s clean energy transition by enabling structured and affordable solar financing.
Ahioma with $12,000, the firm enhances food accessibility with a digital marketplace connecting consumers directly to trusted vendors.
Linia Finance with $10,000, the firm is helping Nigerians take control of their finances with tools for budgeting, tracking, and smart money planning.
Chapta got a laptop reward. They delivering an offline-capable school application ensuring consistent, accessible learning for students everywhere.
Softdrop also got a laptop reward, they solve logistics challenges through a modern delivery platform designed for speed, convenience, and efficiency.
Fidelity Bank Plc, a leading financial institution, will host a free virtual training on the Nigeria Tax Act 2025 (NTA) as part of its commitment to helping small businesses prepare for the upcoming legislation.
Fidelity Bank
The masterclass is scheduled for 10:00 AM (Nigerian time) on Friday, 12 December 2025. It will provide participants with clear insights into changes in the tax framework, the impact on income and business operations, and practical steps to avoid penalties in 2026.
Attendees will also learn strategies to stay ahead in an evolving regulatory environment.
The Nigerian government enacted major tax reforms on 26 June 2025 when President Bola Ahmed Tinubu signed four tax bills into law.
These Acts will take effect on 1 January 2026 and represent a significant overhaul of the country’s tax system.
The reforms aim to modernize and harmonize Nigeria’s tax framework, improve revenue generation, broaden the tax base, and create clearer rules for individuals, businesses, and government agencies.
“Our decision to host this masterclass reflects our commitment to empowering businesses with the right information ahead of the commencement of the new tax regime.
“Information is money and a well-informed business owner is already steps ahead in the race to success.
“This is why we are bringing experts to provide accurate details and demystify the tax act,” said Osita Ede, Divisional Head, Product Development, Fidelity Bank Plc.
Interested participants can register via https://bit.ly/2026TaxLawMasterclass .
PalmPay, Nigeria’s leading digital banking platform, has renewed its commitment to deepening financial inclusion across the country. At the CeBIH Annual Conference 2025, themed “Reimagining Financial Inclusion through Cultural Shifts in Consumer Credit,” PalmPay’s Managing Director, Chika Nwosu, urged industry players to deepen financial inclusion by embracing community-aligned solutions and customer-centric innovations that can better serve Nigeria’s underserved and unbanked populations.
Speaking during a panel session titled “Social Inclusion, A Veritable Tool for Financial Inclusion,” Chika Nwosu joined other industry leaders to share insights on strengthening participation among women, rural dwellers, low-income earners, and other financially excluded groups.
Chika Nwosu highlighted PalmPay’s commitment to inclusive finance through its 500,000-strong agent network, which enables seamless cash-in/cash-out services for unbanked users across Nigeria. He also emphasised the importance of PalmPay’s USSD platform, 861#, which allows users with basic phones or limited internet access to perform essential financial transactions.
“Financial inclusion goes beyond access; it must be equitable and tailored to real-life needs,” Chika Nwosu said. He shared how PalmPay leverages behavioural insights to design impactful services, including affordable health insurance, reliable bill payments, merchant solutions, and automated savings features that support financial discipline among users.
The session further examined the role of grassroots agents and community touchpoints in driving last-mile adoption. Chika Nwosu noted that PalmPay’s widespread community presence continues to build trust and encourage excluded populations to embrace digital financial tools.
The session was moderated by Ronke Kuye of the CeBIH Advisory Council and featured representatives from E-Doc Online, SmartCash Payment Service Bank, SANEF, and EFINA.
PalmPay reaffirmed its commitment to driving accessible, secure, and inclusive financial services for all Nigerians. PalmPay is a leading digital banking platform driving financial inclusion and economic empowerment in underserved emerging markets. Through its secure, user-friendly, and inclusive suite of financial services, PalmPay empowers individuals and businesses with tools to manage and grow their money.
PalmPay offers a comprehensive range of products, including mobile payments, savings, and micro-insurance via its app and mobile money agent network.
Since launching in Nigeria in 2019 under a Mobile Money Operator license, the platform has grown to over 35 million app users. PalmPay has operations in Nigeria, Ghana, Tanzania, and Bangladesh.
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