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Knowledge Olympiad: Africa Must Step Forward Digitally- Experts

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Chris Uwaje
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The knowledge Olympiad is here and Africa must step forward to be counted and digitally ready at all levels, if she must survive the emerging critical challenges, traumatic impact as well as secure the opportunities and benefits presented by ‘globalization order’ of the 21st Century, said Okwu Marcus Eke with contributions from Chris Uwaje, Africa Chair on IEEE World Forum on IoT .

The duo made the appeal in a combined conference keynote speech at the Second Africa and Middle East Conference on Software Engineering (AMECSE 2016)                                             

Organised by the Software Engineering Competence Center (SECC) of Information Technology Industry Development Agency (ITIDA).

With a topic & focus on “Africa and Software of Things – Engaging the Knowledge Olympiad”, Eke and Uwaje said that competition has always been the Hallmark of appraising human development at traditional and modern levels. “In the stone age as we knew it, physical muscle was the measure to determine right and progress”, the IT experts said.

The duo re-emphasised that today, humanity lives in a ‘Software-first’ World, where Innovation and disruptive creativity has become the centre of gravity of life and significance of human existence.

“And by extension – in my professional evaluation – the most constructive and strategic pathway to Africa’s future and survivability, resides in the mastery, application and sustainable control of her Intellectual Capital. Africa must Innovate or be digitally enslaved. We must move from abject consumer to respectable creator and producer – with special reference on how to aggregate her Software potentials, skills and capacities for global competitiveness”.

On the keynote which focuses on the concept of “Africa and Software of Things” (ASoTs) within the context of Internet of Things” IoTs, Eke and Uwaje said it “addresses the vision, mission, mechanisms and dynamic approaches for developing the continent’s inter-connected knowledge architecture and Framework – as a creative response for the emerging impact of Internet of Things & Everything. The keynote will make useful recommendation on how to add incremental value to Africa Software Ecosystem – through Africa and Software of Things (ASoTs).

“But today, Knowledge has become and will for a longtime remain the primary key and most critical factor for national development, wealth creation, and promotion of human dignity, productivity, increased GDP and above all, National Security and global competitiveness. The centre of gravity of the knowledge in question resides in understanding the chemistry of Software Development Ecosystem.      

“Humanity today, lives in a ‘Software-first’ World, where Innovation and disruptive creativity has become the centre of gravity of life and significance of human existence. And by extension – in my professional evaluation – the most constructive, disruptive, and strategic pathway to Africa’s future and survivability, resides in the mastery, application and sustainable control of her Intellectual Capital. Africa must Innovate or be digitally enslaved. We must move from abject consumer to respectable creator and producer – with special reference on how to aggregate her Software potentials, skills and capacities for global competitiveness.

Concept and Objective
“The concept of “Africa and Software of Things” (ASoTs) within the context of Internet of Things (IoTs) therefore addresses the vision, mission, mechanisms and dynamic approaches for developing the continent’s inter-connected knowledge architecture and Framework – as a creative response for the emerging impact of Internet of Things & Everything. We all know that Rail lanes, Air transport and Sea Transport were the critical tools that drove the western economy which is still a challenge in Africa, but today the Broadband is the proven tool for driving the Sustainable African economy in this digital era. Therefore, Software engineers, developers and architect must leverage on this to create innovations that will transform businesses and lives in Africa.

Africa and Statistics of Internet
“Africa has a population of over 1.1billion people with is 16% of the world population, According to internetlivestat.com, Africa has recorded 9.8% penetration of Internet Users against the 90.2% of the rest of the world. We are not there yet but if we must secure the opportunities provided by the IoTs, Africa must understand the role and impact of Software in actualizing the globalization order. Already we are experiencing rapid growth in Internet Access in many parts of the continent is an engine that will drive the Software world of Africa.

“Within the last half decade, For Instance in Nigeria where Internet Penetration has actually increased from 23% to 46.1%, we have recorded tremendous growth in the area of software development, job creation, education, health, agriculture, digital inclusion etc. It was said that ICT in Nigeria contributes 10% of the national GDP so it means that if platforms are created, skills and capacity developed, policies and strategic plans implemented, Africa will be transformed into a Digital Natives.

In Search of Africa’s Innovation ‘IP Grid’
“Records from her past records of civilization is proof that Africa is a treasure-house of knowledge about ‘Logic of things’. Therefore, Africa must urgently set sail in search of her unique but currently hidden Innovation Grid – through critical Software Engineering Research. SoTs represents the fundamental need for Africa Innovative minds to explore the most dynamic and consistent process for the development of critical knowledge-fusion model for Africa’s Innovation IP Grid’.

IoTs and the Role of Embedded Systems
“The Internet of Things (IoTs) is generally thought of as connecting things to the Internet and using that connection to provide some kind of useful remote monitoring or control of those things. This definition of IoTs is limited, and references only part of the IoTs evolution. It is basically a rebranding of the existing Machine to Machine (M2M) market of today.

“The IoTs creates an intelligent, invisible network fabric that can be sensed, controlled and programmed. IoTs-enabled products employ embedded technology that allows them to communicate, directly or indirectly, with each other or the Internet.”

In the 1990s, Internet connectivity began to proliferate in enterprise and consumer markets, but was still limited in its use because of the low performance of the network interconnect.

“In the 2000s Internet connectivity became the norm for many applications and today is expected as part of many enterprise, industrial and consumer products to provide access to information. However, these devices are still primarily things on the Internet that require more human interaction and monitoring through apps and interfaces. The true promise of the IoTs is just starting to be realized – when invisible technology operates behind the scenes dynamically responding to how we want “things” to act.

“To date, the world has deployed about 5 billion “smart” connected things. Predictions say there will be 50 billion connected devices by 2020 and in our lifetime we will experience life with a trillion-node network. Those are really big numbers. How things are fundamentally deployed today is a barrier to realizing those numbers. The industry will only achieve the reality of 50 billion connected devices by simplifying how things connect and communicate today.

“The IoTs is expected to transform how we live, work and play. From factory automation and automotive connectivity to wearable body sensors and home appliances, the IoTs is set to touch every facet of our lives. We will “author” our life with networks around us that constantly change and evolve based on our surroundings and inputs from other systems. It will make our lives safer with cars that sense each other to avoid accidents. It will make our lives more green with lighting systems that adjust based on the amount of daylight from windows. It will make our lives healthier with wearables that can detect heart attacks and strokes before they happen. There is a long road ahead to the IoTs in Africa. But one thing is for sure, it is going to be amazing.

Special Focus & Impact Areas:
“The next battle field for globalization will be of constructive National Policies and Strategies on Internet of Things (IoTs) and digital Security and Artificial Intelligence of Things (AIoTs). Other sensitive areas include but not limited to: Empowering the Youth and the New Creative Class; Understanding and Classifying Software as Food & Drugs; Devote great interest to promoting Digital Games with African Content; Engaging and facilitating Access to Mobile Broadband technology/IPv6 and reduce the unavoidable Africa e-Culture Shock of 21st Century.

Keynote Recommendation
“Moving forward, and recognizing the fact that indigenous knowledge content in Africa faces a monumental challenge at the mercy of the current and emerging knowledge Olympiad wrapped up in IoTs, Software Embedded Systems, IPv6, Cloud, Nano of Things, Big Data, etc.,  the Keynote will solicit the endorsement of Africa Software Engineers, Policy Makers and Stakeholders to:

“1. Declare the current status of Africa Software Development and Application as a “Critical State of Emergency” and establish Africa Software Development Bank as a Subsidiary of Africa Development Bank (ADB)

“2. Advocate the need to establish a Continental Software Knowledge Framework (CSKF) for Africa as a platform to cluster, bank and share critical software knowledge on logic systems at all levels.

“3. Call on Policy Makers and Leadership in Africa establish the Africa Continent Software Research Fund” and by extension, pledge to adopt, advance and promote the concept of Africa IP Knowledge Grid (AIPKG).

“4. Approve the establishment of an Africa-wide e-Knowledge Competition on Africa Software of Things aspect of IoTs.

“5. Retool the Africa Knowledge Workforce from the Kindergarten to Tertiary levels with Software Engineering and Development, skills,  abilities and capacities as strategic imperative for the establishment of the “Africa’s New Creative and Innovative Class”                    

“As a young innovator, I believe in Africa, her strength, her heritage, her potentials skills and the progress she has made over the years and I am confident that the solutions for creating a Digital and prosperous Africa lies from within (Skills/Capacity development) and if we must live our dream of Smart Africa, then Africa must accept Software space as a vital tool that can drive the economy and retooling Africa Knowledge Ecosystem.

 


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Chams Carves Out Subsidiary to Support Africa’s Digital Transformation

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Chams Holding Company Plc, (Chams Holdco), digital payments and verification firm, has created a new subsidiary which is expected to strengthen the push for Africa’s digital transformation.

Chams Carves Out Subsidiary to Support Africa’s Digital Transformation

The creation of the new subsidiary, ChamsCorp Plc, which took effect from February 1, was made known in a filing to the Nigerian Exchange Limited , according to an announcement.

Chams said that the new subsidiary, which is its 5th, will give a new dimension to its more than 40 years of work in building the digital ecosystem not only in Nigeria, but across the continent and the rest of the world.

The newly created company will focus on three major aspects, namely the manufacturing of digital devices and development of digital infrastructure and services; data center design, construction and operations, and the development and implementation of AI infrastructure and intelligent systems.

It will also contribute to its parent company’s digital ID, digital verification, and trust services offering.

“For nearly four decades, we’ve enabled trust in transactions and identity. Now, we go furthe”

Chams is expanding into AI, data centre infrastructure, and intelligent systems, building the backbone for Africa’s digital transformation,” the company wrote in a LinkedIn post.

“We are not just participating in the future. We are engineering it,” the message added.

According to the Chams announcement, a decision of its Board of Directors appointed members of the pioneer board of ChamsCorp Plc, with renowned banker Mohammed Bashir Yunusa designated as Chairman.

He is described as a well-known finance expert who specializes in deal structuring, corporate and retail finance, business strategy, digital transformation, and Islamic Finance and Banking.

With more than 10 years of experience in the financial services industry, Yunusa currently serves as head of Consumer and Digital Banking for Non-Interest Banking Retail at Sterling Bank Nigeria, and will also serve as a non-executive director on the board.

“Chamscorp is designed to take our most ambitious ideas to market at speed and scale. As Africa’s digital economy evolves, we are focused on delivering transformative solutions that empower governments, businesses, and citizens alike,” Femi Oyenuga, CEO, Chams, commented on the development.

Chams has over the years played a major role in contributing to Nigeria’s digital ID ecosystem development to facilitate access to financial services.

In 2023, the company Group Chairman publicly stated that in providing such digital services to the Nigerian government, it had incurred debts estimated at $100 million and were planning to change their business model as a result.


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Nigeria, South Africa Drive Stablecoin Spending in Africa

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Africa has emerged as the global frontrunner in stablecoin adoption, with Nigeria and South Africa leading the charge with the fastest adoption rate, as transactions surge across the continent.

This is according to the Stablecoin Utility Report, compiled by YouGov on behalf of fintech firm BVNK.

The study, conducted in partnership with Coinbase and Artemis, surveyed over 4 600 early adopters and crypto-natives in 15 countries across five continents.

It shows people are turning to stablecoins to move money more quickly, securely and affordably – and how this shift in behaviour is becoming a worldwide trend beyond its roots in the Global South.

Stablecoin adoption is accelerating particularly rapidly across Africa in 2026, driven by currency volatility, high inflation and the need for cheaper, faster cross-border payments, it finds.

The Stablecoin Utility Report shows that 79% of African respondents hold stablecoins − the highest ownership rate globally − while 76% say they intend to acquire them in the near future.

Nigeria and SA lead the continent in everyday stablecoin spending, highlighting a shift from holding digital dollars as a store of value, to actively using them for commerce.

The appetite to be paid in stablecoins is even stronger: 95% expressed interest in receiving income via dollar-pegged digital assets, whether for salaries, freelance work or cross-border services, according to the study.

Anthony Yim, co-founder and CEO of crypto research firm Artemis, explains: “We’re experiencing a significant behavioural shift in the way people are using stablecoins.

“Crypto natives and early adopters are fully on board with stablecoins, using them to pay and be paid. This is driving mainstream, global adoption – stablecoin supply has increased 500% over the past five years. Alongside the passage of multiple legislation initiatives in numerous countries, it’s clear we’re experiencing a tipping point.”

From hedge to household spending

Unlike in some developed markets where stablecoins are viewed primarily as a payments upgrade, African users are deploying them as practical financial tools. Key use cases include hedging against inflation, facilitating remittances and funding day-to-day purchases.

The report finds that 92% of African respondents say the condition of their national economy directly affects their stablecoin usage − a reflection of currency volatility, capital controls and high remittance costs across several markets.

Africa also recorded the highest likelihood globally (89%) of users adopting stablecoin-linked debit cards, signalling demand for tighter integration between digital assets and traditional payments.

Infrastructure, not ideology

Taken together, the findings reinforce a broader thesis: stablecoins are evolving beyond a payment method into payments infrastructure, states the report.

For individuals, this means receiving income faster and at lower cost. For businesses, it enables borderless treasury operations and supplier payments. For financial platforms, it opens opportunities to embed stablecoin wallets, debit cards and cross-border settlement into core offerings.

This demand for institutional-grade integration is evident globally, with 77% of survey respondents saying they would open a stablecoin wallet if offered by their primary bank or fintech provider.

As adoption deepens in Africa and regulatory frameworks mature in developed markets, the data suggests stablecoins are no longer a niche crypto product − but a structural layer in the future of global money movement, notes BVNK.


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Kaspersky Reports 15% Growth in Malicious email Attacks in 2025

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According to Kaspersky telemetry, almost every second email – 44.99% of global traffic – was spam in 2025. Spam consists not only of unsolicited emails, but can also include various email threats such as scam, phishing and malware.

In 2025, individuals and corporate users encountered over 144 million malicious and potentially unwanted email attachments, representing a 15% increase compared to the previous year figures.

In 2025, APAC had the largest share of email antivirus detections: it reached 30%, followed by Europe with 21%. Next came Latin America (16%) and the Middle East (15%), Russia and CIS (12%) and Africa (6%). As for individual countries, China had the highest rate of malicious and potentially unwanted email attachments, with the share of email antivirus detections of 14%. Russia ranked second (11%), followed by Mexico (8%), Spain (8%) and Turkey (5%).

Email antivirus detections peaked moderately in June, July and November.

Key trends in email spam and phishing

Kaspersky’s annual analysis has also identified several persistent trends in the email spam and phishing threat landscape that are expected to continue into 2026:

  • Combination of various communication channels. Attackers lure email users into switching to messengers or calling fraudulent phone numbers. For instance, scam investment mailings may redirect victims to fake websites, where they are asked to provide their contact information, and then cybercriminals will follow up with a phone call.
  • Usage of diverse evasion techniques in phishing and malicious emails. Threat actors frequently try to disguise phishing URLs, for example, with the help of link protection services and QR codes. These QR codes are often embedded directly in email bodies or within PDF attachments, which not only conceals phishing links but also encourages users to scan them on mobile devices, potentially exploiting weaker security measures than corporate PCs.
  • Mailings exploiting diverse legitimate platforms. For example, Kaspersky experts discovered a fraudulent tactic that abuses OpenAI’s organisation creation and team invitation features to send spam emails from legitimate OpenAI addresses, potentially tricking users into clicking scam links or dialing fraudulent phone numbers. Additionally, a calendar-based phishing scheme, which originated in the late 2010s, resurfaced last year with a focus on corporate users.
  • Refining tactics in business email compromise (BEC) attacks. In 2025 attackers attempted to become even more persuasive by incorporating fake forwarded emails into their correspondence. These emails lacked thread-index headers or other headers, making it difficult to verify their legitimacy within an email conversation. 

“Email phishing shouldn’t be underestimated. Our report reveals that one in ten business attacks starts with phishing, with a significant proportion being Advanced Persistent Threats (APTs). In 2025, we saw an increase in the sophistication of targeted email attacks. Even the smallest details are meticulously crafted in these malicious campaigns, including the composition of sender addresses and the tailoring of content to real corporate events and processes.

“The commodification of generative AI has significantly amplified this threat, enabling attackers to craft convincing, personalised phishing messages at scale with minimal effort, automatically adapting tone, language and context to specific targets,” comments Roman Dedenok, anti-spam expert at Kaspersky.

 


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