General News
(Opinion) How educators can help stem the tide of cyberbullying

By Akin Banuso, Country Manager, Microsoft Nigeria,
It’s perhaps one of the great paradoxes of our time – the opportunities that technology presents come with complexities that can be difficult to navigate. Nowhere is this more evident than in today’s classrooms. Whiletechnology is helping transform the learning experience in profound ways, it can also leave students exposed to significant online risk if the right measures aren’t in place.
A recent survey on online bullying in the Middle East and North Africa revealed the depth of the challenge educators and parents face, highlighting that at least 85 percent of UAE children have been bullied online.
In Nigeria, the government has addressed this plight through the provision for an Act that protects people from cyberbullying. However, there is much that still needs to be done in curbing cyberbullying by providing effective means of prosecuting cases in this regard and by raising awareness of the Cybercrimes Act in order to encourage victims of to report the offenders.
As a means of dealing with a wide variety of technology-based threats, the National Assembly enacted an Act called The Cybercrimes (Prohibition, Prevention, Etc.) Act 2015 Cybercrimes (” Cybercrimes Act”) with the purpose of providing an effective and unified legal, regulatory and institutional framework for the prohibition, prevention, detection, prosecution and punishment of cybercrimes in Nigeria. It’s worth noting there two specific forms of cyberbullying have been criminalised – cyberstalking and racial and homophobic offenses.
Vast research has showed that children lack the necessary supervision required to effectively safeguard them from becoming victims of any form of cyberbullying. While parents have a role to play in limiting and supervising access to the internet, educators can also make a key difference. The more teachers are equipped themselves to deal with cyberbullying, the better the chance we have of combatting the online threat. In fact, there are several powerful ways we as adults can intervene in the cycle of online bullying.
Helping to prevent cyberbullying begins with listening to children. Ask them to talk about their lives. Sit with younger children while they play and explore online. It’s a good idea to regularly ask tweens and teens to show you around the websites they visit, where they hang out, who with, and how they talk to each other. This is particularly important in a school setting, where online activities should be closely monitored so that appropriate online behaviour can be encouraged.
There are also ways of watching out for signs of online cruelty. This typically involves taking note when children get upset while online or texting, or when they have a reluctance to be at school. At the same time, teachers can keep an eye out for children being mean to others online.
Greater awareness around the consequences of bullying can assist in discouraging a culture of cyberbullying. Help children understand that cyberbullying can get them into serious trouble. In some cases, this might even involve legal ramifications. At the same time, encourage them to think about the psychological effects cyberbullying might have on others.
Its important children feel they can report cyberbullying to you. Microsoft’s recent Digital Civility Index reveals that while cyberbullying is frequently listed as one of the most painful online risks, just 56 percent of teens in Turkey and 46 percent in South Africa ask for help when dealing with an online threat.
To counteract this, adults need to promise unconditional support. Part of this involves reassuring children that you won’t curtail phone, gaming, or computer privileges because of others’ behaviour. In the context of a classroom specifically, this would also involve providing students with an anonymous platform from which they can report cyberbullying.
One of the most effective ways to prevent online bullying is social and emotional learning—the process through which we learn to build strong relationships and develop healthy boundaries and self-perceptions.
Key to this is promoting empathy and kindness. Actively teach thoughtfulness. This can help students understand how small, thoughtful actions can make a huge difference in others’ lives.
Educators can even advocate for empathy training at school or start a kindness campaign within their classrooms. This could be as simple as each student agreeing to do one kind thing a day, or it could have a much broader scope, such as developing a programme to challenge a culture of criticism with the school. Similar campaigns can be replicated at home or even in a broader neighbourhood.
As a teacher, you can collaborate with other educators to create programmes that explicitly address social-emotional skills. In fact, collaborative learning platforms can enable students to work together respectfully and to negotiate as they co-create. For example, by having students learn how to accommodate the needs of others when creating worlds in Minecraft, teachers can find opportunities to develop deeper emotional literacy and introduce strategies to resolve challenges or understand perspectives.
Like teachers, parents have a critical role in identifying and stopping cyberbullying. As a parent, you might be surprised how difficult it can be for a child to admit, even to you, that they are being bullied. To help them get past this, create an environment that allows them to feel safe to tell you the full story. From there, together, you can come up with a plan of action. Encourage your child not to retaliate and to rather ignore or block the bully. Save the online discussions as evidence just in case it escalates to threats of violence and the police need to be involved. Approach their teacher or school counsellor and find out what steps can be taken to prevent it from happening in the future.
Reassure your child that they always have your support and shouldn’t feel ashamed. Get them involved in activities that make them feel good so that they can move on and heal from the incident.
At the end of the day, combatting online risks like cyberbullying begins with promoting digital civility and helping one another to be responsible digital citizens.
General News
Top Nigerian Startups Secure Funding Boost @ iHatch Demo Day Awards

Nigeria’s startup ecosystem received a fresh injection of momentum as top emerging ventures secured funding and investor attention at the iHatch National Demo Day, where Interface Africa clinched the highest prize of $15,000.

The 4th cohort of the NITDA–JICA-backed accelerator brought together founders, policymakers, and venture stakeholders in Abuja, showcasing innovations ranging from clean-energy financing and digital food marketplaces to next-gen fintech tools.
The startups went rounds of running through state-level selections and regional competition. iHatch was established in 2021 as a strategic partnership to create an enabling environment for young Nigerians to develop and scale their innovative solutions.
The iHatch National Demo Day (4th Cohort), is an initiative by NITDA and JICA which provides a clear pathway for homegrown talent to contribute significantly to economic diversification and digital transformation.
After rigorous selection processes, the top founders converged to pitch their innovations, recognised the standout performers, which are:
Interface Africa with $15,000, the firm is driving Nigeria’s clean energy transition by enabling structured and affordable solar financing.
Ahioma with $12,000, the firm enhances food accessibility with a digital marketplace connecting consumers directly to trusted vendors.
Linia Finance with $10,000, the firm is helping Nigerians take control of their finances with tools for budgeting, tracking, and smart money planning.
Chapta got a laptop reward. They delivering an offline-capable school application ensuring consistent, accessible learning for students everywhere.
Softdrop also got a laptop reward, they solve logistics challenges through a modern delivery platform designed for speed, convenience, and efficiency.
General News
Fidelity Bank to Host Virtual Masterclass on New Tax Law

Fidelity Bank Plc, a leading financial institution, will host a free virtual training on the Nigeria Tax Act 2025 (NTA) as part of its commitment to helping small businesses prepare for the upcoming legislation.

Fidelity Bank
The masterclass is scheduled for 10:00 AM (Nigerian time) on Friday, 12 December 2025. It will provide participants with clear insights into changes in the tax framework, the impact on income and business operations, and practical steps to avoid penalties in 2026.
Attendees will also learn strategies to stay ahead in an evolving regulatory environment.
The Nigerian government enacted major tax reforms on 26 June 2025 when President Bola Ahmed Tinubu signed four tax bills into law.
These Acts will take effect on 1 January 2026 and represent a significant overhaul of the country’s tax system.
The reforms aim to modernize and harmonize Nigeria’s tax framework, improve revenue generation, broaden the tax base, and create clearer rules for individuals, businesses, and government agencies.
“Our decision to host this masterclass reflects our commitment to empowering businesses with the right information ahead of the commencement of the new tax regime.
“Information is money and a well-informed business owner is already steps ahead in the race to success.
“This is why we are bringing experts to provide accurate details and demystify the tax act,” said Osita Ede, Divisional Head, Product Development, Fidelity Bank Plc.
Interested participants can register via https://bit.ly/2026TaxLawMasterclass .
General News
PalmPay MD Seeks Deeper Financial Inclusion @ CeBIH Annual Conference 2025

PalmPay, Nigeria’s leading digital banking platform, has renewed its commitment to deepening financial inclusion across the country. At the CeBIH Annual Conference 2025, themed “Reimagining Financial Inclusion through Cultural Shifts in Consumer Credit,” PalmPay’s Managing Director, Chika Nwosu, urged industry players to deepen financial inclusion by embracing community-aligned solutions and customer-centric innovations that can better serve Nigeria’s underserved and unbanked populations.

Speaking during a panel session titled “Social Inclusion, A Veritable Tool for Financial Inclusion,” Chika Nwosu joined other industry leaders to share insights on strengthening participation among women, rural dwellers, low-income earners, and other financially excluded groups.
Chika Nwosu highlighted PalmPay’s commitment to inclusive finance through its 500,000-strong agent network, which enables seamless cash-in/cash-out services for unbanked users across Nigeria. He also emphasised the importance of PalmPay’s USSD platform, 861#, which allows users with basic phones or limited internet access to perform essential financial transactions.
“Financial inclusion goes beyond access; it must be equitable and tailored to real-life needs,” Chika Nwosu said. He shared how PalmPay leverages behavioural insights to design impactful services, including affordable health insurance, reliable bill payments, merchant solutions, and automated savings features that support financial discipline among users.
The session further examined the role of grassroots agents and community touchpoints in driving last-mile adoption. Chika Nwosu noted that PalmPay’s widespread community presence continues to build trust and encourage excluded populations to embrace digital financial tools.
The session was moderated by Ronke Kuye of the CeBIH Advisory Council and featured representatives from E-Doc Online, SmartCash Payment Service Bank, SANEF, and EFINA.
PalmPay reaffirmed its commitment to driving accessible, secure, and inclusive financial services for all Nigerians. PalmPay is a leading digital banking platform driving financial inclusion and economic empowerment in underserved emerging markets. Through its secure, user-friendly, and inclusive suite of financial services, PalmPay empowers individuals and businesses with tools to manage and grow their money.
PalmPay offers a comprehensive range of products, including mobile payments, savings, and micro-insurance via its app and mobile money agent network.
Since launching in Nigeria in 2019 under a Mobile Money Operator license, the platform has grown to over 35 million app users. PalmPay has operations in Nigeria, Ghana, Tanzania, and Bangladesh.
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