E-Business
Spectrum – Oxygen of A Digital World

The internet in such a short time has become the most pervasive communication system in the world. Digital statistics show that whilst it took Radio 38 years and TV 13 years to individually reach 50 million users; it took the Internet only 4 years.
Even though the world is increasingly interconnected through mobile, high-speed communications, two thirds of the world’s population have yet to gain access to the Internet (UN Millennium Goals, 2012 Update Report).
Also not debatable is the economic and social impact of the internet.
A study by the World Bank revealed that a 10% increase in broadband penetration can boost the GDP growth of low- and middle-income developing countries by 1.38% — more than any other telecommunication service.
Over the last 20 years, the Internet and the Web have transformed our lives.
Looking forward, we are seeing even more exciting digital developments that will provide more benefits to more people in more places.
Some of the unprecedented opportunities that broadband connectivity presents include:
Citizen – get information/work done anywhere and anytime, also having newer ways for communicating, contributing, acting, and learning.
Businesses – News ways to serve clients and new competitive advantages, new ways to be more productive.
Innovators – New market segments, geographies, business opportunities, and competitiveness regardless of size.
Government – News ways to serve citizens and businesses, address core societal issues (Education, Healthcare, Environment etcetera), and provide Infrastructure for innovation/research leading to creation of more jobs (SMEs)
The internet has become so central to our existence in this age that the UN, defined access to the Internet as now among one of global citizens’ most basic rights.
The European Commission’s Digital Agenda goes one step further by similarly highlighting broadband access as a basic right.
Invariably connectivity (interchangeably here Spectrum) is essential in the same sense as oxygen: invisible and unnoticed, until you don’t have it (and by then you are dead).
It is therefore sad that today most of the world’s population is unconnected.
The International Telecommunications Union (ITU) estimates that for over 3.9 billion people, around 61% of the world’s population, the price of fixed broadband is unaffordable.
By continent this ranges from 8% of the population of Europe, to 90% of the population of Africa.
Likewise, basic mobile broadband is unaffordable for over 2.6 billion of the world’s population.
On the flip side the need for persistent connectivity is fueling innovation and consequentially proliferation of devices – it is expected that by 2020 there will be more than 100 billion connected intelligent devices globally.
And of course the vast majority of this connection is relying on wireless technologies and the currency of the wireless industry is Spectrum; literally the oxygen of the digital world.
Spectrum describes the range of frequencies, which wireless devices can use to transmit and receive information.
In order to manage access to spectrum, regulators allocate different bands of frequencies for different uses and establish technical rules to minimize the likelihood of harmful interference. Some bands of spectrum are licensed for the exclusive use of certain entities and specified purposes.
These include uses as varied as military and public safety purposes as well as commercial applications such as radio, television and broadband Internet.
Other bands are set aside for shared use on an unlicensed or license-exempt basis. Common uses of unlicensed or license-exempt spectrum today are Wi-Fi networks and Bluetooth devices.
It is relevant to note that historically, spectrum was managed by assigning exclusive rights to use a specific frequency in a specific location.
Initially, these authorizations were granted to governmental and commercial users at no cost. Since last two decades however, long term commercial licenses have generally been assigned through competitive auctions.
Winning bidders typically receive spectrum access in the form of exclusive assignments of frequencies to chosen services (i.e., licenses), ensuring that no other services infringe on that assignment (i.e., no interference).
Obviously limited by technology signal interference were considered a major problem of spectrum which ultimately drove the way spectrum management were therefore conceptualize, create blocks of delineated bands that guarantees exclusive use and protection of licensees’ signals.
The problem however is that this traditional licensing model of spectrum bands has limited the amount of usable spectrum for wireless data communications, particularly as the demand for data, voice, and video traffic continues to explode on Internet enabled mobile devices.
To obtain more spectrum for these applications, regulators around the world are considering proposals to assign more spectrum for exclusive use licensing.
However, nearly all the RF spectrum is allocated for specific applications, making reallocation of exclusive use licenses extremely challenging and time consuming.
In reality, large portions of the allocated spectrum are not actively used in space and time.
To alleviate this disparity in spectrum use, researchers and policy makers have proposed the concept of Dynamic Spectrum Access (DSA), allowing devices to use unoccupied portions of spectrum without interfering with the licensee’s transmissions
Dynamic Spectrum Access (DSA) is an umbrella term used to describe a set of technologies and techniques enabling radio communications devices to opportunistically transmit on available radio spectrum.
These technologies and techniques ensure that consumers and their devices have wireless bandwidth when and where they need it.
We at Microsoft belief that the first globally-harmonized opportunity to use DSA technologies and techniques will be in the TV bands.
Technologies exist today that can use TV band white spaces spectrum for a range of wireless applications, from broadband, to wireless offload, to machine-to-machine.
The term TV White Space spectrum refers to frequencies in the VHF and UHF television broadcast bands that are either unassigned or unused by existing broadcast or other licensees.
Television broadcasts occupy designated channels in the VHF and UHF bands, with the assignment of channels to broadcasts varying by location.
Not all the designated channels are in use for broadcast in any given market, giving rise to “White Spaces” in which a channel that is not used for broadcast may be available for other purposes.
Unlocking the TV band and other unused white spaces spectrum will mean significantly increasing the total amount of bandwidth available for consumers and their devices – and thereby alleviating pressure on other spectrum bands.
Based on the results of trials Microsoft has conducted in the U.S, Europe and Asia, we believe that TVWS technology will be able to deliver similar functionality and high speeds compared to other wireless broadband technologies.
TVWS has couple of distinct advantages highlighted below:
TVWS networks work in much the same way as conventional Wi-Fi, but the signals travel over longer distances than the typical Wi-Fi signal.
Conventional Wi-Fi is relatively weak when it comes to working in typical physical settings – bumping up against concrete obstructions and many types of walls. TVWS can overcome these limits.
Just as your TV signal passes through walls (and many of them), the wireless signal for your Internet connection will as well.
Ability to achieve greater efficiencies
Covering a longer and wider range with approximately the – same power and computing requirements results in systems – that will deliver more bandwidth and more consumer benefits at lower network costs and lower power consumption.
Given these inherent distinct advantages, some specific scenario that TVWS easily lends itself to as a best in class solution include:
Leveraging long range characteristics enables scenarios like Cellular offloading; Rural broadband/backhaul; Wide-coverage hotspots; Sensor network; Wireless surveillance system; etc.
Whilst its obstacle penetration/avoidance characteristics enables Indoor video distribution; M2M –factory floor automation; Device to device network; etc.
For over 5 years, Microsoft has been working with industry and government partners around the world to demonstrate the viability and potential of Dynamic Spectrum and TV White Spaces.
The viability of the technology has been proven in over a dozen trials and commercial deployments around the world – ranging from remote villages of Africa to the dense urban centers of Asia.
As part of efforts to drive thought leadership in this space, Microsoft recently partnered with couple of other stakeholders to form the Dynamic Spectrum Alliance; a global, cross-industry alliance focused on increasing dynamic access to unused radio frequencies.
DSA is advocating for laws and regulations that will lead to more efficient and effective spectrum utilization.
Its membership spans multinationals, small- and medium-sized enterprises, and academic, research, and other organizations from around the world, all working to create innovative solutions that will increase the amount of available spectrum to the benefit of consumers and businesses alike.
Specific goals of DSA includes:
Closing the Digital Divide –supporting technical, regulatory, and business model innovations that can reduce the cost of deploying last-mile wireless networks and help to make wireless broadband access more affordable for people around the world.
Enabling the Internet of Things – supporting spectrum policies that can enable the burgeoning Internet of Things – with potentially billions of interconnected wireless devices operating on our behalf – increasing efficiency and improving quality of life.
Alleviating the “Spectrum Crunch” – The Dynamic Spectrum Alliance supports changing regulatory policies that create artificial spectrum scarcity and replace them with policies that will increase available bandwidth, reduce costs, and increase consumer choice.
In Nigeria we are at the fore-front of advocacy for the use of TVWS to help actualize the goals of the countries recently released well-articulated Broadband Policy Implementation Plan.
Amongst other broad goals, the broadband plans has a target to deliver 80% mobile broadband penetration by 2018 and an open access shared infrastructure environment to support future growth.
Microsoft is keen to with local partners participate in a TV band white spaces regulatory trials to explore large scale pilot that addresses scenarios of Education, eHealth, Rural Digital Inclusion, etc.
In conclusion, TVWS will enable new business models making access more affordable and can improve education, healthcare, e-government, small business empowerment & social inclusion; for this to materialize policymakers should think differently about spectrum allocation and regulation.
We support ongoing efforts to gain a better understanding of the viability and potential impact of TVWS in Nigeria by the Ministry of Communication Technology and the Federal Spectrum Management Council through ongoing discussions around regulatory trials and demonstration in the country.
We further recommend that TVWS ultimately be made available for license-exempt (unlicensed) access on a harmonized basis, facilitated by the use of geo-location databases and other interference protection mechanisms to support the Nations objectives of enabling ubiquitous affordable broadband connectivity and services across Nigeria country to better position the country to compete in the information age.
Olayinka Oni is seasoned IT professional with experience spanning consulting and the banking industry, he is currently the Chief Technology Officer of Microsoft Nigeria and he writes from Lagos.
E-Business
Gold Hits Record $5,110/Ounce Amid Trump Tariff Threats, Geopolitical Fears

Gold prices smashed through $5,100 per ounce on Monday, January 26, surging to a historic peak of $5,110.50 as investors rushed into the safe-haven asset amid escalating geopolitical tensions and U.S. policy volatility.

Gold
Spot gold climbed 2.2% to $5,089.78 by 0656 GMT, while U.S. February futures rose similarly to $5,086.30. The metal, up 64% in 2025—its strongest annual gain since 1979—has now advanced over 18% year-to-date, fueled by safe-haven buying, anticipated U.S. rate cuts, China’s 14th consecutive month of central bank purchases in December, and massive ETF inflows.
Analysts point to a crisis of confidence in U.S. assets, sparked by President Trump’s erratic threats last week. He retreated from tariffs on European allies to pressure Greenland seizure, then vowed 100% tariffs on Canada over a potential China trade deal and 200% on French wines to push President Emmanuel Macron toward a “Board of Peace” initiative.
“This Trump administration has caused a permanent rupture in global norms, driving everyone to gold as the sole refuge,” said Kyle Rodda, senior market analyst at Capital.com.
A weakening dollar—hit by a rising yen and pre-Fed meeting caution—further boosted gold’s appeal for non-dollar holders, with markets eyeing possible yen intervention.
E-Business
Firm Identifies AI as Common Denominator in Entertainment Industry’s 2026 Security Threats

In its Kaspersky Security Bulletin, the cybersecurity company’s researchers identified critical threats expected to affect the global entertainment industry in 2026, from ticketing and visual effects pipelines to content delivery networks, games and regulation.

Artificial intelligence is changing how people buy tickets, watch movies and play games – and it is also changing how malicious actors target those experiences.
The entertainment industry is particularly sensitive to AI because the technology does not only automate back-office workflows; it increasingly creates and imitates the core product itself – human-centered stories, performances and visual experiences.
Kaspersky researchers highlighted five critical threats emerging as AI integrates deeper into entertainment workflows and consumer experiences.
What happens when ticket markets become an arms race between algorithms and scalpers? Kaspersky predicts that AI will make dynamic pricing faster and more granular, while also giving scalpers better tools to identify profitable events, deploy bots at scale and manage resale pricing across multiple platforms.
Even when artists choose fixed face values, AI-driven resellers can recreate “dynamic” pricing on secondary markets by adjusting prices in real time based on demand signals.
How will AI-commodified visual effects affect the risk of leaks? As high-end computer-generated imagery becomes more accessible through cloud-based AI platforms, studios will connect to larger networks of small vendors and freelancers.
Kaspersky expects attackers to target this extended supply chain by compromising render farms, plug-ins or small post-production houses in order to quietly steal sequences, assets or episodes before release, bypassing more heavily protected studio environments.
Could content delivery networks become a direct target? CDNs now carry unreleased episodes, game builds and live streams for many major entertainment brands, concentrating valuable content in a small number of providers.
AI-enhanced attackers will be able to map CDN infrastructure more efficiently, locate where premium content resides and search for weak credentials or configuration errors. A single successful compromise could expose multiple titles at once or allow malicious code to be injected into legitimate streams.
How will generative tools change abuse patterns in games and fan communities? Players and power users will continue to jailbreak in-game AI companions and content editors, and to use external generative models to produce material that would normally be blocked – such as hyper-violent or sexualized scenarios – and then reimport it into games, mods, or fan videos.
There is also a risk of personal data appearing in “creative” outputs if training or fine-tuning data is not properly cleaned, for example, when lyrics, dialogue, or imagery inadvertently include real names or other identifying details.
What role will regulation and compliance play for AI in creative work? Lawmakers and industry groups are moving toward rules that require transparency about AI-generated media and clearer consent and licensing practices for training on copyrighted material.
Kaspersky expects this to drive the creation of new roles inside entertainment companies, similar to COVID-compliance managers on film sets, focused on AI governance: checking how AI tools are trained, how they are used in production and marketing, and whether they comply with contractual and legal requirements.
“As we examined different parts of the industry, it became clear that AI is the thread running through most of the emerging risks.
“By diving into this, we wanted to highlight that AI will not only help defenders detect anomalies faster, it will also help attackers model markets, probe infrastructure and generate convincing malicious content.
“Studios, platforms and rights holders need to treat AI systems, and the data behind them, as part of their core attack surface, not just as creative tools, and build security and governance around that reality,” said Anna Larkina, web content analysis expert at Kaspersky.
E-Business
Firm Detected a Fivefold Surge in QR Code Phishing Attacks in the Second Half of 2025

Kaspersky has reported a spike in phishing emails containing malicious QR codes. Detections for these jumped from 46,969 in August 2025 to 249,723 in November 2025 – a more than fivefold growth – as cybercriminals increasingly exploit QR codes, a trend that will likely continue in 2026.

Attackers use QR codes in emails more frequently because they provide a simple and cost-effective way to conceal malicious URLs, evading detection by many protective solutions.
These QR codes are often embedded directly in email bodies or, even more commonly, within PDF attachments – an evolution that both masks phishing links and encourages users to scan them on mobile phones, which may have weaker security than work PCs.
Malicious QR codes commonly appear in mass phishing campaigns as well as targeted ones. Links embedded within them may lead to:
- Phishing forms impersonating login pages for services like Microsoft accounts or internal corporate portals, designed to steal usernames, passwords, and other credentials.
- Fake HR notifications urging employees to review or sign documents, such as vacation schedules, or even view lists of terminated staff, ultimately directing to credential-stealing sites.
- Fraudulent invoices or purchase confirmations in PDF attachments, often combined with vishing (voice phishing) tactics that prompt victims to call provided phone numbers to “cancel” or clarify the transaction, enabling further social engineering attacks.
These tactics exploit trust in routine business communications, leading to credential theft, account takeovers, data breaches, and financial fraud.
“Malicious QR codes have evolved into one of the most effective phishing tools, particularly when hidden in PDF attachments or disguised as legitimate business communications like HR updates.
“The explosive growth in November 2025 highlights how attackers are capitalising on this low-cost evasion technique to target employees on mobile devices, where protection is often minimal.
“Without advanced image analysis at the email gateway and safe scanning practices, organisations are left vulnerable to credential compromise and downstream breaches,” comments Roman Dedenok, Anti-Spam Expert at Kaspersky.
To defend against this escalating threat, Kaspersky recommends educating employees on cybersecurity and deploying a mail server security solution such as Kaspersky Security for Mail Server that provides trusted and secure corporate email exchange, countering spam, email-borne infections, all forms of phishing, business email compromise (BEC), QR code attacks, and other threats.
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