E-Business
The Onslaught of Artificial Intelligence (AI) part 2

By Evans Woherem, Ph.D
The advancement of AGI has ethical and societal implications, as it may alter our interactions with technology and our understanding of intelligence. For example, in the 1980s, Professor Weizenbaum created an AI-based system called ELIZA, which mimics a Rogerian Therapist and was one of the first natural language processing programs.

His system showed the shallowness of human-computer interaction and the risks associated with an overreliance on AI technologies. He was astonished to discover that his secretary had an emotional connection to the system, while using it, as if it were human, despite knowing that he wrote the code for it.
Weizenbaum used this experience to openly criticize the field of AI after he realized that people might treat AI systems like they were people. He argued that the hype surrounding the technology was unjustified and that it was unlikely that machines would ever be able to fully understand human thoughts or emotions.
Weizenbaum’s viewpoint on AI raises the question of whether or not AGI is truly possible and whether or not the concept of AGI is well-defined. It also emphasizes the importance of being realistic about what AI can or cannot do and avoiding overhyping the technology.
It is important to note that the field of AI has evolved significantly since Weizenbaum’s criticism, and some researchers have developed new methods, techniques, and theories that address some of AI’s limitations, such as Symbolic AI, Connectionist AI, and Hybrid AI.
Some AI researchers are working on developing AI systems capable of demonstrating human-like intelligence and consciousness, such as creating AI systems capable of passing the Turing or Chinese Room tests.
It is crucial to remember that Weizenbaum’s worries about AI remain valid today, and the discipline of AI continues to raise ethical and societal implications. As AI systems advance and become more capable, it is critical to consider the implications of their development and application.
For example, as AGI systems become competent at performing tasks previously thought to be unique to humans, it raises concerns about the future of work and the role of AI in society.

Furthermore, as AI systems improve their ability to understand and interpret human behaviour, issues about privacy, autonomy, and the possibility of AI being used negatively by individuals or society as a whole arise.
In light of these concerns, AI researchers and developers must think about the moral and societal implications of their work and develop AI systems that are open, auditable, accountable, and consistent with human values. Furthermore, society as a whole must engage in informed discussions about the future of AI and its potential impacts on our lives.
This includes involving stakeholders from diverse backgrounds and perspectives, such as ethicists, philosophers, sociologists, policymakers, and members of the public, in the development and governance of AI systems.
Additionally, there should be ongoing efforts to ensure that AI systems are developed and used responsibly and ethically, with measures in place to prevent unintended consequences and negative impacts on society.
- Divergent Viewpoints on the Prospects of AGI Morphing into ASI
While some researchers believe that AGI is possible, others think that it’s unlikely and that the concept of AGI is not well defined. The debate over whether AGIs will eventually “morph” into ASIs is divisive among AI researchers and experts for different reasons.
One argument in favour of this viewpoint is that, due to advances in technology and machine learning, AGIs will continue to develop quickly and may one day outperform human intellect in several fields. This means that AGIs will continually grow exponentially over time and eventually transform into ASIs.
However, since there are still many unresolved issues and unknowns surrounding AGI and ASI, many researchers are less optimistic about the timeline for their development. In addition, some specialists believe that the term “superintelligence” is ill-defined and too ambiguous, making it difficult to say whether or when AGIs will develop to that level.
Despite the difficulties, many researchers are still working on developing AGI and ASI because they think the potential advantages outweigh the risks. Improvements in decision-making, increased output, and the ability to solve problems that are currently insurmountable for humans are potential benefits.
However, to benefit from these advantages, the risks associated with AGI and ASI must be decreased by implementing the proper safety measures. In addition to addressing moral and ethical dilemmas, this requires developing strategies for monitoring and controlling AGI behaviour.
As pointed out earlier, majority of AI systems in use today are referred to as “Narrow AIs” because they are designed to carry out specific tasks.

Examples of these types of AI include IBM’s Watson and DeepBlue, Expert Systems, and AlphaGo, all of which exhibit intelligent behaviour within a specific domain, but do not possess the general intelligence that humans have. Some of these systems may have high levels of proficiency or intelligence in their specific areas, but they do not have the broad intelligence that humans possess.
It is important to note that this is often a starting point in the progress towards creating a general AI. Some researchers typically begin by developing AI systems that are particularly skilled in one area and then use the insights and knowledge gained from these systems to advance the development of more general AI systems. Organizations such as the AGI Society, Berkeley Artificial Intelligence Research, CSAIL at MIT, Facebook AI Research, Google DeepMind, and the Human-Level Artificial Intelligence (HLAI) Conference demonstrate that there is ongoing work in the field of AGI and that many experts are working to create more general AI systems.
I am among those who are nervous about the unleashing of AGI systems in our society. I therefore believe that when designing and implementing AGI, it is critical to proceed with caution and care.
Technologies are amoral; they can be used for good, such as increased efficiency and productivity in various industries, but they can also pose risks, such as job displacement, security threats, and ethical concerns, depending on the motivations of those who create them.
Before proceeding with AGI development and implementation, it is critical to consider the potential risks and benefits, as well as the consequences of AGI morphing into ASI and the impact they could have on human jobs and sense of uniqueness in the world.
Even though we still do not have AGIs today, Ray Kurzweil, among other AI experts, predicts that AGIs will be developed by 2045, citing the Law of Accelerating Returns, which deduces that the rate of technological growth is exponential.
It is crucial to keep in mind that these projections are based on current trends and advancements in the field of AI and that developing AGI is a complex and ongoing process that might not occur in a specific order.
It is also worth noting that AGI does not necessarily imply replicating all human capabilities; rather, it could refer to systems that are advanced enough that humans perceive them as AGI, but the consequences of having such systems are unknown.
It could be compared to opening a Pandora’s Box or attempting to construct a new Tower of Babel, with unknown and potentially negative consequences for humanity and the world. I believe in the long run, the net effect will be negative, perhaps even catastrophic, for our earth, unless we do something to regulate them appropriately.
- Implications of AI
Humans have been attempting to increase the forms, types, places, and reach of communication, resulting in the emergence of many forms of communication, including written language, oral language, sign language, and more recently, digital communication.
For example, through the use of books, letters, and other written documents, written language has made it possible for humans to communicate over great distances and long periods. The printing press facilitated written communication after the fifteenth century. The telephone and telegraph enabled long-distance communication in the nineteenth century.
The development of radio, television and the internet has significantly expanded the reach and extensibility of communication and information during the 20th century. Communication with anyone at any time is now possible thanks to the internet and mobile technology. Social networking and instant messaging are new forms of communication as well.
Most machines developed during the agrarian, industrial, and post-industrial eras have ended up deskilling and displacing humans from their traditional vocations, whether in crafts, blue-collar, or clerical work.
However, they have also increased production and opened up new areas of labour for individuals who were displaced. As a result, there have been more employment increases than job losses overall. Many of stakeholders believe that this will always be the case, even for artificial intelligence systems.
However, AI can replace not only monotonous administrative and physical tasks, but also virtually every other job, including those of artists, programmers, teachers, doctors, researchers, lawyers, accountants, and managers—indeed, everyone’s work. Managers have believed that having 1,000 employees will cause 1,000 headaches for them since the beginning of time. So, they will employ whatever machines or methods that allow them to eliminate numerous workers.
However, it is important to note that the impact of AI on the workforce will likely be more complex than simply replacing jobs. AI has the potential to improve human capabilities, produce more work, and create new jobs. Additionally, the rate at which AI will impact different industries and job types will vary, and some jobs may be more resilient to automation than others. It is also important to consider the ethical and societal implications of AI and its impact on the workforce.
For example, there may be concerns about income inequality and the displacement of certain groups of workers. It is crucial for policymakers and industry leaders to carefully consider these issues and develop strategies to mitigate negative impacts while harnessing the potential benefits of AI. Moreover, there is a need to think about retraining programs, education and upskilling of the workforce, and to ensure that the benefits of AI are shared equitably across society.
Continues in part 3…..
E-Business
CAC to Shut Down Unregistered PoS Operators by January 2026

Corporate Affairs Commission (CAC) has announced that all unregistered Point-of-Sale (PoS) operators across Nigeria will be shut down effective Jan. 1, 2026.

PoS
In a statement issued on Saturday, the Commission described the proliferation of unregistered PoS terminals as a “reckless practice” that violates the Companies and Allied Matters Act (CAMA) 2020 and the Central Bank of Nigeria (CBN) agent banking regulations.
According to the CAC, security agencies will enforce compliance nationwide, while unregistered PoS terminals will be seized or shut down.
The Commission further disclosed that financial technology (fintech) firms enabling illegal transactions are now under strict surveillance, with violators to be placed on a watchlist and reported to the CBN.
“The CAC has observed the rising number of PoS operators running without registration, violating CAMA 2020 and CBN Agent Banking Regulations.
“This reckless practice, often enabled by some fintech companies, puts Nigeria’s financial system and citizens’ investments at risk. This must stop,” the statement read.
It advised all operators to begin the registration process immediately, stressing that compliance is compulsory.
The Commission warned that the proliferation of unregistered PoS operators exposes Nigeria’s financial system and citizens’ funds to significant risks, adding that the new directive is aimed at safeguarding financial integrity and consumer protection.
Nigeria CommnicationsWeek reports that the CAC concluded its statement with a firm reminder: “Compliance is mandatory.”
E-Business
GenAI Adoption Among African workers Outpace Global Peers

Africa’s workforce is embracing artificial intelligence (AI) at a faster pace than global peers, but pressure is mounting for organisations to ramp up digital skills development as generative AI (GenAI) begins reshaping roles across industries.

This is according to PwC’s Global Workforce Hopes and Fears Survey 2025, which shows a continent ready for AI-enabled transformation, but facing a narrowing window to prepare, through skills development initiatives.
The survey, covering nearly 50 000 workers worldwide and 1 753 across South Africa, Algeria, Kenya, Morocco and Nigeria, finds that African employees are already integrating AI into daily operations.
Sixty-four percent of respondents in Africa used AI tools in the past year, compared to 54% globally, and the sentiment is overwhelmingly positive. While only 17% report using GenAI every day, confidence in its benefits is high: 76% believe GenAI improves work quality, and 72% expect AI-driven productivity gains within three years.
In SA, executives are even more bullish, as 91% say AI has already lifted both productivity and work quality — a signal that leadership is pushing harder toward AI-enabled ways of working, notes the survey.
However, this optimism is coupled with rising concern about future readiness. Only 35% of African workers believe their skills will still be relevant three years from now. With GenAI expected to affect nearly half of all job roles, PwC warns that the continent’s workforce risks falling behind unless organisations accelerate large-scale reskilling.
Despite the pressures, employees are not standing still. PwC notes that African workers outperform their global peers in proactive learning, recording 15% higher participation in skills-building and receiving 6% more support from managers. This indicates that both workers and immediate supervisors recognise the pace of AI adoption and are pushing to adapt.
PwC Africa people and organisation leader, Dr Dayalan Govender, says the moment calls for decisive leadership. Organisations, he argues, must integrate AI into workforce strategies, accelerate digital adoption, and expand upskilling programmes at scale.
“Africa’s workforce is optimistic and ready for change, but leaders must accelerate digital adoption and invest in future-ready skills to convert this optimism into sustainable growth,” he says.
Beyond the technology shift, the survey captures a workforce hungry for growth but constrained by financial pressure. Many employees are preparing to make career moves: 45% plan to request a raise, and another 45% aim for a promotion in the next year. Yet household financial stability remains strained, with only a third of respondents reporting any money left over for savings.
Still, Africa’s workplaces continue to show strong foundations of trust and purpose — elements PwC believes will be critical in navigating GenAI disruption. More than 55% of workers trust management, and two-thirds say their work feels meaningful, both above global averages.
With AI adoption rising and employees motivated to reinvent their careers, PwC warns that the coming years will determine whether Africa’s early optimism translates into long-term competitiveness as GenAI transforms the world of work.
The report calls for embedding AI into workforce strategies to bridge the gap between optimism and practical adoption, scaling upskilling initiatives to prepare for GenAI disruption, and fostering trust and psychological safety to retain talent and drive innovation.
“For employers, these findings are a stark reminder that they can and should do more to help workers understand, adopt, and embrace AI’s transformative power.
“Employers may need to pay special attention to entry-level workers, nearly a third of whom say they’re worried to a large or very large extent about AI’s impact on their future, even as they’re also curious (47%) and optimistic (38%) about its long-term societal effects,” notes the report.
E-Business
Nigeria Records Highest Weekly Cyberattacks in Africa — Report

Nigerian organisations are facing the highest volume of weekly cyberattacks in Africa, according to the newly released African Perspectives on Cyber Security Report 2025 by Check Point Software Technologies Ltd., a global leader in cybersecurity solutions.

The report revealed that Nigerian firms experience an average of 4,200 attacks per week, significantly higher than the continental average of 3,153 and 60 per cent above the global average of 1,963 attacks per organisation.
The findings highlight a sharp rise in attacks across Africa, driven largely by artificial intelligence-enabled threats.
Kingsley Oseghale, country manager for West Africa at Check Point, said attackers are increasingly using AI to automate phishing, impersonation, and cloud exploitation.
“AI has become part of the attack surface,” Oseghale said. “Attackers are using it to automate phishing and identity theft at scale. The only effective response is prevention-first security that combines visibility, governance, and AI protection.”
The report noted that cybercriminals are exploiting exposed identities and misconfigured systems to target critical sectors, including finance, energy, telecoms, and government.
Identity-led intrusions, AI-generated phishing campaigns, and multi-vector ransomware are on the rise.
Across the continent, Check Point identified key trends in different markets. Nigeria is experiencing business email compromise and cloud exploitation; South Africa faces rising ransomware, smishing, and botnet infections such as Vo1d and XorDDoS; Kenya has seen ransomware targeting critical energy infrastructure; and Morocco has experienced coordinated government and education-sector disruptions via DDoS and website defacement attacks.
The report highlights five major shifts shaping Africa’s cyber risk in 2025.
Traditional ransomware has evolved into data-leak extortion, AI-generated deception is widespread, and identity has emerged as the new security perimeter.
Weak cybersecurity, the report warned, can now affect international market access under regulations such as the EU’s NIS2 Directive, making digital resilience an economic necessity.
The study urged African businesses and governments to adopt prevention-first security strategies, including continuous risk assessment, regulatory readiness, and public-private collaboration.
Oseghale emphasised that, as AI reshapes operations, cybersecurity must shift from reaction to prediction.
“The real challenge is not adopting new technology but securing the trust that underpins it,” he said.
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