General News
6 Best Apps to Recharge Airtime & Data in Nigeria for Glo, Airtel, MTN, 9mobile
Looking for the best app to buy data and airtime in Nigeria? In 2025, Cardtonic, Breet, BuyCard, eBills, SubBase, and NairaData make it fast and easy.
Recharging airtime and data in Nigeria has never been this easy. Gone are the days when you had to run to the nearest shop or scratch a paper card just to top up. Today, most people prefer using mobile apps to recharge MTN, Airtel, Glo, or 9mobile from the comfort of their phones.
These apps don’t just make the process faster and more convenient; they also offer perks like cashback, discounts, and cheaper data bundles. That means you save money while avoiding the stress of physical recharge cards.
In this article, we’ll look at six of the most reliable apps for airtime and data recharge in Nigeria, what makes them unique, and why they’re worth using.
Top 6 Reliable Apps to Recharge Airtime and Data in Nigeria
The top 6 reliable apps to recharge airtime and data in Nigeria are Cardtonic, Breet, BuyCard, eBills, SubBase, and NairaData.
BuyCard, eBills, SubBase, and NairaData.
| S/N | Platforms | Payment Method | Cashback |
| 1 | Cardtonic | Wallet and Bank transfer, Gift Card | Upto 5% |
| 2 | Breet | Crypto and Bank transfer | 2% |
| 3 | BuyCard | Wallet | Not constant |
| 4 | eBills | Walllet | 5% |
| 5 | SubBase | Wallet | 2% |
| 6 | NairaData | Wallet | 2% |
- Cardtonic:
Cardtonic is one of the most popular apps in Nigeria for recharging airtime and data. It works smoothly across all major networks, including MTN, Glo, Airtel, and 9mobile, with top-ups delivered instantly every time.
The platform also goes beyond airtime and data. You can pay electricity bills, renew TV subscriptions, and handle other everyday expenses directly in the app. A standout feature is that you can sell gift cards on Cardtonic and use the balance to recharge or pay bills. This makes it easy to turn unused cards into something valuable.
Another big advantage is the cashback system. Every airtime or data purchase earns you up to 5 per cent cashback, helping you save while staying connected. So if you’re wondering how to buy MTN airtime online or top up any other network, Cardtonic is one of the most reliable options available.
Getting started is simple. Download the Cardtonic app, sign up, and log in. From your dashboard, tap on “Bills”, select “Airtime or Data”, choose your network, enter your phone number, pick a bundle, and pay from your wallet. Within seconds, your line is recharged.
- Breet:
Breet is widely known as a crypto-to-naira exchange platform, but it also lets users recharge airtime and data directly from the app. This makes it a convenient choice for people who already rely on Breet for handling digital assets and want to manage their top-ups in the same place.
The process is quick and works for all major Nigerian networks. You can pay either with crypto or by linking your bank account, and Breet automatically converts your crypto into naira to complete the recharge. Service charges are low, which makes it an easy everyday option for those who prefer to use crypto alongside regular payments.
- BuyCard:
BuyCard is another reliable option for anyone looking to recharge airtime and data online. The app supports all the major Nigerian networks and gives you a simple, no-fuss way to top up without leaving your home.
Beyond airtime and data, BuyCard also allows you to pay utility bills, making it useful if you want one platform that handles different types of payments. While the cashback offers are not always consistent, users still enjoy occasional bonuses and discounts that make recharging a little cheaper.
- eBills:
eBills is a multi-purpose payment app that lets you recharge airtime and data across MTN, Glo, Airtel, and 9mobile. In addition to mobile top-ups, you can also pay electricity bills, TV subscriptions, and other utilities directly from the app.
One of its standout features is the 2 per cent discount on airtime purchases, which helps you save a little extra every time you recharge. The platform is simple to navigate and reliable, making it a handy option for both personal use and regular household expenses.
- SubBase:
SubBase is a platform that focuses on making data and airtime subscriptions more affordable. It’s popular among people who want to cut down on internet costs while still enjoying reliable bundles across all Nigerian networks.
The app offers both small and large data plans, making it flexible for light users as well as heavy internet consumers. A helpful feature is its automated top-up option, which ensures you never run out of airtime or data unexpectedly.
- NairaData:
NairaData is well known for bulk data purchases, making it a favourite among heavy internet users who need large bundles for work, study, or entertainment. The platform is designed for fast delivery and supports all major Nigerian networks.
What makes NairaData stand out is its flexibility. You can buy data directly from the app, or if you’re experiencing slow internet, you can also place your order via SMS or WhatsApp. This ensures you always stay connected, even when your data is low.
Frequently Asked Questions About Data and Airtime Recharge in Nigeria
- Which App Gives the Best Cashback on Airtime and Data Purchases in Nigeria?
Cardtonic gives the best cashback on airtime and data. Every recharge across MTN, Airtel, Glo, and 9mobile comes with up to 5% cashback, making it the most rewarding option.
- Which Network Has the Best Data Plan in Nigeria?
MTN is often praised for its wide coverage and flexible bundles, especially for users who need smaller, daily data plans. Airtel is popular for affordable weekly and monthly plans that offer fast speeds and good value.
Glo is known for giving some of the cheapest large data bundles, which makes it a go-to for heavy users, while 9mobile offers decent plans but at slightly higher prices.
The best option depends on whether you want affordability, speed, or long-lasting bundles..
- Is 50GB a Lot of Data?
It depends on how you use it. For freelancers, content creators, and people who stream videos regularly, 50GB can finish quickly. But for light browsing and social media, it can last much longer.
- How Do I Get 1GB for 100 on MTN?
The “1GB for ₦100” plan is usually a special offer available to selected MTN customers. To check if you qualify, dial *131# and explore the available data bundles.
- How Can I Buy Cheap Airtel Data in Nigeria?
You can buy cheap Airtel data on apps like Cardtonic, where every Airtel data purchase comes with 5% cashback. The same app also makes it easy to recharge Airtel airtime instantly.
- What is the Best App to Buy Airtime and Data in Nigeria?
Cardtonic is the best app to buy airtime and data in Nigeria. It supports all major networks, offers cashback, and gives users discounted data bundles. For example, if you want to buy Glo airtime online, all you need to do is download the Cardtonic app, sign up, tap on “Bills,” select “Airtime or Data,” choose your network, and pay from your wallet.
Conclusion
Recharging airtime and data in Nigeria no longer has to be a hassle. With the right apps, you can top up MTN, Airtel, Glo, or 9mobile in seconds and even enjoy extras like cashback, discounts, and cheaper bundles.
From Cardtonic to Breet, BuyCard, eBills, SubBase, and NairaData, each of these platforms brings something unique to the table. But if you’re after a reliable app that combines instant delivery with up to 5% cashback and the flexibility to even use gift card funds for recharges, Cardtonic is the best place to start.
Nigeria Hydrological Service Agency (NIHSA) has warned of possible floods in parts of Adamawa, Bauchi, Edo, Imo, Enugu, Akwa Ibom, Cross River, Kaduna, Plateau, Niger, Benue, and Borno states within the next seven days.
According to information posted on NIHSA X handle, the Agency announced medium flood advisory in force for the next 7 days across Adamawa, Bauchi, and 11 other States.
“Localised inundation is forecast along the main channel; named communities below sit on the projected footprint. Stations: Saminara on the Karam river, Waya Dam Site on the Waya river, Amber on the Amber river.
“Adamawa; Lemsa, Lamurde, Numan Exposure: 147 comm. 49 schis 40 hith 6 mkts17 relig. Bauchi-Bauchi, Ningi, Shira. Exposure: 4 comm. Kaduna; Chikun, Giwa, Igabi, Jaba, Jema’a, Kachia, Kaura, Kauru, +6 more. Exposure: 1 comm.
“Borno-Gubio, Mobbar. Exposure: 680 comm. 8 schls 6 hith 5 mkts 21 relig. Edo-Akoko-Ed, EtsakoEa, EtsakoWe, Ikpoba-Okha, Orhionmw, OviaNort, OviaSo.. Exposure: 3 comm.
“Imo-Aboh-Mba, Oguta, Ohaji/Eg, Okigwe, Owerri North, Owerri West. Exposure: 3 comm. 7 more states affected and severity LGAs”.
NIHSA advised people in the affected areas to “do NOT cross flooded roads, bridges, or fast-moving water on foot or by vehicle.
“Clear drainage channels and river-mouth blockages; avoid building or living in the floodplain and move people, livestock and valuables from the floodplain to pre-identified higher ground,” NIHSA stated.
General News
First Trustees Advocates Estate Planning as an Essential Tool in Every Wealth Creation Strategy
First Trustees Limited, a subsidiary of FirstHoldCo Plc., and a leading provider of fiduciary and trusteeship services in Nigeria, is encouraging individuals, professionals, entrepreneurs, and investors to view Estate Planning not as an end-of-life exercise, but as a strategic investment tool for protecting, preserving, and transferring wealth across generations.
As more Nigerians focus on wealth creation through businesses, real estate investments, and other income-generating assets, experts are emphasizing that building wealth is only one part of the equation.
Equally important is creating structures that ensure those assets remain protected, properly managed, and seamlessly transferred to succeeding generations in accordance with the asset owner’s wishes. Importantly, Estate Planning is not solely for the wealthy, it is a prudent step for anyone with assets, dependants, or a business to protect, regardless of age, profession, or net worth.
Speaking on the importance of Estate Planning, Ereifemi Akeredolu, Managing Director/CEO, First Trustees Limited, noted that Estate Planning should be considered a core pillar of every long-term financial strategy.
“Many people focus on creating wealth but give litle thought to preserving it. Estate Planning is a wealth protection strategy that helps individuals safeguard their assets, secure their family’s future, and ensure that the value they build today continues to benefit future generations.”
Using tools such as Trusts, Wills, and advanced succession plans, individuals can build structures that support wealth preservation, business continuity, asset protection, and intergenerational wealth transfer.
For entrepreneurs and business owners, Estate Planning serves as a powerful tool for ensuring business sustainability, helping organizations remain stable and operational regardless of unforeseen circumstances.
First Trustees continues to emphasize and educate on the importance of Estate Planning as a comprehensive strategy for proactive planning. It remains one of the most important financial decisions an individual can make: it provides clarity, minimizes uncertainty, and protects assets from unnecessary erosion and disputes. It also creates financial security for loved ones, supports business succession and continuity, and facilitates long-term investment and legacy planning.
General News
Nearpays, Nigerian Fintech Becomes First African Startup to Win UN’s AI for Good Innovation Factory
Nearpays, Nigerian fintech, has won the AI for Good Innovation Factory grand finale — the first African startup ever to take the global title in the competition, which runs as part of the United Nations’ AI for Good Global Summit.
The competition drew more than 500 startups worldwide, each pitching AI solutions aimed at social and economic challenges.
The summit itself is organised by the UN through the International Telecommunication Union (ITU) in partnership with several UN agencies, convening governments, researchers, startups, and technology companies around AI’s role in development.
Nearpays’ route to the title ran through Johannesburg, where it won the African regional competition, before advancing to the global finals in Geneva.
There, the company progressed through the semi-finals and claimed the grand finale — a first for the continent.
The company describes the win as bigger than a corporate milestone, calling it a victory for African innovation and proof that technology built to solve local problems can compete, and win, on the world stage.
Nearpays was founded to close a stubborn gap in African payments: small and medium-sized businesses that can’t afford or access traditional point-of-sale terminals.
Cost, availability, and deployment hurdles have kept many merchants — particularly in rural and underserved communities — locked out of digital payments.
Its answer is SoftPOS: an AI-powered platform that turns compatible Android smartphones into payment acceptance devices, letting merchants take contactless card payments with nothing more than their phones. AI is embedded across the platform, supporting payment processing, compliance, fraud detection, and business operations.
Crucially, the platform was built for African infrastructure realities — it works both online and offline, so merchants can keep accepting payments even without internet connectivity.
The company credited its team’s years of product development and customer engagement for the result, and thanked the UN, the ITU, and the AI for Good initiative for building a platform where innovators can apply AI to real-world problems.
It also said it hopes the win encourages more African founders to build technology that answers local needs while competing internationally.
For Nearpays, the title closes one chapter and opens another, as the company pushes on with expanding digital financial infrastructure across Afric
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