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6 Best Apps to Recharge Airtime & Data in Nigeria for Glo, Airtel, MTN, 9mobile
Looking for the best app to buy data and airtime in Nigeria? In 2025, Cardtonic, Breet, BuyCard, eBills, SubBase, and NairaData make it fast and easy.
Recharging airtime and data in Nigeria has never been this easy. Gone are the days when you had to run to the nearest shop or scratch a paper card just to top up. Today, most people prefer using mobile apps to recharge MTN, Airtel, Glo, or 9mobile from the comfort of their phones.
These apps don’t just make the process faster and more convenient; they also offer perks like cashback, discounts, and cheaper data bundles. That means you save money while avoiding the stress of physical recharge cards.
In this article, we’ll look at six of the most reliable apps for airtime and data recharge in Nigeria, what makes them unique, and why they’re worth using.
Top 6 Reliable Apps to Recharge Airtime and Data in Nigeria
The top 6 reliable apps to recharge airtime and data in Nigeria are Cardtonic, Breet, BuyCard, eBills, SubBase, and NairaData.
BuyCard, eBills, SubBase, and NairaData.
| S/N | Platforms | Payment Method | Cashback |
| 1 | Cardtonic | Wallet and Bank transfer, Gift Card | Upto 5% |
| 2 | Breet | Crypto and Bank transfer | 2% |
| 3 | BuyCard | Wallet | Not constant |
| 4 | eBills | Walllet | 5% |
| 5 | SubBase | Wallet | 2% |
| 6 | NairaData | Wallet | 2% |
- Cardtonic:
Cardtonic is one of the most popular apps in Nigeria for recharging airtime and data. It works smoothly across all major networks, including MTN, Glo, Airtel, and 9mobile, with top-ups delivered instantly every time.
The platform also goes beyond airtime and data. You can pay electricity bills, renew TV subscriptions, and handle other everyday expenses directly in the app. A standout feature is that you can sell gift cards on Cardtonic and use the balance to recharge or pay bills. This makes it easy to turn unused cards into something valuable.
Another big advantage is the cashback system. Every airtime or data purchase earns you up to 5 per cent cashback, helping you save while staying connected. So if you’re wondering how to buy MTN airtime online or top up any other network, Cardtonic is one of the most reliable options available.
Getting started is simple. Download the Cardtonic app, sign up, and log in. From your dashboard, tap on “Bills”, select “Airtime or Data”, choose your network, enter your phone number, pick a bundle, and pay from your wallet. Within seconds, your line is recharged.
- Breet:
Breet is widely known as a crypto-to-naira exchange platform, but it also lets users recharge airtime and data directly from the app. This makes it a convenient choice for people who already rely on Breet for handling digital assets and want to manage their top-ups in the same place.
The process is quick and works for all major Nigerian networks. You can pay either with crypto or by linking your bank account, and Breet automatically converts your crypto into naira to complete the recharge. Service charges are low, which makes it an easy everyday option for those who prefer to use crypto alongside regular payments.
- BuyCard:
BuyCard is another reliable option for anyone looking to recharge airtime and data online. The app supports all the major Nigerian networks and gives you a simple, no-fuss way to top up without leaving your home.
Beyond airtime and data, BuyCard also allows you to pay utility bills, making it useful if you want one platform that handles different types of payments. While the cashback offers are not always consistent, users still enjoy occasional bonuses and discounts that make recharging a little cheaper.
- eBills:
eBills is a multi-purpose payment app that lets you recharge airtime and data across MTN, Glo, Airtel, and 9mobile. In addition to mobile top-ups, you can also pay electricity bills, TV subscriptions, and other utilities directly from the app.
One of its standout features is the 2 per cent discount on airtime purchases, which helps you save a little extra every time you recharge. The platform is simple to navigate and reliable, making it a handy option for both personal use and regular household expenses.
- SubBase:
SubBase is a platform that focuses on making data and airtime subscriptions more affordable. It’s popular among people who want to cut down on internet costs while still enjoying reliable bundles across all Nigerian networks.
The app offers both small and large data plans, making it flexible for light users as well as heavy internet consumers. A helpful feature is its automated top-up option, which ensures you never run out of airtime or data unexpectedly.
- NairaData:
NairaData is well known for bulk data purchases, making it a favourite among heavy internet users who need large bundles for work, study, or entertainment. The platform is designed for fast delivery and supports all major Nigerian networks.
What makes NairaData stand out is its flexibility. You can buy data directly from the app, or if you’re experiencing slow internet, you can also place your order via SMS or WhatsApp. This ensures you always stay connected, even when your data is low.
Frequently Asked Questions About Data and Airtime Recharge in Nigeria
- Which App Gives the Best Cashback on Airtime and Data Purchases in Nigeria?
Cardtonic gives the best cashback on airtime and data. Every recharge across MTN, Airtel, Glo, and 9mobile comes with up to 5% cashback, making it the most rewarding option.
- Which Network Has the Best Data Plan in Nigeria?
MTN is often praised for its wide coverage and flexible bundles, especially for users who need smaller, daily data plans. Airtel is popular for affordable weekly and monthly plans that offer fast speeds and good value.
Glo is known for giving some of the cheapest large data bundles, which makes it a go-to for heavy users, while 9mobile offers decent plans but at slightly higher prices.
The best option depends on whether you want affordability, speed, or long-lasting bundles..
- Is 50GB a Lot of Data?
It depends on how you use it. For freelancers, content creators, and people who stream videos regularly, 50GB can finish quickly. But for light browsing and social media, it can last much longer.
- How Do I Get 1GB for 100 on MTN?
The “1GB for ₦100” plan is usually a special offer available to selected MTN customers. To check if you qualify, dial *131# and explore the available data bundles.
- How Can I Buy Cheap Airtel Data in Nigeria?
You can buy cheap Airtel data on apps like Cardtonic, where every Airtel data purchase comes with 5% cashback. The same app also makes it easy to recharge Airtel airtime instantly.
- What is the Best App to Buy Airtime and Data in Nigeria?
Cardtonic is the best app to buy airtime and data in Nigeria. It supports all major networks, offers cashback, and gives users discounted data bundles. For example, if you want to buy Glo airtime online, all you need to do is download the Cardtonic app, sign up, tap on “Bills,” select “Airtime or Data,” choose your network, and pay from your wallet.
Conclusion
Recharging airtime and data in Nigeria no longer has to be a hassle. With the right apps, you can top up MTN, Airtel, Glo, or 9mobile in seconds and even enjoy extras like cashback, discounts, and cheaper bundles.
From Cardtonic to Breet, BuyCard, eBills, SubBase, and NairaData, each of these platforms brings something unique to the table. But if you’re after a reliable app that combines instant delivery with up to 5% cashback and the flexibility to even use gift card funds for recharges, Cardtonic is the best place to start.
Taraba State in Nigeria has developed an electronic platform for filing criminal cases in the state’s High Courts, marking the implementation of the new National Case Management System.
The launch, announced on Monday, marks a move from manual to electronic filing of criminal cases and is part of attempts to reform court processes and expand access to justice using technology.
Governor Agbu Kefas stated that the action underlines the government’s dedication to institutional strengthening, the rule of law, and effective governance.
Kefas pledged continued government support for the judiciary, noting that technology is essential for delivering swift, fair and transparent justice.
He also stated that the state would give the resources and infrastructure required to maintain the ongoing judicial reforms.
Justice Joel Agya, Chief Judge of Taraba State, stated that the e-filing facility will enable the electronic filing of originating processes and subsequent applications.
He explained that the system would enhance case tracking from filing to final determination while reducing delays caused by manual registry procedures.
Justice Agya went on to say that the platform would improve the security and accessibility of court records, as well as help judges manage dockets and time better.
He emphasised that the platform is intended to supplement rather than replace judicial decision-making, ensuring that administrative procedures do not impede the delivery of speedy justice.
The development is consistent with a broader national push to digitalise judicial processes across Nigerian courts, which has already been implemented in several regions.
Kaspersky has detected a wave of phishing attacks preying on former customers of the bankrupt crypto lending platform BlockFi.
These scams leverage the ongoing distribution of customer assets following BlockFi’s 2022 bankruptcy, tricking victims into surrendering cryptocurrency wallet seed phrases, potentially leading to financial losses.
BlockFi, once a prominent provider of high-yield interest accounts and crypto-backed loans, announced bankruptcy in November 2022. The company began disbursing repayments to affected clients in 2024 as part of its restructuring plan.
Kaspersky has detected fraudulent emails mimicking BlockFi’s official branding, which falsely invite recipients to “claim the payment” they are “entitled to.” After clicking on the link, users land on a phishing page and are prompted to “connect their wallet”.
The attackers suggest that users import their existing wallet by typing in the secret phrase – this grants attackers direct access to the funds in the victim’s wallet.
“Phishing attacks like this are widespread, capitalising on real-world events to build trust and urgency. Victims who fall for these scams risk exposing their crypto wallets to theft. It’s critical for individuals to verify any communications directly through official channels and to check the address from where the email originates for legitimacy,” comments Roman Dedenok, anti-spam expert at Kaspersky.
The phishing emails feature convincing logos, colour schemes, and language, making them difficult to spot at first glance. Kaspersky recommends the following steps to avoid falling victim to this or similar scams:
- Do not click on links or respond to unsolicited emails.
- Protect Sensitive Information: Never share banking credentials, wallet seed phrases, or other private keys in response to an email or online form.
- Use Security Tools: Enable two-factor authentication (2FA) on all financial accounts, employ reputable security software like Kaspersky Premium, and consider using a password manager to safeguard credentials.
Universal Insurance Plc has secured the approval of its shareholders to raise additional capital of N15 billion through a proposed recapitalisation exercise, as the insurer intensifies efforts to strengthen its balance sheet and position the company for long-term sustainability.
The approval will be granted at an Extraordinary General Meeting (EGM) scheduled for February 5, 2026 in Lagos.
Currently, Universal Insurance’s share capital stands at N8 billion, with 16 billion ordinary shares held by existing shareholders on the NGX. The board is seeking to revalidate, authorise, and regularise 14 billion unissued ordinary shares for the planned capital raise and also secure approval to list and admit the new shares for trading
Following resolutions passed at the Extraordinary General Meeting (EGM), Universal Insurance Plc is moving forward with a comprehensive recapitalisation programme aimed at reinforcing its capital base and improving its capacity to underwrite larger and more diversified risks.
Shareholders approved the plan to raise new equity through a combination of capital market instruments, subject to regulatory approvals, as part of efforts to meet industry capital requirements and support future growth.
Gross premium written rose to N18.59 billion, up from N12.29 billion a year earlier, driven by increased underwriting activity across key insurance segments. Insurance revenue also grew to N14.68 billion, compared with N9.85 billion in the prior period, reflecting stronger risk acceptance and improved pricing discipline.
Despite higher insurance service expenses, the company posted an insurance service result of N1.13 billion, while net investment income surged to N2.79 billion, supported largely by fair value gains on financial assets. As a result, net insurance and investment income increased to N5.18 billion, nearly double the N2.61 billion recorded in the same period of 2024.
On the balance sheet, total assets expanded to N21.82 billion as at September 30, 2025, from N18.14 billion a year earlier, supported by growth in financial assets and investment properties. Shareholders’ funds rose to N14.38 billion, up from N12.33 billion, reflecting improved profitability and reserve accumulation.
Investors have also responded positively to Universal Insurance’s performance, with its stock delivering an 83.33 percent return in 2025, rising from N0.66 to N1.21 per share, and trading volumes exceeding 6 billion shares.
The recapitalisation initiative, combined with the improving financial performance recorded in Q3’25, underscores Universal Insurance Plc’s determination to reposition itself as a more resilient and competitive player in Nigeria’s insurance industry.
The company aims to deliver improved value to policyholders, investors, and partners, while supporting broader economic activity and generating sustainable returns for shareholders.
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