E-Business
Delegate Responsibility not Accountability- Keele
Allen Keele is a certified fraud examiner, information security manager, information systems auditor and information systems security professional, among 20 other professional and technical accreditations. He shares over 17 years of experience in information security and risk management, including nine years of conducting professional advanced business lectures and seminars across the globe. Keele spoke to hilary okeke on a range of issues.
Training on Fraud Detection and Management
In information security, one of the most important things we have is not always having information security itself but having the internal control to be sure that we have information security. I wrote the text that most people use to prepare for Certified Information Systems Auditors (CISA) exams around the world. In that context, a lot of the controls that the internal auditors monitor have to do with controlling internal breaches and abuse. So, it would make logical sense to extend my auditors knowledge and expertise and interest into internal fraud detection and management. I was shocked to find in my younger days that 90 percent of frauds can be detected through the books. So many organizations tell you that they have no fraud problem but when you take a careful look, you find that there actually is a problem. People device all kinds of means to get money out their organizations without doing anything on the book. That was very concerning to me as an auditor. Fraud in itself is a disaster for an organization. It could lead to loss of market share if made public. Organizations need to be prepared for that kind of disaster just the same way they prepare for fire. So that is why we extended our training to business continuity, disaster recovery, as well as a new perspective on fraud. There are lots of folks out there who offer training on business continuity and disaster recovery, but what we are doing that is unique in the market is that we are not trying to project our best practices; we are teaching according to the new British standard – BS 25999. It is a new international standard designed to keep your business going during the most challenging and unexpected circumstances. It provides a basis for understanding, developing, implementing and managing business continuity within your organization and gives you confidence when dealing with stakeholders both within and outside your organization. BS 25999 has been developed by a group of experts representing a cross-section of industry sectors and governmental organizations which is reflected in its applicability. The standard is suitable for any organization, large or small, from any sector. It is particularly relevant for those that operate in a high risk environment such as the finance, telecommunications, transport, utilities and public sectors, where there is need for continuity. I have had a lot of organizations tell me they went for training a couple of years ago – the British standard may have existed a couple of years ago for training, but it just got ratified recently. There was no standard prior to BS 25999. So, this is a whole new world in terms of getting the certification to prove that your organization has the ability to manage fraud and disaster. Often times, organizations do things because regulators make them. Now more than ever, you have financial regulators requiring you to prove that you have strong control against fraud but you do not even have a fraud policy.
Best Security Strategy for an Organization
The best security strategy is first, to have one. Whether it is fraud, business continuity or information security; organizations have this odd tendency to casually appoint people within the organization to handle those areas. They point to the IT or compliance person – somebody who does not understand that area, and that person has to go and figure out what controls to put in place to get things working. So the problem is that currently, there is no strategy. Nobody has stopped to think “we need to be at 95 percent for fraud capacity at all times, no matter what.” They leave it up to the discretion of people who are not actually accountable for the business. That is wrong! Maybe you have an inexpensive web server that manages your brand new e-commerce that supports 90 percent of your business but because it was not expensive, your IT manager complains that it goes down all the time and that he is going to have it replaced in two weeks. Two weeks for e-commerce? That is why we said that the most important strategy is to have one. It is not just my idea, it is ISO 27001 standard for information security, which instructs that you get a strategy in place. I have always recommended that organizations should first have the right people that are actually accountable for that decision and have them make the decisions for a change. You can delegate responsibility but you cannot delegate accountability.
Networking and Telecommunication in Auditing, Internal Control
ICT has a very important role to play in internal control because auditors control access to information which IT does too. Auditors also control how information is used and how transactions are processed. Over the years, automated control organizes business functions and that has reduced loss of money. So, IT is able to put controls in place but then again, depending on how well it is managed, there might also be some vulnerability. In detecting and managing fraud, you need asset combination. I have often asked people in my classes if their organizations are committed to preventing, detecting and minimizing fraud. And they say yes, absolutely! I ask them to show me a policy that says: “Our organization does not want fraud, and this is what we are going to do to stop it.” They have no fraud policy! Shockingly, a policy is nothing more than a statement of management that states the way things are done within an organization. If you say that controlling fraud is a good objective, where is the policy that not only says it is wrong but also says here is who should be looking for it; here is who should be investigating it and here is what we do if we find it. A fraud policy is where senior managers say “not only am I going to accept responsibility, but I will accept accountability for something going wrong.”
Legal and Ethical Issues Facing IT Auditors
The legal and ethical issues are similar for IT auditors as they are for financial auditors. As an IT auditor, it is possible that you would be dealing with irregular or illegal acts. Towards that end, you have to be careful whom you release information to – there is always tendency for you to be exposed to sensitive information about an organization that you have to protect. As you are investigating issues, you have to be sure that you do not breach privacy laws. For instance, there are laws now that protect account information for people who have bank accounts. Imagine if during the course of an IT audit, the auditor compromised your account, and your account number and access code was made public. That auditor could be in for a lot of legal hassle.
E-Business
Study Reveals 83% of Employees Stay Connected to Work During Time Off, Fuelling Digital Anxiety

A new Kaspersky survey undertaken in the Middle East, Turkiye and Africa (META) region reveals that digital anxiety is becoming a defining feature of modern work culture, as employees don’t disconnect even during their free time and vacations.

According to the findings, 83% of respondents keep an eye on work tasks outside working hours. An overwhelming 85% reply to all work-related messages in instant messaging apps, while the same share (85%) check work emails during their time off – and 81% admit they are responding to work emails while on vacation or in their personal time.
The pressure to remain constantly available is contributing to heightened stress levels in the workplace. Other sources of stress include work issues, for example, 43% experience anxiety after accidentally sending a random message to a work chat.
Interestingly, not all digital mishaps are perceived equally: 40% report that they take it calmly when they send an unfinished email, proving that some mistakes are considered less damaging than others.
Blurred boundaries between professional and personal life, combined with instant communication tools, are intensifying feelings of constant monitoring and fear of making digital errors.
More than a third (36%) of respondents say they feel extremely uncomfortable or even scared if their boss notices them scrolling through social media at work instead of working. The “always-on” culture may undermine employee well-being, increase burnout risks, and reduce overall productivity in the long term.
“Digital anxiety doesn’t just affect employee well-being – it can also increase cybersecurity risks for organisations. When people feel constant pressure to respond immediately to messages and emails, they are more likely to act impulsively, without carefully verifying links, attachments, or sender identities.
This urgency can make employees more vulnerable to phishing, and other scams using social engineering techniques,” comments Brandon Muller, Technical Expert at Kaspersky.
Kaspersky recommends employees to follow the below tips to avoid digital anxiety and associated cyber risks:
- Slow down before clicking or replying. Digital anxiety can trigger automatic reactions. A short pause to check sender details, URLs, or attachments can prevent security breaches.
- Treat urgency as a red flag. Cybercriminals often exploit pressure and fear. Always verify unexpected or urgent requests before responding.
- Avoid handling sensitive information on unsecured networks. Public Wi-Fi, often used when working outside regular hours, increases exposure to cyber threats. Mobile network and VPN should be applied in such cases.
- Use technologies that will help reduce risks. For example, Kaspersky Premium offers AI-powered anti-phishing features designed to help warn of potential threats.
Businesses can reduce cybersecurity risks related to employees’ digital anxiety by providing regular cybersecurity training that helps staff recognise threats and respond correctly even under stress.
At the same time, organisations should use robust cybersecurity solutions to minimise the impact of human error. Kaspersky Next’s adaptable and robust cloud-native protection, underpinned by an unequalled cybersecurity track record, is one of such products.
Protection solutions for mail servers, such as Kaspersky Security for Mail Server, with anti-phishing capabilities, help to additionally decrease the chance of infection through a phishing email.
E-Business
FG Approves Electric Buses for Civil Servants, Pushes Local Auto Growth

Federal Government of Nigeria has approved the acquisition of electric buses for civil servants as part of efforts to promote cleaner transportation and boost local vehicle manufacturing.

The development was disclosed in Abuja by Joseph Osanipin, Director-General of the National Automotive Design and Development Council (NADDC). Osanipin said the buses would be sourced from local assemblers to strengthen domestic production and stimulate growth in Nigeria’s automotive sector.
He stated: “The initiative is aimed at encouraging the transition to cleaner mobility while creating opportunities for local manufacturers.” According to him, the government has also procured charging infrastructure that will be deployed across parts of the country to support the adoption of electric vehicles.
As part of broader efforts to develop the sector, the council is establishing the Nnewi Automotive Development Park in Anambra State. Osanipin explained: “We are developing the Nnewi Automotive Development Park where we will provide the necessary infrastructure so that users of the park can share facilities.”
He added that the shared infrastructure model would enable investors and manufacturers to operate without bearing the full cost of setting up independent facilities. The council is also seeking additional investment to accelerate the development of the park and attract more industry participants.
Osanipin urged Nigerians to support locally assembled vehicles, noting that increased patronage would help create jobs and drive economic growth. He said the council is providing training to manufacturers and stakeholders to enhance local production of vehicle components such as batteries and tyres.
“The move will reduce import dependence, create employment opportunities, and contribute to the country’s Gross Domestic Product,” he said. The NADDC is also working with the Bank of Industry Nigeria to facilitate the disbursement of the National Automotive Development Fund to qualified stakeholders.
E-Business
Jumia Reaffirms Commitment to Consumer Trust on World Consumer Rights Day

As the global community commemorates World Consumer Rights Day, Jumia Nigeria joined industry leaders, regulators, and consumer advocates at the Lagos Marriott Hotel, Ikeja, for a high-level panel session hosted by the Lagos State Consumer Protection Agency (LASCOPA) on Tuesday, March 17, 2026.

Speaking during the session, Peters Afebuame, Group Head of Content and Production at Jumia, highlighted Jumia’s comprehensive approach to protecting consumers from counterfeit or adulterated products on its marketplace, noting that the company has implemented structured checks and technology-driven systems across the entire product lifecycle, from seller onboarding to post-listing monitoring, to safeguard product authenticity.
“Ensuring product authenticity on our platform requires a combination of technology, policy enforcement, and continuous seller engagement,” he stated.
“At Jumia Nigeria, we have implemented a multi-layered process that begins with rigorous seller onboarding and policy agreements, followed by catalogue configuration controls, AI-driven product attribute verification, and the use of global product identification standards. These systems are reinforced by ongoing quality moderation, brand protection mechanisms, and strict enforcement actions, including product and seller delisting, ensuring that customers can shop on our platform with confidence.”
Central to Jumia’s consumer protection framework is a rigorous seller verification process designed to ensure marketplace integrity. Vendors are required to provide proof of legal and regulatory compliance before gaining access to the platform. This vetting process is reinforced by a strict quality control system that monitors products listed on the platform, backed by a zero-tolerance policy toward counterfeit or substandard goods. Non-compliant sellers face penalties and permanent delisting from the marketplace.
Transparency also remains a core priority in helping customers make informed purchasing decisions. Product listings across the platform feature clear specifications, verified descriptions, and detailed images, enabling shoppers to understand exactly what they are purchasing before completing a transaction.
Recognising that digital literacy plays a critical role in online safety, Jumia continues to invest in consumer education initiatives through instructional “how-to” videos, platform guides, and social media campaigns that equip Nigerian shoppers with practical knowledge to navigate online shopping securely and confidently.
To further strengthen transaction security, Jumia leverages its proprietary payment solution, JumiaPay, which provides a secure and encrypted payment infrastructure designed to protect customer financial data. The company also adheres to internationally recognised data protection standards such as the General Data Protection Regulation (GDPR) and local regulatory frameworks established by the Nigeria Data Protection Commission (NDPC), ensuring responsible handling and protection of user information.
Beyond the point of purchase, Jumia reinforces consumer protection through a customer-centric return and refund policy designed to ensure seamless resolution when issues arise. A dedicated customer service team also provides support through multiple channels, including phone and social media, enabling swift response to consumer inquiries and complaints.
As e-commerce continues to expand across Nigeria, Jumia reaffirmed its commitment to building a marketplace that prioritises fairness, transparency, and consumer safety. Through continuous investment in technology, strong policy enforcement, and ongoing consumer engagement, the company aims to strengthen trust and confidence in Nigeria’s growing digital commerce ecosystem.
E-Financial2 days agoKuda MFB Increases Kuda for Her Business Grants to ₦10 Million
News3 days agoKaspersky Discovers Infostealers Mimicking Claude Code, OpenClaw and Other AI Developer Tools
General News3 days agoBanks, Offices to Close for Thursday and Friday for Eid-el-Fitr
Telecom3 days agoNigeria, Ghana Trigger Stunning 45 Percent Surge in MTN Dividends
E-Financial3 days agoSEC Shuts Over 400 Fraudulent Investment Schemes, Arrests Operators
Telecom3 days agoATCIS Urges FG to Ensure Safety of Consumers Data
Telecom2 days agoVitel Wireless Lures Subscribers with “Data that Never Expires” Campaign
News2 days agoBoI, MTN Foundation Launch N1Bn Fund for Women Entrepreneurs













