E-Business
Do You Know What Risks Your Children Face Online?

As parents, we want to know our kids are safe – but the online world is harder than the real one to control. Today one in four people in the world is a child. In Nigeria, children under the age of 18 make up an estimated 52.44% of the population.
By nature, they are also the most drawn to the internet, and will lead the digital transformation. They are also the most at risk to bullying and harassment.
As a parent myself, and because I work for a global technology company, I am all too aware of the risks of the online world. Luckily I also have insight into solutions and what to look out for.
Here are the most important things to be aware of when it comes keeping your children safe online.
Cyber Bullying
One of the biggest forms of online harassment for children is cyber bullying. The online world presents the ideal platform for bullies to harass their victims.
They’re no longer confined to the playground, but can partake in round-the-clock attacks via email, social media and instant messaging.
Recent statistics show that 52% of young people report being cyber bullied. Worryingly, more than half of young people surveyed said they never confide in their parents when they are bullied.
This means as a parent, it’s up to you to be aware of potentially cruel or risky behaviour taking place online by monitoring your children’s online activities, as well as offline behaviour that may signify your child as a victim.
It’s also important to teach your children not to text or post anything online that would hurt or embarrass anyone else, or compromise themselves – 49% of youth have regretted something they have posted online. In this case, awareness and prevention is better than cure.
Malware And Other Online Threats
It’s also important to be aware of the other threats being online can pose. These include malware and viruses that your children could inadvertently stumble upon while online.
Criminals work relentlessly to seize control of your digital devices, compromise your email and text messages or spy on your online activities in an attempt to steal your identity or financial information.
Children are particularly susceptible to these attacks because they can be lured with offers of free downloads or click on links without understanding the risk of exposure to viruses and scams.
One way to lessen this threat is to educate your children to be careful about the information they share online and protect their passwords.
Teach them to think carefully about the connections they accept on social media and think before clicking on links or downloading content. This is also useful to ensure they are only exposed to content appropriate for their age or maturity.
Beyond education, it’s a good idea to consider filtering software, keep your software up to date and be the administrator of your home computer.
Services such as Windows 10 Family Features also allow you to manage your family’s digital life across Windows PCs, Xbox and mobile devices.
The service gives you the option to restrict the amount of hours your child spends online, and you can add money to your Microsoft account rather than allowing them to unnecessarily share your credit card details for purchases.
What’s more, it allows you to find your child on a map when their phones are turned on; lets you check up on their online activities and block the unsuitable apps and websites.
Balancing The Pros And Cons Of The Online World
As a parent in the digital age, you should be allowing your children to enjoy the limitless information and opportunities that exist online, while not forgetting that it comes at a risk.
The most effective way to do this is to make online safety a family effort, and combine guidance with monitoring of online activities.
By understanding the risks of the internet yourself, you are in a better position to help your children develop the skills and ethics they need to deal with situations, information and people on the web.
E-Business
CBN Affirms Alpha Morgan Bank’s Capitalisation

The Central Bank of Nigeria (CBN) has affirmed the capitalisation of Alpha Morgan Bank, marking an important milestone in the bank’s growth journey and reinforcing its commitment to building a strong, resilient, and future-ready financial institution.

This affirmation reflects the bank’s adherence to regulatory requirements and its strategic focus on strengthening its capital base to support sustainable growth, innovation and improved service delivery to customers.
With this milestone, Alpha Morgan Bank is well positioned to continue expanding its footprint with its 14 approved branches across different states, while deepening inclusivity and enhancing the range of banking solutions available to individuals, businesses, and institutional clients nationwide.
Commenting on the development, the Managing Director of Alpha Morgan Bank, Mr. Ade Buraimo, expressed the readiness of the bank in ensuring compliance with regulatory requirement, good governance framework while delivering satisfying banking along the long-term vision of the bank to become the best bank to work and strong financial institution to reckon with.
He said: “Capitalisation is more than a regulatory requirement; it is an opportunity to strengthen the institution for the future. The affirmation of Alpha Morgan Bank capitalisation reflects the work we have done to build a solid capital foundation that allows us to support businesses more effectively, expand financial access and continue delivering the level of service our customers expect.’’
According to him, Alpha Morgan Bank remains committed to maintaining strong corporate governance standards, sound risk management practices, and prudent financial management as it continues to support economic development and create long-term value for stakeholders.
“As Alpha Morgan Bank enters the next phase of its journey, the institution will continue to scale its operation, invest in technology, expand its branch network and digital banking presence, whilst delivering reliable and satisfying banking experiences to its growing customer base,” Buraimo added.
E-Business
Police Says Victims Enable Cyber Attacks Out of Ignorance

Mr Uche Ifeanyi, commissioner of Police in charge of the Nigeria Police Force National Cyber Crime Centre (NPF-NCCC), said on Friday that most cyber attacks occur because victims act out of ignorance.

He spoke in Abuja at the opening of an online cybercrime awareness campaign themed “Odogwu No Dey Hide Him Face,” organised to educate and empower communities about online safety and cyber hygiene.
“Studies reveal that the majority of cyber attacks are initiated or enabled by victims due to lack of knowledge.
“Personal information is invaluable and must be protected at all times.
“Just as we maintain physical health, we must also maintain a healthy digital lifestyle,” he added, stressing that simple cyber hygiene practices could greatly reduce the risk of becoming a victim.
He urged the public not to disclose confidential information to unauthorised persons and to use strong, unique passwords, enable multi-factor authentication, and apply security safeguards on digital devices.
“Keep personal information private, avoid suspicious links, and regularly update software or system patches,” he said, adding that antivirus programmes and firewalls were essential for online safety.
Ifeanyi warned against falling for “free gifts” online.
“If it sounds too good to be true, it most likely is fraud,” he said, advising caution with urgent or suspicious messages.
He also urged internet users to verify information before sharing to avoid spreading fake news, emphasising that cybercriminals could exploit everyone regardless of age, occupation, or social class.
Vincent Olatunji, director-general, National Data Protection Commission (NDPC), commended NPF-NCCC for its efforts and said the campaign theme was commendable.
He noted the importance of educating people on legitimate wealth and safe internet use.
Olatunji said that the fight against cybercrime required collective effort, warning that the risks were increasing daily as more people connected to the internet across Nigeria.
E-Business
Firm Enhances its Security Awareness Platform with SCORM and PDF Support

Kaspersky has introduced an update to its Automated Security Awareness Platform, adding full support for PDF and SCORM (Sharable Content Object Reference Model) – the industry-standard protocol for deploying and managing e-learning content.

The enhancement enables organisations to build fully customised cybersecurity training programmes that reflect their infrastructure, risk profile, and internal policies, while continuing to benefit from Kaspersky’s expert-driven security content and phishing simulations.
According to the Kaspersky report titled “Redefining the Human Factor in Cybersecurity”, employees responding to phishing attacks was one of the main causes of cyber incidents in companies worldwide, accounting for 21% of cases among other reasons.
At the same time, additional Kaspersky research reveals that social engineering attacks are predicted to increase more than any other type in the nearest future, with 87% of respondents believing that social engineering attacks will become even more effective due to the use of AI tools.
The new Kaspersky Automated Security Awareness Platform (Kaspersky ASAP) update directly addresses several persistent challenges such as reducing the number of human-related incidents, cutting time spent on managing training programmes, decreasing regulatory and compliance risks, and minimising potential legal or reputational damage stemming from cybersecurity breaches.
With the new SCORM support, the platform becomes even more flexible: companies can now upload, track, and manage their own SCORM-based learning materials directly within the system. In addition, companies can accelerate their programmes by using easier-to-create PDF-formats.
This allows organisations to tailor training to their specific technology stacks and emerging threats targeting their industry or region. Businesses that have already invested in third-party SCORM courses or internal learning development can now seamlessly reuse their existing modules, protecting their prior investments while strengthening their cybersecurity posture.
The combination of Kaspersky’s embedded content built on real cases uncovered by the company’s world-class experts with customers’ PDF materials or SCORM modules enables a true best-of-breed approach to human risk management.
Organisations can supplement Kaspersky’s up-to-date cyberattack scenarios with internal policies, unique workflows, and industry-specific lessons, ensuring training resonates with employees and reflects real operational challenges.
“Human behaviour remains one of the most unpredictable elements in cybersecurity and also one of the easiest for attackers to exploit. By adding SCORM support to Kaspersky Automated Security Awareness Platform, we’re giving organisations the flexibility to build training programmes that truly match their internal realities.
“Combined with Kaspersky’s expert-driven content and real-world attack data, this update empowers companies to create more adaptive, relevant, and impactful awareness programmes than ever before,” comments Svetlana Kalashnikova, Security Awareness expert at Kaspersky.
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