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Right of Reply: SAHCOL Got it all Wrong

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Indigenous Software: SAHCOL got it all wrong! The purpose of this write up is to present an empirically informed understanding of the processes inherent in software development dynamics as a professional response by the Institute of Software Practitioners’ of Nigeria (ISPON) to statements and opinion published in the Nigeria Communications Week – Online version of Friday, August 3, 2012 (Online News Letter August 3, 2012) and credited to one Adejare Adekitan, a staff and head information and Communications Technology (ICT) at Skyway Aviation Company Limited.

The views would definitely not go unnoticed by discerning I.T Professionals and indigenous Software Developers. This response therefore aims to correct the very misleading and ignorant impression by the source – Mr. Adejare.
Mr. Adejare in his remark emphasised the continued patronage of Foreign Software as against indigenous software-and a critical look at this statements did not present any argument on technicalities as to the reason why indigenous software is not of reckoning to the Aviation.

 This is a fallacy and goes to a long way to publicly display the deep of ignorance of how software product functionality, quality and integrity emerges and are sustained. It is therefore constructive to emphasize that “No software in the World is perfect” – that is why continuous versioning of Applications and solutions are strategic imperatives. Software Engineering is about transforming organisational policy, functions, business-processes and operations culture into an automated systems solution.

It is important to emphasise the following to debug and debunk the fallacy embedded in the statement of Mr Adejare:  1. All Software Solutions of the world are delivered with one, many, and several process flaws or errors in them – that is why there are many versions, leading to system capability and maturity model (CMM). Even at that, the complexity of human needs continues to demand more perfection that makes flawless software process a mirage.

 2. There are numerous Foreign Software – imported into Nigeria and deployed\implemented by the Aviation and Banking sectors and other core Industries at colossal cost to shareholders and national economy – that have either FAILED to perform, or fulfill the contract scope of works!

 3. I doubt is Mr Adejare is listed in the membership registry of Professional IT/Software Practitioners’ of Nigeria and his opinion to say the least is grossly uninformed and a layman view. His views are grossly misleading, ignorant and should not be taken as expert opinion.

Least Mr Adejare forgets, that as an electrical engineering graduate who to my view had never ventured nor written any reasonable Software application for the Aviation industry, will arrogate to himself to be an expert judge on Indigenous Software. By extension, he missed the point by expressing the view that Africa has no credible Software Developers which is equal to saying that orthodox medicine cures all illnesses in Africa.

Nay, the matter is about human intellect and creativity – that is software and Africa/Nigeria have them plenty. Let is be said that indigenous software applications are driving the significant operations of some of Nigeria’s top performing industries, including Aviation banks, oil and Gas, and so on.

The critical issue of this subject matter is focused on the fact that Software development lifecycle has two fundamental elements: Domain Knowledge and Professional Expertise on Analytical Process to codify the required solution – applying specific tools and standard procedures. In that context, Aviation Applications are predominantly and indirectly address and specified by Domain Knowledge Resources from the sector (who generate the operational policy roadmap brief) working directly with Software Analysts’ Engineers and Developers who apply technology process logic and tools to deliver the assessed needs of the client.

Same applies to Space Exploration, Communications, Financial, Accounting, Payroll, Construction, Medical, Agricultural, Oil & Gas Solutions to mention but a few. Software from the above mentioned domain are often subjected to intensive domain research through various channels of investment –particularly encouraged by the financial institutions.

The gestation period is long – maturity timeline ranges from minimum 3 to 5 to 7 years. To the best of our knowledge, there has not been any of such classified investment in the Software industry in Nigeria by the Banking Sector. What Mr Adejare seems to forget is that Indigenous Software Developers read from the same Universities, book and use the same tools as their foreign counterparts. Enabling environment may differ.

Indeed, the domain policy, operational requirements and briefs from the clients are then matched with the technology needs-assessment of the clients to enable the Software developers come up with the desired design and appropriate tools capable of delivering the solution.

Software – simply defined as computer software, or just software, is the collection of computer programs and related data designed to provide the logical instructions directing a computer hardware or related devices on what to do.

The term was coined to contrast to the old term hardware (meaning physical devices). In contrast to hardware, software is intangible, meaning it “cannot be touched”.

Software is also sometimes used in a more narrow sense, meaning application software only. Most of these software applications are derived from DOMAIN needs and replicate the operational characteristics of such domain.

Coming from the banking sector which should be concerned about the growth of the economy, this is really heart breaking and goes a long way to show that majority of our financial institutions are not committed to the growth of the Nigerian economy.

Mr. Adejare of SAHCOL got it all wrong by while asserting that foreign software solutions are the answer to Nigeria’s Aviation Sector, he has not stopped to think of the peculiarity of adaptive technology which can only be guaranteed by the local developers. By extension, he might have become a paid ally of those countries who intend to box us into the Digital Colony Domain, where Aviaton Application software becomes the major tool to assassinate stubborn African/Nigerian President in Future.

He probably has not realised that the domain knowledge is most critical to the development of application software solutions and that Nigerian Developed Software is perhaps the most fundamental component for the future and survivability of the Nigerian nation.

His argument that the Software industry in Nigeria might be young, thus unable to handle enterprise software and solutions of ‘Aviation Proportions’ is flawed on the background of the cognate experience of Nigerian Software Developers which spans more that 30 years of the 50 years origin of modern software development culture.

Mr.  Adejare has not taken into account of the fact that Nigerian software developers have worked and continue to support the sustainability of foreign software.

Indeed, these Nigerians still head those foreign software organisations operating in Nigeria.

Mr Adejare not only sleights the software industry which was given credence by the Obasanjo Administration when the then President directed all MDA’s to use Indigenous software but also berates himself as an IT professional for being incapable of meeting the technical and intellectual needs of an industry which prides itself on imported software.

Nigeria may not have dedicated tertiary institutions as concerns software development, but that does not mean that the higher institutions/indigenous companies are not meeting the software needs of discerning Nigerians. How much of investment has the bank committed into software development in Nigeria?

Mr. Adejare needs to sit with developers and let them showcase their milestones and challenges instead of insulting the intellectual capability of software practitioners by falsely asserting that indigenous application software are not robust enough to meet the rigours of enterprise demands.

Indeed that false statement becomes transparently misleading when weighed against the following false statements: 1. Nigerians are not capable of developing and managing Banking business!

2. Nigerian Pilots are not capable of flying an A380 Airbus!

3. Nigerian Lawyers and Judges are not capable of handling international judicial litigation!

4. Nigerian Scientists are not capable of making new discoveries! 5. Nigerian writers are not capable of writing internationally acclaimed books! 6. Nigerians are not capable of being the President of their nation!!!
 
ISPON demands and unreserved apology from Mr. Adejare for insulting Nigerian Software Developers. To SAHCOL, the employers of Mr. Adejare, ensure that your staff is registered to practice the ICT Profession in Nigeria, else, he is undertaking and illegal employment.

That the software industry in Nigeria is not being patronised is due to the subconscionable bias towards foreign goods which majority of colonised countries still carry.

They should liberate themselves from this mental slavery and wake up to the reality of Nigerian Entrepreneurial spirit.

Furthermore, the foreign exchange transfer factor of Foreign Software and services is why people like Mr. Adejare have become their spokesman.

The digital space and laboratory for the practice of Software in our nation is the client’s domain the is our current and future laboratory – and no one has the right to deny indigenous software developers the fundamental and intellectual rights (IPRs) to practice their profession within that digital/cyberspace.

It is a great illusion to belief that things will remain the way they presently are!

There is need to inform Mr.  Adejare that our education system is currently producing Information Technology Practitioners in very large numbers.

And that the Nigerian code warriors have arrived and ready to take charge. Finally, Nigerian Aviation should open the digital space and create a level playing field for Indigenous Software developers – both at home and in the Diaspora.

They should proof their support for indigenous software by challenging them with project calls. The hide and seek game in defence of foreign software to corruptly earn foreign exchange is over! With the Local Content act, Game is up.


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NICA Confers Professional Fellowship on Uche Uzoebo

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L-r: Mrs. Uche Uzoebo, Managing Director of Shared Agent Network Expansion Facilities (SANEF); Dr. (Mrs) Markie Idowu, president, and Prof. Chris Onalo, Registrar/CEO both of National Institute of Credit Administration (NICA) at the conferment of professional Fellowship of the institute on Mrs. Uche Uzoebo held in Lagos recently.
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The National Institute of Credit Administration (NICA) has conferred its Professional Fellowship on Mrs. Uche Uzoebo, Managing Director of Shared Agent Network Expansion Facilities (SANEF).

The recognition was announced in Lagos during the investiture of Dr. (Mrs.) Markie Idowu as the Institute’s new President.

In his welcome address, Prof. Chris Onalo, Registrar/CEO of NICA, noted that the National Institute of Credit Administration distinguishes itself from other professional bodies through its unwavering commitment to advancing credit management, promoting professionalism, and empowering Nigerians with credit literacy.

“Unlike many other institutes, NICA recognizes that credit management is a lifeline of commerce, influencing every aspect of business, social, and economic life. Through this commitment, the Institute continues to shape Nigeria’s economic future towards sustainable growth,” he stated.

The Fellowship represents the Institute’s highest professional distinction and is conferred on individuals whose leadership has significantly strengthened Nigeria’s credit environment, institutional governance frameworks, and the integrity of the financial system.

This recognition also comes at a significant moment globally as the world commemorates International Women’s Day, underscoring the growing recognition of women’s leadership and contributions across industries, particularly in finance, governance, and economic development.

The ceremony brought together senior financial sector executives, policymakers, regulators, and distinguished guests to celebrate excellence in credit administration and professional practice.

The Institute described Mrs. Uche Uzoebo as a seasoned business executive and financial services leader with over two decades of professional experience spanning banking, digital payments, and financial services.

A proven change agent, she brings deep expertise across digital payments, financial inclusion, agency banking, product and business development, merchant acquiring, as well as corporate, commercial, and retail banking.

Her leadership has been instrumental in advancing secure and inclusive digital financial services, strengthening payment systems, and expanding last-mile access to financial services across underserved communities in Nigeria.

Through SANEF and related initiatives, she has supported economic empowerment and financial inclusion by expanding agent networks, promoting financial literacy, and championing innovative technology-enabled solutions.

Passionate about gender inclusion and women’s economic empowerment, Uzoebo is also a gender specialist and advocate with a strong focus on supporting women entrepreneurs and breaking structural economic barriers.

As a certified trainer, she designs and delivers high-impact capacity-building programmes for individuals, youth, women, and organizations, enabling sustainable growth and improved performance.


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Zedvance Hits ₦96bn Lending Milestone, Eyes ₦250bn Target in 2026

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Zedvance Finance Limited, a leading provider of consumer and business financing solutions in Nigeria, has disbursed over ₦96 billion in funding to support commercial businesses across the country, establishing its strong positioning beyond retail lending and reinforcing its commitment to bridging the gap between enterprise growth and access to timely financing solutions.

Zedvance Hits ₦96bn Lending Milestone, Eyes ₦250bn Target in 2026

Zedvance

Leveraging its 11-year legacy, Zedvance’s Commercial Solutions business, launched in 2025, has in just one year become a major driver of credit expansion, achieving one of the highest loan disbursement rates among financial institutions, empowering thousands of local enterprises and boosting economic growth.

The business has consistently supported enterprises across key sectors of the economy, including oil & gas, automotive, logistics, renewable energy, fintech, e-commerce, trade distribution value chains, agri-businesses and others.

Through offerings such as working capital, invoice/PO financing, equipment and trade finance, and ecosystem-based solutions, Zedvance enables access to liquidity for buy-now-pay-later providers, asset acquisition, and cross-border credit lines for imports & exports, aiding business expansion and strengthening operational resilience in a dynamic economic environment.

Speaking on the importance of flexible and tailored financing, Group Managing Director of Zedcrest Group, Adedayo Amzat, CFA, noted that Zedvance Finance, operates a model that is specifically purpose-built to bridge financing gaps and support business growth.

“We are proud of our accomplishments so far, especially the impact we’ve made in sectors that are critical to economic development. For instance, through solar and asset on-lending, we have helped to expand energy access and improve income opportunities for gig workers by financing mobility asset platforms across Nigeria.

“Because our customers are at the heart of our business, we were intentional about designing our flagship product, ‘Liquidity Solutions’ to allow businesses unlock faster credit delivery across all high-growth sectors. This has proven impactful as we continue to witness our clients record great successes,” Amzat said.

Highlighting the unique value of the offering, Amzat added that Liquidity Solutions provides tailored financing structures such as inventory purchase, invoice financing, and import financing, which empower businesses to optimise cash flow, accelerate turnover, and scale with confidence.

Commenting, Ayooluwa Oladimeji, Ag. Executive Director, Commercial Solutions, explained that Zedvance leverages technology, product innovation, deep sector expertise and risk-moderated structures to deploy diverse funding solutions, including multi-currency credit lines, BNPL facilities, and equipment financing across automotive, renewable energy, manufacturing, fintech, and trade distribution sectors.

“In 2025 alone, Zedvance Commercial Solution business recorded tremendous growth, driven by strong partnerships and a rapidly expanding portfolio.

“We are proud to have supported a range of businesses including; Shekel Mobility, Tradegrid, Sapphire, CredPal and other ecosystem partners.

“Beyond these successes, our focus remains on strengthening credit access across Africa’s commercial ecosystems to enable businesses scale with confidence and resilience”, he said

Building on its strong momentum, Zedvance is poised to expand its reach further in 2026, targeting over ₦250 billion in funding across key economic sectors including off-grid power, smart devices and home equipment, vehicle dealerships and mobility platforms, agribusiness and manufacturing, consumer and industrial goods distribution and hospitality.

This expansion reinforces its mission to accelerate enterprise growth by providing faster and broader access to credit across Africa.


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Mojisola Sayo-Kazeem Reflects on Leadership, Opportunity, Women in Tech @ IWD

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As the world marks International Women’s Day, Mojisola Sayo-Kazeem, Head of Finance, Jumia Nigeria & Ghana, reflects on how giving opportunity, mentorship, and support helps women thrive and strengthens organisations.

The future of work is digital, and for women it presents immense opportunities to innovate, lead, and shape the global economy. Yet thriving in a fast-paced, data-driven environment requires more than ambition or technical expertise. It requires opportunity and leadership that intentionally creates space for people to grow.

Reflecting on my own journey, I am reminded of how powerful those opportunities can be. I joined Jumia in 2012 as an accountant and, over time, grew into my current role as Head of Finance for Nigeria and Ghana.

Each stage of that journey came with new responsibilities and lessons that shaped my leadership perspective. One thing has become clear: growth rarely happens in isolation. It flourishes in environments where people are trusted, challenged, and supported to reach their full potential.

One of the most defining pillars of my career has been working within an organisation that invests in talent and encourages merit-based growth. At Jumia, a guiding principle is simple: let the best people and ideas grow. When organisations prioritise capability and innovation rather than bias, they create environments where individuals can thrive, and leadership potential can emerge naturally.

Leadership plays a crucial role in making this possible. Good leadership sharpens growth and experience, not only for the leader but for the teams they support. I have benefitted from leaders who shared knowledge, offered guidance, and entrusted me with meaningful responsibilities. Those opportunities challenged me to expand my skills, strengthen my judgement, and grow into larger leadership roles.

One experience that stands out was leading my team through the launch of a new business line under the guidance of our CFO. It demanded greater accountability, transparency, and strategic thinking. Looking back, it was more than a professional milestone, it was an opportunity to deepen my expertise and strengthen my leadership capacity.

Moments like these remind me that opportunity is one of the most powerful investments leaders can make in people. I also recognise and commend the many leaders who are already creating pathways for women to grow, lead, and contribute meaningfully. Their commitment to fairness, mentorship, and inclusion continues to open doors for others.

But there is still more to be done. As we mark International Women’s Day, this year’s theme, “Give to Gain,” invites leaders to reflect and to act. It challenges us to go beyond good intentions and intentionally create opportunities for women to grow and thrive based on merit, not favouritism or bias. This means sharing knowledge, investing in development, offering mentorship, and trusting capable women with meaningful responsibilities.

When we do this, we strengthen the people and institutions around us. Teams become more confident and capable, organisations become more resilient, and leadership pipelines become stronger and more diverse.

This year’s International Women’s Day theme, Give to Gain, reminds us that generosity is not subtraction, it is multiplication. When people, organisations, and communities give time, knowledge, visibility, advocacy, and support, opportunities for women expand. And when women thrive, industries, economies, and societies thrive with them.

When we give, we gain. The question for all of us is simple: What will you give to gain gender equality?


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