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TiE to Address Databank Challenges – Eleso

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Tunji Eleso, director, Strategy and Business Advisory at Co-Creation (CC-HUB) Nigeria.
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Tunji Eleso is director of Strategy and Business Advisory at Co-Creation (CC-HUB) Nigeria.
He holds a B.Sc, in Estate Management (Obafemi Awolowo University, Ile-Ife Nigeria), M.sc. Development Finance (University of Manchester, UK) also functions in Lead, Pre-Incubation and Research channel at the social innovation centre dedicated to accelerating the application of social capital and technology for academic prosperity.
Eleso has engaging in intelligent conversations with people as a hobby spoke to peter ugwu on the HUB’s newly developed application, Efiko – a Technology in Education (TiE) platform meant for secondary school students in Nigeria.

Philosophy of Technology in Education
We in Co-Creation Hub strongly believe in changing the landscape of education in this country. For us, the first step in doing that is to understand the real issues on why our education system is the way it is today.
That is why we adopted the programme called Technology in Education (TiE). The goal for us is to understand the real issues in the sector; and on December 10, 2011, we invited teachers, educationists, parents and students, to brainstorm on why we have the kind of failure rates in examinations in the country.
Thus, on ascertaining what the problems are, it was left for us to unveil processes that will help the nation address that. We adopted then TiE system. Actually, six issues were identified during the stakeholders’ meeting…

Gray Areas Identified
Some of the thematic areas are learning funds for kids, how to ensure the curriculum is updated and passed across in such a manner that students will have the enthusiasm to learn without persuasion or punishment attached.
 Another thematic area was: how can parents have clear understanding of what goes on in the school in order to fill up with their children?
You shouldn’t necessarily wait for the end of the term to know the performances of your children; information technology can actually help to fill the gap.
 And we thought about, how someone can make use of the powers of animation, voice and text to pass on learning to students, especially in an interactive manner that goes beyond what we typically have now; that is one person talking to all, and sometimes without feedback.
It is not just about teaching emanating from teachers to students and terminates there; rather students can engage in cross-learning process.
So, after the stakeholders’ meeting we put up a call for ideas from people who have mobile solutions on those areas in education. We had about 35 ideas submitted which were forwarded to a panel of competent judges.
They scrutinized the ideas and six of them were narrowed down to technology in education. Within 48 hours, we invited scholars, business communication gurus, the academia and the aim was to put their heads around the six ideas and produce prototypes in line with market strategies around that application.
It was during that process that Efiko emerged, which is a mobile social quizzing platform designed to enhance learning through self-assessment.
Together with the first and second runners up, they were given cash prizes to further developing the apps. We thought of how to help them develop the prototypes further; build a product that can fit-into the market. So, we have been doing that since February last year.

Period of Testing and Observations
Actually, it was amazing. We had 303 students, both male and female who participated on the pilot test. With the support of Education District 4 in Lagos, we went to eight schools, and one thing stood out: The students were really appreciative of the platform.
They saw it as a charitable opportunity to learn by using their mobile devices than other things they have been doing. They also appreciated the logic and flow of/in the application usage.
In fact, we got very encouraging and valid feedbacks from the students that the team has also gone back to the application to go and fix.
They are solving issues like having more contents-subjects, clear-cut instructions and directions while using the application. We also had mobile network challenge during the pilot scheme.
 Right now we are working on an offline version of the application. It wouldn’t require data to be able to partake on the platform.
Those were valuable information we got during the pilot and there are phenomenal.
Most of the Students Use Feature Phone, How adaptable is the Platform on Those Phones?
Yes, we built a cross-platform application. There is a Nokia version of the application, there is the Android version and a WAP version which is meant for any phone that has data plans.
The reason was that we recognized that children at that level usually do not have smart or high end phones. So, the application was developed in such a way that it can serve both low and high end phones.

Platform to Drive Nationwide Phase of the Project
Technologically, the team has developed a base that can take on whatever data that come in.
With the support of CC-Hub we have been able to extend the reach of the application using the backing of our partners and publishers to ensure we get the right coverage.

Engaging the Government to Becomes Part of the National Education Curriculum
We are engaging partners at different levels to get to that. Firstly, we are working with reputable partners, who have the mandate to produce contents tied to the curriculum.
We are also working with the government and we have to start somewhere.
So, with the level of success we recorded working with Education Development District 4, we are optimistic that it will receive a national boost.
They have also committed to support us with content development, thereby tying the contents directly to the curriculum. We have the support of teachers.
For instance, there has been a public perception that students should not be exposed to mobile phones. But that works in two ways. We sought and got feedbacks from teachers on what and how they want the application to work.
And the application was designed to be a supplementary tool. So, we are not saying that as a learning tool students should use it in school.
Yes, after the day’s teaching and learning, the student goes home to use the application to reinforce what he/she was thought in class. Therefore, the teachers saw the application and they really liked it. To us, it becomes a tool that is far reaching.
We recognize that teachers have big roles to play in the whole space of education, and we cannot necessarily develop a programme for students without factoring in the teachers. We should note that some students do not have the boldness to ask questions in the classroom but can freely discourse among their peers.
Such students can partake on this platform and get better understanding of what the lesion was all about. That makes it a priority to reorganize how students learn; bring in a better encoding and decoding platform. We are going to have student make better results after exams and become more knowledgeable about what they are thought.

Partners Excitement
We are at the middle of technological ecosystem. And in that process we need technological companies, creators, designers, academic, and government, among others to get there.
And we know that technological companies are in the center of promoting the use of technology to solve problems. So, organizations like Nokia, Samsung, are in the center of our ability to deliver on that dream.
And they have been very supportive.

Challenges Encountered During the Pilot Scheme
Generally, in Nigeria, we are not use to doing things based on empirical data. Even in this project, we saw that manifesting.
 People generalize while making statements like ‘most people’, ‘a good number of people’ et cetera. If we are going to develop this country, we need to do things with valid information (facts and figures).
 We need to build a fact base that can influence the way things are done. From the 303 students we were able to see which network works, which social media platform they use most.
Meanwhile, the challenges will always exist, especially when you want people to change their attitude of doing things. But we are exploiting so many ways to get people informed more about this.
Rather than say, ‘oh! Most people’, ‘generally’ and terms like that we can be more specific and to generate the data involves using any platform that is visible and applicable.
Educationist, technologists, governments, name it, every sector needs information with which to change the system. For us, it is a long journey, but we must begin somewhere.


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Payaza Secures Dual Credit Rating Upgrades, Expands Footprints in Africa

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Payaza Africa, a payments infrastructure company in Africa, has strengthened its market position with two major rating milestones.

While rating firm, DataPro upgraded Payaza from A to AA-, Intelligent Africa upgraded the fintech firm to an A- investment-grade credit rating.

A statement by the company said the recognition, which marks its fourth credit rating, further validates Payaza’s financial strength, operational discipline, governance standards, and long-term strategic direction.

“The latest ratings build on Payaza’s growing track record of institutional credibility, reinforcing confidence in its business model, performance, and resilience. Together, they position the company as a stable, future-ready player within Africa’s financial services ecosystem and a brand with increasing relevance in the global fintech space,” the firm said.

Commenting on the feat, Seyi Ebenezer, chief executive officer of Payaza Africa, said: “This milestone is a strong affirmation of the work we have done to build Payaza on a foundation of discipline, trust, and long-term value creation. Receiving our latest rating sends a clear message that Payaza is not only growing, but growing with strength, structure, and sustainability.

“For us, this is bigger than recognition. It reflects our commitment to building a world-class institution that can compete globally while continuing to serve businesses and consumers across the continent with excellence.

“Over time, our ratings journey has reflected more than strong financial performance. It speaks to a business built on disciplined execution, prudent management, and the ability to scale responsibly in a dynamic market. This has helped us stand out not only as an innovator in digital payments but as a maturing financial institution with the operational depth to compete globally.

“These new ratings are expected to further strengthen Payaza’s standing with investors, regulators, partners, enterprise clients, and the wider financial community. In a sector where trust, resilience, and compliance are increasingly central to long-term success, independent ratings remain a powerful endorsement of a company’s ability to manage risk, meet obligations, and sustain growth,” he said.

Beyond the ratings, Payaza is also expanding its innovation footprint with the introduction of “Chat and Pay by Payaza,” a new payment feature that enables merchants accept payments and generate receipts for their customers directly from WhatsApp.

The company is also rolling out a new storefront solution for business owners, called Shopaza. The platform enables business owners and merchants to sell products and collect payments with greater ease. These additions reflect Payaza’s continued focus on building practical, accessible tools that simplify commerce for businesses and consumers alike.

With its latest ratings and new customer-focused solutions, Payaza is reinforcing its role as one of the brands helping shape the next chapter of trusted financial infrastructure in Africa and beyond.

Payaza is a leading payment infrastructure company providing seamless solutions for collections, payout, and embedded financial services. The company is focused on building reliable, scalable, and trusted payment systems that support businesses and drive financial access globally.


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EFCC Declares Tejuosho, City Boys Movement’s Women Leader Wanted over “419”

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Economic and Financial Crimes Commission (EFCC,) has declared Halimat Adenike Tejuosho, a women leader of the City Boys Movement, wanted.

EFCC Declares Tejuosho, City Boys Movement’s Women Leader Wanted over "419"

Halimat Adenike Tejuosho,

A notice issued by the EFCC on Monday via X said Tejuosho has been declared wanted over an alleged case of obtaining money by false pretence.

The notice was signed by Dele Oyewale, head of Media and Publicity for the EFCC.

The anti-graft agency called on members of the public with useful information about her whereabouts to contact any of its offices nationwide.

The Commission also urged the members of the public to reach out via its official phone lines or email, or report to the nearest police station or other security agencies.

Recall that the City Boy Movement recently appointed Tejuosho as the South-West Zonal Women Leader.

According to a statement signed by the Movement, Tejuosho is to provide strategic leadership and coordination for women-focused activities in the zone, driving political mobilization, civic engagement, and advocacy.

 


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Afreximbank to Fund 3 New Refineries in Nigeria

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African Export-Import Bank (Afreximbank) has disclosed plans to finance three additional refineries in Nigeria as part of a broader push to reduce the country’s reliance on imported petroleum products and strengthen local refining capacity.

 Afreximbank to Fund 3 New Refineries in Nigeria

Denys Denya, senior executive vice president of the bank, made the disclosure on Monday during a virtual media briefing focused on the institution’s 2025 financial performance, crisis response initiatives, and long-term industrialisation strategy.

“We are also financing refining on the continent, which will alleviate the importation of refined products. We are not only supporting Dangote; we’re supporting three other refineries in Nigeria,” Denya said.

The briefing, which focused on the bank’s 2025 financial performance, crisis response initiatives, and industrialisation strategy, also featured a question-and-answer session with journalists across Africa.

Denya explained that the push into refining is driven by recent disruptions in global supply chains, particularly linked to tensions in the Middle East, which have raised the cost and complexity of fuel imports for African economies.

According to him, Afreximbank has adopted a dual approach of supporting immediate trade finance needs while investing in long-term productive capacity to reduce structural import dependence.

He said, “For import-dependent economies, the cost of import is very high… so we have taken a proactive approach of engaging with financial institutions on the continent to increase their facilities so they can issue high-value letters of credit.”

The bank’s intervention is backed by a $10bn Gulf Crisis Response Programme, designed to stabilise access to essential imports such as fuel, food, fertilisers, and pharmaceuticals, while also supporting sectors exposed to global shocks.

Denya noted that the facility is already seeing uptake from countries including Kenya, Ethiopia, and Tanzania, warning that demand could accelerate if geopolitical tensions persist.

Beyond short-term interventions, the Afreximbank executive stressed that financing refining projects across Nigeria and other African countries remains central to the bank’s long-term strategy of industrialisation and export development.

He said the bank’s support for large-scale industrial projects, including the Dangote Group refinery, reflects its commitment to reducing Africa’s reliance on imported refined products and strengthening regional value chains.

“Our support for industrialists who are making a difference on the continent is testimony to this approach. We will continue to champion projects that reduce Africa’s reliance on imported refined products,” he added.

Denya further disclosed that the bank is financing similar refining projects in Angola as part of a continent-wide push to achieve self-sufficiency in petroleum products.

The shift towards local refining, he explained, is also expected to improve macroeconomic stability by reducing foreign exchange pressures associated with fuel imports.

 


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