E-Business
Stakeholders in Agribusiness Seek Robust Payment System to Stimulate Growth

Stakeholders in the Agribusiness have emphasized that adequate payment system in the sector would transform and create a movement that will change the ecosystem and make it more profitable for practitioner in Africa.

They stated this at the Cellulant’s inaugural partners’ summit themed ‘Technology for Transformation: Payments Connecting All of Africa’ held on Thursday, December 18 at Oriental Hotel, Lagos.
Bolaji Akinboro, co-founder and group co-ceo, Cellulant Corporation, speaking at the event, said that adequate payment system in the Agric value chain would create an environment that will allow many practitioners to create jobs for millions of Africans who do not have jobs.
He explained that their goal is to use ‘Agrikore and Tingg’ initiatives to deliver services to the unbanked and underserved and also power economic inclusion by empowering everyone with access to financial services.
He noted that Nigerian farmers are ready to embrace financial inclusion as long as we are committed and ready to solve problems of economic inclusion in the country.
He further added that there are huge opportunities in agriculture in Nigeria and that payment technology is the only conveyor belt that would connect these opportunities and make it visible and attractive.
According to him, “there is this huge opportunity in agriculture but payment technology is one that would connect these opportunities and make it visible for everybody, because when its visible, it means the banks now can lend, people always say that the banks don’t lend to agriculture but the reason they don’t lend to agriculture is because they feel agriculture risky because they cannot see what is going on but with ‘Agrikore and Tingg’ platform they can now see what is going on and it becomes easy for banks to lend.
“Nigerian farmers want to be financial included as long as we solve the problem of economic inclusion and that is what we have solved through ‘Agrikore and Tingg’ initiatives.”
Ken Njoroge, co-founder and group co-ceo, Cellulant Corporation, speaking at the event said that their aim is to democratize payment structure across Africa.
According to him, “Our goal is to use technology to create a movement that would change African Agribusiness and make it a community that will transform the continent”.
“The adoption of Tingg across the continent has done very well, as we currently speak we have Tingg in 18 countries and payment infrastructure in 35 countries, we have about 120 banks connect to this initiative and a large number of consumers that transact on this platform.
“So adoption has been great but our target is to get to 100 million users over the next seven to ten years.”
He urged Africans to use their communal and collaborative nature to build a market place that would transform the continent and create jobs for millions of its citizens.
He revealed that they will scale up the use of Tingg platform to many other African countries that is not yet covered by 2020.
“We want to expand Tingg program in a lot markets in Africa, so we hope to expand Agrikore into Kenya, into Ghana, in Zambia and maybe one other country across Africa in 2020”.
“Our efforts towards achieving this target are in many facets, so first is to actually develop spectrum services that will truly add value in the agric value chain, which is the reason why we have done a lot of innovative program in agriculture over the last couple of years.
“As you know our believe at Cellulant is that payment enhances the development of the economy, so we’ve developed the value chain and once you develop the value chain it powers the underlining payments.
“The second strand is to make sure that we have built enough foot print across Africa and be able to rollout these solutions and solve problems most consumers in African markets face”.
David Waithaka, chief Business Development Officer, Cellulant Group, while speaking at the event reiterated that their goal is to enable businesses and consumers make and receive payments both in and across countries seamlessly.
He stated that their aim is to create a single payment platform for African countries just like we have in China with China Union, US and Europe with VISA.
Waithaka said, “We are positioning ourselves to create Tingg as the only payment platform for Africa to enable consumers in whatever country they are sitting across the continent to be able to make and receive payments.
“The African payment platform is very fragmented, so the sole purpose of what we are trying to do is to enable Africans, wherever you are from, to be able to make payment across the counter with whatever form of payment you have as Tingg in any country across Africa.”
Also speaking at the occasion attended by critical stakeholders in the agribusiness ecosystem including farmers, aggregators and retailers, Adebisi Adebise, managing director/chief executive officer,Wema Bank, reiterated the importance of cooperation between every player in the Agric value chain.
He identified problems of the Agric sector to include a low level of budgetary allocation, low financial literacy, a large percentage of unbanked population and the limited capacity of financial institutions to understand the value-chain, assured that Wema Bank would continue to partner Cellulant to improve agriculture.
E-Business
Study Reveals Majority of IT Professionals Show Openness to Cyber Immunity

The cybersecurity landscape is evolving rapidly, with organisations seeking more robust ways to protect their digital assets. A recent global study conducted by Kaspersky reveals a growing shift toward proactive security strategies, particularly the adoption of Secure by Design development and Cyber Immunity – an innovative approach that embeds resilience directly into system architecture.

The study highlights that 90% of cybersecurity professionals surveyed in the Middle East, Turkiye and Africa (META) region are familiar with Secure by Design development. This methodology integrates security into the very fabric of a system from its inception, rather than treating it as an afterthought.
Such an approach is already employed in high-stakes industries like aerospace, where security cannot be bolted on later – it must be intrinsic. Despite its advantages, however, adoption has been slow due to challenges related to standardisation and cost.
Cyber Immunity is the next frontier in cybersecurity
Building on Secure by Design principles, Cyber Immunity takes cybersecurity a step further by creating systems that inherently resist attacks without the need for constant patching or additional security layers. The study reveals that most experts are familiar with Cyber Immunity but interpret it differently.
When asked what they associate with the term, 64% of respondents in the META region linked it to Secure by Design systems that remain resilient under attack, while 56% viewed it as a combination of technology and policy measures that block cybercriminal access. Another 48% connected it to highly skilled cybersecurity teams, indicating that while awareness is high, a unified understanding is still developing.
The growing demand for proactive security
One of the most striking findings is the optimism surrounding inherently secure systems. Over half of respondents in the META region (63%) believe it is already possible or definitely achievable to design systems capable of withstanding cyberattacks without relying on additional security solutions.
Another 32% think it might be possible, reflecting openness to this idea despite some uncertainty. This shift in mindset aligns with a broader industry trend: traditional reactive security measures are no longer sufficient.
With AI-powered threats and increasingly sophisticated attacks, organisations need solutions that do more than just detect breaches—they must prevent them by design.
Integrating Cyber Immunity into security strategies
The study emphasises that resilience, expertise, and flexibility will define the next generation of cybersecurity. While Secure by Design provides the methodology, Cyber Immunity represents the ultimate goal—systems so robust that they minimise reliance on external defences.
“For companies looking ahead, Cyber Immunity offers more than just protection — it brings clear business benefits. When systems are built to be secure from the ground up, there’s less need for constant updates, patches, and extra security tools. That means fewer costs, less strain on IT teams, and stronger, more reliable protection over time,” said Dmitry Lukiyan, Head of KasperskyOS Business Unit.
Most importantly in today’s threat landscape, Cyber Immunity offers robust protection against next-generation challenges — including AI-driven attacks capable of outmaneuvering traditional security measures.
When security becomes an intrinsic property of system architecture rather than an external addition, businesses gain more than just protection—they secure a competitive market advantage.
This proactive approach future-proofs critical infrastructure, enabling organisations to operate confidently even as threats evolve. It transforms cybersecurity from a defensive necessity into a strategic differentiator that accelerates digital transformation while mitigating risk.
As the cybersecurity environment becomes more complex, Cyber Immunity is emerging as a vital strategy. Organisations that adopt it now will not only enhance their protection but also position themselves ahead of the curve in an increasingly volatile digital world.
E-Business
Konga launches Jara sales with 25% discount on Starlink kits, free delivery

Konga, Nigeria’s leading composite e-commerce platform, has launched its inaugural 2026 shopping campaign, Konga Jara, offering 25 per cent discount on Starlink internet kits alongside free nationwide delivery.

Konga
The campaign, drawing from the Nigerian concept of “jara” — the extra value traders add to purchases — aims to deliver exceptional deals across categories, helping shoppers turn new year aspirations into reality through affordable technology and value-driven shopping.
To qualify for the Starlink discount, customers must purchase kits on Konga.com, activate them at starlink.com/activate, and email activation details to [email protected] for verification against Starlink’s records. Discounts are subject to terms and conditions.
Konga said spotlighting Starlink underscores reliable internet’s role in Nigeria’s digital economy, supporting work, learning, entrepreneurship and communication for households and businesses.
Mr Onochie Melvin, Head of Commercial Planning at Konga, said: “We listened carefully to what Nigerians said they needed to truly kickstart 2026 on the right footing. Reliable internet connectivity emerged as the foundation upon which other aspirations depend.”
He added: “Students need it for online learning, entrepreneurs need it to scale digital businesses, and professionals rely on it for remote work. This Starlink offer is not just about selling products; it is about removing barriers that prevent Nigerians from fully participating in the digital economy.”
Beyond connectivity, Konga Jara provides genuine products from original equipment manufacturers (OEMs) with transparent pricing, warranties and authenticity guarantees.
As a composite e-commerce ecosystem, Konga integrates shopping, payments and logistics for seamless nationwide access, with exclusive deals shared via its social media channels throughout the campaign.
Shoppers can explore offers at www.konga.com and follow Konga’s official pages for updates across the Konga Group.
E-Business
Firm Identifies Global Scam Activity Linked to the Release of Avatar 3

The premiere of Avatar 3 has taken place in several countries and has been accompanied by a noticeable increase in online interest. Amid the heightened attention surrounding the release, Kaspersky experts identified an increase in cyber-scam campaigns that exploit the movie’s launch and users’ desire to watch it online. The fraudulent websites target users across multiple regions, indicating attempts by attackers to reach a global audience.

The scam operates as follows: cybercriminals create suspicious websites that offer online access to the Avatar 3 movie. Attackers place particular emphasis on localisation, publishing the sites in multiple languages to attract users from different countries. However, the translations are often poorly executed and contain grammatical errors and inconsistencies, which may serve as indicators of fraudulent activity.
When users attempt to start the video, they are presented with a fake media player and prompted to register in order to obtain “full” or “unlimited” access to the film. As part of the registration process, users are asked to provide personal information, including an email address and mobile phone number.
At later stages, scammers may request additional data, including payment details, under the guise of activating a “free trial.” This creates risks of credential compromise, particularly if users reuse passwords across multiple services, and may also lead to financial losses.
“Cybercriminals consistently exploit major movie premieres to capture users’ attention and increase the effectiveness of their schemes. We advise accessing films only through official platforms and exercising caution when encountering websites that request personal or payment information. It is also important to use reliable security solutions to protect all devices, including mobiles,” comments Olga Altukhova, Senior web content analyst at Kaspersky.
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