E-Business
Stakeholders in Agribusiness Seek Robust Payment System to Stimulate Growth

Stakeholders in the Agribusiness have emphasized that adequate payment system in the sector would transform and create a movement that will change the ecosystem and make it more profitable for practitioner in Africa.

They stated this at the Cellulant’s inaugural partners’ summit themed ‘Technology for Transformation: Payments Connecting All of Africa’ held on Thursday, December 18 at Oriental Hotel, Lagos.
Bolaji Akinboro, co-founder and group co-ceo, Cellulant Corporation, speaking at the event, said that adequate payment system in the Agric value chain would create an environment that will allow many practitioners to create jobs for millions of Africans who do not have jobs.
He explained that their goal is to use ‘Agrikore and Tingg’ initiatives to deliver services to the unbanked and underserved and also power economic inclusion by empowering everyone with access to financial services.
He noted that Nigerian farmers are ready to embrace financial inclusion as long as we are committed and ready to solve problems of economic inclusion in the country.
He further added that there are huge opportunities in agriculture in Nigeria and that payment technology is the only conveyor belt that would connect these opportunities and make it visible and attractive.
According to him, “there is this huge opportunity in agriculture but payment technology is one that would connect these opportunities and make it visible for everybody, because when its visible, it means the banks now can lend, people always say that the banks don’t lend to agriculture but the reason they don’t lend to agriculture is because they feel agriculture risky because they cannot see what is going on but with ‘Agrikore and Tingg’ platform they can now see what is going on and it becomes easy for banks to lend.
“Nigerian farmers want to be financial included as long as we solve the problem of economic inclusion and that is what we have solved through ‘Agrikore and Tingg’ initiatives.”
Ken Njoroge, co-founder and group co-ceo, Cellulant Corporation, speaking at the event said that their aim is to democratize payment structure across Africa.
According to him, “Our goal is to use technology to create a movement that would change African Agribusiness and make it a community that will transform the continent”.
“The adoption of Tingg across the continent has done very well, as we currently speak we have Tingg in 18 countries and payment infrastructure in 35 countries, we have about 120 banks connect to this initiative and a large number of consumers that transact on this platform.
“So adoption has been great but our target is to get to 100 million users over the next seven to ten years.”
He urged Africans to use their communal and collaborative nature to build a market place that would transform the continent and create jobs for millions of its citizens.
He revealed that they will scale up the use of Tingg platform to many other African countries that is not yet covered by 2020.
“We want to expand Tingg program in a lot markets in Africa, so we hope to expand Agrikore into Kenya, into Ghana, in Zambia and maybe one other country across Africa in 2020”.
“Our efforts towards achieving this target are in many facets, so first is to actually develop spectrum services that will truly add value in the agric value chain, which is the reason why we have done a lot of innovative program in agriculture over the last couple of years.
“As you know our believe at Cellulant is that payment enhances the development of the economy, so we’ve developed the value chain and once you develop the value chain it powers the underlining payments.
“The second strand is to make sure that we have built enough foot print across Africa and be able to rollout these solutions and solve problems most consumers in African markets face”.
David Waithaka, chief Business Development Officer, Cellulant Group, while speaking at the event reiterated that their goal is to enable businesses and consumers make and receive payments both in and across countries seamlessly.
He stated that their aim is to create a single payment platform for African countries just like we have in China with China Union, US and Europe with VISA.
Waithaka said, “We are positioning ourselves to create Tingg as the only payment platform for Africa to enable consumers in whatever country they are sitting across the continent to be able to make and receive payments.
“The African payment platform is very fragmented, so the sole purpose of what we are trying to do is to enable Africans, wherever you are from, to be able to make payment across the counter with whatever form of payment you have as Tingg in any country across Africa.”
Also speaking at the occasion attended by critical stakeholders in the agribusiness ecosystem including farmers, aggregators and retailers, Adebisi Adebise, managing director/chief executive officer,Wema Bank, reiterated the importance of cooperation between every player in the Agric value chain.
He identified problems of the Agric sector to include a low level of budgetary allocation, low financial literacy, a large percentage of unbanked population and the limited capacity of financial institutions to understand the value-chain, assured that Wema Bank would continue to partner Cellulant to improve agriculture.
E-Business
Study Reveals 83% of Employees Stay Connected to Work During Time Off, Fuelling Digital Anxiety

A new Kaspersky survey undertaken in the Middle East, Turkiye and Africa (META) region reveals that digital anxiety is becoming a defining feature of modern work culture, as employees don’t disconnect even during their free time and vacations.

According to the findings, 83% of respondents keep an eye on work tasks outside working hours. An overwhelming 85% reply to all work-related messages in instant messaging apps, while the same share (85%) check work emails during their time off – and 81% admit they are responding to work emails while on vacation or in their personal time.
The pressure to remain constantly available is contributing to heightened stress levels in the workplace. Other sources of stress include work issues, for example, 43% experience anxiety after accidentally sending a random message to a work chat.
Interestingly, not all digital mishaps are perceived equally: 40% report that they take it calmly when they send an unfinished email, proving that some mistakes are considered less damaging than others.
Blurred boundaries between professional and personal life, combined with instant communication tools, are intensifying feelings of constant monitoring and fear of making digital errors.
More than a third (36%) of respondents say they feel extremely uncomfortable or even scared if their boss notices them scrolling through social media at work instead of working. The “always-on” culture may undermine employee well-being, increase burnout risks, and reduce overall productivity in the long term.
“Digital anxiety doesn’t just affect employee well-being – it can also increase cybersecurity risks for organisations. When people feel constant pressure to respond immediately to messages and emails, they are more likely to act impulsively, without carefully verifying links, attachments, or sender identities.
This urgency can make employees more vulnerable to phishing, and other scams using social engineering techniques,” comments Brandon Muller, Technical Expert at Kaspersky.
Kaspersky recommends employees to follow the below tips to avoid digital anxiety and associated cyber risks:
- Slow down before clicking or replying. Digital anxiety can trigger automatic reactions. A short pause to check sender details, URLs, or attachments can prevent security breaches.
- Treat urgency as a red flag. Cybercriminals often exploit pressure and fear. Always verify unexpected or urgent requests before responding.
- Avoid handling sensitive information on unsecured networks. Public Wi-Fi, often used when working outside regular hours, increases exposure to cyber threats. Mobile network and VPN should be applied in such cases.
- Use technologies that will help reduce risks. For example, Kaspersky Premium offers AI-powered anti-phishing features designed to help warn of potential threats.
Businesses can reduce cybersecurity risks related to employees’ digital anxiety by providing regular cybersecurity training that helps staff recognise threats and respond correctly even under stress.
At the same time, organisations should use robust cybersecurity solutions to minimise the impact of human error. Kaspersky Next’s adaptable and robust cloud-native protection, underpinned by an unequalled cybersecurity track record, is one of such products.
Protection solutions for mail servers, such as Kaspersky Security for Mail Server, with anti-phishing capabilities, help to additionally decrease the chance of infection through a phishing email.
E-Business
FG Approves Electric Buses for Civil Servants, Pushes Local Auto Growth

Federal Government of Nigeria has approved the acquisition of electric buses for civil servants as part of efforts to promote cleaner transportation and boost local vehicle manufacturing.

The development was disclosed in Abuja by Joseph Osanipin, Director-General of the National Automotive Design and Development Council (NADDC). Osanipin said the buses would be sourced from local assemblers to strengthen domestic production and stimulate growth in Nigeria’s automotive sector.
He stated: “The initiative is aimed at encouraging the transition to cleaner mobility while creating opportunities for local manufacturers.” According to him, the government has also procured charging infrastructure that will be deployed across parts of the country to support the adoption of electric vehicles.
As part of broader efforts to develop the sector, the council is establishing the Nnewi Automotive Development Park in Anambra State. Osanipin explained: “We are developing the Nnewi Automotive Development Park where we will provide the necessary infrastructure so that users of the park can share facilities.”
He added that the shared infrastructure model would enable investors and manufacturers to operate without bearing the full cost of setting up independent facilities. The council is also seeking additional investment to accelerate the development of the park and attract more industry participants.
Osanipin urged Nigerians to support locally assembled vehicles, noting that increased patronage would help create jobs and drive economic growth. He said the council is providing training to manufacturers and stakeholders to enhance local production of vehicle components such as batteries and tyres.
“The move will reduce import dependence, create employment opportunities, and contribute to the country’s Gross Domestic Product,” he said. The NADDC is also working with the Bank of Industry Nigeria to facilitate the disbursement of the National Automotive Development Fund to qualified stakeholders.
E-Business
Jumia Reaffirms Commitment to Consumer Trust on World Consumer Rights Day

As the global community commemorates World Consumer Rights Day, Jumia Nigeria joined industry leaders, regulators, and consumer advocates at the Lagos Marriott Hotel, Ikeja, for a high-level panel session hosted by the Lagos State Consumer Protection Agency (LASCOPA) on Tuesday, March 17, 2026.

Speaking during the session, Peters Afebuame, Group Head of Content and Production at Jumia, highlighted Jumia’s comprehensive approach to protecting consumers from counterfeit or adulterated products on its marketplace, noting that the company has implemented structured checks and technology-driven systems across the entire product lifecycle, from seller onboarding to post-listing monitoring, to safeguard product authenticity.
“Ensuring product authenticity on our platform requires a combination of technology, policy enforcement, and continuous seller engagement,” he stated.
“At Jumia Nigeria, we have implemented a multi-layered process that begins with rigorous seller onboarding and policy agreements, followed by catalogue configuration controls, AI-driven product attribute verification, and the use of global product identification standards. These systems are reinforced by ongoing quality moderation, brand protection mechanisms, and strict enforcement actions, including product and seller delisting, ensuring that customers can shop on our platform with confidence.”
Central to Jumia’s consumer protection framework is a rigorous seller verification process designed to ensure marketplace integrity. Vendors are required to provide proof of legal and regulatory compliance before gaining access to the platform. This vetting process is reinforced by a strict quality control system that monitors products listed on the platform, backed by a zero-tolerance policy toward counterfeit or substandard goods. Non-compliant sellers face penalties and permanent delisting from the marketplace.
Transparency also remains a core priority in helping customers make informed purchasing decisions. Product listings across the platform feature clear specifications, verified descriptions, and detailed images, enabling shoppers to understand exactly what they are purchasing before completing a transaction.
Recognising that digital literacy plays a critical role in online safety, Jumia continues to invest in consumer education initiatives through instructional “how-to” videos, platform guides, and social media campaigns that equip Nigerian shoppers with practical knowledge to navigate online shopping securely and confidently.
To further strengthen transaction security, Jumia leverages its proprietary payment solution, JumiaPay, which provides a secure and encrypted payment infrastructure designed to protect customer financial data. The company also adheres to internationally recognised data protection standards such as the General Data Protection Regulation (GDPR) and local regulatory frameworks established by the Nigeria Data Protection Commission (NDPC), ensuring responsible handling and protection of user information.
Beyond the point of purchase, Jumia reinforces consumer protection through a customer-centric return and refund policy designed to ensure seamless resolution when issues arise. A dedicated customer service team also provides support through multiple channels, including phone and social media, enabling swift response to consumer inquiries and complaints.
As e-commerce continues to expand across Nigeria, Jumia reaffirmed its commitment to building a marketplace that prioritises fairness, transparency, and consumer safety. Through continuous investment in technology, strong policy enforcement, and ongoing consumer engagement, the company aims to strengthen trust and confidence in Nigeria’s growing digital commerce ecosystem.
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