General News
Crucial Points to Note when making fire insurance claims
Almost everyone who has suffered damages to their property as a result of a fire insurance claim makes costly mistakes during and after the settlement. However, there is one very costly mistake that policyholders make time and time again without even knowing it. Most policyholders simply rely on their insurance company adjuster to inspect, evaluate and estimate their entire insurance claim without checking up on them. This can be the most costly mistake anyone could ever make in their quest to sort out a fire insurance claim. While it is bad enough to have your property destroyed by fire, relying on someone else to visit your property, inspect it, provide a proper value and then trust that they got it all correct is to say the least unthinkable. Yet, policyholders allow this to happen all across the country, day-in and day-out. For most people it’ is human nature to diligently review their dinner bill to be sure the waiter didn’t charge them for items they did not order. This is quite common among people. Yet, when it comes to making hundreds of thousands of naira claims, most people rely on the insurance company to do it for them, sometimes without question.
The reason why extra care is needed is because no one knows your property like you do and there is much to do to properly prepare and configure a fire insurance claim that in most instances, items are forgotten or missed during the process. This is more so, if you rely on your insurance company to do it for you. Your insurer may not know about your building, your property, or your contents inside such as furniture, clothing, etc. Furthermore, just because an insurance company adjuster visits your property for an inspection does not mean they are a professional contractor, builder or certified in fire and water damage restoration as the case may be. So they cannot be wholly relied upon to do the right assessment. In filing insurance claims, experience has shown that, in most cases, both insurance companies and policyholders unknowingly miss damages that are hidden from the naked eye. In almost all instances, it is a good idea to have a professional review your fire damage claim. Preferably fire insurance claims consultant or a fire consulting firm. Policyholders often believe that when the insurance company sends them a cheque and they deposit the money in their bank account that the claim is closed. On the contrary, this is often not the case. So it is essential that a review of your claim be made to see if you have been properly compensated during the claims process or even after the claim has been settled. It is worthy to note that the insured can still obtain more insurance proceeds even if your claim has been settled or your building has been demolished, on the ground that they were not properly assessed. To properly guide the insuring public on fire claims, there are some issues that must be taken into account. In this connection, there are tips before the claims, at the middle of the claims or even after the claims have been concluded. During Claim -During the claims, it is important to document your building damage. Take the time to inspect and document the damages yourself. Take photos of all damaged rooms in your building. Take overviews of the room and then take some close-up photos of the damaged ceilings, walls, floors, windows, doors, etc. of that room as well. While taking a walk around the building, ensure that before entering the next room, closet, or hall, that you take an overview. This will be an easy way to organize which photos belong to which rooms. For instance, in taking an overview of a living room, take photographs of the area from top to bottom, photos of ceiling, walls, windows, doors as well as the floor. Closed Claim -In case of a closed claim, obtain documents of your building. The insurance adjuster may have already taken photos of your building during their inspection. If you have no photos yourself, then request to have copies of all photos taken by the adjuster from the insurance company. You should also request the diagram/sketch that they used to calculate the square footage of your building. Also request the complete detailed estimate they have written to arrive at their numbers. This documentation will be useful for the fire insurance claim consultant you may choose, if the need arises.
During Claim -Document your contents damage. After you have concluded the inspection and photo session, it may also be useful to visit each room and closet once again to do an inventory of the contents. Take an overview photo of each piece of furniture, pair of shoes, shirts, pants, etc, and write each item down on a contents inventory form. Similar to the way you have photographed and organized your building damage photos, you should do the same with your contents. For instance, take overview photo of living room and list all the items on each wall until you get back to the doorway you began from. This way items will not be missed or forgotten. Once the living room inventory has been completed, move to the next room and start by taking an overview photo of the room. This helps you to organize what room the contents were located. Closed Claim -Obtain documents of your contents damage. Note that the insurance adjuster has taken photos of your contents during their inspection so if you have no photos yourself, or minimal photos, it could be disastrous. You should also request the complete detailed contents inventory they have written to arrive at their numbers. 3. During Claim –At this stage, it instructive that you review your policy. Fire victims must take the time to review their insurance policy. You must know the basics issues such as how much coverage you have on your building. How much coverage you have for your contents, how much coverage you have to stay in a hotel or to rent a home or furniture. Surprisingly, many people don’t know this, especially as in many cases, the policy may have been damaged in the fire. If this is the case, there is a way out which is to ask your agent for a certified copy of your full policy. Closed Claim -Obtain copy of your policy. Contact your insurance company and request a certified copy of your "FULL" insurance policy, including the Declarations page. This documentation will be useful for the fire insurance claim consultant you choose.
During Claim -Since the insurance company will have an adjuster who will inspect the property, inspect the damages and complete an estimate on the amount of loss, then it is important that you have the same process completed for yourself. So, learn to consult a professional yourself to checkmate the activities of your insurer and the adjuster. Closed Claim – If you have collected all the data as outlined above, you will have enough data on your claim to assist your hired professional to review it. A review of your claim will allow the fire insurance claim consultant to advise you appropriately. Not doing these may lead to a situation where the fire victim would be cheated out. This is especially so as the insurance company adjuster works for the insurance company, whereas the fire claims consultant works for you.
General News
PalmPay, LASUBEB Deepen Efforts to Keep More Children in School

PalmPay Group has announced a strategic partnership with Lagos State Universal Basic Education Board (LASUBEB) to recognise and reward high-performing students in selected public schools across Lagos, as a broader commitment to supporting ambition and expanding opportunities for young Nigerians.

Nigeria continues to face a significant out-of-school children challenge. According to UNICEF, 18.3 million school age children are currently out of the classroom. While access to education has improved over time, keeping children in school requires more than enrollment alone. It also depends on motivation, support, and visible pathways that show young people the long-term value of education.
Through this collaboration, PalmPay will work with LASUBEB and educators across selected public schools to identify and reward outstanding students. Selected students will be rewarded with scholarships, shopping vouchers and branded school kits designed to support their learning needs and ease part of the burden on their families.
Speaking on the partnership, Chika Nwosu, Managing Director at PalmPay, said: “Recognizing and rewarding high-performing students goes beyond celebrating excellence. It reinforces the value of education, strengthens motivation, and supports families in keeping their children in school. Through our partnership with LASUBEB, we are contributing to an ecosystem where young people are encouraged to stay engaged and pursue their ambitions.”
By working directly within the public education system, the initiative is designed to deliver support where it can make the greatest difference. When students see their efforts recognized and rewarded, it strengthens their commitment to learning and helps families see that academic discipline and consistency can open doors to real opportunity.
The partnership reflects PalmPay’s broader commitment to economic and social inclusion. As the company continues expanding financial access across Nigeria, it is also investing in initiatives that help reduce barriers for families and create more pathways for young people to thrive.
By integrating education-focused support into its wider CSR agenda, PalmPay is contributing to ongoing efforts to strengthen community outcomes, encourage aspiration, and invest in the future workforce that will drive Nigeria’s growth.
General News
NCDC Enhances Monitoring, Releases Advisory amid Rising Global Hantavirus Cases

Nigeria Centre for Disease Control (NCDC) has intensified nationwide disease surveillance following reports of a Hantavirus infection cluster connected to international cruise ship travel involving several countries.

Dr Jide Idris, director-general, NCDC, in a public health advisory, confirmed that Nigeria has not recorded any confirmed Hantavirus case and stated that the overall public health risk remains low.
According to the agency, the reported outbreak currently involves a limited number of confirmed and suspected infections linked to cruise ship exposure, while international investigations and contact tracing efforts continue.
The NCDC explained that the advisory was released to strengthen national preparedness and encourage vigilance against emerging infectious diseases amid growing global concern surrounding the outbreak.
Health authorities noted that Hantaviruses are mainly transmitted through exposure to infected rodents, their urine, saliva, droppings, or contaminated dust particles. Symptoms may include fever, fatigue, muscle pain, gastrointestinal illness, and in severe cases, respiratory complications.
The current outbreak has reportedly been associated with the Andes virus strain, which has shown limited human-to-human transmission through close contact in previous cases.
The NCDC stated that enhanced monitoring systems have been activated nationwide to support early detection and rapid response efforts.
The agency also urged Nigerians to maintain proper hygiene, prevent rodent infestations, safely store food items, and avoid exposure to rodents and contaminated environments.
Officials further advised the public to rely only on verified information from recognized health authorities and avoid spreading misinformation regarding the outbreak.
General News
Moniepoint Partners GDG Lagos, Women Techmakers to Empower the Next Generation of Women Architects in Tech

In a critical move to bolster talent density and accelerate Nigeria’s digital economy, Africa’s all in one financial ecosystem, Moniepoint hosted an International Women’s Day event bringing together women in technology for a day of leadership development and hands-on product building.

Held at Moniepoint’ Headquarters in Lagos, themed “Break the Pattern,” the event was organised in partnership with Women Techmakers Lagos and Google Developer Group (GDG) Lagos with participants spanning both technical and non-technical backgrounds, reflecting the breadth of women currently active across Nigeria’s digital economy.
In a keynote address delivered by Kemi Nwogu, Head of Product at Moniepoint Inc, titled “Breaking the Pattern: How Women Can Redefine the Future of Tech,” she made the case that progress for women in technology requires not just access to existing structures, but the tools and confidence to reshape them. Furthermore, Nwogu issued a bold call to action, urging attendees to move beyond traditional career playbooks and take ownership of shaping the industry’s future.
“From a young age, many girls have been subtly discouraged from pursuing science and tech. They are told sometimes directly, sometimes indirectly, that tech is too hard, too technical, or simply not for them. These patterns are not facts, they are constructs. And what has been constructed can be deconstructed! The future of tech needs leaders who build people, not just products, cultures, not just systems,”said Nwogu.
On building skills with purpose, she urged women to “show up everyday, make small, steady progress with online courses, coding bootcamps, open-source projects while leveraging the full ecosystem; take on challenging tasks as your greatest classroom using real problems to build real skills; while knowing why you’re building a skill as every learning goal can be tied to a career journey.”
This thematic fare of the event was further explored in a panel discussion, “Unscripted: Leading Beyond the Patterns We Inherited”, moderated by Atinuke Oluwabamikemi Kayode and featuring leaders from fintech, creative design, and software engineering space, including Chukwu Adaeze (Creative Director, CAV Digital), Chinenye Ogbu (Customer Experience Lead, Hydrogen), and Motunrayo Koyejo (Senior Software Engineer, Cowrywise).
The robust and extensive conversation examined the professional archetypes that have historically defined leadership in the Nigerian tech ecosystem: the engineering culture that equates output with exhaustion, the creative industry’s tendency toward top-down authority, the script-driven rigidity of customer-facing roles. The panelists also provided deep insights into how they had navigated and, in places, dismantled those patterns within their teams and organizations.
The event went beyond conversations to a hands-on workshop, Prompt to Production, facilitated by Taiwo Famakinde which guided attendees through modern product development from prompt design through rapid prototyping to the deployment of a functional application using AI tools.
A lot of the participants entered with little to no prior experience building software products. The workshop then fed directly into a Buildathon, where participants developed and deployed their own solutions in real time, with the strongest builds recognised and rewarded at the closing ceremony.
“IWD celebrations are often heavy on inspiration, but we wanted to offer something more, a proof of capability. Oftentimes, there is a gap between having ideas and actually building them, and we set out to bridge that by creating a space where women could easily deploy their ideas into live products with AI in just a few hours. By the end of the day, something that once felt complex due to the fast pace of AI started to feel possible.
“Our participants left with both the technical confidence to build and the leadership frameworks to navigate their careers on their own terms, ensuring they are no longer just participants in the tech ecosystem, but the architects of its future. They are now ready to test their ideas and lead without waiting for perfect conditions or a full team.” said Funke Olasupo, Co-organizer, Women Techmakers Lagos.
Interestingly, the “Break the Pattern” event sits within a broader investment in Nigeria’s technology talent pipeline that Moniepoint has deployed over the years. As one of Nigeria’s most significant fintech employers, the company runs a critical engine that sustains Nigeria’s formal and informal economy.
Moniepoint has invested in developer community partnerships including its ongoing collaboration with GDG Lagos as well as internal programmes designed to build engineering depth across product domains that include its highly successful Women in Tech initiative, DreamDevs, HatchDev and the government’s acclaimed 3MTT programme.
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