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e-Commerce: Call to Rescue SMEs’ Data Genocide

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By Dr. B. B. Usman

 

Many billions of data sets are entangled and suffocated in SMEs’ business value chain. This scenario is creating enormous problem to leveraging e-Commerce for economic development, provision of jobs and creation of wealth.

Post COVID-19 pandemic issueshave disclosed that,‘unless we consciously promote and empower e-Commerce in Nigeria, the consequences may result to the annihilation of SMEs’! Indeed, without a well-structured and resilience SME segment, there may be no viable trade and commerce platform for constructive intervention toattain our sustainable development goals.Gains from e-Commerce can write the cheque to significantly assist in revivingour dying SMEs and reduce youth employment in Nigeria.

This is possible, if we can intelligently provide the framework to secure and analyse related data sets that gets missing in action by policy makers each day.The phenomenal data genocide observed in our trade-ecosystem, if rescued, can create millionsof jobs; as well as value chains of wealth for the country. It will also renew lost hope for the disillusioned youths,their families and indeed contribute positively to the GDP.This calls for a proactive National e-Commerce policy and devoted strategies to energize indigenous business empires.

Unarguably, the biggest problem we face in Nigeria/Africa is leveraging evidence-based data for accelerated development and economic advancement. For want of an equitable expression, with respect to e-Commerce analytics; it appears we are annihilating data required for the growth and security of life.In other words, our concern should now be focused on exploring if we are not facing e-Commerce data genocide in Africa?

It is significant to note that data genocide contributes to catastrophic e-Commerce poverty in Nigeria/Africa.This is against the background of the energy status in the production and development processes of the wealth creation value-chain. For example, reliable data informs that the total energy consumption required for the advancement of education, shelter, trade and security in Africa is equal to the total power generation and consumption volume in the Republic of Spain!

Therefore, this is the right time to empower mega e-Commerce companies in Nigeria.

To achieve this, the smart economic approach is to urgently start trade recovery investment to rescue millions of small-scale SMEs currently on life support and dying out there. In the United States, for example, over 480,000 of small-scale enterprises have gone under! SMEs represent the economic backbone of mega enterprises and sustainable mechanism for effective governance and national security-of-things. Reliable estimatesindicate that if an e-Commerce outfit such as Konga in the Zinox Group and others are empowered to create physicalmarket distribution presence in the 36 States; the stimulant intervention will energise the creation of 20,000 new small-scale enterprises with capabilities to create over five million jobs and related activities in the trade, commerce and logistics industries. In a span of 24 calendar months; e-Commerce enabled solar energy to millions of homes will produce three million employment avenues for Nigeria.

Post-pandemic reality has now cleared the air that the world can now anticipate a 276.9% increase in worldwide ecommerce sales over the most-recently tracked period (cumulative data).  However, many business owners and investors are vigorously scratching their heads and strategizing on how to participate and scale into that magic number adding up to $4.7 trillion; where e-Commerce has a sizeable chunk in the market playbook.How can Nigeria’s e-Commerce domain benefit from the emerging market?

Today, the term going global has become almost meaningless. The irony is that all nations, business and everything in-between are dreaming of going global. Whereas, this is an illusion, because the world is intertwined and already gone global. The new challenge is that some geographical spheres are dreaming of rebuilding traditional trade fences – domestically!Nevertheless, the Harvard Business Review recently informed that:“Business leaders are scrambling to adjust to a world few imagined possible just a year ago. The myth of a borderless world has come crashing down. Traditional pillars of open markets — the United States and the UK — are wobbling, and China is positioning itself as globalization’s staunchest defender.”

Currently, the majority of the world’s entrepreneurs/CEOs recognize that Big-Data holds the key to discovering and recovering the abundant wealth in Africa. But without evidence-based predictive analysis, the e-Commerce benefits will perhaps remain a pipe dream. Now, how can we propel African e-Commerce to the next level and at the same time limiting the risks?

Historically, Africa had been a mega trading continent. And to date, Africa remains a trading destination continent – reminding us about Mansa Musa of old Mali Empire and the gold riches. The recorded fame of Musa I. (c. 1280 – c. 1337), or Mansa Musa, apart from his kingship background, was entirely due to his ingenuity in trade and commerce. Little wonder he has been described as the wealthiest individual in all human history.But today the continent has been inundated with several challenges – limiting her trade development potential and innovation. Visibly noticed as central to Africa’s development challenges are technology and related trade and commerce infrastructure. The good news today is, the same technology phenomena infested by digital transformation is igniting Africa with e-Commerce revolution.

It is evident that, this revolution is happening at the speed of thought while Africa’s data rate of response to digital commerce is better described as unacceptable snail speed that leads to nothingness. Ironically, the continent still harbours a major chunk of the global wealth. The resilience to conquer those challenges lie on the capability and mastery of e-Commerce delivery and services.What constitutes the beneficial substances of re-imagining the Nigerian trade and commerce model? Numbers speak. According to WTO,Africa is undergoing a remarkable energy transformation. But African governments and their international partners must accelerate that transformation if we are to achieve our collective ambitions. Access to clean modern energy, especially in Africa, where 620 million people have no electricity, is critical to the success of global efforts to tackle poverty.’’

One critical factor stands out, andthat is, digital infrastructure to promote e-Commerce and energize multi-sectoral market segments.

The telecoms infrastructure support to e-commerce logistics and service delivery remains a strategic imperative. The INFRACO initiative targeted at the telecoms section holds a great promise, if the investment assurances are strategically put into action as a post COVID-19 pandemic recovery plan. This is critical, especially if channelled in partnership with experienced and trustworthy development groups. Again, a good example of such dynamic groups in Nigeria isthe Zinox Group where Konga qualifies and fulfils the expectations of showcasing reasonable equity to eliminate financing gaps. This can be achieved by concentrating such investment into digital innovation solutions. On the long term, as demonstrated by InfraCo Africa, Infraco model investment championed by proactive Government financing reduces identifiable risks and costs of implementation. Not only that, it goes a long way to ensure project reliability and standards that fulfils the expectations of sustainable development Goals (SDGs).

Looking at 2050, what will become of our post COVID-19 economic outlook, without a dynamic and health e-Commerce ecosystem? A very lucid question indeed! Will the digital evolution validate the known adage that; “when the poor have nothing more to eat, they will consume the rich”? This is the time to act. We must not allow the looming digital tsunami to consume our trade and commerce missions. There will be great consequences,if that is allowed to happen.We must avoid travelling back in timefrom digital divide tothe invisible traps of the emerging digital poverty!

Let there be action. The nation is at war with the COVID-19 pandemic. The vaccines are knocking at the door. Now, the central concern is how to empower the youth to engage and own the emerging digital knowledge ecosystem. This can be doneby instituting a special national cluster for Nigeria’sDigital Transformation Innovation Readiness for Nigeria. The first line of action is creating and reconstructing a digital transformation movement mindset and political will to defeat consumerism, corruption and enthrone bold philosophies of prioritizing merit for advancement in science and technology-enabled manufacturing. Nigeria must lead this complex mission in the combat of global digital knowledge acquisition to drive trade and commerce and succeed.

E-Commerce has the magic to facilitate the sustainable development of Africa’s youth employment and digital wealth creation. This agendaincludes re-imagining national economic development and corporate governance pathways;while fast-tracking government mandatory responsibilities through proactive intervention strategies. It also includes the conscious responsibility to analyseour environment, communication and digital divide challenges in Africa and prepare for the world of AI, which includes raising a future digital army for national and continentalsecurity.

 Refocusing our development from figurative oil-based data to digital commerce transformation information system is the panacea for migrating the nation from an economy that generates an internal revenue of $9 billion as against $39billion import to register $trillion trade export numbers as a meticulous enterprise out of Africa.Moving forward, there should be no further excuses for Africa with her large population and market to continue failing digital exams repetitively; sitting in the same class of knowledge advancement! The new and profound dream must commence now. Our entrepreneurial-mind treasure is capable and must advance our success agenda from the euphoria of self-celebration to being celebrated by the world.


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Ugo Onwuaso is an ICT enthusiast. He believes technology should be used for general good. He holds a Master of Public Administration (MPA) degree from the Lagos state University. Dear Reader, Your support matters. But we believe that technology makes life more exciting and helps improve the lives of people around Nigeria and indeed the world. That is why, we have devoted our energy to independent reportage of technology and finance and how they affect lives. Our incisive and analytical view of how technology news affects the daily life help individuals and organizations make up their minds. Quality journalism costs money. Today, we're asking that you support us to do more. Kindly support our effort to deliver technology and finance journalism to everyone in the world. Donate as little as N1,000. Bank transfers can be made to: UBA Plc 1017156876 Communication Week Media Ltd

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Mojisola Sayo-Kazeem Reflects on Leadership, Opportunity, Women in Tech @ IWD

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As the world marks International Women’s Day, Mojisola Sayo-Kazeem, Head of Finance, Jumia Nigeria & Ghana, reflects on how giving opportunity, mentorship, and support helps women thrive and strengthens organisations.

The future of work is digital, and for women it presents immense opportunities to innovate, lead, and shape the global economy. Yet thriving in a fast-paced, data-driven environment requires more than ambition or technical expertise. It requires opportunity and leadership that intentionally creates space for people to grow.

Reflecting on my own journey, I am reminded of how powerful those opportunities can be. I joined Jumia in 2012 as an accountant and, over time, grew into my current role as Head of Finance for Nigeria and Ghana.

Each stage of that journey came with new responsibilities and lessons that shaped my leadership perspective. One thing has become clear: growth rarely happens in isolation. It flourishes in environments where people are trusted, challenged, and supported to reach their full potential.

One of the most defining pillars of my career has been working within an organisation that invests in talent and encourages merit-based growth. At Jumia, a guiding principle is simple: let the best people and ideas grow. When organisations prioritise capability and innovation rather than bias, they create environments where individuals can thrive, and leadership potential can emerge naturally.

Leadership plays a crucial role in making this possible. Good leadership sharpens growth and experience, not only for the leader but for the teams they support. I have benefitted from leaders who shared knowledge, offered guidance, and entrusted me with meaningful responsibilities. Those opportunities challenged me to expand my skills, strengthen my judgement, and grow into larger leadership roles.

One experience that stands out was leading my team through the launch of a new business line under the guidance of our CFO. It demanded greater accountability, transparency, and strategic thinking. Looking back, it was more than a professional milestone, it was an opportunity to deepen my expertise and strengthen my leadership capacity.

Moments like these remind me that opportunity is one of the most powerful investments leaders can make in people. I also recognise and commend the many leaders who are already creating pathways for women to grow, lead, and contribute meaningfully. Their commitment to fairness, mentorship, and inclusion continues to open doors for others.

But there is still more to be done. As we mark International Women’s Day, this year’s theme, “Give to Gain,” invites leaders to reflect and to act. It challenges us to go beyond good intentions and intentionally create opportunities for women to grow and thrive based on merit, not favouritism or bias. This means sharing knowledge, investing in development, offering mentorship, and trusting capable women with meaningful responsibilities.

When we do this, we strengthen the people and institutions around us. Teams become more confident and capable, organisations become more resilient, and leadership pipelines become stronger and more diverse.

This year’s International Women’s Day theme, Give to Gain, reminds us that generosity is not subtraction, it is multiplication. When people, organisations, and communities give time, knowledge, visibility, advocacy, and support, opportunities for women expand. And when women thrive, industries, economies, and societies thrive with them.

When we give, we gain. The question for all of us is simple: What will you give to gain gender equality?


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Experts Weigh Blockchain Option for Nigeria’s Elections Process

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As Nigeria continues to grapple with the challenges of electoral transparency and voter trust, stakeholders in the blockchain industry are proposing a technological pivot.

In an X (formerly Twitter) Space hosted by the Stakeholders in Blockchain Technology Association of Nigeria (SiBAN) yesterday, themed ‘From Ballot to Blocks: Can Blockchain Fix Nigeria’s Elections?’, the experts argued that while blockchain is not a magic wand, it offers a robust framework to eliminate result manipulation and addresses voter apathy.

The discussion, featuring key industry figures including Oluwaseun Dania, CEO of Alpha-Geek Technologies, Harry Ugorji, CEO of Egoras Technology, Mela Claude Ake, President of SiBAN, Mr. Taiwo Gbadegesin, Head of Voter Education for INEC Lagos and others, highlighted a shift from traditional voting toward a more immutable and verifiable system.

Opening the floor, Oluwaseun Dania noted that while Nigeria’s electoral processes have improved, a crisis of confidence remains the primary hurdle, even as he identified voter apathy as a direct symptom of people feeling their votes are not counted during the transmission and collation stages.

“The real opportunity is actually much simpler. Blockchain is not there to change how Nigerians vote, but to technically protect the integrity of the votes that are cast. People will be more confident knowing that as they are casting their votes, the results are being recorded on the blockchain, visible to everybody all over the world,” Dania explained.

According to him, by providing a time-stamped and properly verified system without the possibility of manipulation, the blockchain technology could incentivize millions of disillusioned citizens to return to the polls.

Despite the enthusiasm, the experts maintained a level of cautious optimism, citing Nigeria’s unique challenges, such as low internet penetration and limited digital literacy.

Dania proposed a hybrid model instead of making an immediate jump to full e-voting, starting with foundational elements, such as moving National Identification Numbers (NIN) and voter registers onto a secure blockchain.

He also recommended using blockchain specifically for result transmission to record and audit votes, ensuring no data is altered between polling units and collation centers. Additionally, he advised building simplified, easy-to-use front-end tools so the average voter does not need to understand the underlying complexity of smart contracts.

Contributing to the technical feasibility, Harry Ugorji proposed leveraging existing party systems as a testing ground before a national rollout. He addressed the gas fee problem, suggesting an infrastructure where polling agents sign results with private keys without bearing the cost.

“They have to scan the EC8A form. Once they scan and upload, there should be an AI-based layer that extracts that information and transmits it to the smart contracts. This data can be saved using IPFS (InterPlanetary File System) so that at every point in time, everybody can verify that data,” Ugorji stated.

Ugorji envisioned a data-streaming electoral process where votes are calculated in real-time, removing the black box period where manipulation often occurs.

Also speaking, Mr. Taiwo Gbadegesin, Head of Voter Education for INEC Lagos, emphasized that election management is a continuous cycle involving critical behind-the-scenes work, such as monitoring party primaries and evaluating new political associations.

However, he highlighted the Continuous Voter Registration (CVR) process as the most vital touchpoint for the general public. This phase typically ramps up 18 to 24 months before a general election, specifically targeting citizens who have recently reached the voting age of 18 or those who need to update their registration status.

A significant focus of Gbadegesin’s address was the technological improvement of the registration process through online pre-registration. “This system allows Nigerians, including those currently abroad, to initiate their registration, request card transfers to closer polling units, or update personal details like marital name changes from their mobile devices,” Taiwo, who was represented by Mr. Ayopo Lawal, Head of Unit, Voter Education, explained.

According to him, by shifting the data entry to the user, INEC aims to eliminate clerical errors caused by staff fatigue or large crowds, ensuring that voters’ personal information is captured with 100% accuracy.

Furthermore, Gbadegesin stressed that these digital advancements are designed to maximize efficiency at physical registration centers. “For those who utilize the pre-registration portal, the final in-person visit is strictly limited to capturing biometric data, such as fingerprints and facial features.

This streamlined approach reduces the time spent at the center to under five minutes, significantly easing the burden on both the public and INEC officials while ensuring the electoral roll remains robust and up-to-date,” he added.

As SIBAN expressed a strong willingness to collaborate with INEC and serve in some advisory capacity if necessary, the discussion highlighted that this event is part of an ongoing series designed to keep the momentum of the conversation alive.

The overarching consensus among speakers was that Nigeria should adopt a test-run approach, implementing these digital tools at smaller scales, such as university student union elections or secondary school representative polls. By starting with these micro-elections, the country can build essential public trust and technical familiarity before scaling to a national level.

As the conversation concluded, the experts agreed that while the technology is ready, success depends on regulatory approval and a willingness from stakeholders to embrace a system where data, once recorded, is permanent and beyond the reach of any single authority.


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FG Launches NERD to Combat Certificate Fraud

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Federal government has taken a significant step to enhance the integrity of Nigeria’s education system by deploying the Nigeria Education Repository and Data Bank (NERD), a national digital platform that secures, digitizes, and authenticates academic records across all tertiary institutions.

FG Launches NERD to Combat Certificate Fraud

Forgery

Maruf Tunji Alausa, minister of Education, unveiled the initiative during the National Capacity Building Programme for institutional representatives, underscoring NERD’s importance as a critical national infrastructure for safeguarding academic credentials and strengthening education data governance.

“NERD is essential to our reform agenda under the leadership of President Bola Ahmed Tinubu,”  Alausa stated.

“It ensures reliable digital preservation and verification of academic records, which is vital for maintaining the credibility of our education system.”

According to Alausa, in the brief span of four months since its implementation, NERD has made remarkable progress, successfully preserving nearly 100,000 digital student submissions and integrating over 250 tertiary institutions.

The platform has also enrolled more than 133,000 students and 6,800 lecturers, significantly enhancing the academic record-keeping process.

Alausa highlighted that the initiative is a proactive measure against certificate fraud, noting recent investigations that revealed cases involving fraudulent foreign credentials procured from unaccredited institutions.

This underscores the urgency of protecting the integrity of academic qualifications in Nigeria.

Furthermore, the Ministry announced that participation in the NERD system will soon become a prerequisite for either participation in or exemption from the National Youth Service Corps scheme, reinforcing the initiative’s impact on the educational landscape.

The Federal Government remains committed to building a transparent, digitally verifiable, and globally respected education system, ensuring that the integrity of academic records is upheld across the nation.


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