E-Business
Enrolling for NIN, a National Call – Aziz, NIMC Boss

Perhaps never before in the history of nations has the issue of identity been as crucial as it is today. From Africa to America, Australia to Asia and Europe, how well or badly each country in each region has fared has depended largely on citizenship identity management. Stressing that Nigeria stands on the threshold of a new epoch in its identity management, ALIYU ABUBAKAR AZIZ, director-general, National Identity Management Commission (NIMC), responded to journalists’ questions on the Commission’s current focus aimed at delivering a world-class identity ecosystem for Nigeria:
Why is NIMC pushing the National Identification Number now more than the ID card?
Aziz: The focus of the National Identity Management Commission (NIMC) for the next three to five years is on the National Identification Number and not on the National e-ID Card.
We want to make the NIN understandable, acceptable, applicable and appreciated by Nigerians, as an important and intrinsic aspect of their entire life, rather than a physical card, which can be discarded while the number is for life.
Before now, we were focused on the Card but after the country went into recession, we decided to emulate other developed countries like the United States, which issues the Social Security Number, the United Kingdom, with the National Insurance Number; and India where they recently enrolled about 1.4 billion people, and issued them the Aadhaar.
In all these cases, the emphasis – or perhaps I should say the only thing in focus – is the number.
However, this does not mean that we won’t issue the cards, because it is there in our Act (NIMC Act, 2007) that we should issue a general multipurpose card to all registered Nigerians; therefore, we recently gazetted some regulations that will ensure participation of private partners in the Card personalisation services in order to handle the printing of the outstanding cards; but funding is a challenge.
Also, the intention of the Commission is to develop the identity ecosystem with all data collecting government agencies and licensed private agencies, in order to capture additional 50 million records by the end of 2018.

What advantages, if any, does having the NIN confer on a citizen?
Aziz: The NIN bequeaths citizens with a lot of privileges and benefits. And like most modern economies where the national identity number is a national token that gives citizens access to government social interventions, the NIN also grants citizens certain rights as regards financial access, credit facilities etc. Mind you, in the case of the US, UK and India I mentioned earlier, like other advanced economies, a citizen can’t access any social services such as health, insurance and so on, without the requisite social security number; the number is indispensable.
So, here in Nigeria, the NIN facilitates interactions between citizens, the Government and private sector institutions thereby promoting socio-economic and political development.
Since citizens enjoy a “one-person-one-identity” for life, the NIN therefore enhances citizens’ participation in the political process, enables citizens to exercise their rights, facilitates management of subsidies and safety net payments, Internally Displaced Persons (IDPs) management and facilitates service delivery in Ministries, Departments and Agencies.
It also enhances the work of law enforcement agencies, e.g. public safety, policing, national security and border protection, and eliminates ghost and multiple identities, etc.
It also enhances the ability of citizens to assert their identity, have access to credit from financial institutions, protects citizens from identity theft – an antidote to identity theft driven frauds which expands access to other financial services including insurance.
The NIN enhances e-commerce by providing a means of payment as it is a tool for non-repudiation and security for financial transactions. It facilitates financial inclusion, hence the advancement of a cashless economy.
In security circles, the NIN is an important tool for the fight against corruption and terrorism; and finally helps launder Nigeria’s image abroad, amongst many others. So you can see that the NIN is multifaceted in utility.

What role does the NIN play in Nigeria’s planning and security situation?
Aziz: With the NIN, all citizens enjoy a “one-person-one-identity”, which allows the government to search for an individual and all of his/her details either for planning and or for security purposes.
Government can query the database to ascertain how many unemployed individuals are in the system at Federal and State levels, the genders of those individuals, their occupation, skillset, age bracket, location, etc.
This will assist in planning for resources and benefit administration. As you know President Muhammadu Buhari has just signed the 2018 Appropriation Bill into Law; the NIN is a very useful and powerful instrument in assisting the governments – at all levels – budget appropriately for the citizenry, in the proper and effective allocation and spread of scarce resources.
On security, the relevant government security agencies are part of the National Identity Management System (NIMS) project from inception and have access to query the system using biometrics, etc to confirm individual’s identity.
Therefore, as soon as the National Identity Database is fully populated, all federal, state, and local government agencies as well as the private sectors can access the verification platform of the Commission, for different purposes, depending on the level of access granted to them by NIMC.
With the national elections of 2019 almost here, how useful will the NIN be for INEC and the electorate?
Aziz: As I said earlier, we are still harmonising data with all data collecting government agencies, as well as concluding plans to start the ecosystem approach which will see all government agencies and some licensed private sector companies collecting data and sending to the NIMC as the sole repository of biometric data.
This is expected to shoot up the record in the NIMC database by a huge percentage. Once we have a good figure, then INEC can leverage on the NIMC Database for electoral purposes.
The plans already on ground for this year include accelerated deployment of enrolment Centres in all Local Government Areas across the 36 States and the Federal Capital Territory, and enrolment of all Nigerians and legal residents including children.
Perhaps you know that children from birth can now be enrolled; this is a point that Nigerians should be aware of, especially with several babies being born across the country daily.
Parents will do well to avail themselves for the benefit of the new-borns of this window of enrolment opportunity that is now uniquely available.

What are those social services that the NIN has become mandatory for?
Aziz: Pursuant to section 27 (1) and (2) of the NIMC Act, 2007, transactions including, applications for, and issuance of an International Passport; opening of individual and/or group bank accounts, all consumer credits; purchase of insurance policies; the purchase, transfer and registration of land by any individual; National Health Insurance Scheme, such transactions that have social security implications, registration of voters, payment of taxes, and pensions, etc., will be done with the NIN.
With the recent gazette and publication of the Mandatory Use of the National Identification Number (NIN) Regulations, 2017, the Commission will on a later date, begin enforcement of the NIN for these transactions and more.
Our advice to Nigerians is: do not wait till you have to, go out there and be enrolled before you have to through enforcement, because then you will have to experience crowds and delays.
NIMC has enrolled just 30 million Nigerians so far; with a population of 180 million to 198 million, what is NIMC doing to fast track enrolment?
Aziz: We currently have about 30.5 million data in the database with the figures growing daily. The gradual acceptance of the NIN as a means of identification by our partners and stakeholders is also driving up the numbers by the day.
For examples, organisations like the Federal Road Safety Corps (FRSC), Nigerian Immigration Service (NIS), National Hajj Commission of Nigeria (NAHCON), Federal Capital Territory Administration (FCTA), etc have all made the NIN a mandatory requirement for service delivery. Others are expected to follow suit.
On our part however, we have commenced aggressive and massive awareness campaign in all the states and the FCT to mobilise people for enrolment.
We are also working closely with the National Orientation Agency (NOA), the Federal Radio Corporation of Nigeria (FRCN) and other media partners with a special target on the grassroots, and it will continue for a long time, particularly with the ecosystem approach being canvassed by the World Bank and its allies.
Also, we have the mobile enrolment equipment which goes to some of the riverine and difficult terrains in the grassroots areas; and a good number will be rolled out by the end of this year.
Is there any hope that the entire Nigerian population will be enrolled into the National Database?
Aziz: Yes, of course! However, enrolment of eligible citizens and legal residents into the National Identity Database (NIDB) is an on-going and continues process.
In other words, there is no limited or specific time frame for all citizens to be enrolled and issued the NIN, because even after enrolling all citizens, there will always be new ones such as new born babies, etc.
According to a recent World Bank report, Nigeria adds seven million into the population every year; that is the size of Rwanda as a country. This means that there will always be enrolment year in, year out. So it is a continuous exercise and the Commission is poised to carry out its mandate to the letter.
NIMC, by design has offices in all the 774 Local Government Areas (LGAs) and maintains active presence with enrolment centres in over 930 locations across these LGAs. More so, we are working to open more enrolment centres and take enrolment closer to the people, especially the grassroots.
What are the challenges that could delay the quick enrolment of the remainder of the population which is obviously the greater number?
Aziz: Well, the cynicism from the experience of the past was/and is still a big challenge.
However, we are gradually moving away from that problem as more Nigerians understand the difference between Card issuance and Identity Management.
Secondly, the high cost of opening and managing the Enrolment Centre because of needed stable power supply, active internet connection, low morale on the part of staff because of poor salary structure, the ‘expectation gap’ of “Card” issuance, are other challenges.
However we are slowly moving past these challenges as we ramp up more data into the database.
As citizens, what is the responsibility of Nigerians in ensuring they are enrolled?
Aziz: It is a National call, and all Nigerians are obliged to respond. The government has provided the opportunity, this platform for enrolling into the National Identity Database, to make life better in a modern, well managed and planned manner; the NIN gives the citizens that assurance.
So, if the government has done so much, and all the citizens are required to do is to go out and answer the national call, does anyone have any excuse not to answer the call?
E-Business
Check Point Reveals Nigeria as Second Most Targeted African Country for Cyberattacks in November

The November 2025 Global Threat Intelligence report released by Check Point Research on Tuesday, shows Nigerian organisations faced an average of 3,374 cyberattacks per week.

Making the country as one of the primary targets for cybercriminals in Africa last month, with a record of a staggering volume of digital threats despite an overall decline in attacks across the continent.
The report shows that this figure places Nigeria second among the four major African nations analysed, trailing only Angola, which topped the list with 4,251 weekly attacks per organisation.
While Africa as a whole saw a 13 percent year-on-year decrease in cyber incidents, Nigeria’s high numbers reveal a persistent vulnerability within its digital infrastructure. Kenya and South Africa followed Nigeria with 2,384 and 1,863 weekly attacks, respectively.
The report also identified government institutions and financial services as the most targeted sectors across Africa. Globally, the education and research sector remained the most frequent victim, hit by an average of 4,656 attacks per week.
A significant highlight of the report is the emerging threat posed by Generative Artificial Intelligence (GenAI). Check Point Research found that one in every 35 GenAI prompts submitted within corporate networks globally posed a high risk of sensitive data leakage.
In Nigeria and abroad, employees are increasingly using AI tools that operate outside of formal security frameworks. The report noted that 87 percent of organisations using GenAI were affected by ‘high-risk’ prompts, which often included the input of proprietary code, customer data, or internal communications into public AI models.
Ransomware continues to be a primary tool for extortion, with global incidents rising by 22 percent year-on-year. While North America remains the most targeted region for ransomware, the impact is increasingly felt in emerging markets like Nigeria.
The most active ransomware groups identified in November were Qilin, Clop, and Akira, which primarily targeted industrial manufacturing and consumer goods sectors.
E-Business
JustMarkets Launches Global Boost Contest With Gold Prizes for Traders

JustMarkets, a worldwide broker with more than 12 years of experience in the online trading realm, is launching the Boost Contest, which represents a large-scale trading activity with the purpose of motivating traders, with the most proficient traders being awarded for their exceptional performance through a number of valuable prizes. This activity will last until the 31st of January, 2026.

JustMarkets
A Competition Developed with the Goal of Providing More Opportunities for Traders Worldwide
Boost Contest competition participants will be traders with Standard, Pro, or Raw Spread accounts of the MetaTrader 4 or MetaTrader 5 platforms.
To participate, traders will only be required to have a minimum account balance of $100 with a minimum of 3 traded lots. These were the requirements set for participants. Of course, the purpose of such a competition is for every broker client to participate. At the same time, however, JustMarkets sought to encourage traders to conduct in-depth analysis, different strategies, risk, and discipline. It was with this objective that this form of competition was established.
Multiple-tier rewards system with real gold
What sets the Boost Contest apart is the Weekly Lucky Draws component, in which traders compete for real gold prizes, awarded in three levels, based on their cumulative trading volume achieved through the competition:
Tier I (more than 100 lots): 15 grams of gold (3 winners)
Tier II (50-99 lots): Gold worth 10 grams (5 winners)
Tier III (10-49 lots): 5 grams of gold (7 winners)
This competition design thus provides traders with different levels of activity with the same opportunity of benefiting from valuable rewards.
Weekly Draws to Encourage Continued Participation
Apart from the top-level prizes, the competition also includes a series of weekly prizes. Traders participating in the competition will qualify for entry into the draw if they execute a minimum of three trades per week. Five lucky traders will be awarded $200 every week.
The introduction of the Boost Contest meets JustMarkets long-term obligations in:
Engaging traders through effective rewards programs
Fostering regular and organized trading practices
Enhancing transparency and integrity within all promotion endeavors
Offering a welcoming space where traders with different skill sets can participate
This reflects the purpose of JustMarkets, which is not only to offer traders good trading terms but also opportunities that add value to the entire trading experience.
A Global Platform Built on Trust and Innovation
As a globally recognized trading platform, JustMarkets continues to invest in initiatives that elevate client experience while adhering to high operational standards. The company maintains a robust technological infrastructure, offers multilingual support, and upholds strict security principles, all foundational elements behind long-term client trust.
The Boost Contest shows JustMarkets dedication to create a convenient and transparent trading environment where everyone can reach their full investment potential by clear rules, transparent rewards, and a stable trading ecosystem.
E-Business
Microsoft Empowers 350,000 more Nigerians with AI Skills

Microsoft, in collaboration with the Federal Government of Nigeria, Data Science Nigeria, and Lagos Business School, today announced a major milestone in its AI National Skills Initiative (AINSI), with more than 350,000 Nigerians reached with AI skills through the programme. This achievement builds on Microsoft’s longstanding partnership with the government, which has delivered digital training to over 4 million people since 2021.

Microsoft
The milestone underscores Nigeria’s commitment to inclusive, technology-driven growth and reflects strong progress in preparing individuals and organisations to thrive in the digital economy.
“Nigeria cannot afford to wait,” said Abideen Yusuf, General Manager, Microsoft Nigeria and Ghana. “AI is reshaping every sector, and the countries that move fastest on skills will lead. We must equip people now, at scale and with intent, so the immense opportunity presented by AI doesn’t pass us by.”
Olayinka David-West, Dean of Lagos Business School, emphasised this point: “AI skilling is no longer optional for Nigeria’s digital future—it is the foundation of our competitiveness. At Lagos Business School, we believe that equipping leaders and citizens with AI capabilities is essential for driving inclusive growth, innovation, and national transformation.”
As it stands, a significant percentage of Nigerian graduates are still to acquire digital skills, highlighting the importance of workforce readiness. Launched in January, the second phase of the Nigeria skilling programme, under Microsoft’s AINSI, aims to reach 1 million citizens over three years, strengthening Nigeria’s AI capability and national competitiveness. AINSI is helping drive a range of different programmes designed to embed AI skills across every sector of the economy.
Empowering organisational leaders
Over the past year, AINSI has advanced ethical and inclusive AI leadership in Nigeria’s public sector. Working with Lagos Business School, the Federal Ministry of Communications, Innovation and Digital Economy, and the National Centre for Artificial Intelligence and Robotics, Microsoft has trained 99 public sector leaders, including Members of the National Assembly and senior executives from 58 ministries and agencies. These sessions equipped leaders with strategies for AI-powered reporting and sector-specific roadmaps.
Equipping developers for the future
Developer-focused programmes are creating a strong pipeline of technical talent. Through government-driven initiatives like Developers in Government (DevsInGov) and the 3 Million Technical Talent initiative, led by the Ministry of Communications, Innovation and Digital Economy, developers in public sectors have gained new skills. Around 645 participants have been trained in analytics and AI integration. Another 1,000 developers learned advanced skills in areas such as DevOps, machine learning and data science. These efforts are helping Nigeria’s workforce prepare for the future by advancing AI fluency across the digital ecosystem.
Bringing AI skills to every tech user
To reach everyday tech users, developers, and business leaders, Microsoft hosted a flagship programme, Microsoft AI Skills Week – engaging over 235,000 participants through AI digital literacy workshops, business leader strategy sessions and an Agentic AI hackathon. Partnering with VISA, TeKnowledge, UNICEF, Data Science Nigeria, and Lagos Business School, the initiative trained more than 11,400 individuals and certified over 1,700. A standout moment was the Agentic AI hackathon, showcasing innovative solutions for document verification, risk assessment, and fraud detection, demonstrating the real-world impact of AI skills in fintech.
“Our collaboration with Microsoft has demonstrated that AI readiness requires coordinated investment across every stakeholder group — government, developers, educators, and communities. By building capacity for evidence-driven governance, responsible innovation, classroom integration, and community adoption, we are laying the foundation for a globally competitive workforce. True digital transformation happens when the entire ecosystem moves forward together,” commented Dr. Bayo Adekanmbi, CEO/Founder, Data Science Nigeria.
Looking ahead, Microsoft and its partners will continue driving Nigeria’s digital transformation through targeted upskilling in AI and cybersecurity, expanded access to AI education, and ongoing developer training. These activities aim to build local expertise at all levels and support Nigeria’s young population in taking an active role in Africa’s digital future.
“Nigeria is on track to capture 43% of Africa’s projected $136 billion AI-driven productivity gains by 2030,” concluded Yusuf. “By collaborating with the government to equip leaders, developers, and tech users, we’re building a future-ready workforce and helping Nigerians adopt and adapt the technology, thereby maximising its potential.”
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