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Ezekwesili Harps on Technology as Africa’s Lasting Solution to Problems

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Oby Ezekwesili, Public Policy Analyst and Senior Economic Advisor, has said that technology is the solution to problems facing Nigeria and Africa as she called for investment in infrastructure that would aid emergence of digital services in rural communities.

Ezekwesili divulged this at the weekly GageLive Instagram platform organised by Gage Awards on the theme, “Using Technology to Shape the Nigeria of The Future,” recently.

“What the digital world can offer citizens is limited. This is because it is mostly within the urban city. Beyond the urban city, the grade of the physical infrastructure – the digital infrastructure, the backbone is still not at the level of solidity, strength, performance and efficiency as should happen.”

Continuing, the BBOG co-founder noted: “Even today, when you and I are in this kind of a programme, we are not optimised because the quality of our connection is still fragile – very poor.”

She warned, however, that until Nigeria, Africa invest in the digital infrastructure that would facilitate their interconnection and their reach, “We will not be able to say that we are at a place of efficiency”.

According to the analyst, in terms of speed – a function of productivity, as long as technology and digital format are not giving us the level of speed that is a global approach of internet speed, then we are way below it.

Her words: “From the last number I checked, we were significantly more than 80 per cent below global speed in terms of internet. That is something to deal with.”

While responding to questions on the live programme, Ezekwesili highlighted that a lot of citizens were still in rural communities. And the rural environment does not make market scale for the private sector to offer digital service.

She proffered: “When there is a market failure, it is the government that must step in. So, rural infrastructure should support the kind of backbone that we need in order to provide digital content to the rural community.”

Noting that the rural communities are abode other than urban poor, she expressed that the real poverty is within the rural communities of Africa.

“We need to invest massively in the kind of infrastructure that would support the emergence of digital services in the rural communities of the continent.”

Again, she stressed on digital platforms that carry the content of what one wants to convey. “Look at digital platform for commerce, example, they are still in novelty on our continent. Now that we see what COVID-19 can do, hopefully what is going to happen is that we are going to realise that a lot of our lives will depend online”.

She, therefore, urged Africans to build – whether they are at macro or micro level platforms that enable us to convey messages and the things that are not so to print, adding that that would help enormously to expand the scope.

Sadly, she bemoaned the poor level of digital financial inclusion. “Digital financial services is something that is lacking. In the time of orthodox banking, it was difficult for banks to establish their branches all over the country.

“Even when they were mandated, many times they would set a goal for how many branches that needed to be set up. But the banks were always underperforming.

Speaking further, she added that in the same way, now that “We are going digital and trying to use technology to create financial inclusion, we still have barriers to that”

The economist, however, described one of the key barriers; forms of identification, as the major problem of Africa. “And technology is the solution to that problem of identity”.

For her, the unique identity that enables a person to become at par with the digital financial services is something that Africa would need to invest in. “And we have not yet invested in it as much as we should”.

She decried another sad part. “There is a vast body of public policy that is very necessary. Public policy is at the heart of showing readiness to migrate from one level of understanding of issues of development to a higher level of things”.

“Our public policy is trailing technology. It is way behind the curve of the rapid expansion of technology. So, you have a situation where people who are technophobes are the ones making policies around issues of technology.

To upgrade to a global standard, Ezekwesili advised: “We are going to have a problem. They don’t see how important it is to be in a hurry. We must be in a hurry. Our policies and laws have to reflect that”.

Not forgetting the many laudable series GAGE Awards has put up for the Nigerian youths, Ezekwesili commended the CEO of Gage Awards, Mr. Johnson Anorh.

GAGE Awards is an internet award conceptualised to reward excellence in digital application and online presence. It’s weekly InstagramLive show is part of the GAGE Awards plans of using its platform to shine the light on those who have used the digital space ingeniously.

In the words of the CEO, “These people who have used the digital space ingeniously share their story and get to inspire those looking to do great things on that space.”

“We have GageLive on Instagram once every week. But since the lockdown we have been having it more frequently to get to inspire those at home to do great things, since we now have time on our hands,” Anorh noted.


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PalmPay Launches CSR Initiatives to Empower Women, Foster Financial Literacy in Northern Nigeria

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Femi Hanson, Head of Marketing & Communications at PalmPay (center), with beneficiaries of the CSR initiative in Kano State.
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In a strategic move to expand financial inclusion in Nigeria, leading mobile banking platform, PalmPay has launched a series of CSR programs across Kano and Kaduna. The CSR initiative named “Passing the Baton” represents the brand’s commitment to passing on knowledge and providing the resources individuals and businesses need to achieve financial independence and drive economic empowerment.

This initiative is a bold move by PalmPay to bridge the opportunity gap in the North by providing financial literacy training and micro-business branding support to 5,000 women-owned businesses in Kano and Kaduna. This strategic initiative reaffirms PalmPay’s commitment to inclusive development and economic empowerment, particularly in underserved regions.

“At PalmPay, we believe that real financial inclusion must be far reaching and cover the grassroots,” said Chika Nwosu, Managing Director of PalmPay. “Our new CSR program is focused on supporting gender equity by equipping women with the knowledge, tools, and visibility they need to thrive as entrepreneurs in their communities.”

Through this initiative, beneficiaries will receive free health insurance, hands-on training workshops, enhanced store branding to boost visibility, and branded merchandise to strengthen their business presence.

The initiative is part of PalmPay’s broader strategy to extend its innovative solutions, expand its footprint in Northern Nigeria, while building sustainable partnerships with local stakeholders for long-term impact.

In a show of support, His Royal Highness, the Emir of Kano, Dr. Muhammadu Sanusi II, has endorsed the initiative, calling on other stakeholders to join forces with PalmPay in ensuring the North benefits fully from the growing digital economy.  PalmPay has received commendation from community stakeholders, as the initiative aims to serve as a model for similar projects across other northern states.

As PalmPay continues to scale across Nigeria, the company remains committed to bridging the financial inclusion gap and empowering underserved groups, particularly women and youth, through its innovative solutions and impact initiatives.

 


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EFCC Witness Admits Writing Off Arik Air’s $2.3M Debt Amid N76Bn Fraud Trial

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A former Group Executive Director of Union Bank PLC, Mr. Austine Obigwe, on Wednesday testified before the Lagos State Special Offences Court sitting in Ikeja, detailing how he wrote off a $2.3 million debt owed by Arik Air to his private company, Staal. Obigwe is one of the witnesses of the Economic and Financial Crimes Commission (EFCC) on the matter.
Recall that when he was first interrogated before the matter was adjourned, the same Obigwe claimed that Arik was a healthy company that had no financial challenges up to the time he left the service of Union Bank in 2009. But pressed further today, he accepted that Arik was an irresponsible, badly run, immoral company, which also owed him a whopping 2.3 million dollars, which he had to write off because of his business relationship with the promoter of Arik Air Limited.
Obigwe appeared as a prosecution witness in the ongoing trial of the former Managing Director of the Asset Management Corporation of Nigeria (AMCON), Mr. Ahmed Kuru, and four others, who are standing trial over alleged financial misappropriation amounting to alleged N76 billion and $31.5m., etc.
The EFCC arraigned the defendants on a six-count charge bordering on conspiracy, stealing, and abuse of office. The defendants include Kuru, the former Receiver Manager of Arik Air Limited, Mr. Kamilu Omokide; Arik Air’s Chief Executive Officer, Captain Roy Ilegbodu; Union Bank of Nigeria PLC; and Super Bravo Limited.
They all pleaded not guilty to the charges, and Justice Mojisola Dada subsequently granted them bail in the sum of N20million each, with one surety in like sum.
Under cross examination, Mr. Obigwe informed the court that, in 2011, two years after he exited Union Bank, Arik Air was indebted to his private company, Staal, in the sum of $2.3 million. He stated that the amount was never repaid but that he had written it off due to the operational difficulties faced by the airline at the time.
“I am not interested in collecting it. I wrote it off when I discovered that Arik Air started having challenges,” Obigwe told the court. The witness also confirmed that following his exit from Union Bank, he formally became a consultant to Arik Air and other companies.
When asked whether the founder of Arik Air, Sir Johnson Arumemi-Ikhide, was a personal acquaintance, he responded in the affirmative, noting that although he currently has no formal relationship with the airline, he maintains a relationship with Arumemi-Ikhide, who is also his church member.
During cross-examination by defence counsel, including Olasupo Shasore, SAN (for the second defendant); Olalekan Ojo, SAN (for the fourth defendant); and Tayo Oyedepo, SAN (for the fifth defendant), Mr. Obigwe stated that in 2009, he participated in an inspection of 26 aircraft belonging to Arik Air.
According to him, the aircraft were found to be airworthy and in good condition, based on assessments provided by Lufthansa. “I had no reason to doubt Lufthansa’s evaluation,” he said, adding that the purpose of the inspection was to ensure that the airline’s fleet had not been depleted.
When asked about the airline’s compliance with its loan obligations, Obigwe testified that during his tenure at Union Bank, there were no complaints from other financial institutions suggesting that Arik Air was defaulting on its loan obligations. He also confirmed that, to the best of his knowledge, Arik Air was servicing its loan with Union Bank during his tenure.
Responding to a letter dated April 23, 2009, allegedly written by AMCON to Union Bank concerning a N46.11 billion debt owed by Arik Air, the witness denied knowledge of the letter, even though he was still in the service of Union Bank at the time, and was the Group Executive Director whose directorate supervised the Arik transaction.
On the character and management of Arik Air, the witness said: “I can only speak for the period I was there. When I was at Union Bank, Arik Air was one of the best companies.”
When questioned on the options available to lenders when a loan becomes non-performing, Obigwe responded that the lender may choose to transfer the loan to another bank, reassign it, or enforce the security tied to the loan. He also acknowledged that a lender is legally empowered to dispose of the security in the event of default by the borrower in other wards justifying the decision of AMCON to have intervened in Arik to recover the Arik Air debt, which Union Bank sold to AMCON on the directive of Union Bank when AMCON was established by the Federal Government to mop-up all non-performing loans in the banks.
The matter was adjourned till June 4, 2025, for the continuation of the trial. On the last adjourned date, Obigwe, who is the second prosecution witness, and was led in evidence by Dr Wahab Shittu (SAN), told the court that he was a Group Executive Director in Corporate and International Banking at Union Bank.
The court was also able to establish that the witness, while in the service of Union Bank as Group Executive Director, Corporate and International Banking, Union Bank had a business relationship with the promoter of Arik, which was regularised and formalised into a full-fledged consultancy arrangement shortly after he exited Union Bank, which implied that even as ED, Union Bank, he may not have operated in the overall interest of the bank due to his relationship with the Arik owner.

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Anambra Shines in 2025 E-Governance Rankings, Setting National Standards

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Anambra State has once again demonstrated its leadership in digital transformation, emerging as one of Nigeria’s top three states in the 2025 e-Governance Report published by the Panorama CIAPS Governance Performance Index (CGPI).

According to the report — a collaborative effort between Nigerian Panorama and the Commonwealth Institute of Advanced Professional Studies (CIAPS) — Anambra ranks alongside Lagos and Enugu as the leading states in adopting and implementing e-governance practices that foster accountability, transparency, and improved service delivery.

In his remarks, Professor Anthony Kila, Director of CIAPS, emphasized the importance of e-governance in shaping how governments interact with citizens. “The centrality of e-governance allows us to assess the performance of state governments in the country. How the government treats the digital world says a lot about them,” he said.

The report evaluated states based on a comprehensive set of criteria, including website security, up-to-date content, public engagement, availability of online services, policy updates, and user accessibility. Anambra’s performance reflects the state’s deliberate investment in digital infrastructure and its commitment to leveraging technology as a tool for inclusive governance.

Reacting to the recognition, the Managing Director/CEO of the Anambra State ICT Agency, Chukwuemeka Fred Agbata, CFA, described the report as a welcome validation of the efforts being made under the leadership of Prof. Charles Chukwuma Soludo, CFR, to reposition Anambra as a liveable and prosperous smart mega-city.

“This is not just about being tech-savvy,” Agbata said. “It’s about using digital tools to create real impact — making the government more accessible, responsive, and transparent. Anambra is building a digital future that works for everyone.”

The CGPI Report recommended that all states intensify efforts to train public servants, maintain digital platforms effectively, and build user-friendly systems that keep citizens informed and empowered. For Anambra, this recognition serves both as a milestone and a motivation to scale new heights.

As the journey continues, Anambra remains focused on setting the pace for e-governance in Nigeria in line with the Governor’s mantra of Everything Technology & Technology Everywhere.


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