E-Business
Gowu, TICON President says Africa’s Data Revolution Must Drive Climate Finance Transparency

Amid global climate negotiations, as we move closer to implementing the Baku to Belém Roadmap with COP30 being held this month, Africa finds itself at a critical juncture.

David Gowu, President of Technology Information Confederation Africa (TICON Africa) said, the continent must not only secure its share of what is projected to be a $1.3 trillion climate investment pipeline, but also prove it is worthy of this financing.
This is key when the Roadmap requires that funding be used effectively, transparently, and in an equitable manner. None of this money can be wasted at a time when Africa urgently requires assistance in limiting the adverse effects of climate change.
If climate finance transparency is the backbone of the Baku to Belém Roadmap, then African technology companies must be its vital organs, tracking climate investment from disbursement to measurable climate outcomes through the intelligent use of data.
Across the continent, businesses are deploying artificial intelligence (AI), cloud computing, and data analytics – from precision agriculture in Kenya to forest-monitoring systems in the Congo Basin. These examples show that the technological capability already exists.
Despite this, Africa’s tech sector remains largely sidelined from building the public sector technology and capability needed to track and report climate investment impact.
While African startups build innovative monitoring solutions, they’re rarely commissioned to create the government tracking systems that could address corruption, the very issue that sees billions in climate finance lost to misappropriation across the globe each year. The result is a persistent data gap that limits access to finance, weakens accountability, and undermines global transparency goals.
Africa needs to ensure that any use of climate finance is beyond reproach.
Why data matters
Data, when turned into information, transforms investment into outcome. It enables us to see whether money is being used effectively and whether promises are being kept. This is key for good governance – something Africa has been criticised for lacking.
When we have these insights, climate finance becomes measurable, comparable, and verifiable, building the trust required for long-term financing partnerships.
African countries contribute minimally to global carbon emissions, yet they are highly vulnerable to climate change. The effects include increased water stress, reduced agricultural yields, and heightened inequality. Millions have been displaced by drought, floods, and crop failures – all because the globe is getting too hot, too fast.
For Africa to reach Net Zero, we will need around $2.8 trillion – and that figure is already out of date. The African Development Bank Group estimates corruption amounts to around $10 billion, which is money lost to healthcare, education, and infrastructure. Many observers believe the true figure is much higher.
There is a solution. We can use Africa’s skilled data scientists and expert software developers to track financial flows and help reduce the money leaving our shores each year. In doing so, we strengthen governance through transparency, accountability, and data-driven oversight, which is a safeguard for Africa’s climate future.
African solutions for African challenges
Moreover, data helps us identify where urgent intervention will make the greatest difference and lift communities out of crisis. Why not use the talent already available on the continent? This will create much-needed jobs while skilling up the next generation of data scientists.
Africa already has AI-driven climate models and satellite-enabled monitoring of forests and farmlands. These are powerful examples of what’s possible when local expertise meets local context.
African companies are proving that technology built on the continent can solve global problems. Let’s harness the skills we have at home to ensure money is used as intended and directed where it’s most needed.
African data scientists bring two critical advantages: technical capability and on-the-ground knowledge. They understand local realities, governance structures, and community needs in ways external actors cannot. They know which regions face the most urgent threats and where funding will have the greatest impact.
This combination of technical sophistication and contextual intelligence is exactly what the transparency challenge demands. It is also how we will demonstrate good governance through measurable impact.
A matter of urgency
The Baku to Belém Roadmap created the framework for coordinated international action. Now African innovation must fill it with substance.
International donors and multilateral institutions should prioritise partnerships with African technology companies when building climate finance tracking infrastructure.
African governments must recognise their domestic tech sectors as strategic climate assets, investing in digital public infrastructure that supports transparent climate governance.
And African companies should step forward with confidence, knowing that their locally developed solutions can meet and even set global standards.
The technology exists. The talent exists. The urgency is undeniable.
Africa can lead the world in climate finance transparency, if we choose to trust our own capabilities and act with the speed this moment demands.
E-Business
GenAI Adoption Among African workers Outpace Global Peers

Africa’s workforce is embracing artificial intelligence (AI) at a faster pace than global peers, but pressure is mounting for organisations to ramp up digital skills development as generative AI (GenAI) begins reshaping roles across industries.

This is according to PwC’s Global Workforce Hopes and Fears Survey 2025, which shows a continent ready for AI-enabled transformation, but facing a narrowing window to prepare, through skills development initiatives.
The survey, covering nearly 50 000 workers worldwide and 1 753 across South Africa, Algeria, Kenya, Morocco and Nigeria, finds that African employees are already integrating AI into daily operations.
Sixty-four percent of respondents in Africa used AI tools in the past year, compared to 54% globally, and the sentiment is overwhelmingly positive. While only 17% report using GenAI every day, confidence in its benefits is high: 76% believe GenAI improves work quality, and 72% expect AI-driven productivity gains within three years.
In SA, executives are even more bullish, as 91% say AI has already lifted both productivity and work quality — a signal that leadership is pushing harder toward AI-enabled ways of working, notes the survey.
However, this optimism is coupled with rising concern about future readiness. Only 35% of African workers believe their skills will still be relevant three years from now. With GenAI expected to affect nearly half of all job roles, PwC warns that the continent’s workforce risks falling behind unless organisations accelerate large-scale reskilling.
Despite the pressures, employees are not standing still. PwC notes that African workers outperform their global peers in proactive learning, recording 15% higher participation in skills-building and receiving 6% more support from managers. This indicates that both workers and immediate supervisors recognise the pace of AI adoption and are pushing to adapt.
PwC Africa people and organisation leader, Dr Dayalan Govender, says the moment calls for decisive leadership. Organisations, he argues, must integrate AI into workforce strategies, accelerate digital adoption, and expand upskilling programmes at scale.
“Africa’s workforce is optimistic and ready for change, but leaders must accelerate digital adoption and invest in future-ready skills to convert this optimism into sustainable growth,” he says.
Beyond the technology shift, the survey captures a workforce hungry for growth but constrained by financial pressure. Many employees are preparing to make career moves: 45% plan to request a raise, and another 45% aim for a promotion in the next year. Yet household financial stability remains strained, with only a third of respondents reporting any money left over for savings.
Still, Africa’s workplaces continue to show strong foundations of trust and purpose — elements PwC believes will be critical in navigating GenAI disruption. More than 55% of workers trust management, and two-thirds say their work feels meaningful, both above global averages.
With AI adoption rising and employees motivated to reinvent their careers, PwC warns that the coming years will determine whether Africa’s early optimism translates into long-term competitiveness as GenAI transforms the world of work.
The report calls for embedding AI into workforce strategies to bridge the gap between optimism and practical adoption, scaling upskilling initiatives to prepare for GenAI disruption, and fostering trust and psychological safety to retain talent and drive innovation.
“For employers, these findings are a stark reminder that they can and should do more to help workers understand, adopt, and embrace AI’s transformative power.
“Employers may need to pay special attention to entry-level workers, nearly a third of whom say they’re worried to a large or very large extent about AI’s impact on their future, even as they’re also curious (47%) and optimistic (38%) about its long-term societal effects,” notes the report.
E-Business
Nigeria Records Highest Weekly Cyberattacks in Africa — Report

Nigerian organisations are facing the highest volume of weekly cyberattacks in Africa, according to the newly released African Perspectives on Cyber Security Report 2025 by Check Point Software Technologies Ltd., a global leader in cybersecurity solutions.

The report revealed that Nigerian firms experience an average of 4,200 attacks per week, significantly higher than the continental average of 3,153 and 60 per cent above the global average of 1,963 attacks per organisation.
The findings highlight a sharp rise in attacks across Africa, driven largely by artificial intelligence-enabled threats.
Kingsley Oseghale, country manager for West Africa at Check Point, said attackers are increasingly using AI to automate phishing, impersonation, and cloud exploitation.
“AI has become part of the attack surface,” Oseghale said. “Attackers are using it to automate phishing and identity theft at scale. The only effective response is prevention-first security that combines visibility, governance, and AI protection.”
The report noted that cybercriminals are exploiting exposed identities and misconfigured systems to target critical sectors, including finance, energy, telecoms, and government.
Identity-led intrusions, AI-generated phishing campaigns, and multi-vector ransomware are on the rise.
Across the continent, Check Point identified key trends in different markets. Nigeria is experiencing business email compromise and cloud exploitation; South Africa faces rising ransomware, smishing, and botnet infections such as Vo1d and XorDDoS; Kenya has seen ransomware targeting critical energy infrastructure; and Morocco has experienced coordinated government and education-sector disruptions via DDoS and website defacement attacks.
The report highlights five major shifts shaping Africa’s cyber risk in 2025.
Traditional ransomware has evolved into data-leak extortion, AI-generated deception is widespread, and identity has emerged as the new security perimeter.
Weak cybersecurity, the report warned, can now affect international market access under regulations such as the EU’s NIS2 Directive, making digital resilience an economic necessity.
The study urged African businesses and governments to adopt prevention-first security strategies, including continuous risk assessment, regulatory readiness, and public-private collaboration.
Oseghale emphasised that, as AI reshapes operations, cybersecurity must shift from reaction to prediction.
“The real challenge is not adopting new technology but securing the trust that underpins it,” he said.
E-Business
Jumia’s Data Shows Nigerians Turning to Digital Retail to Navigate Inflation Pressures

As Black Friday 2025 unfolds across Nigeria, new insights from Jumia’s Q3 2025 financial results reveal that more Nigerians are relying on digital retail to navigate inflation and rising living costs.

The data points to a more deliberate, value-driven shopper, one using online platforms to stretch budgets, compare options quickly, and extract more value from each purchase.
Jumia reported a 30 percent year-on-year increase in physical goods orders, while Gross Merchandise Value for physical goods rose by 43 percent.
This stronger GMV growth highlights a clear behavioural shift: consumers are assembling higher-value baskets by combining essentials with premium or long-term household items. Online retail is serving as a tool for strategic planning, not just convenience.
According to Temidayo Ojo, Chief Executive Officer of Jumia Nigeria, Black Friday now plays a more critical economic role. “Households are using digital retail to defend purchasing power. They plan their lists, compare prices instantly, and rely on the reliability and convenience that e-commerce offers,” he said.
This year’s Black Friday trends show growing demand in categories that directly support daily living. Household essentials and FMCG products are seeing significant uptake as families stock up during price drops. Home and kitchen equipment is also experiencing stronger demand as shoppers prioritise practical, durable tools. Affordable fashion and beauty products are gaining momentum as discounts make them more accessible.
Consumer behaviour in the lead-up to the sales period further reinforces this shift. Jumia recorded a notable increase in “Add to Wishlist” and “Add to Cart” activity, signalling more planning and fewer impulse purchases. The gap between GMV and order growth indicates that customers are optimising baskets using bundles, vouchers, and promo combinations, behaviours uniquely suited to digital platforms.
With inflation intensifying the need for smarter buying, trust markers on Jumia, such as verified sellers, official brand stores, ratings, and clear return policies, are becoming more central to decision-making. Authenticity and durability now outweigh the appeal of the lowest price.
Jumia’s logistics footprint is making these benefits available nationwide. Its 30,000 sqm Isolo fulfilment centre, 480 pickup stations, and 62 logistics partners ensure that customers in secondary and peri-urban cities enjoy the same deals as those in major hubs, reducing travel burdens and adding financial value.
Overall, Jumia’s Q3 data and Black Friday trends show that Nigerians are turning to digital retail as a practical, strategic response to inflation, using e-commerce to manage budgets, preserve purchasing power, and make more informed buying decisions.
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