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HID Global Offering Biometric Authentication for Nigerian Bank Security- Sarrail

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Mr. Greg Sarrail, vice president, Solutions Business Development at HID Global,
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As the Nigerian banks and the counterparts across the globe continue in search of solutions to identity theft and to reduce waste, fraud and abuse, HID Global has expressed willingness to partner with local integrators to aid the banking sector in making a real commitment to biometric authentication and intelligent identity management.

HID Global, a worldwide leader in secure identity solutions, recently announced a partnership with Media Concepts of Lagos, Nigeria to deploy mobile IDs on Nigerian citizens’ smartphones using the new HID goID™ platform.

Mobile IDs will be issued through the Nigerian Police Biometric Central Motor Registry (BCMR) vehicle registration card program, which provides real-time access to vehicle/vehicle owner information via credentials and mobile readers powered by Seos®.

However, in a Skype chat with Nigeria CommunicationsWeek, Mr. Greg Sarrail, vice president, Solutions Business Development at HID Global, focused on the biometric authentication solutions that HID has to offer. He said that fingerprint biometrics has received a boost in usage at a number of ATMs across the world as a PIN replacement to improve access and authenticate transactions.

He said that, in some instances, traditional card plus PIN authentication has been replaced by a fingerprint and an account number, enabling true card-less transactions.

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Thus, fraud is commonly committed by the use of stolen PINs or cards, whereas, with the use of fingerprint biometrics, people can now keep their money safe and access their bank accounts with their fingers.

Biometrics does not discriminate by literacy, age, or ethnicity which has made this technology a good choice for financial inclusion programs.

Speaking to Nigeria CommunicationsWeek on the Nigerian Banks’ Verification Numbers (BVN), he scored the process high, adding that a growing number of banks around the world are deploying biometric solutions as part of their next-generation ATM roll-outs.

Speaking further on the BVN, he said that HID Global is vested with the expertise to work with Nigerian banks to ensure secured BVN and other banking biometric systems. Adding that, “The requirements for the Nigeria’s BVN system are known. We have the most widely deployed biometric fingerprint sensors deployed in bank ATMs across the world. We are currently looking to extend our biometric authentication solutions to banks in Nigeria.

“In Nigeria, things are getting started on good note. All five major banks in South Africa are using our biometric solution.  The time is right to accelerate discussions in Nigeria to provide a similar level of convenience and security to Nigerians locally.”

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He said, although, the company may not be the cheapest in terms of up-front affordability, however, “When you deploy security with high level performance and reliability, adoption will increase along with customer satisfaction ensuring that you obtain the desired results with a good return on investment.”

He warned that most cheap biometric solution providers are giving the industry a bad name hence several deployed solutions have failed the banks in the past.

“How do we deploy? We work with each bank to understand their processes, because each institution has its own culture and back-end requirements. Through these discussions we determine the right security model for the bank to ensure a secure communication and endpoint in their environment.  We don’t just sell an off the shelf solution to businesses, which may not provide the results they desire in their system”.

On how HID Global devices use ‘Liveness’ detection to help curb fraud, he said, “With considerable effort, a criminal can conceivably “lift” a legitimate user’s fingerprint off of some surface such as a countertop and make what we in the industry call a ‘spoof’ — a fake finger — from materials such as latex or glue.

“While this is fun to watch in movies, new commercial-grade biometric solutions have a technology known as liveness detection that uses several variables to instantly determine that the finger used to access the system is real — and still attached to a living human being.

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“HID Global’s multispectral imaging is a sophisticated technology specifically developed to overcome the fingerprint-capture problems that conventional imaging systems have in less-than-ideal conditions.

“This more effective technology is based on the use of multiple spectrums of light and advanced polarization techniques to extract unique fingerprint characteristics from both the surface and subsurface of the skin.

“Subsurface capability is important because the fingerprint ridges seen on the surface of the finger have their foundation beneath the surface of the skin, in the capillary beds and other sub-dermal structures.

“Unlike surface fingerprint characteristics, which can be obscured during imaging by moisture, dirt or wear, the “inner fingerprint” lies undisturbed and unaltered beneath the surface”.

The use of multispectral imaging enables HID Global biometric sensors to authenticate enrolled individuals reliably in uncontrolled environments, even though the individual finger may be dirty, wet, dry or aged.  Reliability ensures the highest level of adoption. HID’s multispectral biometric sensors also provide banks with assurance combining liveness detection to remove the threat of fake fingers with secure endpoint technology to ensure all communications from the sensor are valid and secured from the sensor to the back-end system.

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HID Global is driving leadership with an expanding portfolio of NFC and HID Trusted Tag Services for securing IoT applications that are opening new opportunities across numerous markets. At the core of HID Global’s NFC continuum are visionary solutions that fuel a broad range of “proof of presence,” brand protection, secure transactions and asset tracking use cases.

 

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Nigeria CommunicationsWeek believes that technology makes life more exciting and helps improve the lives of people around Nigeria and indeed the world. So since 2007, we have devoted our energy to independent reportage of technology and how they affect lives.

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Kaigama,Catholic Archbishop of Abuja Warns against Misuse of AI

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Ignatius Kaigama, Catholic Archbishop of Abuja, has warned that the misuse of artificial intelligence (AI) could pose serious risks if technological innovations are not guided by strong ethical principles.

Kaigama,Catholic Archbishop of Abuja Warns against Misuse of AI

Artificial intelligence is a branch of computer science focused on creating machines or software capable of simulating human cognitive processes.

Kaigama gave the warning on Sunday during his homily at St. Anthony Mary Claret Pastoral Area, Zuba, in the Federal Capital Territory,

He said that while artificial intelligence has enormous potential to improve lives, its irresponsible use could have harmful consequences.

Citing the teachings of Pope Leo XIV, the Archbishop said scientific and technological advances should serve humanity, uphold human dignity and promote the common good.

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“We witness the misuse of human freedom, the unethical application of science and medicine, and now, in Artificial Intelligence,” he said.

The Catholic prelate also warned against what he described as an increasing pursuit of material wealth at the expense of moral values, saying greed and the love of money continue to contribute to many of society’s problems.

According to him, the excessive pursuit of wealth has diverted many people from the values of truth, justice and service, weakening the moral fabric of society.

 

 

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TeKnowledge, Equinix Partner to Advance Nigerian Digital Infrastructure

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TeKnowledge and Equinix announced a partnership to accelerate secure hybrid and multi-cloud adoption and enable AI-ready digital infrastructure across the region.

Nigeria’s digital transformation is accelerating rapidly, with the digital economy being a significant contributor to the country’s gross domestic product (GDP).

As demand for cloud services, AI adoption, digital payments and data-driven innovation continues to accelerate across West Africa, the partnership is positioned to advance the region’s digital transformation.

By combining Equinix’s in-country and global data centre infrastructure and secure interconnection capabilities with TeKnowledge’s expertise in designing, deploying and managing AI, data, customer experience and cybersecurity solutions, organisations can accelerate innovation while maintaining data residency and sovereignty requirements.

Together, the organisations empower enterprises and government institutions to bridge the gap between digital ambition and execution through secure, high-performance digital environments built on local infrastructure and delivered by local talent.

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Speaking, CEO and President, TeKnowledge, Aileen Allkins, said: “Organisations across Africa are increasingly looking to modernise their infrastructure while maintaining the performance, security, and compliance required to support growth.

Through our partnership with Equinix, we are combining world-class digital infrastructure with deep local expertise to help customers accelerate cloud adoption, strengthen resilience, and unlock new opportunities through AI and emerging technologies.”

Managing Director of Equinix West Africa, Wole Abu, expressed delight at partnering with TeKnowledge to bring together Equinix’s globally interconnected platform, spanning over 280 data centres and 10,000 customers worldwide.

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New NIMC Act Strengthens Data Protection, Privacy – Director

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Uche Chigbo, coordinating director of Operations, National Identity Management Commission, (NIMC), has said the newly enacted NIMC Act strengthens data protection and privacy, expands identity coverage to include everyone in Nigeria and Nigerians in the diaspora, and provides the legal framework for a secure and trusted digital identity ecosystem.

New NIMC Act Strengthens Data Protection, Privacy - Director

She said the new law replaces the 2007 NIMC Act, which had become outdated due to rapid technological advancements, evolving cybersecurity threats, the growth of the digital economy, and the enactment of the Nigeria Data Protection Act.

According to her, the updated legislation better positions the Commission to deliver Nigeria’s digital identity agenda and improve access to government and private sector services.

“The Act itself has taken in a whole lot of things to make sure that NIMC is well-positioned to be able to deliver on the identity agenda and program of Nigeria. The area of universal coverage was expanded within the Act so that NIMC can enroll everybody that is within the soil of Nigeria—male, female, children, whether they are IDPs or orphans or whatever it is, and even Nigerians in diaspora.

“There is quite a lot within the Act that over the few days and weeks, even with my Director-General’s courtesy visit, we are trying to sensitize and educate the general public, and also bring awareness to this new Act so that people will know what are the rights that exist within it, what are the obligations, what are the stronger enforcement and penalties that has also been expanded within the Act, and then what are also the regulatory autonomy that has been given to NIMC to make sure that they drive the digital identity ecosystem in Nigeria,” she explained.

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“There’s a lot of provisions and changes with the new Act. Um, the NIMC 2007 Act has been operating for close to 19 years now. So, we can see that, um, you can actually say it’s almost obsolete. And then with a lot of technological advancements in the world now, with the enactment of the Nigeria Data Protection Act, and then with also a lot of evolving security challenges, cybersecurity challenges, as well as the ever-growing digital economy, it became very necessary that a comprehensive review of the NIMC Act should be done.

So, that 2007 Act has been repealed and a new NIMC 2026 Act is in place,” she explained.

Chigbo clarified that the National Identification Number (NIN) is Nigeria’s unique identifier and the only valid means of identification for accessing government services.

She added that it enables secure identity verification and improves access to services.

“NIN has been designated as the unique identifier in Nigeria and then by the government of Nigeria establishing it as the only valid means of identification for assessing government services. So, NIN, it’s positioned to be a valuable tool for empowering citizens and legal residents to facilitate access to service delivery in Nigeria. And it’s also a tool for people to be able to prove their identity as they go about their daily businesses,” she said.

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Speaking on identity harmonisation across government agencies, Chigbo said NIMC is integrating identity databases to enable Nigerians to access services seamlessly using the National Identification Number (NIN), while other agencies continue to issue functional identities for specific purposes.

“There’s a distinction between a foundational identity and a functional identity. NIMC provides the foundational identity, which answers the question, ‘Who are you?’ Are you a Nigerian or a legal resident? Who are you? That’s what NIMC is providing. All these other agencies that you have mentioned, they provide functional ID, which is an ID that relies on the foundational ID, where they have established who you are and then they are now trying to answer the question, ‘Are you now eligible to have these services? Are you now eligible to benefit from this transaction or scheme?’ So, those are two different distinctions.”

However, Chigbo said NIMC’s mandate is to harmonise and integrate identity systems across government, with the amended Act designating the Commission as the sole repository for biometric data.

“However, NIMC mandate is to make sure that we harmonize and integrate with all these agencies so that you’re one and the same person in any of the databases or registries that you have. The Act that has been expanded and amended also positions NIMC as the only repository for biometric data capture so that we can have effective identity management and coordination in Nigeria.

“So, that harmonization is already happening, the integration is already happening,” she stated.

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She also disclosed that NIMC has introduced an online modification portal that allows Nigerians to begin the process of correcting or updating their personal information from the comfort of their homes or offices.

“But also, NIMC we have a modification portal that enables you to sit in the comfort of your home or office to be able to start the process of correction or updates of your data. We already have a self-service modification portal that allows you to make corrections,” she disclosed.

On the cost of obtaining a NIN, Chigbo clarified that enrolment and issuance of the National Identification Number are free.

She, however, noted that some other identity-related services attract approved fees, which are published on the NIMC website and paid electronically through the government Remita platform.

“Enrollment for the issuance of the National Identification Number, NIN, is free. There are other services, identity services that NIMC provide. Those ones have their charges, and those fees and charges are publicized on the NIMC website so that people can see what those charges are. And NIMC does not collect cash. Our transactions and the charges are paid electronically through the government Remita platform,” she said.

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