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How INEC Innovations to Strengthen Electoral Process is Anchored on Technology
Over the years Nigeria’s electoral system has been faced with credibility issues rising from wide spread rigging and falsification of results, multiple registration of voters, intimidation of voters among other electoral offenses. These vices have persisted in spite of efforts by past chairmen of the umpire body Independent National Electoral Commission (INEC) to change the narrative.
However, things are beginning to change for the better for the country’s electoral system evident in the just concluded Anambra state governorship election held on November 6, 2021. There were innovations introduced by Inec during that election that help to improve the process and reassured confidence of the people in the process.
These innovations according to Prof. Mahmood Yakubu, chairman, Independent National Electoral Commission (INEC), at an interactive meeting with online publishers in Lagos are driven by technology.
He said: “Determined to deepen the use of technology and reduce human intervention in the critical stages of the electoral process, the Commission introduced new innovations.
“A few of them are identified as follows: Submission and Processing of Nominations Forms and Other Applications. The Commission has been discouraging human intervention in the electoral process. Since the 2019 General Election, the following activities are now conducted either partially or entirely online through dedicated portals: Voter pre-registration; Nomination of candidates for election by political parties; Submission of list of polling and collation agents by political parties; Accreditation of national and international observers for election; and Accreditation of media organisations for elections. Continuous Voter Registration (CVR) and Launch of Online
Registration Portal
“You will recall that the Commission often undertakes a fresh registration of eligible voters with every general election until 2010 when the first reliable biometric register of voters was compiled. Thereafter, the practice is to undertake intermittent registration of voters on the eve of major elections.
“However, in April 2017, this Commission for the first time began the implementation of the registration of voters on a continuous basis as provided in the Electoral Act.
“By the time the CVR was suspended in August 2018 to prepare for the 2019 General Election, a total of 14,283,734 new voters had been registered and added to the national register of voters, increasing the overall number to 84, 004 084.
“However, the CVR could not resume as planned after the general election due in part to the outbreak of the COVID-19 pandemic in the earlier part of 2020.
“In our determination to serve Nigerians better and in response to repeated calls by stakeholders, the Commission introduced a dedicated portal for online registration on 28th June 2021.
“This allows intending registrants to commence the process online by filling the forms, upload their pictures and required documents, and then make an appointment on the web portal for a date and time to visit an INEC State or Local Government Area (LGA) office to give their fingerprints and complete the registration. In addition, those who are already registered as voters can carry out all the other activities such as transfers, correction of personal details and replacement of damaged or defaced
Permanent Voters’ Cards (PVCs) Online
“Nigerians have fully embraced and are taking full advantage of the services available on the portal. The Commission has also been updating Nigerians every week on new development since the CVR started. As of 22nd November 2021, the CVR platform had recorded a total of 4,297,494 fresh registrants while 1,856,771 registrants have validated their application.
“The INEC Voter Enrolment Device (IVED) In June this year, INEC introduced a special gadget designed in-house by the Commission’s Engineers but fabricated abroad. It performs a variety of functions including physical registration of voters, fingerprint and facial authentication on election day and uploading of the polling unit result sheets to the INEC Result Viewing (IReV) portal.
“While the device was used as the INEC Voter Enrollment Device (IVED) at the resumption of the Continuous Voter Registration in June this year, it first was deployed for the Bimodal Voter Accreditation System (BVAS) in the Isoko South 1 State Constituency bye-election in Delta State on 11th September 2021 and later for the recently concluded Anambra Governorship election. In both elections, the equipment performed the functions of the Smart Card Readers (SCR) and the Z-Pad.
INEC Result Viewing Portal
“In our effort to engender transparency in the electoral process, the Commission unveiled the INEC Result Viewing (IReV) portal to make available for public view copies of the polling unit election result sheet, known as Form EC8A on Election Day. By Clicking on http://inecelectionresults.com and creating an account and password, any interested Nigerian can have access to the portal and view polling unit results are they are uploaded live.
“The Nasarawa Central Constituency bye election held on 8th August was the first to have its polling units’ results uploaded to the portal, followed by the Edo and Ondo Governorship elections.
“However, before the introduction of IReV, the Commission had, during the 2017 Anambra State Governorship election, introduced the pasting of Form EC 60E, also known as the “People’s Result Sheet” at Polling Units, where citizens could view the result of each polling unit.
Inclusivity
“The Commission recognizes that some members of the society need special attention to make it possible for them to participate actively in the electoral process.
“The Commission meets regularly with Civil Society Organisations (CSOs) representing Persons Living with Disability with a view to understanding their needs and bringing them up to speed on policies and actions that may affect them. In response to demands, the Commission now deploys assistive facilities such as the Braille Ballot
“Guide and magnifying glasses during elections to enable vision-impaired voters, persons living with Albinism and other individuals who may so require, to take advantage of the resources to vote unaided.
“Indeed, the Commission also cares about internally displaced Nigerians who were forced to flee their homes due to natural disasters, insurgency, activities of bandits and other criminals.
“In September 2018, the Commission developed the INEC Framework on Access and Participation of Persons with Disabilities, followed by the Regulations and Framework for Voting by Internally Displaced (IPDs) in December 2018.
“We also have the Gender Policy to take care of the needs of women in the electoral process and also recently created a Department of Gender and Inclusivity for the implementation of the gender policy in a coordinated manner.
Anambra Governorship Election 2021
“The Anambra Governorship election was held on 6th November 2021 under difficult circumstances. The Commission has declared a winner and the certificate of return has been issued. The election was peaceful and the outcome of the election has been universally adjudged to be credible.
“However, the Commission is not unaware of the issues raised about the performance of the new technology deployed for voter accreditation. The deployment of the
“BVAS in the Anambra Governorship election was the second pilot test. It was intended to achieve two objectives. First is voter accreditation to replace the Smart Card Reader. The second is the uploading of polling unit result on the IReV portal to replace the z-pad. The BVAS performed optimally in uploading results on the IReV but there were the usual challenges associated with the pilot of a new technology in a major election.
“From our assessment so far, much of the glitches encountered on Election Day in Anambra State had little to do with the machines but more with the operators of the system.
“The extraordinarily difficult circumstances under which the election was held meant that some of the better trained ad hoc staff withdrew at the 11th hour. Similarly, some critical service providers such vehicle owners also withdrew thereby severely affecting our plans for rapid response by our technicians – the Registration Area Technical (RATECH) staff.”
Technical issues relating to the performance of the BVAS will be addressed in the presentation by our Director ICT at this important meeting. Suffice it to say that in spite of the glitches, BVAS has justified our determination to deepen the deployment of technology in the electoral process.
Given the credible conclusion of the election, it has strengthened our belief that even the minimal introduction of technology in voter accreditation is better than the best manual process. We want to thank the voters in Anambra State for their patience and faith in the new technology. This has also justified the hope of citizens across the country that the deployment of more appropriate technology is essential to electoral integrity in Nigeria.
Our response to the glitches encountered started right from Anambra State. This explains there were no challenges reported during the supplementary election in Ihiala Local Government Area held on Tuesday 9th November 2022.
I want to reassure Nigerians that we have learnt vital lessons from the Anambra pilot. There will be remarkable improvement in the next major election which is the end-of-tenure Area Council election in the Federal Capital Territory (FCT) schedule to hold in three months on 12th February 2022.
News
Easybuy Partners WAWUAfrica to Upskill 10 Million Youths and Women, Boosting Nigeria’s Economic and Financial Inclusion
Easybuy, Africa’s leading smartphone and electronics financing provider and a pioneer in the continent’s Buy Now, Pay Later (BNPL) sector, has partnered with WAWUAfrica to empower 10 million Nigerian youths and women with job-ready skills for sustainable wealth creation.
The initiative spans digital and IT literacy, financial and economic literacy, creative arts and design, business and entrepreneurship, as well as hospitality and tourism.
At a recent signing ceremony held in Lagos, Easybuy was named the Official Device Financing and Lifestyle Partner for the Federal Government of Nigeria–approved training initiative. The programme is being launched by the Office of the Vice President through the Presidential Committee on Economic and Financial Inclusion (PreCEFI), and implemented by WAWUAfrica, in collaboration with key development partners, including Ministry of Youth, Ministry of Women, Ministry of Humanitarian Affairs, Ministry of Trade & Investment, the World Bank, African Union Sixth Region Global, Economic Community of West African States (ECOWAS), and the National Information Technology Development Agency (NITDA), as well as leading professional bodies such as the Institute of Chartered Accountants of Nigeria (ICAN), Chartered Institute of Bankers of Nigeria (CIBN), Chartered Institute of Stockbrokers (CIS), National Institute of Credit Administration (NICA), Chartered Risk Management Institute of Nigeria (CRMI), and the Nigeria Institute of Innovation and Entrepreneurship (NIIE).
“Smartphones have become essential for participation in today’s economy, yet millions of Nigerians still face barriers to accessing the devices they need,” said Abdul-gaffar Adesoji, Sales Director of Easybuy Nigeria. “As the Official Device Financing and Lifestyle Partner for this great initiative, Easybuy will support WAWUAfrica’s mission by bridging the smart device access gap, empowering underserved communities across the country, and unlocking new economic opportunities for Nigerians through inclusive financing solutions.”
“To boost Nigeria’s economic and financial inclusion drive, as part of our contribution to the initiative, Easybuy will be providing up to 10,000 of sales jobs to trained participants among the 10 million beneficiaries of this worthwhile initiative. The Easybuy team is dedicated to bringing an easier life to millions of Nigerians across the country,” Adesoji further noted.
Commenting on the partnership, Emmanuel Lennox, Chief Executive Officer of WAWUAfrica, said: “This partnership reflects a deliberate shift from skills acquisition as an end, to skills deployment as a driver of national productivity.
By integrating Easybuy’s device financing into the WAWUAfrica training ecosystem, we are ensuring that participants are not just trained, but fully equipped to participate meaningfully in today’s digital economy. It is a model designed to remove structural barriers and accelerate inclusion at scale.”
“What we are building with Easybuy is a closed-loop system for economic transformation, one that connects skills training and real earning opportunities in a continuous cycle. Individuals are given access to acquire smartphones through Easybuy, receive free training, and participate in income-generating activities from sales roles.
The result is a scalable model that doesn’t just prepare people for jobs, it actively enables new businesses, and empowers a new generation of Nigerians to earn, grow, and contribute sustainably to the economy,” Lennox added.
Despite rising connectivity, a significant access gap persists, with over 120 million Nigerians still offline, largely due to the high cost of smartphones. As mobile devices remain the primary gateway to financial inclusion, education, and commerce, affordability continues to limit market penetration.
This gap represents a substantial growth opportunity for scalable financing models to accelerate digital inclusion while unlocking new consumer markets and economic value. This is where Easybuy comes in, offering affordable device financing plans, and empowering millions of users to purchase quality mobile phones through flexible repayments.
This partnership with WAWUAfrica is a strategic response to Nigeria’s economic and financial inclusion gap. Despite steady progress, nearly 29 million adult Nigerians are still excluded from the financial system and only about 52% of the population hold bank accounts.
With rural and low-income communities disproportionately affected, the gap offers an opportunity for scalable, mobile-driven financial solutions like the partnership between WAWUAfrica and Easybuy that can unlock access, drive adoption, and accelerate inclusive economic growth.
Quest Merchant Bank Limited successfully held its 11th Annual General Meeting (AGM), during which shareholders approved the Bank’s Audited Financial Statements for the year ended December 31, 2025, and commended the institution on its strong financial performance, successful recapitalisation, and long-term strategic direction.
The recent AGM follows the successful acquisition of the Bank by Everquest Acquisition LLP a special purpose vehicle led by Custodian Investments Plc, as well as the attainment of the Central Bank of Nigeria’s ₦50 billion minimum capital requirement ahead of the regulatory deadline.
Quest Merchant Bank delivered a strong financial performance for the 2025 financial year, with gross earnings increasing by 29% year-on-year to ₦81.5 billion, driven by growth in net interest income and stronger asset yields. Profit before tax expanded by 23%, while operating efficiency improved significantly, with the Bank’s cost-to-income ratio improving by 2.3 percentage points.
The Bank also maintained strong liquidity and asset quality indicators while further strengthening its governance, risk management, and compliance frameworks in response to evolving regulatory expectations and market dynamics.
The Ag. Managing Director/CEO, Afolabi Olorode, stated that the Bank’s performance reflects a deliberate strategy anchored on operational excellence, client-centricity, innovation, and disciplined execution.
“Our strategic focus remains clear: to build a leading merchant bank anchored on strong capital, innovation, execution excellence, and deep client relationships. With our enhanced capital base and the launch of our 2026–2030 strategic plan, Quest Merchant Bank is exceptionally well-positioned to support critical sectors of the economy while delivering superior value to shareholders and stakeholders alike,” he said.
He added that the Bank would continue to deepen its capabilities across corporate and investment banking, wealth management, and global markets, while accelerating investments in technology, talent development, and operational resilience.
Shareholders at the AGM also approved key resolutions, including the payment of dividend, election of directors, and amendments to the Bank’s Memorandum and Articles of Association.
In line with its commitment to inclusive development and sustainable impact, the Bank expanded its corporate social responsibility initiatives during the year through financial literacy programmes, youth empowerment initiatives, healthcare interventions, and inclusive education partnerships.
Looking ahead, Quest Merchant Bank reaffirmed its commitment to strategic expansion, innovation, and sustainable finance while continuing to support Nigeria’s economic transformation agenda through strategic financial intermediation and advisory services.
Sir Stanley Amuchie, chief operations and information officer, Fidelity Bank Plc has been named “Outstanding Banker of the Year” for his incisive record of digital transformation in the financial sector.
Sir Stanley Amuchie,
He was crowned at Africa’s Beacon of ICT Merit and Leadership Lectures and Awards, held at the weekend in Lagos.
Africa’s Beacon of ICT Merit and Leadership Lectures and Awards, is an annual, highly respected event in Nigeria’s technology sector organized by Nigeria CommunicationsWeek.
The awards recognize and celebrate organizations, public authorities, and individuals who have made extraordinary contributions to digital transformation and ICT growth across the continent.
Amuchie bagged “Outstanding Banker of the Year” according to the organizers for being one of Nigeria’s most accomplished and sought-after financial executive and technocrat.
He graduated as a First-Class student in Industrial Chemistry from the University of Benin and holds a Master’s degree in Corporate Governance from Leeds Beckett University in the UK.
With over two decades of experience, he is currently the executive director/chief operations & Information Fidelity Bank Plc.
Amuchie started his career at Arthur Andersen, Lagos, Nigeria (now KPMG Professional Services) in September 1995 where he rose to the level of a Senior manager before exiting the organization in February 2000 to work in the banking industry.
He had earlier been the General Manager/Group Zonal Head, Zenith Bank Plc. Prior to this position, he was in Financial Control & Strategic Planning Department of the Bank from February 2000 to May 2018 where he rose to the rank of Group Chief Financial Officer of the Bank.
In addition to his then responsibilities, he was a Director of Zenith Nominees Limited, a global Custody Subsidiary of Zenith Bank Plc.
He was at various times in-charge of the co-ordination of the Group’s Foreign Operations and Real Estate Operations.
Prior to the Bank’s election to operate as a Commercial bank with foreign authorization, he held the following positions in the subsidiaries of the Bank; Chairman – Zenith Securities Limited; Director – Zenith Trustees Ltd, Director – Zenith Bureau De Change Ltd.
He is a Fellow of the Institute of Chartered Accountants of Nigeria (FCA), and an
Honorary Senior Member of the Chartered Institute of Banker’s of Nigeria (HCIB).
He has attended various local and foreign Leadership courses in institutions like
Insead Business School in France and Harvard Business School in USA. Currently, he is an Executive Director Chief of Operations and Information Fidelity Bank PLC.
He is the Founder/President of The Goodlight Foundation.
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