Telecom
IBM Research, Hello Tractor Unveil Digital Wallet For Agriculture Based on AI and Blockchain

IBM Research Scientists and start-up Hello Tractor are piloting an agriculture digital wallet and decision-making tool which provides demand and supply visibility for farmers, tractor fleet providers and banks to give farmers the equipment and technology they need to build a sustainable farm.
This technology was unveiled on Tuesday at TechCrunch Startup Battlefield Africa 2018.
In Sub Sahara Africa more than 60% of farms are powered by humans, with less than 20% provided by engines, a model which is not sustainable as food demand increases due population growth, which is averaging 11 million per year.
In addition, according to the Food and Agriculture Organization 35-50% post-harvest losses for perishable agricultural products are lost annually in the region due to poor planting practices.

To address this, in 2014 Hello Tractor launched a mobile platform to enable farmers to access tractor services on demand.
Using a mobile app, the service aggregates tractor service requests (e.g., ploughing) and then pairs them with recommended tractors and operators, while simultaneously tracking how many hours each piece of equipment is in the field and area serviced.
Jehiel Oliver, CEO and Founder, Hello Tractor said “Through valued relationships with companies like John Deere, we’ve been very successful in increasing mechanization access in small holder communities.
“To reach the next level, we need to add additional services including predictive fleet utilization and maintenance; operator and tractor scoring; financing and the crop yield forecasting.”
To achieve this, Hello Tractor turned to IBM’s research lab in Nairobi, Kenya. Scientists at the lab are working with Hello Tractor’s developers to apply several technologies, including the Watson Decision Platform for Agriculture, Blockchain, IoT and cloud, to bring new services to the app for tractor owners and dealers, farmers and banks.

The new services will be tested in a pilot starting in the first half of 2019.
More specifically,
- Farmers: machine learning will help to predict crop yields, which combined with advanced analytics and the blockchain, can be mined to develop a credit score for loans. Forecasted weather data from The Weather Company, an IBM business; remote sensing data (e.g., satellite); and IoT data from tractors will also be incorporated into the app to help small holder farmers know when to cultivate, the quality of their farm cultivation, what to plant, and the appropriate fertilizer using remoting sensing and IoT data. In the future, the IBM AgroPad technology, developed at IBM’s lab in Brazil, could also be incorporated to determine soil quality.
- Tractor Fleet Owners: using machine learning and IoT owners will be able to view and manage fleet utilization, predictive maintenance and forecast future tractor utilizations based on history, real-time weather and remote sensing satellite data. Using a five-star rating system, tractor operators will be ranked and utilized based on their training (e.g., ploughing, deep ripping, harrow, fertilizing). Owners will also have financing opportunities, for maintenance and for buying new tractors and implements using historical data.
- Tractor Dealers: can benefit from improved tractor repair and servicing, after sales support, spare part inventory planning and credit administration.
- Banks and Financial Institutions: can view and track utilization of tractors to determine a credit portfolio for the farmer and tractor owner, while also evaluating forecasted utilization to make credit decisions for tractor owners based on verified and trusted data on the blockchain.
- Governments: can utilize data and actionable insights for various decision support capabilities such as for structuring incentives, enforcing regulations prioritizing investments and policy decisions.
The backbone of the agriculture digital wallet is a blockchain-enabled and AI-based decision support platform, which enables capturing, tracking, and instant sharing of data, while creating end-to-end trust and transparency for all the parties involved across the agribusiness value chain.
“Our vision is to leverage AI, blockchain and the Internet of Things to digitize, optimize, and streamline agricultural business processes to create efficiencies and new services from farm-to-fork around the world,” said Dr. Solomon Assefa, Vice President, Emerging Market Solutions and Director, IBM Research – Africa.

For the next phase of the project, IBM researchers and Hello Tractor engineers are looking to use machine learning with image recognition to predict the quality of cultivation. For example, remote sensing data combined with weather data could be used to predict the next harvest. Plans are also underway to expand the platform beyond Nigeria to Kenya, Mozambique, Senegal, Tanzania, Pakistan, and Bangladesh.
Hello Tractor is focused on improving smallholder farmer’s access to timely and affordable tractor services along with other farm inputs.
Our technology makes it easy and profitable for tractor owners to monetize tractors as business assets and connect with farmers to schedule tractor services.
Hello Tractor’s innovative use of IoT (the Internet of Things) simplifies complex data to ensure transparency, profitability, and accountability across our ecosystem of farmers, tractor owners, tractor dealers, original equipment manufacturers, banks, and governments.
Telecom
Fixed Wired Internet Market Lags as Mobile Gains Ground

Nigeria has exactly 156,662 active fixed wired internet subscriptions as of mid-2026.

This is a tiny fraction compared to mobile GSM networks, which dominate the market with over 154 million subscribers.
The fixed wired market primarily consists of homes and offices using direct physical cables like fiber optics.
Fixed wired services use physical cables, like glass fiber or copper wire, to bring internet directly into a building.
It is like a dedicated, private water pipe for your home. It provides very fast speeds, unlimited data, and is reliable.
In contrast, mobile GSM uses radio waves transmitted from tall towers to phones, acting more like a sprinkler that sprays a signal across an entire neighborhood.
Because laying physical cables across cities is expensive and hard to do, these subscriptions are very rare.
However, the market has seen recent growth, driven largely by Fiber-to-the-Home (FTTH) services.
The top players are: MTN FibreX with 110,564 subscribers, which is roughly 88.7 per cent of the entire market.
SWIFTNG accounts for about 13,945 connections.
The others are ipNX and 21st Century Technologies which make up the number.
Telecom
NCC Seeks Cost-Based Pricing Framework for Ducts

Nigerian Communications Commission (NCC) has said that it was strengthening collaboration with state governments and industry players to develop a transparent, cost-based pricing framework for sharing telecom ducts as part of efforts to speed up broadband expansion across Nigeria.

Ayuba Shuaibu, director of Policy, Competition and Economic Analysis, NCC, disclosed this at the Stakeholders’ Forum in Abuja.
Shuaibu said the initiative was designed to build consensus among all parties.
“The primary purpose of this forum is to ensure seamless synergy between the Commission and all stakeholders,” he said.
The director said the consultation was prompted by longstanding complaints over permits, levies and other charges imposed by different levels of government.
He said bringing together state commissioners, telecom operators, tower companies and representatives of the Nigeria Governors’ Forum had helped improve understanding of the issues.
“This engagement is a work in progress. We expect more input from stakeholders before presenting the outcome to the Nigeria Governors’ Forum,” he added.
Dr Helen Adeneye, commissioner for Innovation, Science and Technology, Kogi State. welcomed the consultation, saying Nigeria needs a harmonised policy that clearly defines the responsibilities of both the federal and state governments.
“We need a harmonised policy that allows states to collaborate better with telecom operators and creates a more business-friendly environment,” she said.
Dr Adeneye added that adopting the Dig-Once policy would establish a uniform pricing system and help resolve disputes over charges for telecom infrastructure deployment.
Chidi Ajuzie, chief executive officer, WTES Projects Limited, whose firm is conducting the consultancy study, said the proposed framework would introduce a common cost structure for duct sharing to support broadband investment and economic growth.
“The study is designed to create a uniform pricing model that will drive broadband growth, economic development and wider adoption across the country,” he said.
Ajuzie explained that the consultants had developed preliminary floor and ceiling prices to guide operators while allowing flexibility within the approved range.
He added that the recommendations remain open to industry input before the NCC finalises the framework.
The Dig-Once Policy is designed to reduce the cost and disruption of deploying broadband infrastructure by requiring fibre ducts to be installed whenever roads are constructed or rehabilitated.
The NCC is developing a cost-based pricing framework for sharing these ducts to promote fair pricing, reduce duplication of infrastructure and encourage investment.
The proposed model is expected to support the Federal Government’s broadband expansion targets while improving collaboration between telecom operators and state governments.
Telecom
MUSON Graduates Shine at 2026 Concert as MTN Foundation Celebrates 20 Years of Music Scholarships

Emeka Nwodike, acting director of the MUSON School of Music, conducted the institution’s graduating class in a grand finale performance, bringing the 2026 graduation concert to a memorable close. The concert took place on July 7 at the Shell Hall of the MUSON Centre, Onikan, Lagos.

The event celebrated students who successfully completed the MUSON Diploma Programme through the MTN Foundation Scholarship Programme.
The graduating students delivered a rich choral repertoire that reflected the breadth of their musical training, performing Italian Salad by Richard Genee, My Song by Eriks Esenvalds, Obi Dimkpa by Laz Ekwueme, and an ABBA Medley arranged by Goran Bejstam. Under the Acting Director’s baton, the choir demonstrated technical precision, vocal maturity and artistic expression before an audience of family members, music enthusiasts and industry stakeholders.
The concert formed part of the long-running partnership between the MTN Foundation and the Musical Society of Nigeria (MUSON), which has, since 2006, provided scholarships for hundreds of talented young Nigerians to receive formal music education through the MUSON Diploma School. The programme continues to serve as one of the country’s foremost platforms for developing professional musicians and strengthening Nigeria’s creative economy.
Speaking at the close of the concert, Nwodike expressed appreciation to the MTN Foundation for its sustained support of the scholarship programme over the past two decades. He also thanked the Director of the MUSON Centre, faculty members, mentors and other stakeholders whose dedication has contributed to the school’s continued success.
“For nearly 20 years, the MTN Foundation has remained a steadfast partner in our mission to nurture young musical talent. We are deeply grateful for that commitment. I also want to thank the Director of the MUSON Centre, our faculty, mentors and everyone whose dedication has helped the MUSON School of Music continue to grow and thrive. Their support has made this programme what it is today, and our graduates are a testament to that collective effort,” he said.
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