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IBM Reveals 5 Innovations to Change Human Lives in Next 5 Years

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IBM unveiled has its annual “IBM 5 in 5” (#ibm5in5), a list of ground-breaking scientific innovations with the potential to change the way people work, live, and interact during the next five years.

These are:
With AI, our words will open a window into our mental health

Hyperimaging and AI will give us superhero vision

Macroscopes will help us understand Earth’s complexity in infinite detail

Medical labs “on a chip” will serve as health detectives for tracing disease at the nanoscale

Smart sensors will detect environmental pollution at the speed of light

In 1609, Galileo invented the telescope and saw our cosmos in an entirely new way. He proved the theory that Earth and other planets in our solar system revolve around the Sun, which until then was impossible to observe.

IBM Research continues this work through the pursuit of new scientific instruments – whether physical devices or advanced software tools – designed to make what’s invisible in our world visible, from the macroscopic level down to the nanoscale.

“The scientific community has a wonderful tradition of creating instruments to help us see the world in entirely new ways. For example, the microscope helped us see objects too small for the naked eye and the thermometer helped us understand temperature of the Earth and human body.” said Dario Gil, vice president of science & solutions at IBM Research.“With advances in artificial intelligence and nanotechnology, we aim to invent a new generation of scientific instruments that will make the complex invisible systems in our world today visible over the next five years.”

Innovation in this area could enable us to dramatically improve farming, enhance energy efficiency, spot harmful pollution before it’s too late, and prevent premature physical and mental health decline as examples. IBM’s global team of scientists and researchers is steadily bringing these inventions from the realm of our labs to the real world.

The IBM 5 in 5 is based on market and societal trends as well as emerging technologies from IBM’s Research labs around the world that can make these transformations possible. Here arethe five scientific instruments that will make the invisible visible in the next 5 years:

With AI, Our Words Will Open A Window Into Our Mental Health

Brain disorders, including developmental, psychiatric and neurodegenerative diseases, represent an enormous disease burden, in terms of human suffering and economic cost. For example, today, one in five adults in the U.S. experiences a mental health condition such as depression, bipolar disease or schizophrenia, and roughly half of individuals with severe psychiatric disorders receive no treatment. The global cost of mental health conditions is projected to surge to US$ 6.0 trillion by 2030.

If the brain is a black box that we don’t fully understand, then speech is a key to unlock it. In five years, what we say and write will be used as indicators of our mental health and physical wellbeing. Patterns in our speech and writing analyzed by new cognitive systems will provide tell-tale signs of early-stage developmental disorders, mental illness and degenerative neurological diseases that can help doctors and patients better predict, monitor and track these conditions.

At IBM, scientists are using transcripts and audio inputs from psychiatric interviews, coupled with machine learning techniques, to find patterns in speech to help clinicians accurately predict and monitor psychosis, schizophrenia, mania and depression. Today, it only takes about 300 words to help clinicians predict the probability of psychosis in a user.2

In the future, similar techniques could be used to help patients with Parkinson’s, Alzheimer’s, Huntington’s disease, PTSD and even neuro-developmental conditions such as autism and ADHD. Cognitive computers can analyze a patient’s speech or written words to look for tell-tale indicators found in language, including meaning, syntax and intonation.

Combining the results of these measurements with those from wearable devices and imaging systems and collected in a secure network can paint a more complete picture of the individual for health professionals to better identify, understand and treat the underlying disease.

What were once invisible signs will become clear signals of patients’ likelihood of entering a certain mental state or how well their treatment plan is working, complementing regular clinical visits with daily assessments from the comfort of their homes.

Hyperimaging And AI Will Give Us Superhero Vision

More than 99.9 percent of the electromagnetic spectrum cannot be observed by the naked eye. Over the last 100 years, scientists have built instruments that can emit and sense energy at different wavelengths.

Today, we rely on some of these to take medical images of our body, see the cavity inside our tooth, check our bags at the airport, or land a plane in fog. However, these instruments are incredibly specialized and expensive and only see across specific portions of the electromagnetic spectrum.

In five years, new imaging devices using hyperimaging technology and AI will help us see broadly beyond the domain of visible light by combining multiple bands of the electromagnetic spectrum to reveal valuable insights or potential dangers that would otherwise be unknown or hidden from view.

Most importantly, these devices will be portable, affordable and accessible, so superhero vision can be part of our everyday experiences.

A view of the invisible or vaguely visible physical phenomena all around us could help make road and traffic conditions clearer for drivers and self-driving cars. For example, using millimeter wave imaging, a camera and other sensors, hyperimaging technology could help a car see through fog or rain, detect hazardous and hard-to-see road conditions such as black ice, or tell us if there is some object up ahead and its distance and size.

Cognitive computing technologies will reason about this data and recognize what might be a tipped over garbage can versus a deer crossing the road, or a pot hole that could result in a flat tire.

Embedded in our phones, these same technologies could take images of our food to show its nutritional value or whether it’s safe to eat. A hyperimage of a pharmaceutical drug or a bank check could tell us what’s fraudulent and what’s not. What was once beyond human perception will come into view.

IBM scientists are today building a compact hyperimaging platform that “sees” across separate portions of the electromagnetic spectrum in one platform to potentially enable a host of practical and affordable devices and applications.

Macroscopes Will Help Us Understand Earth’s Complexity In Infinite Detail

“Today, the physical world only gives us a glimpse into our interconnected and complex ecosystem. We collect exabytes of data – but most of it is unorganized. In fact, an estimated 80 percent of a data scientist’s time is spent scrubbing data instead of analyzing and understanding what that data is trying to tell us,” the report says.

Thanks to the Internet of Things, new sources of data are pouring in from millions of connected objects — from refrigerators, light bulbs and your heart rate monitor to remote sensors such as drones, cameras, weather stations, satellites and telescope arrays.

There are already more than six billion connected devices generating tens of exabytes of data per month, with a growth rate of more than 30 percent per year. After successfully digitizing information, business transactions and social interactions, we are now in the process of digitizing the physical world.

In five years, we will use machine-learning algorithms and software to help us organize the information about the physical world to help bring the vast and complex data gathered by billions of devices within the range of our vision and understanding. We call this a “macroscope” – but unlike the microscope to see the very small, or the telescope that can see far away, it is a system of software and algorithms to bring all of Earth’s complex data together to analyze it for meaning.

By aggregating, organizing and analyzing data on climate, soil conditions, water levels and their relationship to irrigation practices, for example, a new generation of farmers will have insights that help them determine the right crop choices, where to plant them and how to produce optimal yields while conserving precious water supplies.

In 2012, IBM Research began investigating this concept at Gallo Winery, integrating irrigation, soil and weather data with satellite images and other sensor data to predict the specific irrigation needed to produce an optimal grape yield and quality. In the future, macroscope technologies will help us scale this concept to anywhere in the world.

Beyond our own planet, macroscope technologies could handle, for example, the complicated indexing and correlation of various layers and volumes of data collected by telescopes to predict asteroid collisions with one another and learn more about their composition.

Medical Labs “On A Chip” Will Serve As Health Detectives For Tracing Disease At The Nanoscale

Early detection of disease is crucial. In most cases, the earlier the disease is diagnosed, the more likely it is to be cured or well controlled. However, diseases like cancer can be hard to detect – hiding in our bodies before symptoms appear. Information about the state of our health can be extracted from tiny bioparticles in bodily fluids such as saliva, tears, blood, urine and sweat.

Existing scientific techniques face challenges for capturing and analyzing these bioparticles, which are thousands of times smaller than the diameter of a strand of human hair.

In the next five years, new medical labs “on a chip”will serve as nanotechnology health detectives – tracing invisible clues in our bodily fluids and letting us know immediately if we have reason to see a doctor.

The goal is to shrink down to a single silicon chip all of the processes necessary to analyze a disease that would normally be carried out in a full-scale biochemistry lab.

The lab-on-a-chip technology could ultimately be packaged in a convenient handheld device to allow people to quickly and regularly measure the presence of biomarkers found in small amounts of bodily fluids, sending this information securely streaming into the cloud from the convenience of their home.

There it could be combined with real-time health data from other IoT-enabled devices, like sleep monitors and smart watches, and analyzed by AI systems for insights. When taken together, this data set will give us an in depth view of our health and alert us to the first signs of trouble, helping to stop disease before it progresses.

At IBM Research, scientists are developing lab-on-a-chip nanotechnology that can separate and isolate bioparticles down to 20 nanometers in diameter, a scale that gives access to DNA, viruses, and exosomes. These particles could be analyzed to potentially reveal presence of disease even before we have symptoms.

Smart Sensors Will Detect Environmental Pollution At The Speed Of Light

Most pollutants are invisible to the human eye, until their effects make them impossible to ignore. Methane, for example, is the primary component of natural gas, commonly considered a clean energy source.

But if methane leaks into the air before being used, it can warm the Earth’s atmosphere. Methane is estimated to be the second largest contributor to global warming after carbon dioxide (CO2).

In the United States, emissions from oil and gas systems are the largest industrial source of methane gas in the atmosphere.

The U.S. Environmental Protection Agency (EPA) estimates that more than nine million metric tons of methane leaked from natural gas systems in 2014. Measured as CO2-equivalent over 100 years, that’s more greenhouse gases than were emitted by all U.S. iron and steel, cement and aluminum manufacturing facilities combined.

In five years, new, affordable sensing technologies deployed near natural gas extraction wells, around storage facilities, and along distribution pipelines will enable the industry to pinpoint invisible leaks in real-time.

Networks of IoT sensors wirelessly connected to the cloud will provide continuous monitoring of the vast natural gas infrastructure, allowing leaks to be found in a matter of minutes instead of weeks, reducing pollution and waste and the likelihood of catastrophic events.

Scientists at IBM are tackling this vision, working with natural gas producers such as Southwestern Energy to explore the development of an intelligent methane monitoring system and as part of the ARPA-E Methane Observation Networks with Innovative Technology to Obtain Reductions (MONITOR) program.

At the heart of IBM’s research is silicon photonics, an evolving technology that transfers data by light, allowing computing literally at the speed of light.

These chips could be embedded in a network of sensors on the ground or within infrastructure, or even fly on autonomous drones; generating insights that, when combined with real-time wind data, satellite data, and other historical sources, can be used to build complex environmental models to detect the origin and quantity of pollutants as they occur.

 

 


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Privacy Crisis May Undermine Local Hosting of Data by Banks, Fintechs

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Nigeria’s weak data protection guardrails may undermine the recent directive by Central Bank of Nigeria (CBN) to banks, fintech firms, and other payment service providers to store payment transaction data generated within the country  local servers.

Privacy Crisis May Undermine Local Hosting of Data by Banks, Fintechs

CBN said that the new rule will start from January 1, 2027, as part of new measures to strengthen oversight of the fast-growing digital payments ecosystem.

This will also provide the country greater control over critical data infrastructure, allowing authorities to easily access records, conduct audits, enforce compliance, and investigate, especially in cases where criminal offenses are involved, reducing delays often caused by intermediation between local and foreign entities.

Apart from data sovereignty, the CBN added that moving transaction records from foreign servers will help drive investments in local data centers and cloud storage capacity.

Though reliable estimates are hard to come by, it is believed that Nigeria loses over N60 billion in hosting data in foreign servers.

But a coalition of civil society organizations (CSOs), has raised concerns over safety measures in place to protect data of Nigerians, despite having data protection laws in place.

The coalition, comprising Media Rights Agenda, Paradigm Initiative, Digital Rights Lawyers Initiative, and Accountability Lab Nigeria, among others, released the “Protected From the State, Not By It: Nigeria’s Data Protection Crisis Is a Crisis of Implementation,” where they criticized regulators’ failure to effectively enforce data protection laws, which led to rising cases of digital fraud and rampant illegal sale of sensitive information.

There have been leaks of sensitive voter, financial, and personal records.

For instance, there was alleged unauthorized access to the Continuous Voter Registration (CVR) database of the Independent National Electoral Commission (INEC) during a nationwide CVR exercise.

INEC earlier released the preliminary findings of its investigation into the matter, saying that it found no external breach of its systems and that the personal information of over 90 million registered voters was not compromised.

Despite this, CSOs argued that the incident underscored the lack of oversight, adding that it showed that while data privacy laws are in place, sensitive information can be easily moved from a secure government database and into the hands of private political entities.

The coalition also pointed out regulators’ failure to conduct human rights impact assessments on public surveillance systems before related programs were deployed, urging the government to act on these issues by subjecting public institutions to the same compliance requirements as private organizations.

“This is the asymmetry at the heart of the crisis: citizens are under-protected from data abuse and over-exposed to state monitoring and punishment,” the CSOs stated.

 

Additional report by coingeek

 

 


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AI-Powered Scams are Biggest Payment Fraud Threat -Visa Report

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Visa, a multinational firm into payment card services says Artificial intelligence enabled scams have emerged as the fastest-growing source of consumer payment fraud globally as cybercriminals increasingly target people.

AI-Powered Scams are Biggest Payment Fraud Threat -Visa Report

Visa stated this in its Mid-year 2026 Biannual Threats Report released on Wednesday in Lagos.

The report said scammers were increasingly using AI tools and social engineering tactics to manipulate consumers into authorising fraudulent payments themselves.Premier League Fixtures

It indicated that from July to December 2025, Visa identified nearly one billion dollars in scam-related activity, making scams the largest category of consumer payment fraud.

According to the report, fraudsters now impersonate trusted brands and institutions, create a sense of urgency and deceive victims into completing seemingly legitimate transactions.

The report said stronger network-level security had reduced opportunities for direct system compromises, forcing criminals to shift their focus to exploiting human trust.

It revealed that fraud involving device tokens declined by 9.6 per cent between July and December 2025, compared with the same period in 2024.

The report identified accelerating scams, growing use of AI in fraud, migration of attacks from technology to people, and evolving ransomware trends as key developments shaping payment security.

It stated that global ransomware activity rose by 26 per cent during the review period compared with the corresponding period in 2024.

However, only 23 per cent of ransomware victims paid ransoms, the lowest level on record, reflecting improved resilience and recovery capabilities, according to the report.

Commenting, Mr Paul Fabara, chief Risk and Client Services officer, Visa, said that payments at network level continued to get safer, but threats were evolving faster than ever

Fabara said criminals were increasingly using deception, urgency and AI-enabled tools to exploit trust, requiring stronger collaboration across the payments ecosystem.

Also, Andrew Uaboi, vice president and Cluster head, Visa West Africa, said AI had significantly lowered the barriers to entry for fraudsters.

“What once required deep technical skill can now be executed with a prompt,” Uaboi said.

He said intelligence-driven defence and coordinated action across the ecosystem were becoming increasingly critical to protecting consumers from emerging threats.

 

 


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How to Build a Safer Cyberworld for People, Business, and Society

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Kaspersky has released its Sustainability Report for 2024–2025, outlining how the company is working toward a safer and more resilient digital future.

The report reflects Kaspersky’s broader commitment to responsible business — protecting people and organisations from cyberthreats, supporting law enforcement cooperation, investing in secure technologies, and helping strengthen the digital resilience of societies and economies.

In 2024-2025, the company continued advancing digital sustainability and strengthening global cyber resilience, reducing thedisruption, financial losses and social risks caused by cyber incidents, and enabling safer and more stable conditions for digital adoption across economies and societies.

Over the period, the number of detected advanced persistent threat (APT) groups and operations has increased significantly — by 74% compared to 2023, supported by intelligence gathered through five dedicated Expertise Centers.

Building a safer cyberworld

A significant part of Kaspersky’s social impact comes from the company’s cooperation with global law enforcement agencies. During the reporting period, the company contributed to joint operations with INTERPOL and AFRIPOL that resulted in the arrest of more than 2,600 suspected cybercriminals.

From a sustainability perspective, this shrinks the opportunities attackers can exploit — making digital environments safer for governments, businesses and individuals, and lowering the long-term economic and social costs associated with cyber incidents.

During the reporting period, Kaspersky formalised its collaborations with AFRIPOL, signing a five-year cooperation agreement, and delivered cybersecurity training to law enforcement representatives from 23 African countries, covering the fundamentals of Security Operations Center (SOC) operations and advanced threat hunting techniques.

This capacity-building work has a compounding effect: as local teams become more capable of independently detecting and responding to threats, the overall resilience of the digital ecosystem increases, while the cost and duration of cyber incidents decrease over time.

Implementing future tech

To effectively protect people, businesses and public institutions from evolving cyberthreats, Kaspersky constantly improves its security solutions and conducts cybersecurity research to stay one step ahead of attackers.

In 2024–2025 the company was granted 155 patents, including 135 AI-related ones. Its global R&D team of around 3,000 employees also produced 373 research publications. Together, these efforts help advance the baseline of secure technologies available to the market.

This reduces systemic vulnerability in digital infrastructure and supports more stable technological adoption at scale.

Responsible innovation frameworks further reinforce this effect. By joining the European Commission’s AI Pact and supporting the UN Global Digital Compact, Kaspersky has aligned its development practices with emerging global governance standards.

This contributes to sustainability by helping reduce the risks of unsafe AI deployment, such as misuse, bias or system exploitation, which could otherwise undermine trust in digital transformation.

The company’s Cyber Immunity approach, implemented through KasperskyOS, adds another layer of long-term sustainability impact by shifting security from reactive protection to architectural resilience.

Instead of repeatedly patching vulnerabilities, systems are designed to be inherently resistant to compromise, which reduces maintenance overhead, lifecycle risk and resource inefficiency in securing digital environments.

Among the new product launches, the Kaspersky eSIM Store expanded the company’s offering beyond cybersecurity into mobile connectivity. By reducing reliance on physical SIM cards and making global mobile access more seamless, the solution supports more sustainable travel and digital lifestyles.

Together with that, Kaspersky also released Kaspersky Cloud Workload Security for protecting cloud workloads wherever they reside: on servers or virtual machines, or in private, public, or hybrid clouds, etc.

“At Kaspersky, we see cybersecurity not only as a technology issue, but as a social one. Every day, people rely on digital services to work, communicate, study, receive services and manage their lives and they need to be able to do this safely.

“That is why our sustainability agenda starts with our core expertise: protecting people, organisations and critical systems from cyberthreats. But it also goes further — through responsible innovation, transparency, partnerships and support for communities.

“This report shows how our technologies, research and cooperation with partners translate into practical impact: fewer risks, stronger resilience and a safer digital environment for everyone,” said Maria Losyukova, Head of ESG & Sustainability at Kaspersky.


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