General News
Independent Regulator will Lift Postal Industry -Emeje

Dr. Simon Emeje, senior assistant, Postmaster-General of NIPOST and head of Courier Regulatory Department (CRD), is a strategic thinker, leadership specialist, entrepreneur and development strategist.
He is recognized internationally for his expertise in issues relating to Political Science and Public Policy as well as Courier and Logistics.
Emeje is widely travelled and in high demand in leadership, business, courier and logistics seminar and conferences and received several awards for his excellence and dedication to work.
In this interview with peter ugwu he spoke about the courier industry and sundry issues.
Trends in Courier Sector
It has been very interesting, The industry is very dynamic and faces changes in some aspects of courier operations.
Courier Regulatory Department has been apt in carrying out Nigeria Postal Service (NPS’) quests to expose industry operators to various areas they have not really tapped into. That is, the online-courier business. It is an area that is so large, but they have neglected it. That is why in our last workshop we deemed it wise to create awareness among them, which they accepted with two hands. It was like an eye open.
We have been telling who wants to know that courier is beyond picking up items from the capital market to deliver; most of them have concentrated on the bulk, capital market, quoted companies, annual general meeting reports or share holding documents; we have seen that is it quite more than that.
Link between e-Commerce and Logistics
It is a two-way thing for the industry operators. In other words, if they have the capacity to venture into that, they can go directly into it.
The license they obtained from us covers that too. They can open up platforms where people can go shopping and they in-turn deliver the items to them.
Actually, e-Commerce does not stop at ordering. If they want to partner with those who have the platform already they can do that; contemporary businesses thrive mainly on partnership. Therefore, they (courier operators) can take the aspect of delivery.
I call it a hybrid operation, wherein you are standing between technology and physical delivery; customers go online to place order, which are packed at a warehouse,
it is then the responsibility of another person to move the items from, either a warehouse or mall, to the recipient.
Regulation of Delivery In e-Commerce Sub-Sector
That is why we are here. Courier regulation covers the aspect of e-Commerce delivery. But our laws are so limited in that aspect.
We are optimistic that the Federal Government will expedite action on the current National Postal Commission Bill.
Be that as it may, in the technology era, courier remains a time sensitive service of delivering items from door to door in a secured nature.
Thus, the technological gamut can affect what happens in the net because, globally, there is an aspect of the post which has to do with technology in moving items from one destination to another. For instance, billing systems where payments are made online on items that are delivered, even as items are delivered online using particular software.
So, the industry is no longer dependent on just physical delivery. When people start communicating online, making purchases, somebody has to deliver it; the point where the operator picks the item is not usually the beginning, rather someone seated in the comfort of his room or office make the decision to move an item.
That decision is part of the delivery process. Remember, after the decision, the client would have gone ahead to make purchases, they are packaged before the delivery.
At the point courier company XYZ comes in to deliver, to a layman, that is the first point, but it is not.
In the same way, when people make orders online, in the e-commerce contest, from any part of the world, the decision to do that is the beginning.
The second step is where to find the item; they go ahead to surf the platforms, make purchases, then, how do they receive the item. The courier company comes. In other words, the whole process is the essence of courier.
How Domestic Courier Operators can Benefit
We licence courier companies for both domestic and international operations. We have three categories of licencing.
First, the purely domestic is for those that want to play within Nigeria. The other licence is basically for international players, where you have multinationals like DHL, UPS, FEDEX, etc.
The international licence also covers the operator to cover domestic market. We also have indigenous-international, which is allows indigenous companies to embark on international operations. They do not have the capacities like the multinationals.
So, if give a business to the domestic operator for delivery in Ghana, the only to carry to execute that is to synergise with the operator that has international licence. The business of the indigenous stops at the table of the international licencee, otherwise, he has to obtain permit for international transaction.
CRD’s Preparedness in the e-Commerce Era
Yes, we have thought of situations where companies will engage in illegal international transaction because of the gains obtainable in e-commcer viz-a-viz international purchases. We frown at that kind of illegality. What we are doing currently is engage on surveillance.
We are at the airports, checking the manifests of consignments, both imports and exports. If we see any manifest in either NAHCO or SAHCOL sheds and discover that Company XYZ is not licenced for international courier business, we sanction such company.
However, in the last six months we have not experienced that; it was around January that we had about three cases. The truth remains that: documents will not lie.
e-Commerce-Delivery Handshake
Actually, that was one of the essences of our last training. That effort was to bring the two together. E-commerce business is roped into courier.
The ones we have licneced such as Jumia, Konga, etc., are really doing good. In the last six months, we have been rethinking on brining everybody together; let them see themselves as one, running the same business but in different dimensions.
We made the e-commerce operators to speak up, telling the rest of the operators how they are operating. From there, some of them started networking, exchanging ideas with those purely on e-commerce.
National Postal Commission Bill: The Journey So, Far
We are praying to God that government will understand and respond swiftly to the industry’s pleas. We have been talking about it in the last nine years.
So many things would have been made easier if a Commission were to be in place. It is a heart-cry from the industry.
So time ago, the draft Bill was presented to the Federal Executive Council (FEC) through the efforts of the Dr. Omobola Johnson, Minister of Communication Technology and her team.
A committee was set up to fine-tune it; they were supposed to the FEC before it could be sent to the National Assembly as an executive Bill; we are waiting for that to happen.
Before the expiration of the sixth Assembly, a Bill of this nature was sent to the House of Representatives. It went as far as public hearing. It was going towards the third reading before the Assembly dismissed. We were so optimistic then, that in a jiffy it will be passed.
If it were read the third time, probably, by now government would have instituted the Commission.
Presently, the FG in its wisdom has come up with this process; although, the seventh Assembly is already winding up.
To us in the industry, it has not been palatable. Postal Industry regulation is a global phenomenon. All over the world, the separation of postal from telecoms is a known thing.
Nigeria is a giant in Africa and the biggest economy in Africa too, but without a separate regulator for the postal sector which is critical in economic development of the nation.
During international conferences, you will be amazed that even small countries in Africa have postal commission. The postmaster general has been talking about it, even at international conferences he has defended the calls for an independent regulator for this all important industry.
Any Intervention from Universal Postal Union
Really, there UPU will not go to the point of sanctioning Nigeria if an independent regulator is not constituted. UPU has allowed discretional regulation, implying that every government is free to run its industry the way it deems fit.
However, UPU had advocated for every country to do that because it makes service efficient and effective, giving better opportunity for the government to have full control and the operators to enjoy the industry and recoup their investments.
It is a good thing that we heed to the recommendations of UPU. There was a time they came up with a policy on the courier which gave birth to Express Mail Service (EMS) around 1986. UPU said the essence was to stem the incursion of private firms into the jurisdiction of the conventional postal service. So, it was an avenue for the national carrier can run a courier service. Almost all UPU member nations have EMS.
General News
NITDA DG Calls for Innovation-Led Economic Rebirth @ Kano Startup Weekend

Kashifu Inuwa, the Director General of the National Information Technology Development Agency (NITDA), has called for a fundamental shift in Kano State’s economic strategy, urging stakeholders to embrace innovation, technology and collaboration as the drivers of growth in the 21st century.

Speaking at the Kano Startup Weekend, Inuwa acknowledge Kano’s long-standing reputation as the commercial nerve centre of Northern Nigeria and the wider Sahelian region, noting that its history of trade, enterprise and human capital provides a solid foundation for future growth.
He emphasised that while these strengths powered Kano’s success for centuries, the modern economy now offers even greater opportunities through innovation and technology.
He described innovation as the process of transforming ideas into impactful solutions through commercialization, stressing that when ideas are effectively deployed, they create value, solve societal challenges and generate sustainable economic growth. He noted that Kano’s large market, strategic location and vibrant entrepreneurial culture place it in a strong position to take advantage of innovation-driven opportunities.
According to him, “Innovation is the process of taking an idea from inception to impact. Invention on its own is a cost centre, but when you commercialise an idea, when you turn it into a product or service that solves a real problem and creates value, that is when you begin to drive economic growth and inclusion.”
He noted that the state hosts numerous degree-awarding institutions across federal, state and private ownership, providing a strong base for human capital development. However, he expressed concern that these institutions often operate in isolation from industry, with research outputs rarely translating into commercial or industrial applications.
He explained that innovation does not happen in silos and stressed the need for a strong, interconnected ecosystem that brings together academia, industry, startups, entrepreneurs and government.
According to him, universities should conduct research informed by industry needs, industries should leverage research to improve productivity and competitiveness, and startups should serve as the bridge that converts ideas into market-ready solutions.
He further encouraged entrepreneurs to leverage technology to build businesses that can grow beyond local markets, explaining that innovation-driven enterprises have the power to scale rapidly, create jobs and position Kano competitively at both national and global levels. According to him, digital platforms and emerging technologies now make it easier for startups to reach wider markets and develop solutions that were previously unimaginable.
“You can start your business here in Kano, but your thinking must be global from day one. Technology has removed barriers. With the right skills and platforms, a startup in Kano can build solutions that serve not just Nigeria, but the world,” he noted.
Highlighting NITDA’s ongoing interventions, the Director General outlined the Agency’s commitment to building national innovation capacity through targeted human capital development programmes. He cited the Digital Literacy for All (DL4ALL) initiative, which aims to equip Nigerians across all segments of society with essential digital skills, and the 3 Million Technical Talents (3MTT) programme, designed to produce a pipeline of globally competitive technical professionals in areas such as software development, data analysis and emerging technologies.
He said, “Through DL4ALL, we are ensuring that Nigerians at all levels have the basic digital skills needed to participate in the digital economy, while 3MTT is deliberately building a pipeline of globally competitive technical talents who can drive innovation, create jobs and attract investment.”
He explained that these programmes are key pillars of President Bola Ahmed Tinubu’s Renewed Hope Agenda, which prioritises skills development, innovation, job creation and inclusive economic growth as pathways to national prosperity. According to him, empowering Nigerians with digital and technical skills is essential for building a resilient economy capable of competing in the global digital landscape.
“President Tinubu’s Renewed Hope Agenda is about investing in people, empowering them with relevant skills and creating opportunities for inclusive growth. At NITDA, we are using digital skills and innovation as tools to translate that vision into real economic impact for Nigerians,” he said.
Inuwa urged all stakeholders in Kano to work together to build a functional innovation ecosystem that can unlock the state’s vast potential. He expressed confidence that with the right mindset, strong collaboration and sustained investment in digital skills and innovation, Kano can reclaim its historic leadership role and emerge as a major innovation and entrepreneurship hub in Nigeria and beyond.
General News
Sterling Bank Renewable Energy Colloquium Urges Stakeholders to Unlock Nigeria’s Clean Energy Potential

Sterling Bank Limited on Monday convened stakeholders in the renewable energy industry to explore strategies for accelerating Nigeria’s transition to clean energy and boosting economic growth.

L-R: Mr. Ayo Ademilua, President, Renewable Energy Association of Nigeria; Dr. Jekwu Ozoemene, Group Executive, The Alternative Bank; Mr. Biodun Ogunleye, The Honourable Commissioner, Lagos State Ministry of Energy and Mineral Resources; Mr. Dele Faseemo, Group Executive, Coprporate and Investment Banking, Sterling Bank; Engr. Bem Samuel Anyangeuor, Representative, Honorable Minister of Power and Mr. Oluwaseyi Okunnuga, Group Head, Renewable Energy & Sustainability Finance, Sterling Bank at the just concluded Renewable Energy Colloquium held in Lagos recently.
The colloquium, themed “Beyond the Grid: Unlocking New Frontiers in Renewable Energy”, was held in Lagos and brought together policymakers, financiers, and industry leaders to deliberate on priority areas for action.
In his opening address, Managing Director and Chief Executive Officer of Sterling Bank, Mr. Abubakar Suleiman, represented by Mr. Dele Faseemo, Group Executive, Corporate and Investment Banking, said the bank would focus on regulation and financing to expand access to energy.
He noted that energy access remained critical to supporting economic growth and achieving Nigeria’s ambition of building a one trillion-dollar economy.
Delivering a keynote address titled “Scaling Electrification in Nigeria: The REA Impact”, Managing Director of the Rural Electrification Agency (REA), Dr. Abba Aliyu, represented by Mr. Abba Hayatudden, said Nigeria required about 26 billion dollars to bridge its energy deficit.
Aliyu explained that the energy transition strategy integrates grid, mini-grid and off-grid technologies to achieve universal, reliable and sustainable energy access while aligning with national development and climate goals.
Minister of Power, Mr. Adebayo Adelabu, represented by Engineer Samuel Ayangeaor, commended Sterling Bank for convening the dialogue.
He said renewable energy and rural electrification were central to the Federal Government’s Renewed Hope Agenda.
“The Ministry of Power has continued to expand electricity access to underserved communities to drive economic growth, foster industrial activity and create jobs across the nation,” Adelabu said.
Lagos State Commissioner for Energy and Mineral Resources, Mr. Biodun Ogunleye, highlighted the state’s efforts in renewable energy, including the ongoing two-gigawatt grid-scale solar project.
He described it as the most ambitious energy transformation ever undertaken by the state.
Chief Executive Officer of Sterling One Foundation, Mrs. Olapeju Ibekwe, urged participants to move beyond communiqués and act with intention to deliver meaningful impact.
The colloquium featured panel sessions on financing and scaling green energy solutions in Africa, among other discussions.
General News
Cellulant Taps Freddie Oduro to Lead Enterprise Payments Expansion in Ghana

Cellulant, a leading Pan-African payments company enabling seamless digital transactions across Africa, has appointed Mr. Freddie Oduro as its new Country Manager for Ghana.

Mr. Freddie Oduro, New Country Manager for Ghana.
Freddie’s appointment is a key step in Cellulant’s broader strategy to deepen its presence in priority markets by accelerating the acquisition of in-country enterprise businesses and strengthening its position as the payments partner of choice in Africa.
Freddie brings over a decade of commercial and strategic leadership experience in the telecommunications and financial services sectors, with expertise in sales, business operations, and market expansion.
In his new role, he will drive merchant acquisition, strengthening partnerships, oversee collections and payout operations, while ensuring strong internal controls and regulatory compliance.
He joins Cellulant from Payaza and previously served as Sales Director at Cellulant, where he helped significantly expand the company’s footprint in Ghana.
Cellulant has been powering payments in Ghana for leading brands in sectors like e-commerce, utilities, oil and gas and retail, helping them offer their customers a wide range of secure digital payment options.
“We are happy to welcome Freddie back to the Cellulant family,” says Richard Gesimba, Chief Revenue Officer at Cellulant. “Ghana remains a critical market for us, with immense potential driven by rising digital payments adoption.
“As we sharpen our focus on in-country enterprise customers, Freddie’s leadership and industry insight make him the ideal person to steer our Ghana operations.”
The appointment comes at a transformative time for the company. Following a strategic shift between late 2023 and early 2024, focused on streamlining operations, doubling down on enterprise payments, and strengthening customer intimacy, Cellulant achieved profitability in 2024 and continues to build on this momentum.
The company now processes close to 4.5 million transactions daily for businesses across Africa, reinforcing its position as a fintech leader.
“I am honoured to return to Cellulant and lead the Ghana team at such a defining moment,” says Freddie, Country Manager for Cellulant Ghana. “Ghana presents a tremendous opportunity.
“We will ramp up our efforts to sign on more local merchants, strengthen our compliance and control frameworks, and introduce innovative solutions like Tingg Edupay, our automated school fee management solution that eliminates reconciliation delays by validating payments in real time and instantly updating student accounts.
“We will build on Cellulant’s strong foundation to deliver real value, reliability, and economic impact.”
Ghana’s digital payments sector continues to grow steadily, supported by increased mobile money usage and a progressive regulatory environment. Between January and October 2025, the value of mobile money transactions hit about GH¢ 3.6 trillion, up sharply from GH¢ 2.37 trillion in the same period of 2024.
Registered mobile money accounts now exceed 79 million, demonstrating strong consumer and business confidence in digital financial services and in turn creating many opportunities for payment innovation.
This leadership appointment underscores Cellulant’s commitment to building a resilient, high-performance organisation geared towards playing a pivotal role in the next era of Africa’s digital economy.
Looking ahead to 2026, Cellulant plans to further enhance the user experience on its payment platform, Tingg, and expand its footprint across Ghana.
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