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Interferences Lead to Poor QoS – Adebayo

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Gbenga Adebayo, chairman, Association of Licensed Telecommunications Operators of Nigeria (Alton)
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Gbenga Adebayo is the chairman, Association of Licensed Telecommunications Operators of Nigeria (Alton) and chief executive officer of Communications Network Support Services (CNSS), a leading outsourcing company in the sector.
 He spoke to chike 0nwuegbuchi on issues around poor quality of service in the industry among other issues in the telecommunications space.

 
Attacks on Operators’ Infrastructure and Closure of their Base Stations by Government Agencies
On continuous basis we are engaging stakeholders and the three tiers of Government.
The good thing is that it has appeared as a problem well known in the highest level of government.
Actually, Mrs. Omobola Johnson, honourable minister of Communications Technology is assisting us in the awareness and process of definition at the level of the Federal Executive Council.
 Thus, all parties are becoming more aware on the implications of multiple taxation and arbitrary closure of sites.
 It looks like we might be able to find a workable solution and to get things moving forward.
Last year, it was a difficult one for the industry, but we are thankful that despite the problems like the issues of willful attack on operators’ infrastructure, natural disaster-flooding, in spite of these, the industry survived the year.
The effort that went into network building last year, we expect will translate to better quality of service, provided the environmental problems did not rear their heads again.
That is, provided the arbitrary closure of sites, arrest of telecom workers will not continue and government can continue to provide us the needed socio-political support to operate in the industry.
We expect that efforts made in the recent times, like network expansion in the industry will translate to better services in the New Year.

Quality of Service (QoS) and NCC’s Sanction
It is not that our members are not doing the needful to improve on the quality of services, we must be aware that the Nigerian telecom industry is operating within our social, political and economic framework.
So, the industry is not immune to the challenges we face as a society neither is it isolated from the issues that we face.
For instance, the issue of access to sites, shortage of power supply, closure of sites, multiple taxation, among others, the problems are still there and whether we like it or not, no matter the amount we invest in equipment procurement, if you cannot get equipment to site; you cannot work on site without interference, or acquire location to install base stations, cannot acquire right of way to deploy fibre infrastructure or piqued by the problem of cuts on your fibre , there is no amount of money invested in equipment procurement that will improve the quality of service.
We must be aware that operators are investing heavily in equipment procurement both hardware and software.
The greatest challenge we face now is in the socio-political system, meaning that difficulty in access to sites leads to inability get things fixed.
Interferences in the network operations lead to poor network quality.
 Thus, to say the industry is not working stems from the framework of the happenings in the country. The problem affects every other sector of the economy.
What we need is to continue to remind ourselves that this industry is the driver of the economy and the socio-economic benefit of the telecommunication outweighs any other revenue that seems to be accruable from the sector.
Today, it has become the first means of contact by way of voice, data transmission to/and from Nigerians. Nigerians as we have rights to life so also right to telecommunication. Even though it has not become an issue of legislation, but the fact remains that Nigerians should have access and right to good quality of service.
When you continue to have these problems in our system, I am sorry; quality of service will continue to be a challenge.
Because even if you have the best of equipment, you can’t get them to site for deployment or integrate them on the existing network, no access to existing sites for maintenance, it lowers operations.
So, to tackle the issue of QoS in this country, it shouldn’t be seen as concern of operators alone. Agencies of government at all levels, landowners, the community people, virtually everybody has one contribution or the other to make.
And the earlier we allude to this fact as our collective challenge, the better. We can blame operators from now to eternity, sanction them, but without removing the social plagues that constitute clogs in the wheel of development, the issues will continue to be there.
 I must remind us that today telecommunication remains one of the most functional and reliable public segment.
If we compare it with any other sector of the economy, the telecom sector remains upbeat in spite of the numerous bottlenecks. So, we deserve every support to operate seamless networks.

Factors Hindering Operators from Getting To Sites
One is policies of government. If Local Governments are empowered to arrest trucks ridden with telecomm equipment and they are allowed to seize and dump them in their bay, which has it own implication.
 If an agency of the government is given the power to shut sown the site even when people are working; this happens more even in Lagos State.
Here they continue to shut down sites under one guise of revenue even in our modern Lagos.
When that continues to happen, of course you can’t continue to blame the operators.
These sites shut down may be due for maintenance or generators refueling.
So, when the site is sealed by the government you have no powers to reopen it in the name of refueling or to carry out routine maintenance.
Yet, the operators are blamed for poor quality of service. If you are bent on entering the sealed site, then you may be engaging on legal tussle with them.
We are advocating that the industry should be isolated from this kind of isolation; that on no account should anybody or agency of government be given the powers to seal up telecomm sites, because these are public infrastructure.
 Is it heard that an agency of government or someone wakes up to seal a PHCN sub-station?
Or in those days, go and close down a Nitel exchange. That is exactly what we are talking about. 
Today, we can count how many sites clamped down on by one Federal or State agency or the other. Even the Local Councils do that with impunity as though nothing can happen.
Until government at the centre comes to the rescue of telecom service providers the implication is that the penalty we pay for not meeting up with QoS, as we have been suffering, will extend to the people.
 I want to state categorically that no amount of sanctions will remove those barriers; government has to remove them.
It is when that is done that you can come and challenge the operators on quality of service. Aside that, every other thing amounts to rhetoric.

Indebtedness in The Industry
If you recall my interviews in 2005 and 2006, where I spoke on the fact that interconnects clearing houses will not eliminate industrial indebtedness.
And what happened today is a clear confirmation to that.
 If people have a culture of debts, bring in any kind of exchange or transaction method, they will continue to be in debt.
If a man could walk across the road to buy bread on credit, even as cheap as that is, with time he will have backlog of debts. People should do what is right. If you have enjoyed services, you must pay.
 If you have signed into contracts, you must respect the terms and letters of the agreement.
That will show you are a responsible person or organization. When people begin to default in their payment obligations, it goes to show that trading terms are not being adhered to.
So, the problem in the industry is worrisome, and I think it speaks in such a way that people are not attending to their responsibilities.
Particularly, they are debts for services rendered.
In some cases, they are services that have been rendered from which one party has received money; so there is no reason why people should be in debt. It is something we must take very serious.
If I am to suggest I would recommend criminal prosecution, especially for cases where it has been established that people or companies received value and accruable money from third party and failed to honour their first party obligation.
 There is no other way than to recommend criminal prosecution. In other words, people hide under the cover of corporate organization to perpetuate such act, by the time you go behind the scene to prosecute people who are behind the acts, unveil them, then people will be made to face their obligation with seriousness.
There is no escape route to it than people rising up to the occasion and get committed. Without that, we will continue to go back and forth. If you have issue of natural disaster, your site bombed, or your site was shut down, these are cases that are understandable.
 But basic things as pay your interconnect obligation, settle your contractual agreement fund, especially when you have received value there is no reason not to pay.
Then, we are not talking about delayed payment which can be administrative, the bulk of challenge lies on sheer negligence to adhere to signed agreement.
And we can’t continue to allow that as an industry player, because it speaks negative of even those that live up to expectations.

Mobile Number Portability
Yes, the industry is ripe for number portability. We are here for more than ten years, deployed the best equipment, we have the expertise-human capital and the knowledge know-how.
We are ripe for number portability. However, I must warn, without eliminating the socio-political problems, number portability will not solve the problem of quality of service.
Again, without removing all the current barriers, quality of service will remain an issue with or without number portability. Reasons are that today co-location is the industry has embarrassed.
Then you have sites that are co-location sites accommodating multiple operators. They are in a particular site where some operators have for some reasons experienced disruptions; either they have been closed by some agencies of the government or access has been denied by some parties, such site suffers maintenance.
So, if you port from operator A to B if they are co-locating on the same site, the same problem remains.
If you want to change to sites where providers are co-locating and there are no redundancies provided, it will have no impact.
 For us to full enjoy the services, the features of services that will improve number portability should be addressed, without that co-location will just remain an administrative wish.
What will you do if you have multiple operators co-locating from the same site and you import from first down to fourth operator and they are suffering the same problem, or you have multiple fibre cuts that affect a particular region of the country, so no matter where you import they will all have the same problem.
Number portability is a good feature, and as an industry we are working with the regulator to ensure that we record success, but going back to the issues, without eliminating the problems that we face today, the process may not make expected progress.
Sanctions will not solve the problems. And we need to go back to the basics to solve the fundamentals.

CNSS and Outsourcing 
We provide network support for players in the industry. And today we are a leading outsourcing company in the industry.
Outsourcing is the way to go. It enables operators to face their core business and what is not core to them they can give to next core parties to handle on their behalf. We maintain infrastructure for players.
We handle contact centre operations. It is a win-win situation for everybody, because the operators have the challenges of optimizing the networks and we can deal with the immediate maintenance support.
Outsourcing is becoming a popular model even in the developed countries. And Nigeria now playing a leading role in telecom development in sub-Sahara Africa, I think that is going to show that we are joining leading industries in other economies of the world.


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Cybersecurity Firm Detects a Wave of Crypto Phishing Following BlockFi Bankruptcy

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Kaspersky has detected a wave of phishing attacks preying on former customers of the bankrupt crypto lending platform BlockFi.

These scams leverage the ongoing distribution of customer assets following BlockFi’s 2022 bankruptcy, tricking victims into surrendering cryptocurrency wallet seed phrases, potentially leading to financial losses.

BlockFi, once a prominent provider of high-yield interest accounts and crypto-backed loans, announced bankruptcy in November 2022. The company began disbursing repayments to affected clients in 2024 as part of its restructuring plan.

Kaspersky has detected fraudulent emails mimicking BlockFi’s official branding, which falsely invite recipients to “claim the payment” they are “entitled to.” After clicking on the link, users land on a phishing page and are prompted to “connect their wallet”.

The attackers suggest that users import their existing wallet by typing in the secret phrase – this grants attackers direct access to the funds in the victim’s wallet.

“Phishing attacks like this are widespread, capitalising on real-world events to build trust and urgency. Victims who fall for these scams risk exposing their crypto wallets to theft. It’s critical for individuals to verify any communications directly through official channels and to check the address from where the email originates for legitimacy,” comments Roman Dedenok, anti-spam expert at Kaspersky.

The phishing emails feature convincing logos, colour schemes, and language, making them difficult to spot at first glance. Kaspersky recommends the following steps to avoid falling victim to this or similar scams:

  • Do not click on links or respond to unsolicited emails.
  • Protect Sensitive Information: Never share banking credentials, wallet seed phrases, or other private keys in response to an email or online form.
  • Use Security Tools: Enable two-factor authentication (2FA) on all financial accounts, employ reputable security software like Kaspersky Premium, and consider using a password manager to safeguard credentials.

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Universal Insurance to Raise N15bn to Meet Capital Rules

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Universal Insurance Plc has secured the approval of its shareholders to raise additional capital of N15 billion through a proposed recapitalisation exercise, as the insurer intensifies efforts to strengthen its balance sheet and position the company for long-term sustainability.

The approval will be granted at an Extraordinary General Meeting (EGM) scheduled for February 5, 2026 in Lagos.

Currently, Universal Insurance’s share capital stands at N8 billion, with 16 billion ordinary shares held by existing shareholders on the NGX. The board is seeking to revalidate, authorise, and regularise 14 billion unissued ordinary shares for the planned capital raise and also secure approval to list and admit the new shares for trading

Following resolutions passed at the Extraordinary General Meeting (EGM), Universal Insurance Plc is moving forward with a comprehensive recapitalisation programme aimed at reinforcing its capital base and improving its capacity to underwrite larger and more diversified risks.

Shareholders approved the plan to raise new equity through a combination of capital market instruments, subject to regulatory approvals, as part of efforts to meet industry capital requirements and support future growth.

Gross premium written rose to N18.59 billion, up from N12.29 billion a year earlier, driven by increased underwriting activity across key insurance segments. Insurance revenue also grew to N14.68 billion, compared with N9.85 billion in the prior period, reflecting stronger risk acceptance and improved pricing discipline.

Despite higher insurance service expenses, the company posted an insurance service result of N1.13 billion, while net investment income surged to N2.79 billion, supported largely by fair value gains on financial assets. As a result, net insurance and investment income increased to N5.18 billion, nearly double the N2.61 billion recorded in the same period of 2024.

On the balance sheet, total assets expanded to N21.82 billion as at September 30, 2025, from N18.14 billion a year earlier, supported by growth in financial assets and investment properties. Shareholders’ funds rose to N14.38 billion, up from N12.33 billion, reflecting improved profitability and reserve accumulation.

Investors have also responded positively to Universal Insurance’s performance, with its stock delivering an 83.33 percent return in 2025, rising from N0.66 to N1.21 per share, and trading volumes exceeding 6 billion shares.

The recapitalisation initiative, combined with the improving financial performance recorded in Q3’25, underscores Universal Insurance Plc’s determination to reposition itself as a more resilient and competitive player in Nigeria’s insurance industry.

The company aims to deliver improved value to policyholders, investors, and partners, while supporting broader economic activity and generating sustainable returns for shareholders.


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FG Rejects Northern Elders’ Gold Refinery Siting Claim

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Federal Ministry of Solid Minerals Development has debunked allegations by the Northern Elders Forum that the Federal Government sited a gold refinery in Lagos, breaching the federal character principle.

FG Rejects Northern Elders’ Gold Refinery Siting Claim

Minister Dele Alake

In a statement from Abuja, Special Assistant to Minister Dele Alake, Segun Tomori, described the claim by the forum’s spokesperson, Prof. Abubakar Jiddere, as “false and misleading.” He clarified that the minister never announced any government-owned gold refinery in Lagos or elsewhere.

Mr Tomori stressed that Minister Alake explicitly described the refinery as a private initiative by Kian Smith, one of several such projects nationwide. “The Federal Government does not compel private companies to site operations in specific regions,” he added, crediting founder Nere Emiko’s leadership.

The project supports the government’s value-addition policy to curb raw mineral exports and boost local processing. Reforms over two years have spurred investments like a $600 million lithium plant in Nasarawa, a $400 million rare earth facility there, and a $200 million ASBA lithium plant in Abuja.

Tomori highlighted the policy’s role in attracting foreign capital and creating jobs, describing the Lagos refinery as proof of successful reforms. He urged the Northern Elders Forum to back efforts for a stronger Nigerian economy rather than spreading misinformation.


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