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Key Reasons Africa Must Enforce SIM Cards Registration- Nadeem Juma

The increasing level of fraud, terrorism and other illicit uses, are part of major reasons regulators across Africa must not soft-pedal on the clampdown on unregistered SIM cards, in addition to the massive benefit to MNO’s for additional services to be provided, said Nadeem Juma, the chairman and co-founder of AIM Group.
AIM Group is an innovation and digital agency founded in Tanzania focused on R&D, digital communications and creating enterprise and business solutions that have been shaping consumer experiences since 2009.
Speaking to Nigeria CommunicationsWeek over the weekend, Juma said, we have seen an increase in deadlines from regulators in many African countries on SIM cards registration, MNOs have a great opportunity here to lead the unique identity space and the potential to up their games to meet the demands.
AIM Groups EKYC solution is credited for its data visualization this invaluable data which can be used to build and market other products and services that will add value.
Here is the brief interview with Juma,
How EKYC Emerged
“EKYC emerged just under three years ago as a result of the need to maintain an accurate customer/client database, especially by the telecoms operators. We recall what happened in Kenya when the telecoms regulator wanted to have the numbers of registered users, but the operators lacked such data base. Such irregularity sparked a ripple effect across the Continent.
So, what we saw in Tanzania was our regulator also going after the operators, requesting for quality KYC of SIM card users. The manual registration is usually filled with irregularities.
So, we approached the operator and sought for us to develop an app; piece of technology to enable them to carry out a seamless KYC (Know Your Customer) registrations. So, they asked to make a presentation to the regulator first.
So in October 2013, the Tanzanian Communication Regulatory Authority (TCRA) the telecom regulator issued us a letter of no objection to that effect. Since then, we have been providing technology to Tigo, Airtel and Vodacom in Tanzania.
The Peculiarities of EKYC
“Therefore, with EKYC, the app allows you to register users seamlessly. We are on the ground and understand the issues concerning the consumers and the operators, and have been using this technology to tackle them head-on; such as agent behavior, rural connectivity, power issues, facial and ID recognition and now biometrics.
“Our technology is deployed at over 20,000 agents, making sure they capture the users in accurate and specified manner. It is a powerful tool that the mobile operators now rely on to carry out that function, effectively; and in real time, we can determine the demographic, geographic and other information about the SIM card user. We have over a million registrations on the platform each month at the moment
As we have established the feat with the telcos, we are now moving to the banking sector. The pilot scheme involves three banks. We are providing these services with the banks to drive financial inclusion, either in Agent Banking or in the real branch locations.
Key Reasons to Enforce SIM Card Registration
“What happened with MTN Nigeria is a reflection of what happens, almost all over the Continent, particularly during the SIM cards registration where it was discovered that the pictorial representations of the users were done with faces of goats, cats, dogs, or other animals. We must admit that not all the countries have the data, but when you want to capture these data, there are guidelines that must be in place.
“We cannot run away from the issue of having adequate infrastructure. What we do is: where there is no existing data, we send text based information to temporarily activate the customer, there after when the agent is in a place with connectivity the images are sent to do full registration Essentially, we do not encourage disconnecting the people.
Secondly, we engage on cross-checking the captured data. That is when the user will be encouraged to provide additional information if anything is missing or the risk level seems to be high for that particular individual.
Tackling Defective SIM Card Registration
There are occasion we recommend the customer to be sampled. We have the capacity to integrate the data we captured to the national ID scheme. It makes a lot of sense and for easy identification of the citizens.
So, we validate the national ID against the database, which makes biometric registration a possibility.
Thus, the process helps the customer create a digital ID. Assuming we have the opportunity to execute the program with the telcos and the Nigerian government, the digital ID is enough to help deliver services to targeted citizens, be it insurance, vehicle license, financial services etc., provided the customer is on mobile. So, this is a powerful tool for the operators.
In terms of volume, we have over 20,000 agents on ground, delivering over a million transactions monthly. The technology can be customeized to fit into whatever goal a telco or banks wants to achieve, at a very affordable rate. It has the capacity to move from one million registrations to over twenty million without a huge CAPEX.
Unsolicited SMS & Targeted Marketing
“The issue of unsolicited SMS should not be dumped on the door-steps of the telcos alone, because a lot of companies are leveraging the services to market their services to targeted customers. And telcos are in business; they wouldn’t say no to a business that needs their services. We should not forget the activities of fraudsters or unethical hackers who ride on the network to perpetuate some cybercrimes.
“However, the telcos have a duty to prevent frivolous SMS. How can they achieve that? At the point of registering a customer, you can make provision for them to opt in for mobile marketing, alluding to receiving messages about your products/services, be it beer, food items, vehicles, hotels etc this communication can be sent by SMS, MMS, IVR, ring-back tunes, etc For instance, a certain message that appeals to a 60-year old, might be annoying to a 25-year old. That is why, through proper opt in, segmentation and our data analysis, you can make predictions about your customers.
“Proper SIM card registration provides you with such opportunity to know your customers well; that is why the regulator would always insist on getting it right. Some customer might prefer calling them to SMS. So engage with them in the manner they choose and not pushing communication or marketing messages blindly.
“A well filtered bulk SMS will also help you dispatch messages at the right time. Some people would prefer late night SMS, others early in the morning, while others would say, send it during lunch time. Our technology will help you get it right. You can tie some benefits to your message: if you accept my SMS, I will give you one minute free airtime. So, you can monetize what you are doing with mobile customers. The packages have to be compliant and communicated directly to the consumers. If given opportunity in the Nigerian market for instance, we can help the telcos address come of these problems.
Financial Inclusion
“I will address that in multiple parts. There is need to understand the critical role mobile money plays in financial inclusion. We are the first company to develop mobile money application in Tanzania in conjunction with the Central Bank, here in Tanzania. We understand the ecosystem very well. It is also fundamental to conduct research on how deepen financial inclusion. Tanzania and Nigeria have different templates in terms of the regulators’ approach to mobile money and financial services. First, the mobile operators are channels. They are the pipes to deliver the services.
Secondly, the mobile operators through the SIM card registrations know or should know the customer. They can offer the opportunities for the financial institutions to offer services to these customers.
“Thirdly, the mobile operators know about the consumer’s financial spending to an extent. They can tell how much the consumer uses in data, voice, SMS and/or receive including other telecoms related transactions. They have these fact sheets about the customers spending.
“Fourthly, they are in charge of the networks and thus have the last mile connections with the customers. Now, it behoves on the regulator to allow the telcos have closer ties with the financial institutions. Through the corporation, the financial institutions will tap into the resources of the telcos, and pay them for the services they will render on their behalves.
“At that point, the customer will have options to either walk up to the financial institution or leverage the mobile platform. I think that could be massive opportunity in Nigeria. In other words, the telcos are the enablers of financial inclusion, because they have a robust channel.
News
Francis Okafor Stuns China, Emerges Second-Place Winner @ Tencent OpenClaw Hackathon

In a striking moment of global recognition for African talent in artificial intelligence, Shenzhen-based Nigerian technologist, Francis Okafor has emerged as the second-place winner at the 2026 Tencent OpenClaw Hackathon, a fiercely contested competition hosted by Chinese tech giant Tencent.

The achievement places the Nigerian engineer among the top innovators in one of the world’s most competitive technology hubs, Shenzhen, often described as China’s Silicon Valley.
Okafor’s journey to the podium was anything but scripted. Walking into Tencent’s facility on the day of the contest, he found a room already buzzing with elite programmers deep in preparation.
“Laptops open. Heads down. Some people setting up their system before the challenges even dropped,” he recalled, contrasting the scene with his own uncertainty at that moment. “And then there is me — a Nigerian looking around like, okay Francis, what exactly are you doing here?”
Rather than confidence, his first reaction was raw nerves. “I won’t lie, I had goose bumps. Not the inspirational kind,” he admitted, describing a quiet internal debate about whether he had wandered into territory far beyond his league. Yet that hesitation quickly gave way to experimentation, a hallmark of the hackathon spirit.
Earlier that same week, Tencent had rolled out OpenClaw integration into WeChat (known domestically as Weixin), exposing its massive user base to AI agent capabilities.
Okafor, a senior technology lead, artificial intelligence advocate, and global community organiser, had already been stress-testing the system and decided, on the spot, to build his entry around it. “I had been pushing it hard all week just to see what it could do… so when the challenges dropped I thought, you know what, let me use this thing as my weapon.”
That decision proved decisive. Competing against some of the most accomplished engineers in China’s hyper-competitive tech ecosystem, Okafor’s solution stood out for both ingenuity and execution. “It went far enough apparently,” he said with understated pride after securing second place.
Remarkably, he had entered without a grand plan. “I didn’t go in with a strategy. I went in for the thrill of it… Honestly I thought I would learn a few things and go home with a good story.” Instead, he left with a trophy, and a narrative that has resonated far beyond the competition hall.
Beyond personal triumph, Okafor emphasized the broader technological significance of the moment. Tencent released the WeChat OpenClaw plugin on the very morning of the event, effectively putting advanced AI agent tools into the hands of an estimated 1.4 billion users.
In his view, this signals a profound shift in how artificial intelligence will reach the public. The company, he observed, is “not just making AI accessible to developers… they are bridging it to everyone,” while using hackathons to identify innovators capable of pushing the technology forward, regardless of origin.
Okafor was acutely aware of his uniqueness in the room. “I was definitely the only African there and for sure stood out,” he noted. Yet what mattered was not nationality but capability. “Nobody cared about where I was from. They cared about what I built.”
His message to aspiring technologists, particularly those from underrepresented regions, is both simple and powerful: show up. “Enter things you think you have no business entering,” he urged. “The worst case is you learn something. The best case is you shock yourself.”
In an industry often defined by geography, capital, and institutional advantage, Okafor’s victory offers a compelling counter-narrative. Talent, preparation, and courage can still disrupt expectations, even in rooms that seem designed for someone else.
As he concluded in a line that has since captured widespread attention: Black excellence, he said, “doesn’t need a geography.”
News
CBN Pledges Deeper Synergy with EFCC in Enugu Operations

Economic and Financial Crimes Commission (EFCC) has urged the Central Bank of Nigeria (CBN) to deepen collaboration and provide faster operational support in Enugu State.

Zonal Director of the EFCC Enugu Zonal Directorate, Commander Daniel Isei, made the call during a courtesy visit to the CBN Branch Controller in Enugu, Mr Otutubuike Justice Agbaeze, on Tuesday.
The engagement forms part of ongoing efforts to boost inter-agency ties, enhance financial sector accountability, and fortify anti-money laundering initiatives nationwide.
Isei described the CBN as “our most critical partner in the fight against economic and financial crimes,” highlighting years of joint operations and the bank’s role in securing recovered assets.
“The CBN naturally stands out as one of our most critical partners… it serves as a secure repository for valuables recovered by the EFCC and it has greatly enhanced our operations,” he stated.
While commending past cooperation, Isei appealed for quicker responses to the EFCC’s frequent investigative requests from its Enugu office.
“We understand that these requests may be demanding, but timely responses are crucial, as time is of the essence in financial investigations. We therefore seek your continued indulgence in ensuring that our letters receive expeditious attention,” he added.
In response, Agbaeze reaffirmed CBN’s dedication to the partnership, pledging expert support and improved synergy “in the interest of financial system stability and national development.”
News
Firm Shares Tips for Updating Your Digital Habits for an AI-driven World

As smart devices with artificial intelligence (AI) tools, and always-on services become part of everyday life, the cybersecurity habits many people formed a few years ago may no longer be enough.

From AI-powered scams to social media trends that encourage users to upload personal details, the way people interact online is changing quickly. Ensuring that you stay secure now requires small, deliberate actions in your daily digital behaviour. Experts from Kaspersky, a global cybersecurity and digital privacy company, share the below advice to stay safe online.
- Be cautious with verification requests. Many scams now mimic legitimate verification processes, asking users to confirm accounts, update payment details, or approve login attempts. Because people are used to frequent security prompts, it is easy to respond automatically. Pause before sharing verification codes or personal information and independently verify requests through official websites or by contacting service providers directly.
- Cultivate healthy AI usage habits. AI agents, chatbots and multimedia-generating apps can be convenient and entertaining, but uploading high-resolution photos or personal information carries privacy implications. Facial images can function as biometric identifiers, and once shared with an online service, be it AI or a social network, control over how that data is stored or reused may be limited. Before using AI tools, review privacy policies, minimise the personal information they provide, and avoid uploading sensitive documents or confidential content.
- Do your homework on AI. For parents, the rise of AI assistants introduces another dimension. While AI tools can help in making education interactive and gamified, children may turn to AI tools for homework support or entertainment without fully understanding how their data is used or how to evaluate responses critically.
Open conversations about responsible AI use, privacy awareness, and the importance of not oversharing personal information can help children build safe digital habits from an early age.
- Audit your online subscriptions. Reducing digital exposure is another simple but often overlooked step. Over time, unused subscriptions, dormant accounts, and forgotten apps accumulate personal data and payment details. Regularly reviewing subscriptions, deleting unused accounts, and checking which apps have access to personal information can significantly reduce risks of this data being leaked.
- Secure your devices and home. Device longevity and smart home security also play an important role. Older devices that no longer receive security updates may contain unpatched vulnerabilities.
Ensure that smartphones, laptops, routers, and smart home devices are running the latest firmware and are protected with strong passwords and multi-factor authentication. Changing default passwords on connected devices and securing home Wi-Fi networks are essential steps in protecting both personal data and physical spaces.
As technology and AI becomes more integrated into daily life, security is less about dramatic measures and more about consistent, informed habits.
“Technology evolves quickly, and our online behaviour should keep pace,” says Brandon Muller, Technical Expert for the Middle East and Africa region at Kaspersky. “Take time to review privacy settings, app permissions, and connected third-party services, removing anything that is no longer needed. By being more deliberate about what we share, how we verify requests, and how we manage our devices, we can significantly reduce exposure to modern cyber risks while enjoying all the benefits of new technologies.”
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