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NIA Rises Against Employees’ Compensation Bill

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The Nigerian Insurers Association (NIA) has raised its opposition against the Employee Compensation Bill. The bill which is currently awaiting the attention of the National Assembly is seen by insurers as inimical to the smooth running and growth of the insurance industry. Raising its opposition, NIA opined that it was not proper to replace the Workmen’s Compensation Act 2004 with the Employee Compensation Scheme to be managed by the Nigerian Social Insurance Trust Fund, (NSITF). The insurers’ umbrella body recently wrote a strongly worded memorandum to the Senate Committee on Employment, Labour and Productivity, stressing that the NSTIF is incapable of managing the scheme. The memo which was signed by Mr. Wole Oshin, chairman of the association, who stated that the trust fund has been incapable before now in managing the deductions from workers salaries occasioned by the volume of unpaid benefits to retirees
According to the NIA, the Workmen’s Compensation Act 2004 was statutorily required to provide benefits for work-related diseases such as injuries, accidents and death, in the course of duty.  It argued that the duty of performing this role the private sector had rested under the insurance companies for decades. It further stressed that the insurance companies have been playing this role well in accordance with the Act. The body stated that since the insurers have been performing this role well, it would be improper and a negation of the spirit of federal government reform program to take the responsibility away from it and entrust it to NSITF, a public institution which already has enough challenges to handle. According to NIA, "Nigerians are aware of how public institutions vested with monopolistic powers and duties have fared. We are not sure that Nigerians want to go through that experience again". The insurers’ body reiterated that the responsibility to handle the management of risks of accident, disease and death, and paying benefits to victims falls within the jurisdiction of insurance. It stressed further that since the insurers have been doing it, there was no gain taking it away from it especially as the NSITF does not have the prerequisites to manage it such as the right training, knowledge and expertise to manage risks emanating from these tasks.  The insurers’ body emphasized that "under the present Workmen’s Compensation Act the liability for Workmen’s Compensation is on the Employers, and they are expected to insure the liability with insurance companies who must provide the money for payment of compensation whenever the need arises". Earlier, the National Insurance Commission (NAICOM), the regulatory body of the insurance industry had raised its objection to the move to transfer workmen’s compensation to the NSITF. With the latest move by the association, industry watchers are waiting to see which direction the pendulum would swing.
Veteran Applauds NAICOM over Claims’ Disputes Resolution
Alade Olafinmiyan, veteran insurance broker, has praised the oversight r of the National Insurance Commission (NAICOM), stressing that its promptness in rising to industry challenges has helped in curtailing the excesses of some insurance companies. He explained that apart from the intervention of the commission in addressing past challenges, the recent ones aimed at finding lasting solutions to disputes arising from claims is commendable. He recalled that in recent times, NAICOM has intervened in the redressing complaints arising from over 170 cases. HE stated that “the intervention led to settling claims’ dispute amounting to N182.321million. To have achieved this only within the first quarter of 2010 is an indication that the regulator is up to growing challenges facing the industry.”  According to spokesperson of the commission, Mr. Lucky Fiakpa he explained in a statement recently that most of the settled complaints were concluded  in January while the other cases which were spill- over from last year were also concluded within the time under reference.
Apparently excited at the way the Commission handled his claim issue, an assistant director with the National Institute for Policy and Strategic Studies (NIPSS) wrote to the Commission recently to express his feelings when he said he respectfully thank the commission “for the prompt action that compelled the insurance company to settle my claims after 987 days. It paid the sum of N338, 895.60 inclusive of the accrued interests for the period it held the money", he disclosed. Corroborating, a Loss adjuster also commended NAICOM when he wrote that to confirm that they have received the insurer’s cheque for the amount involved in full and final settlement of their indebtedness to their organization, while expressing deep appreciation to the commission for its prompt intervention and immediate conclusion of their case. Olafinmiyan emphasized that when a body is performing creditably, the achievement cannot be hidden from industry watchers who expect high ethical standard from public institutions.  He recalled the NAICOM’s recent breakdown of settled disputes concerning claims involved a total of 142 cases which were received by it between January and March 2010 while 72 of the correspondences were fresh complaints. It would be recalled that the commission’s image maker had stated its recent statement that, Properfunds Limited lodged a complaint before the commission that five insurance institutions issued their guarantee bonds in various sums of money in their favour and when there was a default, the insurance companies refused to settle the claims with incidental interests. He explained that rising from these complaints, the commission also resolved the case between Crusader General Insurance Limited and the complainant which brought about a cheque payment of N389.021.78 which had since been issued to the complainant as full and final settlement. Also as an attestation, Mr. Fola Daniel, commissioner for insurance, had expressed concern over the issue of non-payment of claims by few operators in the market which over the years has given the industry a bad name. The commissioner gave stern warning to operator that cheques must be paid out within 90 days after due process had been followed, adding that the commission would not hesitate to cancel the licence of any defaulty operator. The veteran advised the operators to cooperate with the leadership of NAICOM to ensure that its regulatory duties are performed creditably.

 


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Court Jails ‘Colonel’, ‘Major’ of Global Money-Laundering Ring

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A “colonel and a major” in a “worldwide highly sophisticated money-laundering syndicate on a breathtaking scale” have been jailed for nine years and 7 and half years respectively.

Court Jails ‘Colonel’, ‘Major’ of Global Money-Laundering Ring

Ejike Francis Ogbuefi (42) of Clonard Road, Crumlin, Dublin 12, and Steven Silvester (32) of the Paddocks, Morristown, Newbridge, Co Kildare, were both convicted of directing the activities of a criminal organisation following a trial at Dublin Circuit Criminal Court in February.

Ogbuefi was also convicted of 32 counts of money laundering and seven of conspiracy to launder money.

The jury also convicted Silvester of five counts of money laundering, two of attempted money laundering, four of conspiracy to launder money and one of using a false instrument.

Both defendants had no previous convictions here or in another jurisdiction.

The court heard that both men were assessed to be above mule herders and money mules in the operation, with Ogbuefi having a more active role.

During the sentence hearing, Judge Martin Nolan suggested to the investigating garda that the men were a “colonel and a major”, which Det Garda Steven Kelly agreed with.

Imposing sentence on Friday, the judge said both men were involved in the offending and played certain roles.

He noted that the scheme’s ambition was to “get accounts to launder illicit monies” which were “undoubtedly the product of criminal behaviour” and that third parties unknown to the court suffered as a result.

“Both men were reasonably experienced in how the banking system works” and aware of its weaknesses which they tested, sometimes successfully, the judge said.

The judge said he had considered the mitigation and there was a “good chance” the men would not reoffend in future, but that the court could not be certain.

The judge noted that money laundering is a “serious problem” and the court often dealt with cases of people who provided their bank details to be used in these schemes.

“These bank accounts are absolutely necessary for all fraud, because monies have to come to earth somewhere,“ the judge said, noting that the defendants’ main role was to procure bank accounts so that money could be sent to others who profited.

He imposed on Ogbuefi a sentence of nine years and imposed a 7½ year sentence on Silvester, whom he considered to be at a lower level.

Kelly told Seoirse Ó Dúnlaing, prosecuting, that the Garda investigation looked at various bank accounts, transactions and online communications.

Evidence suggested both men were receiving requests, often from phone numbers in Nigeria, to launder money from different types of frauds.

Kelly agreed with Conor Devally, defending Ogbuefi, that his client is from Nigeria and his family is law-abiding.

Garda Kelly agreed with Maurice Coffey, defending Silvester, that his client became involved in this criminality some time after his arrival in Ireland in 2015 and had no record of shopping in high-end stores or trappings of wealth.

It was also accepted that Ogbuefi appeared to have a more active role than Silvester.

Defence counsel told the court their clients accepted the verdicts of the jury and were remorseful.

Testimonials were handed to the court on behalf of both men.

Mr Devally asked the court to view Ogbuefi as being “appointed to a position of local authority in a wider organisation”.

Mr Coffey said Silvester was under pressure and desperate at the time.

He asked the court to consider that his client did not come to Ireland to get involved in this offending, but fell into temptation at a time of vulnerability.


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Activist Warns against Rising Junk Food Culture in Nigeria

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Nnimmo Bassey, environmental activist and food sovereignty advocate has raised concerns over the growing influence of junk food culture and global food politics on Nigeria’s food systems.

Activist Warns against Rising Junk Food Culture in Nigeria

Nnimmo Bassey, environmental activist

Bassey warned that the increasing consumption of highly processed foods poses serious risks to public health, cultural identity, and national food security.

He made these remarks on Thursday while speaking at the Sustain-Ability Academy lecture on Food, Power and the  Politics of Hunger, organised by the Health of Mother Earth Foundation in collaboration with the University of Port Harcourt.

“Food is not just for sustenance; it is central to our identity, our relationships, and our traditions,” he said.

He explained that traditional diets reflect the diversity of Nigeria’s ethnic groups and have historically fostered unity within communities.

Bassey traced the evolution of food systems in Nigeria, highlighting how colonialism, commerce, and conflict have reshaped local diets.

He referenced the Nigerian Civil War as a turning point when food was weaponized, leading to widespread malnutrition and long-term dietary changes, particularly in the Eastern region.

The activist criticized the rapid rise of fast food consumption, describing it as a product of modern society’s demand for instant gratification.

According to him, fast food outlets use sensory stimulation, bright lighting, loud music, and constant visual entertainment to distract consumers from questioning the nutritional value of what they eat.

“People leave with more than just a full stomach, they carry heavy metals, artificial colourings, and harmful substances in their bodies,” he said.

Bassey also expressed alarm over the increasing presence of genetically modified organisms (GMOs) in Nigeria’s food system.

He argued that such products, often introduced without sufficient scrutiny, could have long-term health and environmental consequences.

He further cautioned against the role of political leaders in normalizing unhealthy consumption patterns.

“When top politicians publicly consume junk food and sugary drinks, they send a dangerous message that such habits are acceptable or even desirable,” he said.

At the heart of his argument is what he described as “food colonialism” a system driven by global power dynamics, where economic pressures, debt, and cultural influence shape local food choices to benefit multinational corporations at the expense of local farmers.

Bassey called for a “decolonization” of food systems across Africa, urging governments and citizens to prioritize indigenous foods, protect seed-sharing traditions, and resist policies that undermine local agricultural practices.

He also challenged prevailing narratives around hunger, questioning whether food insecurity is truly a result of low productivity.

“In countries like Nigeria, nearly half of all food produced goes to waste. The issue is not just production, but distribution, policy, and power,” he explained.

The session concluded with a call for urgent reforms to ensure fairness, resilience, and sustainability in food systems, with a focus on supporting smallholder farmers and addressing the structural causes of hunger.


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Gartner Forecasts Surge in AI-powered Public Services

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At least 80% of governments will deploy artificial intelligence (AI) agents to automate routine decision-making, enhancing efficiency and service delivery by 2028.

This is according to market research firm Gartner, which highlights a growing shift toward digital governance, where AI-powered systems will increasingly handle repetitive administrative tasks, such as processing applications, managing public records and responding to citizen queries.

“Government chief information officers are under growing pressure to embed AI into decision-making capabilities rapidly and responsibly,” says Daniel Nieto, senior director analyst at Gartner. “The rise of multimodal AI, alongside conversational and agentic systems, has expanded what public organisations can automate, understand and anticipate.”

The Gartner report comes as South Africa is moving to embed AI into public administration, with early use cases emerging across service delivery, disaster response and internal operations, even as full-scale deployment of autonomous “AI agents” remains some years away.

The country’s National AI Policy Framework, released in 2024, has set the direction for adoption, with a comprehensive national policy expected by 2027.

Implementation is likely to follow from 2027 onwards, positioning the country for a more structured and regulated rollout of advanced AI systems across departments.

While South Africa has yet to deploy AI agents at scale, government and research initiatives indicate that agent-like systems are already taking shape.

Global use cases

Globally, governments are rapidly deploying AI agents to automate public services and internal operations, shifting from simple chatbots to systems that can execute tasks and coordinate workflows.

In the US, federal and city agencies are using AI agents to handle citizen queries, draft documents and manage call centres, while in China, autonomous systems are being integrated into administrative processes and urban management.

European governments are piloting AI-driven tools in policing and public service delivery, and in emerging markets, agentic platforms are being used to improve disaster response, financial inclusion and digital identity systems.

However, Gartner notes that fragmentation is one of the most persistent barriers to AI value in government.

According to a Gartner survey of 138 respondents from government organisations worldwide between July and September 2025, 41% of respondents cited siloed strategies and 31% cited legacy systems as key challenges to adopting and implementing digital solutions.

“Technology modernisation alone has not resolved these issues,” says Nieto.

The market analyst firm says as AI transitions from experimentation to being deeply embedded in decision-making, governance approaches must also evolve. It points out that traditionally, AI governance has centred on managing models, data and algorithms.

However, it states that decision intelligence (DI) shifts this focus towards the governance of decisions themselves; for example, on how they are designed, executed, monitored and audited. This shift in governance is especially critical in government, where public legitimacy relies on transparency and fairness, the firm explains.

Measurable impact

The Gartner survey found that 39% of respondents cited improved service and citizen satisfaction as primary reasons to invest in building citizen trust.

The firm notes that DI offers a structural foundation for operationalising this trust by making decision pathways explicit and auditable.

“By governing decisions, rather than just isolated AI components, governments can better balance automation with human judgement, particularly in high-stakes or rights-impacting contexts,” says Nieto. “Regulated industries and governments cannot rely on opaque ‘black box’ systems for consequential decisions. DI elevates explainability from a technical requirement to a governance imperative.”

Because of the need for transparency in decision-making, Gartner predicts that by 2029, 70% of government agencies will require explainable AI (XAI) and human-in-the-loop (HITL) mechanisms for all automated decisions that impact citizen service delivery.

Gartner explains that XAI and HITL designs are foundational to public-sector DI. These mechanisms ensure decision logic can be inspected, explained and challenged. Because of XAI and HITL, humans also retain authority over exceptions, appeals and high-risk cases, and accountability is preserved even as automation increases, it adds.

While efficiency remains important, Gartner says citizen trust in government’s ability to provide effective services is becoming a key driver of digital transformation. Fifty percent of government respondents cited improved citizen experience as one of their top three priorities.

“As AI and decision intelligence increasingly automate and streamline service delivery, the traditional notion of ‘citizen experience’ evolves,” says Nieto.

“When citizens receive what they need from the government automatically, direct interactions may decrease, making trust in the system’s reliability, fairness and transparency even more critical. Because trust is so imperative in these situations, the predictive capacity to anticipate potential needs could reshape how government digital services are delivered.”

 


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