E-Business
NIMC Extends Mandatory Use of NIN to January 2016

the National Identity Management Commission (NIMC), the ssuing Authority for National Identification Number NIN, has shifted the date for the commencement of the mandatory use of the National Identification Number (NIN), from September 1, 2015 to January 9, 2016.
The Commission had earlier directed that all transactions involving the identification of individuals as specified in Section 27 of the NIMC Act, must be done with the NIN beginning from September 1, 2015.
The extension of the September date follows the recent directive by President Muhammadu Buhari, that all Ministries, Departments and Agencies (MDAs) should expeditiously harmonize their biometric databases.
The extension would enable the Commission progress further, ongoing efforts with the MDAs that have reached advanced stages of harmonization with NIMC including the CBN, FRSC, FIRS, PenCom, INEC, NHIS, Ministry of Agriculture and Rural Development, (FMARD).
This would help avoid the situation similar to what was experienced when the CBN wanted to enforce the cut off date for the BVN, leading to a late rush to meet the deadline/massive turn out of citizens and the troubles they had to go through.
It would also help ensure that the need for double enrolment is reduced to the barest minimum during this transition period when the harmonization is being implemented.
But Abdulhamid Umar, general manager, Corporate Communications at NIMC, in a press statement, said the management has taken into consideration the fact that the CBN had extended by a few months, the deadline for the completion of the Bank Verification Number (BVN) exercise thus extending the time frame for the completion of the harmonization it has begun with the CBN on the BVN programme.
He said, “It is expected that with the planned harmonization which will effectively link all MDA biometric databases – INEC, FRSC, PenCom, FIRS/JTB, NHIS, FMARD, etc, citizens will not be required to have their biometrics taken every time by these institutions in the near future. Also the MDAs will invariably act as valid agents to the NIMC, collecting their own data as well as providing data required for the issuance of the NIN by the NIMC, based on the minimum national standards for biometric and demographic data capture already set by the MDAs”.
Also the NIMC has concluded plans to provide pre-enrolment services on smart phones.
Umar said this will ensure that citizens can start their enrolment using their smart phones, a development that would ensure that in the next couple of months citizens, of all ages, would have completed their demographic enrolment before they proceed to NIMC Enrolment Centres for their biometric data capture to complete their enrolment.
“Management believes that this will help to decongest the Enrolment Centres as well as ensure that citizens enroll at their convenience as the cut off date draws nearer,” he added.
It will be recalled that a few months ago the NIMC had announced that it would start to enforce the use of the NIN by citizens in the conduct of certain transactions as specified in Section 27 of the NIMC Act, 2007.
But the need to complete the initiation of the process of harmonization, to ensure that at least legacy databases of MDAs are linked is an important process that would facilitate citizen’s adoption and participation in the process.
“The NIN is an 11 digit number assigned to an individual upon successful enrolment into the National Identity Database (NIDB).
“It is what represents the unique entry of a persons personal information in the National Identity Database. Once issued to an individual that number cannot be used again.
“Management has expressed satisfaction with the ongoing distribution of the national eID Cards and increasing appreciation of the fact that it is both a KYC Card and a Payment Card.
“Also the public are greatly appreciating that ‘the NIN and not the Card, is Your Identity’.
“Accordingly a Task Force has been set up by Management to ensure faster distribution of the Cards by increasing the number of Card Collection Centres by 300”, the statement read.
E-Business
Firm Shares Tips for Safer Remote Working

It is holiday season in many parts of the world. These days though, going on holiday does not always mean turning your back on office life – hybrid work cuts both ways.
Today’s widespread connectivity—available at airports, train stations, restaurants, hotels, and most indoor public spaces—makes staying connected easier than ever, with free Wi-Fi in many locations and reliable 4G or 5G coverage elsewhere, helping to facilitate a seamless blend of work and leisure even while on holiday.
This increase in connectivity among travellers has not gone unnoticed by cyber criminals. Kaspersky experts analysed nearly 25,000 free Wi-Fi spots in Paris ahead of the Summer Olympic Games and Paralympic Games. The analysis revealed that almost 25% of these networks had weak or no encryption, making users vulnerable to personal and banking data theft.
Travellers often have their guard down. The unfamiliar surroundings of a new location or a different language can throw up a useful smokescreen for a cyberattack, meaning additional care needs to be taken when logging on. Fortunately, a few smart tools and habits can help you stay protected while enjoying the flexibility of remote work.
Use a VPN for secure connections
A VPN is one of the most effective ways to safeguard users’ online activity, especially when working from unfamiliar locations. By encrypting Internet traffic, a VPN ensures that hackers can’t intercept sensitive data like login credentials or financial details. This is particularly important when accessing work emails or company files on public Wi-Fi, where cybercriminals often lurk.
Switch to an eSIM for reliable, secure mobile data
Another useful digital tool that provides a seamless way to stay connected using local mobile networks with no physical SIM card required is the eSIM. This is a game-changer for international travellers who want to avoid sky-high roaming charges or the hassle of hunting down temporary SIM cards in foreign countries.
With an eSIM, a user can download a local data plan before you even arrive at your destination, ensuring instant connectivity the moment you land. This eliminates the need to rely on unsecured Wi-Fi hotspots, significantly reducing your exposure to cyber threats.
Plus, many eSIM providers allow you to manage multiple profiles on a single device, making it easy to switch between work and personal data plans without juggling multiple phones.
Services like Kaspersky eSIM Store enables users to purchase and activate data plans in advance, track usage and top up as needed, all from a single app.
Enable two-factor authentication (2FA)
When travelling, people often leave devices unattended. To protect against unwanted people logging in, travellers should ensure two-factor authentication (2FA) is enabled on all critical accounts and that passwords are used on all devices.
Final tips for a secure workation
Even with a VPN, eSIM and 2FA in place, your devices still need strong defenses against malware, phishing scams and ransomware. Cybercriminals often target remote workers who may let their guard down while travelling, making real-time protection essential.
Modern antivirus software does more than just scan for viruses, it actively blocks malicious downloads, warns you about phishing attempts and even secures your passwords and financial data.
For the most robust security, consider a solution like Kaspersky Premium, which combines antivirus protection, a VPN and password management into a single, easy-to-use package.
By combining a VPN, eSIM and strong antivirus, you can work from anywhere with confidence, whether you’re sending emails from a poolside or joining a video call from a festival tent.
E-Business
Zequence Digital Boss Calls for Strong IP Laws Enforcement, to Protect Nigeria’s Software Sector

Mr Adeoye Oludamilola, managing director, Zequence Digital, a digital agency, has said strong enforcement of Intellectual Property (IP) laws , protection of Nigeria’s software industry against piracy will encourage innovation and investment.
Adeoye told reporters lately in Lagos that software piracy and the unauthorised use of proprietary technology are widespread in the country.
According to report Intellectual Property (IP) laws in software refers to the legal rights that protect the creations of the mind used in software development.
These rights, which include copyrights, patents, trade secrets, and trademarks, grant developers exclusive control over their software and related assets, preventing unauthorised use or reproduction.
Adeoye said that many startups do not protect their innovations, due to a lack of knowledge and the cumbersome legal processes involved.
“IP registration and litigation are expensive and time-consuming, which further discourages developers from protecting their work,” Adeoye said.
He added that the lack of awareness among developers about their IP rights contributed to the problem.
To address these challenges, Adeoye stressed the need for the formation of an IP Protection Consortium, comprising tech firms, legal experts, and regulators, to advocate for stronger IP enforcement.
He also suggested collaborating with legal tech startups to create simplified platforms for fast-tracked IP registration.
The managing director further called for joint initiatives between legal bodies and tech communities to launch IP rights education campaigns.
This, he said, would equip developers with the knowledge they needed to protect their innovations and grow their businesses.
Adeoye emphasised the need for the government and stakeholders to create an ecosystem for development and inclusivity by proactively engaging with regulators.
According to him, this will help ensure that policies are created with the input of concerned agencies and industry experts.
E-Business
PalmPay Partners AXA Mansard Health to Make Digital Insurance Accessible, Affordable

PalmPay, a leading fintech platform and full-stack digital neobank for emerging markets, has partnered with Nigeria’s biggest Health Insurance Company, AXA Mansard Health a member of the globally trusted AXA Group, to provide millions of Nigerians with affordable, accessible digital health insurance.
This strategic partnership enables PalmPay users to seamlessly access a range of health insurance packages from AXA Mansard directly within the PalmPay app. With plans starting as low as N500 per month, users can now choose from flexible insurance options tailored to fit their everyday needs.
The plans are designed to meet a wide range of needs; for example, the AXA Digital Health plan offers access to telemedicine consultations with doctors, N5,000 worth of medications, and up to N40,000 in surgical coverage. Users can also opt for the AXA Mansard MicroHealth plan at N1,000 per month, which provides unlimited diagnostic tests and funeral benefits. Additionally, the AXA Mansard Accident plan, available for N500 monthly, offers comprehensive death cover for both accidental and non-accidental cases.
Speaking on the partnership, Habib Kowontan, Head of Wealth Product at PalmPay, said: “Insurance is a key pillar of financial security, yet millions of Nigerians remain underserved. Our partnership with AXA Mansard Health breaks down long-standing barriers by placing reliable and affordable insurance solutions right at our users’ fingertips.”
In her remarks, Jumoke Odunlami, Chief Distribution Officer, AXA Mansard Insurance said that the partnership with Palmpay presents the AXA with another opportunity to improve health and productivity of Nigerians. “Through partnerships like this, we are covering over 1.8 million Nigerians and ensuring that healthcare is accessible, available and affordable.
“So we are excited about joining forces with a brand like Palmpay to compliment the range of financial possibilities they offer their customers with health plans. It fits well with our mission and our purpose of acting for human progress by protecting what matters, and we are looking forward to doing even more with Palmpay”, she explained.
This partnership reflects PalmPay’s broader mission to create a more inclusive digital financial ecosystem, one that empowers users to not only manage their money efficiently, but also secure their future.
This partnership reflects PalmPay’s broader mission to create a more inclusive digital financial ecosystem, one that empowers users to not only manage their money efficiently, but also secure their future.
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