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Orange- One Finance Woos Customers With Bespoke Financial Services

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Orange- One Finance Limited has unveiled a potpourri of investment products to Nigerians, to meet their diverse financial needs.

Iyobosa Iyamu, managing director of Orange-One Finance, listed six financial products on offer by the company, to meet the needs of its growing clientele base.

They include, among others – Personal loan, Asset Finance, Working Capital Loan and Invoice Discounting Facility. Others are Local Purchase Order (LPO) Financing and Contract Finance.

“We do engage our customers- individuals as well as SME’s – in building a beneficial relationship that helps us partner with them in achieving their financial and business goals,” Iyamu said.

The Orange-One boss disclosed that the company’s personal loan which ranges between N500, 000 and N4 million was targeted at meeting urgent needs of customers.

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The loan which is payable in a space of one year, is available to professionals in the banking sector or blue chip/multinational organisations.

“This category of loans is secured by proof of employment and may not require collateral but will require a guarantor(s) depending on the amount,” she said.

The Asset Finance product of the company is an extended rental agreement where the asset financed belongs to the financier until the lease has been fully paid down through monthly lease payments.

The client is required to make an equity contribution of at least 30 percent of the value of the asset to be purchased while the financier pays the balance. The tenure for asset finance is 12 – 24 months.

Iyamu said her company’s working capital facility is a loan that can be used to enhance business operations and increase the profitability of small and medium scale enterprises. This loan is available for businesses that have been in operation for at least 2 years.

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Meanwhile, she noted that the current needs of the business and its ability to repay after enhancement of operating capital are critically evaluated.

“While the business cash flow projections are important the historical assessment is equally critical for this category of loans. Businesses that keep records and bank proceeds stand a higher chance of accessing working capital/bridge finance to take the business to the next level. The tenure for this is usually 6 – 12 months.”

Iyamu added: “With our Invoice Discounting facility, we provide instant access to cash based on receivables of the organization. An invoice discounting facility makes cash available for jobs/contracts that have been successfully executed and it’s usually more flexible than a typical loan.

The repayment is tied to the agreement subsisting between the issuer of the contract/purchase order and the contractor/supplier. Usually, only an agreed percentage of the invoice value is discounted.”

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CIBN, ACAMB Push for Financial Inclusion, Women Empowerment

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The Chartered Institute of Bankers (CIBN) and the Association of Corporate Communication and Marketing Professionals in Banks (ACAMB) have enjoined banks to further deepen and prioritize financial inclusion, women’s empowerment and sustained growth through strategic mandates and frameworks, aimed at closing the financial gap and empowering more small, and medium enterprise (MSME) owners.

Both organisations made this call during a courtesy visit to the newly invested 24th President and Chairman of Council of the Chartered Institute of Bankers of Nigeria (CIBN), Dr. Dele Alabi, Ph.D, FCIB, as part of plans to congratulate him on his investiture as well as seek a stronger alliance between both bodies.

The visit followed Alabi’s investiture where he unveiled his “IMPACT” Vision, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance.”

The vision rests on six pillars: Inclusion across geographic, gender, and generational lines; Membership growth and quality; Professionalism and ethics; Accountability; Competencies and skills development; Technology, automation, and innovation. Other areas of shared interest, include women empowerment, financial inclusion and literacy, as well as MSME clinics, all of which are top on his agenda.

Alabi explained that under him, the institute will be prioritising financial inclusion and women empowerment, because of its realisation that women  are often the primary financial managers and caregivers in families. Access to savings, micro-credit, and insurance acts as a safety net during crisis and allows them to significantly improve living conditions.

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He added that CIBN would be happy to drive joint knowledge sharing and exchange sessions with CBN and ACAMB across various platforms. “Educating the public through public awareness programmes, with ACAMB as the rallying point, is central to what we do,” he noted.

ACAMB President, Jide Sipe, who led the delegation, spoke in unison with the CIBN president, as he noted that, closing the inbalances in financial access help economies grow faster, reduces inequality, and encourages greater civic participation by all.

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History as Lagos Becomes First Nigerian State to Launch Greenhouse Gas Registry

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Lagos State has become the first sub-national government in Nigeria to establish a comprehensive Greenhouse Gas Registry, a move aimed at strengthening climate governance, improving emissions accountability and accelerating the state’s transition to a low-carbon economy.

History as Lagos Becomes First Nigerian State to Launch Greenhouse Gas Registry

The Lagos State Greenhouse Gas Registry (LGHGR) was unveiled at the Central Business District, Alausa, Ikeja, at a ceremony attended by Prof. Akin Abayomi, commissioner for Health, members of the State Executive Council, representatives of the Federal Ministry of Environment, development partners, TPHG Technologies, the diplomatic and business communities, academics, civil society organisations and the media.

Describing the initiative as a landmark achievement in the state’s environmental sustainability drive, Dr. Babatunde Ajayi, general manager of the Lagos State Environmental Protection Agency (LASEPA), said the Registry marks a defining moment in Lagos’ climate action journey and reflects Governor Babajide Sanwo-Olu’s commitment to building a resilient, climate-smart and environmentally sustainable economy.

According to Ajayi, the digital platform will enable the state to accurately measure, monitor, report and verify greenhouse gas emissions across key sectors, providing credible data to guide environmental policies and climate interventions.

He said the Registry would strengthen evidence-based decision-making, improve transparency and accountability, support national and international climate reporting obligations, unlock carbon market opportunities and boost investor confidence in Lagos’ environmental initiatives.

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Ajayi also commended TPHG Technologies for providing the technical expertise that made the pioneering project possible.

Delivering the keynote address, Prof. Abayomi described the Registry as a major milestone that positions Lagos at the forefront of climate governance and emissions accountability in both Nigeria and Africa.

He noted that climate change has evolved into a significant public health and governance challenge, stressing that access to reliable emissions data would enable the state to formulate evidence-based policies, attract climate financing, strengthen resilience and accelerate its transition to a low-carbon economy.

Providing insights into the technical framework of the project, Dr. Mofoluso Fagbeja, lead consultant and chief executive officer, TPHG Technologies, explained that the Registry was developed from the greenhouse gas inventory jointly undertaken by LASEPA and TPHG Technologies in 2022, using 2019 as the baseline year for emissions assessment.

He said the platform is designed to close critical emissions data gaps, particularly within the industrial sector, while supporting effective climate policy implementation, emissions management and sustainable development.

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Fagbeja also disclosed that the greenhouse gas inventory estimated that poor air quality contributes to about 35,000 premature deaths annually in Lagos, underscoring the urgent need for stronger emissions control measures and cleaner environmental practices.

In a goodwill message, Balarabe Abbas Lawal, minister of Environment, represented by Mrs. Adenaike Olunimpe Oludunni, federal controller of Environment in Lagos, commended Lagos State for pioneering the initiative, describing it as a significant contribution to Nigeria’s climate commitments.

He said the Registry aligns with the country’s Nationally Determined Contributions (NDCs) under the Paris Agreement and supports the Federal Government’s Energy Transition Plan, while reaffirming the ministry’s commitment to deeper collaboration with Lagos State on climate governance and environmental sustainability.

 

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See Verified 20 Countries Nigerian Passport Holders Can Travel Visa-Free

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A recently released  Henley Passport Index 2026, showed that Nigerian citizens can travel to at least 20 destinations outside the African continent where entry is allowed either visa-free, with a visa on arrival (VOA) at no extra cost, or via an e-visa.

See Verified 20 Countries Nigerian Passport Holders Can Travel Visa-Free

This expanded access opens doors for Nigerian travellers to experience countries in the Caribbean, Asia, and beyond with greater ease.

Below is a comprehensive guide to countries outside Africa which Nigerian passport holders can visit without a traditional visa.

Visa-Free Countries outside Africa for Nigerian Passport Holders:

Barbados

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Cambodia – Visa on arrival

Comoros Islands – Visa on arrival

Cook Islands

Dominica

Fiji

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Haiti

Iran – Visa on arrival

Kiribati

Lebanon

Maldives – Visa on arrival

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Micronesia

Montserrat

Niue – Visa on arrival

Palau Islands – Visa on arrival

Samoa – Visa on arrival

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St. Kitts and Nevis

Timor-Leste – Visa on arrival

Tuvalu

Vanuatuul

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