E-Business
Overview of Biometric Identification System in Nigeria

Technological advancement has created and promoted inventions through innovations in cyber-culture, cyber-security, science, defense, communication methods, education, healthcare, business, etc.
Today, for the ease of identification of individuals, Biometric system of identification has also been developed through is one of technological breakthrough introduced as a result of the revolution and expansion in science and technology.
The increasing cyber crime going on and other security issues gave an impetus for the birth of Biometric identification systems for the authentication of identity and recognition of various characteristics and processes.
Implementation of a Biometric system of identification plays a significant role in controlling physical access to a working environment or other highly sensitive area. It is the most efficient and highly secure means for the identification of users and provides the best protection technique to ensure both, data and cyber security. It helps in the reduction of fraud and criminal activities.
The National Identity Management Commission (NIMC), which is saddled with the Biometric registration of Nigerians for proper identification has been on it for a number of years now, however, not much has been achieved in capturing the citizen’s data with the follow up of issuing the National ID card.
Many people have filled the Biometric forms but have not had any feedback on the issuance of the National ID cards for upwards of two, three years or more. With every Nigerian captured on the registration system, it will be easy to differentiate between Nigerians and aliens living in Nigeria. It will also assist security personnel in the resolution of crimes.
On the other hand, however, Nigerian banks, at the instance of the Central Bank of Nigeria, CBN, also embarked on the Biometric registration of all their customers. Today, all commercial bank customers, old and new, are already captured on the Biometric registration.
There is no gainsaying the fact that the Biometric registration of all bank customers has aided the law enforcement agents in apprehending and bringing financial criminals to book u dear this present government. Before the Biometric identification registration was introduced to the issuance of Driving Licence in Nigeria, there were many fake Driving Licence in the possession of many drivers in the country and this was dangerous for the populace. Today, you can verify the authenticity of a Drivers Licence by calling the number up on the National database.
Aside the significance of Biometric identification, Nigerians need to know what it comprises of, its components, its features and techniques of collection.
Biometric systems are composed of automated programs that provide identification of various physiological and behavioral characteristics of a person such as fingerprints, retina, signature, etc.
Such systems collect data through sensors, build a biometric impression and store it to verify personal traits and characteristics for identification purpose. Whenever a person passes through a biometric check, the system compares the information obtained from that check with the one already recorded during the registration process.
For an identification system to be said to be Biometric, it has to possess some properties. It must be able of decipher certain things. One of these properties is that the system must be able to decipher the uniqueness of the features of individuals. The fact is that every person in the world has his or her own unique features, traits and characteristics, and these can never be duplicated as no two individuals in the world have the same features. Not even a set of identical twins or triplets do.
No two thumbprints are the same. Another property that a Biometric system should possess is Permanence. All the features of a person must be constant over a period of time. The only thing that can alter any feature is if an accident occurred, e.g., the severance of an arm in an accident.
A person with no beard when he was registered under a Biometric system, but has now grown one after sometime, however, still has the same features underneath the beard.
Another feature is Collectability. This means that all the relevant features of an individual must be collectible and collected and measured in quantitative terms.
A Biometric system must also be seen to be credible by not being susceptible to fraudulent manipulations. Some other performance indicators for a Biometric system are efficiency and accuracy.
A typical biometric system comprises of some components and processes. These include the following:
Sensor: This is a device that collects or detects data or trait, and converts it into a digital format.
Signal Processing Algorithms: These are Quality Control Performers that manipulate the signals received into a biometric template.
Data Storage: The data gotten from the Biometric registration are stored for preservation. From here, it can be retrieved at any time for comparison with the subject being identified.
Matching Algorithm: This refers to the comparison of a newly formed biometric template with the one or more templates created from the previously stored information in data storage.
Decision Process: Results obtained from the matching algorithms are used to make a decision that is either assisted by a person or automated. It is a system level decision.
Some of the techniques of capturing Biometric identification include the following:
Facial Recognition: This is the Biometric system used for the recognition and identification of the human face in order to allow for distinguishing one person from another. Facial expressions are also considered for facial recognition. The area of the face captured in this case include the forehead, the eyes, the ears, the nose, the lips, chin, neck and a little below the shoulder. Pictures and thermals are used for this purpose.
Fingerprint Reading: Each individual possess a unique set of fingerprints. No two individuals have the same fingerprints. Fingerprints are recognized by the different patterns of ridges, valleys and minutiae points present on the surface of fingers. These are captured with the help of a sensor for each individual for Biometric identification purposes.
Iris Recognition: The Iris of each individual also possesses unique patterns and color. A sensor also captures this for Biometric identification purposes. In some very high security areas in Europe and America, access to some sensitive areas can only be made through Iris Recognition.
Voice Recognition: The vocal tract of an individual is also unique. This is why it is easy to know the voice of someone you know talking without seeing that person. A sensor also captures this and it is used mostly for voice recognition and verification.
Hand Geometry Recognition: This is a Biometric technique in which various features of the hand, such as the width of hand and length of fingers are considered for identifying an individual.
Signature Recognition: Identification of an individual is done by analyzing signatures made by every person.
Veins Recognition: One revolutionary Biometric identification system is the use of different patterns of veins in a human body for identification of that person.
DNA Matching: Another revolutionary Biometric identification technique used in identifying a person is on the basis of unique characteristics of the the DNA of that person.
NIMC should buckle up and ensure that all Nigerians are speedily captured on the Biometric identification system so we can identify who is a Nigerian and who is not.
CFA is the Founder, www.CFAtech.ng & Co-producer/Presenter,Tech Trends on Channels Television
E-Business
Kaspersky Reveals Malware Attacks on SMBs Disguised as AI Services Surged by Five Times in 2026

From January to April 2026, Kaspersky security solutions detected more than 33,300 attacks on small and medium-sized businesses (SMBs), in which malicious or unwanted software for PCs were disguised as popular artificial intelligence (AI) services. This number has surged by almost five times when compared to the same period in 2025.

A new Kaspersky report reveals threat analysis and mitigation strategies to help SMBs protect themselves against the evolving threat landscape.
Kaspersky experts explored the extent to which threat actors target small and medium-sized businesses with malware disguised as legitimate AI services, considering the growing popularity of such tools for the business workflow. At the beginning of 2026 the most common lures in cyberattacks involved malware posing as ChatGPT (42%), Claude (24%), and DeepSeek (20%).
Among unique malicious files detected in the SMB sector and masqueraded as AI services, Kaspersky experts observed mainly different Trojware (Trojans and Trojan-like malware), including those capable of downloading and running other malware on compromised devices.
Trojware disguises itself as harmless files to trick users into installing them. Their functionality may vary depending on the type of the malware. It may include stealing, deleting, blocking, modifying or copying users’ data, as well as other malicious capabilities. Given this, Trojware represents a highly dangerous cyberthreat to entrepreneurs and businesses.
However, in 2026 Kaspersky telemetry detected even more attacks on SMBs, in which malicious or unwanted software for PCs were disguised as messenger apps and video conferencing software: Telegram, WhatsApp, Zoom and Microsoft Teams. From January to April Kaspersky solutions blocked almost 415,000 such attacks.
The number of attacks changed marginally compared to the previous year’s figures. Thus, Kaspersky experts note that the lure of fake communication apps remains a widespread cyberthreat.
“The threat landscape is evolving with new lures constantly appearing. For example, for the first four months of this year our solutions for small and medium-sized businesses detected hundreds of attacks, in which malicious or unwanted software were disguised as OpenClaw – an AI tool that rapidly gains popularity in 2026.
Corporate employees are increasingly using various AI services and other tools in their workflows, including those that are publicly available. Thus, to be on the safe side, SMB employees – as well as all users – should exercise caution when looking for software on the Internet. Always check the correct spelling of the website and links in suspicious emails, and use robust security solutions,” says Vasily Kolesnikov, security expert at Kaspersky.
“As adversaries constantly refine their methods to exploit human error, the need for up-to-date security awareness training for businesses of all kinds and sizes is undeniable. However, the reality is that micro-organisations often struggle to allocate time and budget to regularly update their staff on the latest threats and malicious trends.
“We believe this issue can be largely addressed through solutions tailored for small businesses which deliver robust core protection while also providing accessible security education,” adds Rodion Pyanov, product manager, Kaspersky Small Office Security.
E-Business
LG Showcases AI-Powered Smart Living Innovations @ Africa Technology Expo 2026

LG Electronics has reaffirmed its commitment to advancing innovation and smart living across Africa by participating as a supporting sponsor at the Africa Technology Expo (ATE) 2026, where the company is showcasing its latest portfolio of premium consumer electronics and home appliance innovations.

The two-day expo, themed around strengthening Africa’s enterprise technology ecosystem through collaboration and innovation, has brought together industry leaders, technology innovators, multinational companies, policymakers, and entrepreneurs to explore opportunities for cross-border partnerships and digital transformation across the continent.
As one of the supporting sponsors of this year’s event, LG’s interactive exhibition booth has become a major attraction, offering visitors firsthand experience of the company’s latest AI-powered technologies designed to enhance everyday life while delivering greater comfort, convenience, energy efficiency, and connectivity.
Among the innovations on display are the latest LG QNED TV, delivering exceptional picture quality and immersive entertainment; the iconic MoodUP™️ Refrigerator, which combines intelligent cooling with customizable LED door panels; the innovative LG WashTower™️, an all-in-one premium laundry solution that maximizes space and efficiency; the energy-efficient LG ARTCOOL Air Conditioner and LG Air Tower, designed to provide smarter climate control; alongside LG’s advanced Dehumidifier and other intelligent home solutions.
Speaking on LG’s participation, Mr. H.S. ji, Managing Director, LG Electronics West Africa, said: “Africa Technology Expo provides an excellent platform to engage with innovators, businesses, and consumers who are shaping the future of technology across the continent. At LG, innovation goes beyond creating advanced products, it is about developing meaningful solutions that improve everyday life.
“Our participation reflects our commitment to supporting Africa’s digital transformation while introducing intelligent technologies that make homes and workplaces smarter, healthier, and more energy-efficient.”
The Africa Technology Expo was established to foster stronger collaboration among African businesses, emerging enterprises, and multinational organisations. During the opening ceremony, the organisers emphasized the need for deeper continental collaboration to unlock Africa’s innovation and economic potential, noting that previous editions of the expo have facilitated approximately $192 million in business deals among participating companies.
LG’s presence at the event aligns with this vision by demonstrating how cutting-edge consumer technology can support economic growth, digital inclusion, and sustainable development across Africa.
Visitors to the LG booth are participating in live product demonstrations, interactive experiences, and expert consultations, gaining valuable insights into how LG’s AI-powered ecosystem seamlessly connects home appliances and entertainment products to deliver a smarter lifestyle.
As technology continues to reshape industries and everyday living, LG remains committed to driving innovation that empowers consumers, supports enterprise growth, and contributes to Africa’s evolving digital economy.
E-Business
Want a Business Loan Without Interest? SMEDAN Launches N500m Fund

Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) has secured a 12 million-dollar commitment from the South Korean Government to establish a Skills Acquisition Centre in Abuja to boost entrepreneurship and strengthen Nigeria’s Micro, Small and Medium Enterprises (MSMEs).

SMEDAN
The Director-General of SMEDAN, Mr Charles Odii, disclosed this in a statement on Sunday to commemorate the 2026 World MSME Day with the theme: “Empowering MSMEs through Innovation and Sustainable Industrial Development.”
Odii said the proposed centre would provide vocational and entrepreneurial training for thousands of young Nigerians and improve the productive capacity of small businesses across the country.
He said the agency was awaiting the allocation of land by the Federal Capital Territory Administration (FCTA) to commence the project.
According to him, SMEDAN is determined not to allow Nigeria to lose the opportunity presented by the South Korean Government’s intervention.
“We need land in the FCT to build the Skills Acquisition Centre. If the FCT Administration is unable to provide one, we will use our office premises in Idu, Abuja, because we do not want Nigeria to miss this 12 million-dollar commitment and opportunity offered by the Korean Government to support skills and vocational training,” he said.
Odii described MSMEs as the backbone of Nigeria’s economy, noting that the agency’s interventions were aimed at empowering small businesses to drive employment and economic growth.
“Small businesses are the heartbeat of Nigeria’s economy. They contribute significantly to employment generation and economic growth.
“By providing infrastructure, skills and financing, we are creating an enabling environment for them to grow, thrive and contribute meaningfully to national development,” he said.
The SMEDAN boss also announced the launch of a N500 million zero-interest Grow Fund to improve access to affordable finance for MSMEs.
He said the facility would be disbursed through cooperative societies, trade associations and business membership organisations under a revolving loan arrangement.
Odii explained that the association-based lending model was designed to improve accountability, ensure effective monitoring and guarantee that funds reached genuine entrepreneurs.
“We visited traders at the market because it is not enough to sit in offices and formulate policies without understanding the realities of the people we are meant to serve.
“We met with butchers, pepper sellers, vegetable traders, provision store owners and market leaders, and they all said one thing: they need access to affordable finance.
“That was why we immediately decided to launch the N500 million Grow Fund. We are not giving the money directly to individuals. We are giving it to associations that know their members and can monitor how the funds are used,” he said.
According to him, beneficiaries will access loans ranging from N250,000 to N500,000, depending on their business needs, without paying interest.
“The funding is meant to support and improve businesses. It should be used for working capital, workspaces, tools and other productive business needs.
“It is a revolving fund. When one beneficiary repays, another entrepreneur can access the same money. This way, the impact of the intervention continues to expand and more small businesses can benefit,” he added.
Odii said the agency planned to expand the fund through partnerships with state governments, development partners and financial institutions willing to provide matching funds.
He also disclosed that SMEDAN had commenced consultations on a new National MSME Policy, expected to be relaunched in November, to strengthen the policy framework for the sector.
He reaffirmed the agency’s commitment to supporting small businesses through skills development, access to finance and policies that would enhance their competitiveness and contribution to Nigeria’s economic development.
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