E-Business
Report Predicts Commercial Wearable Devices Sales Boom by 2017
What can wearable gadgets find out about you that you do not know yourself? Would you want such data shared with your employer?
Answering these questions could help to understand the growth potential for commercial wearable devices and offer a glimpse into ways they could change our work environment in the future.
According to the International Data Corporation (IDC) Worldwide Quarterly Wearable Device Tracker, commercial (used by businesses) wearables account for less than 0.5% of about 11 million units shipped worldwide in 2015 Q1.
But this situation can change radically in the near future, once company decision makers and employees alike learn about the benefits of wearable technology.
Vanson Bourne conducted a survey of 300 UK and US IT decision makers that indicates more than 50% of organizations have not considered of wearable technologies, and more than 30% cited that there are no devices that would useful for their business.
In a wider perspective of Internet of Things (IoT) — i.e., machine-to-machine communication — companies are far from being involved in the discussion of new technology perspectives for their business.
According to IDG Enterprise, 41% of companies with more than 1,000 employees and 65% of smaller companies currently have no enterprise plans for IoT.
Needless to say, statistics like this do not bode well for wearables. In addition, other market inhibitors include limited availability of wearable technology solutions, limited application to business needs, and an overall lack of awareness on the part of the general public.
Nevertheless, wearables offer some straightforward benefits that could serve as inducements to enterprise adoption, such as improving workers’ health by motivating them to stay active or by providing information that employers will find useful, such as workers’ locations.
What follows are a few examples of how companies can utilize wearable technology and derive business value from these devices.
According to IDC, wearable devices are grouped into two categories – basic and smart wearables.
The distinctive feature of basic wearable devices, such as fitness trackers, is that they can perform only functions the device was designed for and cannot run third-party applications.
Smart wearables (for example smart watches or smart glasses), on the other hand, allow users to run third-party applications.
The data generated by basic wearables, such as fitness trackers, can be applied to modern health management programs.
If these devices can improve employees’ health by providing additional financial incentives to employees for reaching certain physical activity targets, and allow companies reduce their overall health care spending, enjoy healthier and more productive workforce at the same time, then it is a clear win-win situation.
For example, BP implemented its “Million Step Challenge” program as a prerequisite for a health plan incentive back in April 2013, using Fitbit trackers.
According to the organizers, the wellness program, including the Million Step Challenge, helped to reduce overall health risks by almost 10% and reduce overall health care spend by more than 3%. Since then, BP has renewed the program several times.
Another good example is the U.S. Army, which used 2,200 Fitbit trackers in their first pilot “Performance Triad” course to improve soldiers’ health literacy.
The program organizers stated clearly that it was necessary to involve not only solders, but also their families, to build new health habits.
Fitness trackers helped all family members to monitor physical their activity on the fly, which is an essential part of a behavior-changing strategy.
This is one of the reasons why Virgin Pulse, a commercial platform which helps to improve employees’ lifestyle habits using wearable devices, also allows to engage several family members for free.
Specific wearables could be designed to focus on particular occupations, for example, for warehouse workers. One wearables startup company, Kinetic, focuses on worker safety, providing instant feedback on lifting practices and thus preventing injuries.
In fact, business-driven health improvement programs could be the only viable instrument to target individuals with the highest health risks, as external programs are likely to be more effective than self-administered ones.
A recent paper published in the Journal of the American Medical Association by researchers at Penn State University suggests that the tracking capabilities alone of wearable devices do not provide sufficient incentive for changing individuals’ behavior.
They also point out that early adopters of wearable technologies are relatively young, and many of them belong to a high-income group.
Thus, the researchers highlight that the greatest health gains could come from the group of individuals who do not use fitness trackers; these people are older, they do not have enough motivation for owing a device, or wearables may simply be too expensive for them.
In order for a wearable to be considered “smart”, it must allow users to run third-party applications. It is precisely this defining function that would make smart wearable devices readily customizable for specific business needs: warehouse labor, long-haul driving, location tracking, and so forth.
Vizux now offers sophisticated M100 Smart Glasses for enterprise markets that are integrated with SAP’s warehouse management system.
The vendor claims that these devices can improve workers’ performance through hands-free augmented reality solutions: location monitoring, bar-code scanning, video, voice recognition, and a number of other functions.
Another example of an industry-specific wearable smart device is Scania’s Black Griffin watch, a special edition of Sony SmartWatch 3, aimed at truck drivers.
The watch is integrated with the Scania Fleet Management System to provide real-time information about Scania trucks.
Emerging of wearable technology gave birth to new business solutions, which facilitate smart notification, communication and location services. Even simple notification devices, combined with location tracking features, could improve communication speed, employee experience, and user satisfaction, once the solutions are properly designed, and become more widely available/affordable.
For example, while many global logistics companies allow customers to track the location of parcels on their websites, now wearable solutions open new opportunities for small and medium size companies.
For example, Domino’s Pizza GPS tracker, let customers follow the route of their pizza delivery online, from the oven straight to your door.
This is just the tip of the wearable technology iceberg, as the industry is waiting for new, powerful, and yet affordable solutions that are suitable for both small and large companies.
IDC forecasts that, in the next three years, the shipments of wearables to the business sector will grow faster than the total wearables market on average, growing rapidly from the current share (below 0.5% in Q1 2015) to about 8.0% of the total worldwide wearable shipments in 2017.
E-Business
Nigeria Demands Cloud Sovereignty to Anchor Africa’s Digital Independence

Kashifu Inuwa, the Director General of the National Information Technology Development Agency, has issued a decisive mandate for African nations to establish domestic cloud infrastructure and data sovereignty or risk permanent digital subservience.

Speaking during a high-level strategic session at the GITEX Africa 2026 summit in Morocco, Inuwa argued that the continent must move beyond being a passive consumer of foreign technology to becoming a primary architect of its own digital ecosystem.
He warned that the current state of continental fragmentation leaves Africa vulnerable to external disruptions and prevents the realization of a truly integrated digital economy.
Inuwa characterised the modern global landscape as an environment defined by high-velocity data processing and pervasive intelligent systems, noting that digital integration is now a non-negotiable prerequisite for national survival.
He grounded this technical reality in a striking analogy, describing the cloud as the fundamental life-support system of the modern world. “In today’s reality, digital is no longer optional; it is a way of life,” Inuwa stated. “And the cloud is the oxygen that sustains that life.
The question we must ask ourselves is: who controls that oxygen?”
The push for cloud sovereignty represents a move toward localised data residency and autonomous computational power. Inuwa stressed that without regional data centers and unified regulatory frameworks, African nations remain subject to the policy shifts and geopolitical priorities of overseas providers.
He advocated for a shift from fragmented, siloed efforts toward a federated regional approach that pools resources and expertise to build a robust, self-sustaining African cloud. This transition is essential for ensuring that the massive datasets generated by African users are utilized to train local artificial intelligence models and catalyse internal economic growth rather than being exported for external profit.
The NITDA boss expressed concern over Africa’s limited share of global digital infrastructure, noting that while the continent accounts for between 15 to 19 percent of the world’s population, it holds only about 0.6 percent of global data centre and computing capacity.
He described the imbalance as a structural disadvantage that exposes African countries to risks around data security, economic dependency, and limited participation in the global innovation ecosystem.
“This is not just a technology gap, it is a sovereignty gap,” Inuwa stated. “We are generating data, but we are not in control of how and where that data is stored, processed, or monetised.”
He warned that over reliance on foreign owned cloud platforms could have long term implications for national security, economic competitiveness, and policy autonomy, especially as data becomes a critical resource in the global economy.
Despite these challenges, Inuwa highlighted Africa’s immense potential, pointing to its youthful population, expanding internet penetration, and fast growing startup ecosystem as key drivers of digital growth.
He said the continent is uniquely positioned to leapfrog legacy systems and build modern, scalable infrastructure that can support innovation across sectors.
However, he stressed that achieving this vision would require coordinated action among African governments, private sector players, and regional institutions.
“There is no single country in Africa that can do this alone,” he said. “We must collaborate, integrate our efforts, and build shared infrastructure that benefits the entire continent.”
Central to his recommendation is the creation of a “cloud of clouds” a federated cloud ecosystem that connects multiple national and regional cloud platforms into a unified, interoperable network.
Such a system, he explained, would allow countries to maintain control over their data while benefiting from shared standards, scalability, and cross-border collaboration.
Inuwa pointed to Europe’s Gaia-X as a useful reference model, noting that while Africa’s context is different, the principle of building a trusted and interconnected cloud ecosystem remains relevant.
He emphasised that cloud sovereignty should not be misunderstood as protectionism or digital isolation, but rather as the capacity for self determination in the digital age.
“Sovereignty is about having the ability to make our own choices, to define our own standards, and to build systems that reflect our values and priorities,” he said.
Inuwa further noted that developing indigenous cloud capacity could unlock significant economic opportunities, including job creation, local innovation, improved digital services, and increased investor confidence.
It could also strengthen Africa’s position in emerging technologies such as artificial intelligence, big data analytics, and the Internet of Things, all of which depend heavily on robust cloud infrastructure.
The DG concluded by emphasising that the quest for digital sovereignty is not merely a technical objective but a strategic imperative for long-term stability. He asserted that for Africa to achieve meaningful autonomy in an increasingly digitised world, it must secure its own computational foundations.
By establishing indigenous control over data processing and storage, the continent can insulate its critical national infrastructure from external volatility while ensuring that its digital future is determined by its own policies and priorities. The message was clear: Africa must harmonise its infrastructure and localise its computational assets now or face an era of unprecedented digital marginalisation.
As global competition in the digital space intensifies, Africa’s ability to act collectively and strategically will determine whether it emerges as a major digital powerhouse or remains on the periphery of the digital revolution.
E-Business
As Nigerians Struggle to Save, Mutual Benefits Highlights Power of Structured Financial Planning

A growing number of Nigerians are struggling to build sustainable savings habits, leaving many without a financial safety net in times of need. Insights from the PiggyVest Savings Report 2025 reveal a concerning trend of declining savings culture among Nigerians. A significant segment of the population either does not prioritise saving or lacks the discipline to maintain consistent savings, with many unable to cater for emergencies or achieve meaningful financial satisfaction.

Mutual Benefits
Released in March 2026, the report which sampled over 20,000 respondents in rural and urban areas across all six geopolitical regions in Nigeria, highlights key gaps in financial behaviour. Highlighted issues revolve particularly around emergency preparedness and long-term financial planning, underscoring the urgent need for more structured and accessible savings solutions.
With rising living costs and economic pressures, many Nigerians are increasingly focused on meeting immediate needs, often at the expense of saving for the future. As a result, emergency funds remain inadequate or non-existent for a large proportion of households.
This reality has far-reaching implications, not only for individual financial stability but also for broader economic resilience. Without a financial buffer, unexpected events such as medical emergencies, job loss or business disruptions can quickly escalate into crises.
Financial experts note that the challenge is not just about earning more income, but about adopting disciplined and structured approaches to saving.
Unlike informal or ad-hoc savings methods, structured financial products combine consistency, growth and protection, ensuring that individuals are better equipped to navigate uncertainties.
This is where solutions like Mutual Benefits Assurance’s savings and investment offerings play a critical role.
A leading player in Nigeria’s insurance industry, Mutual Benefits’ savings and investment products are designed to help individuals and families build financial discipline while enjoying the added advantage of protection.
Products such as the Individual Savings and Protection Plan (ISPP), Children Education Plan (CEP) and Mutual Investment Plan (MIP) help customers build disciplined savings, earn competitive returns through compounded interest and benefit from life insurance coverage, providing an added layer of security. Similarly, the Personal Pension and Investment Plan (PPIP) provides financial support in the event of job loss, whether voluntary or involuntary, while also serving as a valuable tool to supplement retirement income. In the event of death, designated beneficiaries receive the entitled benefits.
By combining savings with protection, these solutions address two critical gaps identified in the report: lack of emergency funds and low financial confidence.
Structured savings plans not only encourage financial discipline but also provide reassurance that funds will be available when needed. In contrast to informal savings methods, they offer a more reliable pathway to achieving both short-term and long-term financial goals.
For many Nigerians, this represents a much-needed shift from reactive financial habits to proactive financial planning.
As Nigeria continues to navigate economic uncertainty, the importance of financial preparedness cannot be overstated. Encouraging a culture of saving supported by structured, accessible financial products will be key to improving financial well-being across the population.
Mutual Benefits remains committed to empowering Nigerians with solutions that promote financial security, resilience and peace of mind. By making savings simpler, more rewarding and more secure, the company continues to support individuals and businesses in building a more stable financial future.
E-Business
Jumia Expands Nationwide Footprint, Deepens Reach Across Underserved Nigerian Cities

e-commerce company, Jumia Nigeria, has announced a significant expansion of its logistics and pickup network across Nigeria, extending its reach into underserved regions and strengthening access to e-commerce services for millions of consumers.

The expansion, executed during the first quarter of 2026, marks a deliberate shift toward upcountry growth, with new and expanded operations across Northern Nigeria, including Kebbi, Sokoto, and Kaduna, while also strengthening presence in strategic cities like Zaria. The move is designed to close long-standing coverage gaps in high-potential areas and bring its services closer to more customers.
According to the company, the expansion reflects a convergence of customer demand, infrastructure strategy, and long-term market development, as more Nigerians outside major urban centres seek reliable access to digital retail.
“We are seeing a structural shift in where demand is coming from. What this expansion does is align our infrastructure with that reality. By extending our network deeper into the country, we are not only improving service delivery, but we are also unlocking new demand, enabling more sellers to participate in the digital economy, and building a more inclusive retail ecosystem that reflects the true scale of the Nigerian market,” said Temidayo Ojo, CEO of Jumia Nigeria.
The rollout includes a significant increase in pickup stations and delivery touchpoints across both established and emerging cities. Existing urban centres such as Lagos, Ibadan, Abuja and Port Harcourt have seen network density increase, while new and previously underserved locations are being integrated into Jumia’s logistics grid. This broader footprint is supported by investments towards parcel distribution centres, designed to decentralise inventory flow, reduce delivery time, and optimise operating costs across regions.
As part of the expansion, Jumia has also strengthened its logistics partnerships and delivery capacity, enabling more efficient last-mile fulfilment while creating income opportunities for a growing network of logistics partners and JForce agents. The company notes that these investments are critical to sustaining scale as order volumes increase across a more geographically diverse customer base.
Looking ahead, Jumia plans to extend its expansion into the South-East and South-South regions ahead of the peak retail season, further increasing its national coverage and reinforcing its position as a leading e-commerce platform in Nigeria.
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