General News
Top 7 Reliable Virtual Cards for Running Ads in Nigeria

Meta Description: Tired of ad payment failures? Discover the most reliable virtual cards in Nigeria for running Facebook, Google, and TikTok ads without interruptions.
One of the biggest challenges digital marketers face in Nigeria today is finding a payment method that actually works for ad platforms.
Issues like frequent transaction failures, unexpected restrictions, and constantly changing bank policies can interrupt your campaigns at the worst possible time, making it hard to stay consistent.
That’s why many marketers are now turning to virtual cards, which offer a more stable, globally accepted way to handle online payments without the usual stress.
If you’re currently dealing with failed payments or need a more reliable way to run ads, this article will walk you through the most reliable virtual card options in Nigeria and help you choose what works best.
7 Best Virtual Cards You Can Use in Nigeria for Running Ads
Choosing the right virtual card for running ads in Nigeria isn’t just about availability; it’s about transaction success rate, global acceptance, funding speed, fees, and overall reliability.
To make things easier, the table below highlights how Cardtonic, Wallets Africa, CashBuddy, Snappypay, Pouchers, Bitmama, and Flip by Fluidcoins compare across key features that matter for running ads effectively.
| Platform | Best For | Price range | Supported Countries | Notable Features |
| Cardtonic | Reliable ad payments | $1.5-$5 (card creation) | Nigeria, Ghana (2+) | Easy card creation, quick funding, widely accepted |
| Wallets Africa | Basic virtual card use | $2-$5 (est.) | 10+ African countries | wallet + virtual card system |
| CashBuddy | Simple payments | $2.50 | Nigeria (primary) | straightforward card access, bill pay |
| Snappypay | Quick transactions | N/A | Nigeria & select regions | Fast setup, easy online spending |
| Pouchers | Flexible funding | $2 | Nigeria & limited global | Direct wallet to ads support |
| Bitmama | Crypto-based payments | Free issuance | Multiple countries (10+) | crypto funding + global spending |
| Flip by Fluidcoins | Fast crypto payments | $1.30 | Multiple Countries (10+) | Crypto payment focus |
1. Cardtonic:
Cardtonic is often regarded as one of the best virtual cards in Nigeria for running ads because it combines convenience, reliability, and ease of use in a way that suits both individuals and businesses.
When you’re paying for ads on platforms like Facebook, Instagram, Google, or TikTok, one of the biggest concerns is whether your payment method will work smoothly without constant declines or interruptions. That is where Cardtonic comes in, as it gives users access to a virtual dollar card designed for international payments, making it a practical choice for ad spending.

What makes the platform even more appealing is that it also offers contactless cards, which let you make payments quickly and securely without swiping or inserting the card. This feature adds an extra layer of convenience for users who want fast transactions, whether online or at supported payment terminals.
What truly makes Cardtonic stand out is how it brings together accessibility, smooth funding, and reliable international payment support in one place.
So, if you are looking for a reliable platform for ad payments, Cardtonic is one option that clearly deserves a spot on the list.
2. Wallet Africa:
Wallets Africa is meant for users who want more than just a card to pay for ads. It works better as an all-in-one financial platform, which makes it useful for business owners, freelancers, and marketers who like managing payments from one place.

Beyond offering virtual cards, the platform is built around sending money, spending online, and handling digital transactions across Africa, so it feels broader than a tool meant for one single purpose.
That broader structure is really where Wallets Africa plays its role. For someone running ads regularly, it can be convenient to have a platform that supports both wallet functions and card payments instead of jumping between different apps.
It is less about being flashy and more about giving users a practical setup for online spending, especially when you want your ad payments to sit within a wider money management system.
3. Cashbuddy:
CashBuddy feels more like a platform for users who value simplicity and speed. Its offering goes beyond virtual cards into other digital payment services, but the virtual card side is positioned around secure dollar and naira card access for global payments.
That makes it useful for advertisers who want something straightforward for campaign payments without dealing with too much complexity.

Where CashBuddy plays its role best is in accessibility. It fits users who may not need an advanced financial ecosystem but just want a platform that helps them get a working card and handle international payments with less stress.
So while some platforms lean into broader wallet features or multicurrency tools, CashBuddy feels more like the practical option for getting started and keeping things easy to manage.
4. Snappypay:
Snappypay has a slightly different appeal because it presents itself strongly around smooth online payments and virtual dollar cards that can be used across many platforms.

That makes it a natural fit for people who run ads often and do not want a card that feels limited to only one or two use cases. The platform also combines its virtual cards with other digital payment services, which adds to the convenience for users already handling several online expenses at once.
What makes Snappypay useful in this list is that it feels built for everyday digital spending. If Wallets Africa comes across as more ecosystem-driven and CashBuddy feels more basic and direct, Snappypay sits in the middle as the platform for users who want a smoother, more flexible payment experience for ads, subscriptions, and other online transactions without overcomplicating the process.
5. Pouchers:
Pouchers is one of the more ad-friendly options here because it explicitly positions its virtual dollar card for payments on platforms like Meta and for running ads.
That makes its role in this list much clearer. Instead of leaving users to guess whether the card may work for ad spend, the platform directly presents that use case as one of its strengths, which gives it more relevance for marketers and business owners.

Another thing that makes Pouchers different is its multicurrency and stablecoin angle, which gives it a more modern, borderless feel compared with platforms that are built mainly around local wallet operations.
So, for users whose work already involves international payments, online tools, and ad platforms, Pouchers plays its role as the flexible option that is shaped more around digital commerce than traditional payment habits.
6. Bitmama:
Bitmama plays a more specialized role because it is better known for combining crypto and borderless payments. That already sets it apart from the more conventional platforms on this list.

For advertisers or freelancers who are already comfortable moving money through digital assets, Bitmama can feel like a more flexible option, especially when international transactions are part of their normal workflow.
This makes it less of an everyday beginner platform and more of a fit for users who like operating in a more global, digital-first payment environment.
So while a platform like CashBuddy may appeal to someone looking for a simple starting point, Bitmama feels more suited to users who want ad payments to sit within a wider international or crypto-enabled setup. That difference gives it a distinct place on the list.
7. Flip By Fluidcoins:
Flip by Fluidcoins leans into the crypto-powered side of digital payments, positioning itself as a faster, more lightweight option for users who want flexibility with cross-border transactions.

Its strength is not in trying to cover everything, but in serving a more niche group of users who already understand digital finance and need a smoother way to handle international payments, especially for ad spending.
What sets it apart is its modern, alternative approach. It focuses less on traditional banking features and more on giving users fewer restrictions when moving funds globally.
For advertisers in that space, it works best as a flexible, niche solution rather than a full all-in-one financial platform.
Frequently Asked Questions About Virtual Cards For Running Ads in Nigeria
- Which Virtual Card is Best For Running Ads in Nigeria?
The best dollar virtual card in Nigeria for running ads is Cardtonic. It’s widely trusted for its reliability, smooth international payments, and ease of use, making it a practical choice for managing ad spend without interruptions.
- Can I Use a Virtual Card to Pay for Google Ads, Facebook Ads, or TikTok Ads?
Yes, you can. Most virtual cards issued by platforms in Nigeria, like Cardtonic, Pouchers, or CashBuddy, are accepted on major advertising platforms, including Google, Facebook, and TikTok.
- How Do I Fund a Virtual Card for Advertising Campaigns in Nigeria?
Funding a virtual card is usually straightforward. Most platforms allow you to load funds from your local bank account, Naira wallet, or even crypto wallets in some cases. Simply log into your virtual card account, choose the funding method, enter the amount, and confirm. Once the funds reflect, you can start running ads immediately.
- Are Virtual Cards Secure For Paying International Ad Platforms?
Yes, virtual cards are designed to be secure. They often include features such as temporary card numbers, spend limits, and the ability to block or freeze the card instantly if needed.
- How Fast Can I Get a Virtual Card and Start Running Ads Online?
You can usually get a virtual card almost instantly after signing up and completing the KYC verification process. Platforms like Cardtonic or Snappypay issue cards immediately, so you can fund the card and start running ads within minutes.
Conclusion
Running ads on platforms like TikTok, Facebook, or Google from Nigeria can be challenging without a reliable payment method. That’s why virtual cards offer a convenient and secure solution, allowing you to fund your campaigns quickly and manage payments without interruptions.
Whether you’re looking to pay for TikTok ads, Google Ads, or other online campaigns, platforms like Wallets Africa, CashBuddy, Snappypay, Pouchers, Bitmama, and Flip by Fluidcoins all offer options to suit different needs.
For those who want a combination of reliability, ease of use, and smooth international payments, Cardtonic is highly recommended for managing your ad spending efficiently.
General News
FG to Support 12 Tech Startups with N482m under iDICE

Federal government has launched a N482.4 million investment fund to support 12 tech-enabled Nigerian startups.

The initiative under the federal government of Nigeria’s Investment in Digital and Creative Enterprises (iDICE) Programme was implemented by the Bank of Industry (BoI).
The initiative in a statement said applications have been opened for Growth Lab, a 12-week acceleration programme that will select the 12 tech-enabled Nigerian startups, from the six geopolitical zones, for intensive growth support, investment readiness training, and access to up to $350,000 in funding.
According to Ife Adebayo, national coordinator of the Programme, growth lab was designed to support startups that have achieved early traction and are seeking the expertise, networks, and investment required to scale following the implementation of Founders Lab.
“Growth Lab is the Startup Bridge accelerator programme, designed for startups that have developed an MVP and require structured support to scale. The programme focuses on strengthening venture fundamentals and preparing companies for external investment.
“The programme targets startup founders who are seeking the support, networks, expertise, and investment readiness required to accelerate growth and strengthen their position within the Nigerian innovation ecosystem,” he said.
He added that selected founders will gain access to structured growth support, investment readiness preparation, access to industry experts, market expansion pathways, a $100,000 cash investment (or Naira equivalent) for 7.5% equity upon entering the programme (terms and conditions apply), and up to $250,000 in potential follow-on investment should certain growth conditions be met.
“Eligible startups must be at the post-MVP stage, demonstrate evidence of market validation through users, customers, pilots, partnerships, waitlists or any other demand signals, and be willing to participate fully in the hybrid programme,” he said.
The programme will run as an intensive 12-week hybrid experience, including virtual engagements and two physical weeks in Lagos focused on collaboration, learning, and business growth.
The statement said applications opened on July 15, 2026, and will close on August 19, 2026.
According to him, female founders are strongly encouraged to apply. Selection will be conducted through a clearly defined, merit-based evaluation process aligned with published criteria.
iDICE is a $618 million federal government initiative backed by international lenders to boost the technology and creative sectors.
It provides young entrepreneurs with business skills training, mentorship, and access to capital through funds and accelerator programs like the iDICE Startup Bridge.
General News
Nigeria, United Kingdom Share Outcome of their Fourth Security and Defence Dialogue

Nigeria and The United Kingdom held the fourth Security and Defence Partnership (SDP) Dialogue at the Office of the National Security Adviser (ONSA) in Abuja, recently. The dialogue, an important pillar of the bilateral Strategic Partnership, was opened by the National Security Adviser to the Federal Government of Nigeria, Nuhu Ribadu, and the United Kingdom’s National Security Adviser, Jonathan Powell.

Building on the third dialogue hosted in London in July 2025, the fourth SDP dialogue included inter alia, regional and domestic security challenges, human rights and non-kinetic solutions, defence staff talks, cyber and hybrid threats, as well as cross-government discussions on strategic trends, counter terrorism, fraud and illicit finance. Senior representatives from across the Governments of Nigeria and the United Kingdom participated, reflecting the breadth and extent of the partnership.
Nigeria and the United Kingdom agreed to deepen cooperation based on mutual accountability and delivery of commitments while working in a spirit of partnership.
Defence co-operation
The United Kingdom and Nigeria’s defence partnership continues to strengthen in the support of peace and stability in the region. Following on from the successes of previous SDP dialogues, the United Kingdom renewed its long-term commitment to Nigeria’s Armed Forces, including through efforts to counter the threat from Uncrewed Air Systems (UAS) and Improvised Explosive Devices (IED), via joint doctrine, training, technical advice and lessons learning, as well as exploring the development of Special Operations Forces.
The United Kingdom reaffirmed its support for Nigeria’s Joint Doctrine and Warfare Centre, and for strengthening Nigeria’s Maritime Domain Awareness capability. Both parties recognised the success of the hydrography partnership. The United Kingdom committed to continue supporting the National Hydrographic Agency to enhance autonomy and regional influence.
Both governments underscored their shared commitment to deepening cooperation on maritime security in the Gulf of Guinea. Recognising the critical importance of regional stability and secure trade routes, both governments committed to aligning efforts to combat illicit maritime activities, and transnational threats. Nigeria and the United Kingdom also agreed to explore opportunities to strengthen their defence trade relationship.
Countering hybrid threats
Nigeria and the United Kingdom reaffirmed their cooperation on countering hybrid threats, including cyber security and Foreign Information Manipulation and Interference (FIMI). Both sides welcomed progress under the existing Cyber Memorandum of Understanding [2024 to 2027] and agreed to further collaboration on threat intelligence sharing and a new phase of targeted programme partnership.
In this context, the United Kingdom and Nigeria recognised the challenged posed to open societies by hybrid threat actors and our shared assessment. Both countries committed to advancing a new structured framework for cooperation on countering hybrid threats.
This will include the advancement of concrete cyber resilience initiatives, a formalised intelligence-sharing mechanism, robust joint capability-building programmes, and cooperation on counter-hybrid threat strategies, in order to effectively counter mis/disinformation, cyber-attacks, transnational organised crime, and other hybrid threats, whilst upholding human rights and the rules-based international order. Both sides will seek to widen the conversation on hybrid threats.
Joint efforts will continue to build national capabilities, including through programme delivery and targeted support, while addressing developing risks, including from emerging technologies, and supporting Nigeria’s efforts to enhance its role in promoting regional resilience across West Africa.
Countering terrorism and violent extremism
Building on commitments agreed at the third dialogue, Nigeria and the United Kingdom agreed to deepen their partnership on counter terrorism and countering violent extremism. Both sides identified shared priority areas, including strengthening multi-agency coordination, enhancing intelligence and information exchange, as well as reinforcing crisis preparedness and protective security.
Both sides appreciated their continued collaboration on aviation security. The United Kingdom reinforced its support for capacity development efforts at Lagos and Abuja airports to build on progress made to date. Both sides agreed to continue working together in support of Nigeria’s efforts to roll-out the Multi-Agency Anti Kidnap Fusion Cell at the State level.
Continued cooperation will support the operationalisation of Nigeria’s counter terrorism architecture, particularly the National Counter Terrorism Centre, alongside efforts to build capabilities in investigations, forensics and strategic communications. Both sides agreed to renew their support to Nigeria Police Force’s Counter Terrorism Unit with a technical needs assessment planned for late 2026.
Nigeria and the United Kingdom have renewed their commitment to preventing violent extremism through non-kinetic approaches including Disarmament, Demobilisation and Reintegration (DDR) and implementing a comprehensive, whole-of-society approach to building sustainable peace under Nigeria’s national security framework. They welcomed the development of a national policy framework on DDR, and the United Kingdom committed to continuing support to implement the framework at national and state levels following formal sign-off.
Recognising the importance of justice in effective responses to terrorism, the United Kingdom welcomed the commitment and concrete actions by Nigeria to expedite terrorism cases through remote court proceedings, alongside other latest efforts to counter terrorism.
This includes the ongoing phases of mass trials at the Federal High Court, demonstrating Nigeria’s determination to deliver timely, effective, and human rights-compliant investigations and prosecutions of terrorism crimes. Both countries also committed to work together on human rights compliance and recognised the importance of transparency, accountability and respect for human rights as integral to effective counter terrorism cooperation.
Human rights and non-kinetic solutions
Nigeria and the United Kingdom reaffirmed the central role of human rights and non‑kinetic approaches in achieving sustainable security outcomes. Both sides welcomed progress since the third SDP dialogue and agreed to deepen cooperation on civilian protection, accountability, conflict prevention, and the Women, Peace and Security (WPS) agenda.
Both sides reviewed ongoing efforts, including Nigerian Armed Forces’ civilian harm mitigation measures, and underscored the importance of strengthening practices, ensuring transparent investigation of incidents, and embedding lessons learned to reduce harm and maintain public confidence. On accountability, both sides emphasised the need for robust mechanisms to investigate violations by both state and non-state actors.
The United Kingdom welcomed the involvement of the National Human Rights Commission with the Nigerian Air Force’s investigations into recent air strikes. The United Kingdom offered support to strengthen the National Human Rights Commission’s capacity to document and investigate abuses by non-state actors.
Recognising the importance of Nigeria’s upcoming national elections, both sides noted the importance of effective election security before, during and after polls, including efforts to protect voters and institutions, public order management in line with international standards, and reducing the risk of violence.
On preventing conflicts and violent extremism, both sides highlighted the importance of strengthening early warning and early response systems, improving coordination, and strengthening ability of peacebuilding agencies to ensure timely preventive action. On WPS, both sides welcomed progress on Nigeria’s third National Action Plan and committed to advancing participation, protection, and prevention, with the United Kingdom’s continued support for implementation. The United Kingdom offered continued technical assistance in support of Nigeria’s relevant national and state-level strategies in these areas.
Both sides agreed to explore a National Counter Terrorism Centre led quarterly working-level mechanism, with the National Human Rights Commission, to track progress on session agreements and reaffirmed their shared commitment to accountability, transparency, and civilian protection.
Fraud and illicit finance
Building on commitments agreed at the third Security and Defence Partnership dialogue and the State Visit of President Bola Ahmed Tinubu to London thereafter, the United Kingdom and Nigeria reiterated their shared ambition to tackle fraud and illicit finance.
Both sides welcomed progress on strengthening cooperation, including efforts to enhance public–private partnerships, increase capabilities to jointly tackle fraud, improve asset recovery processes and oversight of virtual assets and cryptocurrencies, as well as recognised the growing relationship between illicit financial networks and hybrid threats.
Further collaboration will focus on enhancing mechanisms to support informal bilateral and international cooperation, including timely operational engagements on relevant requests, while addressing evolving fraud threats through strengthened intelligence exchange, joint analysis and coordinated enforcement action. A joint action plan will advance delivery against shared priorities.
Both countries also committed to continued capacity building to support investigation, prosecution and judicial responses, reinforcing a coordinated approach to protect the members of the public in Nigeria and the United Kingdom from serious and organised fraud and financial crimes. Nigeria and the United Kingdom committed to continuing efforts to embody regional and global leadership on the issue of fraud.
Regional security co-operation
Nigeria and the United Kingdom exchanged views on the evolving regional and domestic security environment, noting the deteriorating situation in the Sahel and its impact across West Africa. Both sides reaffirmed Nigeria’s prominence and role as a key factor in promoting peace and stability across Africa over the years.
To this end, both sides agreed upon the importance of Nigeria leveraging its regional relationships and its participation in significant regional platform including through the Economic Community of West African States (ECOWAS) and emphasised the importance of continued outreach and collaboration with countries in the Alliance of Sahel States (AES).
The United Kingdom and Nigeria welcomed the analytical exchange on security and hybrid threats held in advance of the Forth SDP and committed to continuing these as part of future dialogues. Against this backdrop, both countries reaffirmed their intention to deepen cooperation on regional security.
The United Kingdom welcomed the efforts of Nigeria on progress made towards transitioning the National Counter Terrorism Centre to a Regional Centre of Excellence. The United Kingdom expressed its continued support to Nigeria’s regional counter terrorism efforts and welcomed Nigeria’s decision to join the International CT Academy in Ivory Coast (AILCT) to share its expertise across West Africa and the Sahel. The importance of strengthening coordination, information sharing and burden-sharing between regional initiatives were recognised.
Both sides acknowledged the increasing cross-border nature of threats, alongside the impact of hybrid challenges on regional stability, and agreed to work together to support effective regional leadership and partnership.
Implementation and accountability
Finally, Nigeria and the United Kingdom emphasised the importance of sustained delivery and structured engagement to ensure progress on agreed priorities. Both sides agreed to maintain close coordination, through ongoing monitoring of implementation and continued cross-government collaboration.
To support this, officials were tasked to take forward agreed actions and to review progress ahead of the next Security and Defence Partnership Dialogue, to be hosted by the United Kingdom in 2027. It was agreed the Dialogue will continue to support delivery of the United Kingdom–Nigeria Strategic Partnership as well as provide a platform to strengthen cooperation across shared security and defence priorities.
General News
NASENI Honours Outstanding Staff, Says Workforce Driving Agency’s Transformation

Mr. Khalil Suleiman Halilu, Executive Vice Chairman, National Agency for Science and Engineering Infrastructure (NASENI), has reaffirmed that the Agency’s remarkable transformation is powered by the dedication, innovation and professionalism of its workforce.

L-R: Best Staff, Manufacturing Services Dept, Engr. Odii Emmanuel; Best Staff, Audit Dept, Mr. Abbas Suleiman; Best Staff, Natural & Physical Science Dept, Mr. Usman Ahmadu (represented by Engr Yunusa Jubrin Sulieiman); Overall Staff of the Year, Barr. Hussaina Shehu; Driver of the Year, Mr. Abdullah Mohammed; Staff Choice Award Winner, EVC of NASENI, Mr. Khalil Suleiman Halilu; Best Staff, Accounts & Finance Dept, Mr. Salisu Mohammed; Best Staff, Technology Business Development Dept, Engr. Dr. Abayomi Okeshola; Best Staff, Planning & Policy Dept, Mrs. Ahmed Bilkisu; Best Staff, Technical Services- Engr. Mrs. Ugochi Chimaduruaku; Best Staff, EVC’s Office, Barr. Lilian O. Utaka; Best Staff, Civil & Environmental Engineering Dept, Engr. Aliyu Tahir Ahmed; Best Staff, PICTT, Mr. Umar Muhammad Bashir; Best Staff, Admin & HR, Shakir Owodunni; Best Staff, Research & Development Dept, Miss. Anita Egga during the 2025 NASENI Staff Motivation and Reward Event held in Abuja on Saturday, July 18, 2026.
Speaking at the 2025 NASENI Staff Motivation and Reward Event held in Abuja, he described the ceremony as more than an award presentation, saying it was a celebration of the people whose commitment continues to drive Nigeria’s industrial and technological advancement.
Halilu noted that although the event came later than scheduled, excellence remains worthy of recognition at any time. “Tonight is more than an award ceremony. It is a celebration of the people behind NASENI’s transformation.
“Behind every innovation, every partnership and every achievement are dedicated staff whose commitment has made our progress possible.”
The NASENI boss said the Agency has undergone a fundamental transformation under the Renewed Hope Agenda of President Bola Ahmed Tinubu, repositioning itself as a performance-driven institution focused on Creation, Collaboration and Commercialization (3Cs).
According to him, the (3Cs) principle continue to guide NASENI’s mission of developing homegrown technologies, building strategic partnerships and commercialising innovations that improve the lives of Nigerians.
Highlighting the Agency’s achievements in 2025, Halilu disclosed that NASENI has developed more than 44 commercially viable Made-in-Nigeria products, ranging from laptops and smartphones to solar irrigation pumps and electric tricycles.
The EVC also revealed the ongoing construction of the 40-hectare NASENI Solar Industrial Park in Gora, Nasarawa State, which will become Africa’s largest clean energy manufacturing hub while noting that through the Developing Engineering Leaders Through Her (DELT-Her) initiative, NASENI awarded over ₦229 million in grants to female engineers to promote innovation and expand opportunities for women.
He added that the Agency’s Irrigate Nigeria Programme and Agricultural Machinery Institutes have contributed to the creation of more than 30,000 direct and indirect jobs, while the Agency’s Zero Carbon Project and electric mobility initiatives continue to support Nigeria’s transition towards cleaner and more sustainable technologies.
He congratulated the award recipients while equally commended members of staff who were not recognised this year, assuring them that every contribution matters to the Agency’s success.
Best Staff of the year winners from each department are: Finance & Accounts, Mr. Salisu Mohammed; Technology Business Development, Engr. Dr. Abayomi Okeshola; Admin & HR, Shakir Owodunni; Information, Mr. Asake Michael; Manufacturing Services, Engr. Odii Emmanuel; Technical Services- Engr. Mrs. Ugochi Chimaduruaku; Environmental Engineering, Engr. Aliyu Tahir Ahmed; Natural & Physical Science, Mr. Usman Ahmadu; Nano Science, Dr. Mrs. Sherifat Adeleye; Research & Laboratory, Miss. Anita Egar.
The rest include: Procurement- Mr. Christopher Okpanachi; Planning & Policy, Mrs. Ahmed Bilkisu; EVC’s Office, Barr. Lilian O. Utaka; and Audit, Mr. Abbas Suleiman. Other winners include Driver of the year- Mr. Abdullah Mohammed; Overall Staff of the Year, Barr. Hussaina Shehu; and Staff Choice Award Winner, Mr. Khalil Suleiman Halilu.
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