General News
Top 7 Reliable Virtual Cards for Running Ads in Nigeria

Meta Description: Tired of ad payment failures? Discover the most reliable virtual cards in Nigeria for running Facebook, Google, and TikTok ads without interruptions.
One of the biggest challenges digital marketers face in Nigeria today is finding a payment method that actually works for ad platforms.
Issues like frequent transaction failures, unexpected restrictions, and constantly changing bank policies can interrupt your campaigns at the worst possible time, making it hard to stay consistent.
That’s why many marketers are now turning to virtual cards, which offer a more stable, globally accepted way to handle online payments without the usual stress.
If you’re currently dealing with failed payments or need a more reliable way to run ads, this article will walk you through the most reliable virtual card options in Nigeria and help you choose what works best.
7 Best Virtual Cards You Can Use in Nigeria for Running Ads
Choosing the right virtual card for running ads in Nigeria isn’t just about availability; it’s about transaction success rate, global acceptance, funding speed, fees, and overall reliability.
To make things easier, the table below highlights how Cardtonic, Wallets Africa, CashBuddy, Snappypay, Pouchers, Bitmama, and Flip by Fluidcoins compare across key features that matter for running ads effectively.
| Platform | Best For | Price range | Supported Countries | Notable Features |
| Cardtonic | Reliable ad payments | $1.5-$5 (card creation) | Nigeria, Ghana (2+) | Easy card creation, quick funding, widely accepted |
| Wallets Africa | Basic virtual card use | $2-$5 (est.) | 10+ African countries | wallet + virtual card system |
| CashBuddy | Simple payments | $2.50 | Nigeria (primary) | straightforward card access, bill pay |
| Snappypay | Quick transactions | N/A | Nigeria & select regions | Fast setup, easy online spending |
| Pouchers | Flexible funding | $2 | Nigeria & limited global | Direct wallet to ads support |
| Bitmama | Crypto-based payments | Free issuance | Multiple countries (10+) | crypto funding + global spending |
| Flip by Fluidcoins | Fast crypto payments | $1.30 | Multiple Countries (10+) | Crypto payment focus |
1. Cardtonic:
Cardtonic is often regarded as one of the best virtual cards in Nigeria for running ads because it combines convenience, reliability, and ease of use in a way that suits both individuals and businesses.
When you’re paying for ads on platforms like Facebook, Instagram, Google, or TikTok, one of the biggest concerns is whether your payment method will work smoothly without constant declines or interruptions. That is where Cardtonic comes in, as it gives users access to a virtual dollar card designed for international payments, making it a practical choice for ad spending.

What makes the platform even more appealing is that it also offers contactless cards, which let you make payments quickly and securely without swiping or inserting the card. This feature adds an extra layer of convenience for users who want fast transactions, whether online or at supported payment terminals.
What truly makes Cardtonic stand out is how it brings together accessibility, smooth funding, and reliable international payment support in one place.
So, if you are looking for a reliable platform for ad payments, Cardtonic is one option that clearly deserves a spot on the list.
2. Wallet Africa:
Wallets Africa is meant for users who want more than just a card to pay for ads. It works better as an all-in-one financial platform, which makes it useful for business owners, freelancers, and marketers who like managing payments from one place.

Beyond offering virtual cards, the platform is built around sending money, spending online, and handling digital transactions across Africa, so it feels broader than a tool meant for one single purpose.
That broader structure is really where Wallets Africa plays its role. For someone running ads regularly, it can be convenient to have a platform that supports both wallet functions and card payments instead of jumping between different apps.
It is less about being flashy and more about giving users a practical setup for online spending, especially when you want your ad payments to sit within a wider money management system.
3. Cashbuddy:
CashBuddy feels more like a platform for users who value simplicity and speed. Its offering goes beyond virtual cards into other digital payment services, but the virtual card side is positioned around secure dollar and naira card access for global payments.
That makes it useful for advertisers who want something straightforward for campaign payments without dealing with too much complexity.

Where CashBuddy plays its role best is in accessibility. It fits users who may not need an advanced financial ecosystem but just want a platform that helps them get a working card and handle international payments with less stress.
So while some platforms lean into broader wallet features or multicurrency tools, CashBuddy feels more like the practical option for getting started and keeping things easy to manage.
4. Snappypay:
Snappypay has a slightly different appeal because it presents itself strongly around smooth online payments and virtual dollar cards that can be used across many platforms.

That makes it a natural fit for people who run ads often and do not want a card that feels limited to only one or two use cases. The platform also combines its virtual cards with other digital payment services, which adds to the convenience for users already handling several online expenses at once.
What makes Snappypay useful in this list is that it feels built for everyday digital spending. If Wallets Africa comes across as more ecosystem-driven and CashBuddy feels more basic and direct, Snappypay sits in the middle as the platform for users who want a smoother, more flexible payment experience for ads, subscriptions, and other online transactions without overcomplicating the process.
5. Pouchers:
Pouchers is one of the more ad-friendly options here because it explicitly positions its virtual dollar card for payments on platforms like Meta and for running ads.
That makes its role in this list much clearer. Instead of leaving users to guess whether the card may work for ad spend, the platform directly presents that use case as one of its strengths, which gives it more relevance for marketers and business owners.

Another thing that makes Pouchers different is its multicurrency and stablecoin angle, which gives it a more modern, borderless feel compared with platforms that are built mainly around local wallet operations.
So, for users whose work already involves international payments, online tools, and ad platforms, Pouchers plays its role as the flexible option that is shaped more around digital commerce than traditional payment habits.
6. Bitmama:
Bitmama plays a more specialized role because it is better known for combining crypto and borderless payments. That already sets it apart from the more conventional platforms on this list.

For advertisers or freelancers who are already comfortable moving money through digital assets, Bitmama can feel like a more flexible option, especially when international transactions are part of their normal workflow.
This makes it less of an everyday beginner platform and more of a fit for users who like operating in a more global, digital-first payment environment.
So while a platform like CashBuddy may appeal to someone looking for a simple starting point, Bitmama feels more suited to users who want ad payments to sit within a wider international or crypto-enabled setup. That difference gives it a distinct place on the list.
7. Flip By Fluidcoins:
Flip by Fluidcoins leans into the crypto-powered side of digital payments, positioning itself as a faster, more lightweight option for users who want flexibility with cross-border transactions.

Its strength is not in trying to cover everything, but in serving a more niche group of users who already understand digital finance and need a smoother way to handle international payments, especially for ad spending.
What sets it apart is its modern, alternative approach. It focuses less on traditional banking features and more on giving users fewer restrictions when moving funds globally.
For advertisers in that space, it works best as a flexible, niche solution rather than a full all-in-one financial platform.
Frequently Asked Questions About Virtual Cards For Running Ads in Nigeria
- Which Virtual Card is Best For Running Ads in Nigeria?
The best dollar virtual card in Nigeria for running ads is Cardtonic. It’s widely trusted for its reliability, smooth international payments, and ease of use, making it a practical choice for managing ad spend without interruptions.
- Can I Use a Virtual Card to Pay for Google Ads, Facebook Ads, or TikTok Ads?
Yes, you can. Most virtual cards issued by platforms in Nigeria, like Cardtonic, Pouchers, or CashBuddy, are accepted on major advertising platforms, including Google, Facebook, and TikTok.
- How Do I Fund a Virtual Card for Advertising Campaigns in Nigeria?
Funding a virtual card is usually straightforward. Most platforms allow you to load funds from your local bank account, Naira wallet, or even crypto wallets in some cases. Simply log into your virtual card account, choose the funding method, enter the amount, and confirm. Once the funds reflect, you can start running ads immediately.
- Are Virtual Cards Secure For Paying International Ad Platforms?
Yes, virtual cards are designed to be secure. They often include features such as temporary card numbers, spend limits, and the ability to block or freeze the card instantly if needed.
- How Fast Can I Get a Virtual Card and Start Running Ads Online?
You can usually get a virtual card almost instantly after signing up and completing the KYC verification process. Platforms like Cardtonic or Snappypay issue cards immediately, so you can fund the card and start running ads within minutes.
Conclusion
Running ads on platforms like TikTok, Facebook, or Google from Nigeria can be challenging without a reliable payment method. That’s why virtual cards offer a convenient and secure solution, allowing you to fund your campaigns quickly and manage payments without interruptions.
Whether you’re looking to pay for TikTok ads, Google Ads, or other online campaigns, platforms like Wallets Africa, CashBuddy, Snappypay, Pouchers, Bitmama, and Flip by Fluidcoins all offer options to suit different needs.
For those who want a combination of reliability, ease of use, and smooth international payments, Cardtonic is highly recommended for managing your ad spending efficiently.
General News
Anambra Govt Bans Graduation Ceremonies in Anambra Schools

Prof. Chukwuma Soludo, governor, Anambra State, has approved an indefinite ban on graduation ceremonies in kindergarten, primary and secondary schools across the state as part of efforts to reduce the financial burden on parents.

Prof. Chukwuma Soludo, governor, Anambra State,
The directive was confirmed by Dr. Law Mefor, commissioner for Information and Value Reformation, in a statement issued on Friday.
According to the commissioner, the government deemed it necessary to clarify the policy following public inquiries and concerns over the scope of the ban.
Mefor explained that the directive applies to all graduation-related ceremonies in both public and private schools across the state.
He said the ban covers events described as graduation, passing-out, crossover or any other ceremony organised to mark the completion of kindergarten, primary or secondary school levels.
The government said the decision was taken to discourage unnecessary financial obligations often imposed on parents through elaborate school celebrations.
The commissioner clarified that students completing Senior Secondary School (SS3) are exempt from the directive.
However, he stressed that graduation ceremonies for SS3 students are not compulsory and may only be held without imposing any financial burden on students or their parents.
According to him, schools choosing to organise such ceremonies must ensure that no levies, compulsory contributions or hidden charges are demanded from parents.
Mefor warned that the state government would not hesitate to sanction any school that violates the directive.
He said schools found organising prohibited graduation ceremonies or imposing illegal charges on parents risk severe penalties, including possible closure.
The commissioner urged school proprietors and administrators to comply fully with the directive in the interest of parents and the education sector.
The state government said the policy is part of broader efforts to make education more affordable and eliminate unnecessary expenses associated with school activities.
Many parents have previously complained about the increasing costs of graduation ceremonies, including compulsory levies for gowns, entertainment, souvenirs and other related expenses.
The government expressed optimism that the directive would ease the financial pressure on families while encouraging schools to focus more on academic excellence than ceremonial activities.
General News
Universities, Polytechnics Submit 169 Entries for NASENI Research Commercialisation Grants

About 169 proposals from Nigerian institutions including universities, polytechnics, and research institutes spread across Nigeria’s six geopolitical zones have entered for the NASENI Research Commercialization Grant Programme (NRCGP).

NASENI
The programme, an initiative of the National Agency for Science and Engineering Infrastructure (NASENI), aimed at bridging the gap between research and industry, is designed to identify innovative research with strong commercial potential and support its transition from laboratories to the marketplace.
Speaking on the latest episode of the NASENI Window Podcast, recorded on yesterday at NASENI Studio, NASENI headquarters, Abuja, the Team Lead of the NRCGP and Deputy Director, Monitoring and Evaluation, Ms. Joy Elugbe, said the team received 169 proposals from eligible institutions across the country, including Universities, polytechnics and other research institutions.
Following the close of applications, and to ensure transparency and a rigorous selection process, NASENI engaged 21 professors with expertise across the Agency’s approved thematic areas to evaluate the originality and technical quality of the shortlisted proposals.
According to her, a rigorous preliminary screening reduced the number to 49 proposals after removing duplicate entries and submissions that failed to meet eligibility requirements while the Agency’s Innovation Hub assessed their commercial viability to determine their potential for market adoption.
“12 proposals, two from each geopolitical zone, have progressed to the due diligence stage before the final selection of six grant beneficiaries will be done. The objective is not simply to fund research but to invest in innovations that can successfully reach the market and deliver real impact,” Elugbe explained.
The NRCGP was conceived to address one of Nigeria’s longstanding innovation challenges which is the research breakthroughs that remain on the shelves due to inadequate funding.
She said the initiative, championed by the Executive Vice Chairman/Chief Executive Officer of NASENI, Mr. Khalil Suleiman Halilu, targets promising research proposals with the capacity to generate economic value, create jobs and contribute to Nigeria’s industrial development.
“The idea behind the programme is to identify innovative and commercially viable research outputs that have remained on the shelves because of lack of funding, and provide the support needed to transform them into products that can impact the economy,” she said.
Explaining the concept of commercialization, Elugbe described it as the process of transforming an invention, research outcome or service into a profitable product that meets market needs. The NRCGP aligns with NASENI’s strategic focus on Collaboration, Creation and Commercialization (3Cs), stressing that innovation only achieves its full value when it reaches end-users.
She disclosed that following the launch of the application portal, the Proposal Evaluation Team went on nationwide sensitization campaigns across the six geopolitical zones to educate prospective applicants on the programme requirements and application process.
The sensitization exercise, complemented by radio awareness campaigns, significantly improved participation and the quality of submissions.
She further revealed that NASENI’s support would extend beyond grant disbursement, noting that successful innovators would be linked with the Agency’s Innovation Hub for continuous technical guidance, market advisory services and commercialization support to ensure their products achieve sustainable market success.
The NASENI Research Commercialization Grant Programme was inaugurated in March 2025 to promote innovation, technological advancement and the commercialization of research outcomes in line with the Renewed Hope Agenda of President Bola Ahmed Tinubu, GCFR.
General News
NITRA Conference: Stakeholders Seek Policy Reforms, Grassroots Innovation to Bridge Nigeria’s Digital

Stakeholders in Nigeria’s information and communications technology (ICT) sector have called for comprehensive policy reforms, stronger infrastructure investment and grassroots innovation to bridge the country’s digital divide and improve global competitiveness.

NITRA Conference
The stakeholders made the call on Thursday during the Nigeria Information Technology Reporters Association (NITRA) Innovative and Scientific Conference held at Citi Height Hotel, Ikeja, Lagos.
The conference, themed “Bridging Nigeria’s Digital Divide With Scientific Innovation,” brought together government agencies, technology experts, regulators, telecom operators, private sector players, academics and policymakers to examine strategies for accelerating digital inclusion through science and innovation.
A panel session titled “The Place of Policy and Infrastructure in Nigeria’s Quest for Global Competitiveness through Scientific Innovation: Roles of Different Stakeholders in Grassroots Mobilisation” examined the policy, infrastructure and human capital requirements for driving Nigeria’s digital transformation.
Panelists identified multiple taxation, high right-of-way (RoW) charges, inconsistent state government policies, poor electricity supply, inadequate digital infrastructure and limited grassroots innovation support as major impediments to expanding broadband access and improving Nigeria’s competitiveness in the global digital economy.
One of the speakers noted that transporting internet bandwidth from Lagos to Canada is cheaper than extending connectivity to some parts of Nigeria because of infrastructure bottlenecks and multiple charges imposed by sub-national governments.
According to the panelist, although some state governments claim to have abolished right-of-way charges, operators are still subjected to numerous levies under different names.
“When we talk about right-of-way limitation, it affects the cost of providing services in some states.
“Some states say right of way is free, but when they grant free right of way, they introduce development charges, education levies and infrastructure fees, making the so-called free right of way meaningless,” the panelist said.
The speaker called for harmonised national policies that would eliminate multiple taxation and reduce the cost of deploying telecommunications infrastructure across the country.
Another panelist representing telecommunications operators stressed that government policies should encourage fair competition rather than favour dominant market players.
According to the representative, improved collaboration between regulators and industry operators is necessary to ensure that policies support innovation, cybersecurity and sustainable sector growth.
Speaking on innovation development, a representative of a private sector innovation fund said Nigeria must begin identifying and nurturing innovators from an early age.
The representative said the organisation supports young innovators through essay competitions, grants and educational programmes aimed at exposing students to science, technology and entrepreneurship.
“We believe innovation begins from childhood.
“By helping children in primary and secondary schools think creatively, they become better positioned to seize opportunities as they grow.
“Innovators exist everywhere, including rural communities. What many of them need is exposure and opportunity,” the speaker said.
On cybersecurity, another panelist advocated greater investment in developing indigenous cybersecurity professionals through structured internship and mentorship programmes.
The panelist also suggested that young people involved in cybercrime should, where appropriate, be rehabilitated and equipped with legitimate digital skills rather than relying solely on imprisonment.
“Part of what we are known for is developing local talent.
“We recruit interns from schools and train them in cybersecurity.
“We should find ways to harness the abilities of young cyber offenders instead of simply sending them to prison,” the speaker said.
A representative from the computer society sector emphasised that Nigeria’s digital transformation should begin with reforms in basic education.
According to the representative, pupils should be introduced to coding, robotics, artificial intelligence and innovation at the primary school level.
“If Nigeria wants to become globally competitive, we must start from primary school.
“Our schools should not merely prepare students for examinations; they should become innovation clubs where children learn robotics, coding and problem-solving,” the panelist said.
The speaker also referenced the recent launch of an artificial intelligence university portal in Lagos designed to create a talent pipeline from primary education through tertiary institutions.
Addressing regulation, a media analyst cautioned against excessive government control that could discourage technological innovation.
According to the analyst, regulatory frameworks should emerge through stakeholder engagement and strike a balance between consumer protection and innovation.
“Regulation must come with dialogue.
“If regulation becomes excessive, it will stifle innovation.
“As Nigeria develops policies on artificial intelligence, there is a need to strike the right balance,” the analyst said.
On infrastructure protection, another panelist called for stronger public awareness campaigns to discourage vandalism of telecommunications infrastructure.
The speaker said community ownership and public education are essential to safeguarding digital infrastructure.
“When telecommunications infrastructure is vandalised, everyone suffers, including regulators, operators and consumers.
“People need to understand that protecting infrastructure benefits the entire society,” the panelist said.
Participants also highlighted the affordability of digital services as a major challenge to digital inclusion.
One speaker urged the Federal Government to consider subsidy mechanisms that could reduce the cost of internet-enabled devices.
“Telecommunications companies are businesses, not charity organisations.
“If government introduces subsidy policies similar to what has been done in other sectors, device prices can become more affordable,” the speaker said.
Another panelist stressed that reliable electricity remains fundamental to Nigeria’s digital competitiveness.
“The child who enjoys uninterrupted electricity and internet access cannot be compared with one who has gone months without power.
“For Nigeria to compete globally, every child should have reliable electricity, internet access and opportunities to acquire digital skills,” the speaker added.
Earlier, NITRA Chairman, Mr Chike Onwuegbuchi, said the conference was organised to provide a platform for stakeholders to examine policy options capable of strengthening scientific innovation and promoting grassroots technological development.
He noted that the Federal Government had demonstrated increasing commitment to building an innovation-driven economy through various strategic initiatives.
Founded in 2013, NITRA is the umbrella body of journalists covering Nigeria’s information and communications technology sector.
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