General News
Working With Travel Insurance Broker
Notwithstanding the growth of technology which seems to threaten the aged long role of insurance brokers, it cannot be easily dismissed that insurance brokers play a crucial role in advancing the insurance industry. In discussing this crucial role, let us use travel insurance as a guide. Travel insurance brokers act as an intermediary between the policy buyer and the insurance company providing the travel insurance. Most buyers of insurance do not go through the brokers, preferring to rather deal directly with the insurance company. There are others who realize their important role and transact business through them. But what ever may be the reason for or against insurance brokers, the reality of it is that it is a case of different strokes for different folks. But is working with a travel insurance broker right for you?
According to Mr. Adewole Oluwole, managing director of Fair Deal Brokers, it is very important to go through the broker because he understands the insurance companies more than outsiders. The broker, for instance knows the likely traps that the insured usually fall prey to as well as the insurance companies who have a tradition of excellence or failure as the case may be. “In buying travel insurance, it is the brokers’ job to know which companies are the best and what the details of the policies offered represent to their clients. They are trained to know the right questions to ask in order to steer the prospective buyer to the right travel insurance policy that will sooth his taste and needs” The broker, he said can help to evaluate the various options towards taking the right decision on a particular policy. A broker is also in a better position to handle the claims for you when the need arises to file a claim. He explained that the brokers have access to information on how best to process the relevant paperwork because they have vast experience and also know how the system works and how to exploit it to maximum advantage.
In many cases working with a broker will provide one with some degree of protection against financial loss in case something goes wrong during the claims process. This, of course, assumes that the broker you are working with is the one that knows his onions. In this regard, it is advisable to ensure that you know who the broker is before committing any money to him or her. It is easy to become the victim of fraud, especially in this clime where there are fraudsters who specialized in faking documents and this is a common occurrence.
While it of great advantage to use the brokers, those who shun them are quick to point out that it is rather expensive to go through brokers. Since they are in business, they charge extra fees than the ones offered by the insurance companies. So aside from the possibility of working with someone who is less than scrupulous, the first drawback in dealing with a broker is cost. That means that coverage purchased through a broker will likely be more expensive than that purchased directly. Expert opinion is that one can receive good value for the extra fee so charged. But if on the other hand, one is looking for rock bottom prices then chances are that going for travel insurance directly may work better for you. Buying directly normally ensures that you pay as little as possible while at the same time getting a good policy and good customer service. For many buyers, buying travel insurance from a direct provider appears to the best of all possible options. In this regards, the middle man’s role is cut off while still keeping the costs low and having a professional backup behind the sales.
The question that arises therefore is how do you decide if working with a travel insurance broker is right for you? If you prefer high touch to high tech then you should consider turning to a broker for your insurance needs. The only prize one would pay is a higher prize. If, on the other hand, one is relatively self-sufficient and willing to do detailed homework, then such a person may be a good do it yourself candidate. However if you decide to do it yourself, it is recommended that necessary consultations are made with expert so that you are better guided to achieve the needed results.
General News
FG, Others Say Nigeria Wastes 38m Tonnes of Food Annually

Federal government, The European Union (EU), and the United Nations Industrial Development Organisation (UNIDO) have called for urgent and coordinated action to curb food waste and promote sustainable consumption and production practices.

They warned that when food is wasted, the water, energy, and labour invested in its production are also lost, accelerating climate change and undermining global efforts to build a zero-waste, circular economy.
Speaking in Abuja at the commemoration of this year’s International Zero Waste Day, themed “Food Waste Reduction: Minimisation and Valorisation,” Zissimos Vergos, deputy Ambassador of the EU Delegation to Nigeria and ECOWAS, disclosed that Nigeria wastes approximately 38 million tonnes of food annually, more than any other country in Africa.
He further noted that globally, in 2022 alone, nearly one billion tonnes of food—almost one-fifth of all food available to consumers—was wasted.
“This is not just a loss of food; it is a squandering of precious resources, a missed opportunity to combat hunger, and a direct threat to our planet’s health,” he said.
Vergos stressed that food loss and waste are major drivers of environmental degradation, contributing up to 10 per cent of global greenhouse gas emissions—nearly five times the emissions of the entire aviation sector—and accounting for as much as 40 per cent of global methane emissions.
Highlighting Nigeria’s ongoing efforts, he said: “The Nigeria Circular Economy Roadmap, the establishment of the Interministerial Circular Economy Committee, the push to develop a National Plastic Waste Management Regulation, these are not small gestures. These are structural shifts.
“They signal that Nigeria is not waiting for someone else to solve its problem; it is building the system to solve it from within. Now, today’s theme: food waste reduction, minimisation and valorisation, is the right conversation at the right moment.”
Vergos also shared three key lessons from the EU’s experience to support Nigeria’s efforts. First, he urged investment in rural infrastructure, including roads, storage, and cold chains, to address post-harvest losses beyond the farm gate. Second, he emphasised the need to promote agro-processing by converting fresh produce into value-added products such as tomato paste and cassava flour, while linking smallholder farmers to processors and markets.
Third, he called for embedding zero-waste principles, recycling, and resource efficiency into school curricula from the primary level to foster a culture of sustainability among future generations.
Reaffirming the EU’s commitment, he stated, “The EU stands ready to be your partner in that work, through funding, through technical cooperation, and through genuine solidarity.”
In his keynote address, Balarabe Abbas Lawal, minister of Environment, reiterated the Federal Government’s commitment to environmental protection and sustainable practices aimed at safeguarding the health and well-being of Nigerians.
“Food waste remains a significant challenge that affects not only our environment but also our economy and society. Every discarded meal represents wasted resources such as water, energy, labour, and capital, while Nigerians continue to face food insecurity.
Addressing food waste is therefore central to sustainable development and ensuring a healthier future for all,” he said.
He added: “The Federal Ministry of Environment, in this year’s national appropriation, has developed projects on food waste elimination in major markets around Nigeria. And this is to show you that the Federal Ministry of Environment is tackling the issues of food waste at its core, especially post-harvest losses.”
Stressing the broader impact, he noted that addressing food waste aligns with the Ministry’s core objectives. “Reducing food waste will not only help to lower pollution and greenhouse gases, but also conserve valuable resources and promote more efficient and responsible consumption patterns across households, businesses, and institutions,” he added.
Also speaking, Amb. Philbert Johnson, Director and Representative of UNIDO’s Sub-Regional Office in Nigeria, emphasised that food must not be wasted, especially in a country grappling with food insecurity and malnutrition.
“Food is far more than a commodity: it is a foundation of wealth, a driver of health, and a pillar of security. It sustains our homes, supports industries, and underpins the stability of our societies.
“When food systems function efficiently, they generate income, enhance resilience, and improve well-being. When food systems fail, when food is lost or wasted, the consequences ripple across our economies, our environment, and our communities.”
He reaffirmed UNIDO’s commitment to supporting Nigeria in building resilient, inclusive, and sustainable agro-industrial systems.
General News
FG Orders Installation of 5000 CCTV Cameras for Surveillance in Plateau

President Bola Ahmed Tinubu has directed the immediate installation of 5,000 CCTV cameras across identified flashpoints in Plateau State as part of urgent measures to address the worsening security situation in the state.

The President gave the directive during an emergency visit to Plateau on Thursday, where he held a brief stakeholders’ meeting at the Yakubu Gowon Airport following the recent killings in Angwan Rukuba, Jos, where at least 28 persons were killed by unidentified gunmen.
Tinubu also approved the formation of a delegation of key stakeholders to engage in further deliberations on lasting solutions to the security challenges in the state.
He condoled with families of the victims and directed that support be provided to cushion their losses.
President Bola Tinubu while expressing deep sympathy to families of victims said the installation of surveillance cameras was part of a deliberate move towards addressing the kind of attacks that befell residence of the recent attack in the State.
In his remarks, Governor Caleb Mutfwang appreciated the President’s visit and show of concern, but expressed worry over the recent wave of attacks in the state, describing the situation as disturbing and requiring urgent attention.
The meeting had in attendance, former Governors, serving and former National and State Assembly members, traditional rulers, government appointees as well as relatives of those killed in the Angwan Rukuba attack.
General News
FG Rolls Out N12Bn Digital Research Clusters to Boost Innovation Economy

Federal Government yesterday unveiled a N12 billion investment in digital economy research, marking a strategic shift towards knowledge-driven development as Nigeria positions itself as a key player in the global digital landscape.

Declaring the launch of the National Digital Economy Research Clusters under the Building Resilient Digital Infrastructure for Growth (BRIDGE) project, Minister of Communications, Innovation and Digital Economy, Dr Bosun Tijani, said the initiative mobilises over 200 researchers from universities and research institutions nationwide to produce data-driven solutions for pressing national challenges.
Speaking at a press conference in Abuja, Tijani described the programme as an essential complement to infrastructure expansion, including the ongoing deployment of 90,000 kilometres of fibre optic cable across the country.
He stressed that sustainable growth in the digital sector now hinges on robust research, innovation and evidence-based policies rather than infrastructure alone.
“As Nigeria expands its digital economy, attention is shifting from infrastructure to the knowledge that drives it,” the minister stated, adding that the sector was emerging as a major contributor to national GDP.
The research clusters will tackle critical areas including connectivity, digital public infrastructure, skills development, job creation, online safety and emerging technologies such as artificial intelligence.
Tijani explained that the project aims to bolster Nigeria’s research capacity while ensuring local insights guide policy and technology adoption.
The Federal Ministry of Education is collaborating to synchronise academic research with national priorities and advance specialised training.
Minister of Education, Dr Tunji Alausa, underscored universities’ evolving role as hubs of innovation and problem-solving beyond traditional learning.
The BRIDGE project aligns with broader government strategies to promote digital inclusion, spur economic growth and elevate Nigeria’s competitiveness in the global digital economy.
Observers note that the programme’s impact will depend on effectively converting research findings into implementable policies across sectors.
For the administration, the message is clear: a resilient digital economy demands not just infrastructure, but the intelligence to power it.
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