General News
We Need Llegal Framework for e-Payments- Onajite

Regha Onajite is the executive secretary of E-Payment Providers Association of Nigeria (E-PPAN). She started her career in Aula Marina, an Oil and Gas Servicing firm, and proceeded to Citibank where she spent over three years in the operations department. Specifically she managed the customer service point of the bank’s e-purse product. Onajite later joined Intermarc Consulting Limited where she served in various capacities as a Partner. She was the conference director of Card Expo West Africa, an annual conference for cards and payments in West Africa. She was the pioneering Editor-in-Chief of Card Technology Africa Magazine, and the brain behind Card East Africa an annual conference introduced in her time for the collective representation of the East Africa region. driven by a bigger vision, Onajite left Intermarc to established Nexsmart Technology Limited, a training and consulting firm. She spoke to funmi ilesanmi.
Scope and Operations of e-PPAN
E-PPAN is the e-Payment Providers Association of Nigeria. Our vision is to become the most authoritative and respected industry forum for promoting e-payment and self service businesses in Nigeria. E-PPAN is a not-for-profit organization, established with the objective of providing a platform for all the stakeholders of the e-payment industry to interact and reach common agreement on various industry issues. The Association seeks to promote the development of appropriate standards; development of appropriate policies and legislation; dissemination of credible information; and capacity building for industry players. The e-payments industry is critical to the development of the Nigerian economy in general and the financial service industry in particular. It is therefore in the interest of all stakeholders that the industry should have a central body that would provide guidance during this crucial period. It is against this premise that a number of key industry players have come together to start up the Association.
The Coming of Mobile Money
All countries with ATM or credit card schemes have the challenge of fraud and Nigeria is not an exception. With every new payment technology comes new security implications and threats. As more transactions are done on the payment platform, there will certainly be an increase in the number of fraud to be experienced. It becomes the responsibilities of operators and regulators to ensure that this is kept at a minimal level. I will like to assure you that the operators are aware of this and they are putting everything in place to ensure the safety of the consumers. The regulators of the financial industry , I mean the Central Bank of Nigeria have already issued guidelines for mobile payments ahead of the growth of mobile banking. If these guidelines are adhered to and if consumers try to understand the risk involved and take precautions then everyone will be fine.
Tackling e-Payment Fraud
Let me first define fraud as an amalgam of actions and inactions designed purposely to dispossess the rightful owner(s) of the gains and benefits of his wealth, money or position. The Association is working hard to ensure that e-payment fraud is limited to the barest minimum. The truth is as long as fraudsters exist they will continuously devise new ways to perpetuate their acts. We cannot totally eliminate them. But what we are doing is equipping our members to be alive to their responsibilities. We organize trainings, conferences, fora and so on where operators learn about latest and possible trends in fraud. They also learn about available methods and skills to combat fraud. And when these are put in place then the cases of fraud will reduce. In a few months, we have scheduled an interactive forum for our stakeholders to meet and interact on the issue of fraud. This will happen during one of flagship event, The E-PPAN Techno-Interactive Forum. It is the most significant payment industry event which holds quarterly in Nigeria with focus on addressing specific issues that affects the e-payment system landscape. The forum attracts decision makers and leaders from within and outside Nigeria. This series is dedicated to exploring the strategies for preventing fraud and tackling the menace of fraud. This will be holding in Lagos on the 28th of October, 2010. Typical of our programmes, we get the best in the industry within Nigeria and invite experts from outside Nigeria to share experiences.
Rejection of Nigerian Issued Credit Cards by Merchants outside Nigeria
In a short while this will soon be history. It has to do with our overall image, not just our payment system. The card companies are strengthening their standards and we are tending towards international best practices. This will help us a lot. The nation itself has embarked on re-branding campaign it will rub off on us too. Meanwhile, E-PPAN is building relationships with other nations and their payment associations. Payment is a global phenomenal, we can’t be an island. In a matter of time they will begin to see the good in us. You see, we have over 140million people and the world market needs us. We only need to assure them that the average Nigerian is not a fraudster. With relationship like we are building, the wrong image they have about us will gradually give way.
Can the National Central Switch (NCS) Adequately Tackle Interoperatability Challenges?
The National Central Switch will adequately tackle interoperability. The switch is only a technology. Once we have the buy in and goodwill of stakeholders, then we can make it work the way it suits Nigeria. As I always say, technology is the easy part.
Challenges Facing Deployment of PoS Terminals and Addressing It
The challenges facing PoS deployment are very numerous. We had to organize a Techno-Interactive Forum in April, where experts of local and international experience gathered together and x-rayed the issues. At the event we agreed that the issues will not be resolved talking. So, E-PPAN set up a committee to look into these challenges. The issues could be overwhelming but stakeholders are determined to break through these challenges and make PoS work. The Committee had about 16 members and we came up with a white paper which we have submitted to the Central Bank Management through the Deputy Governor Operations, Mr. Tunde Lemo. You see, the CBN has a very great interest in seeing PoS being used as a channel for payment and they have declared their desire to work with us in our drive for PoS. So we have a very strong team pushing this dream.
We have recommended quite a number of solutions to the CBN and they have gracefully accepted to work with us. What we have realized is that in Nigeria, we tend to say the Government has not done this or that, but the truth is that we are the government. If you think there are things that need to be done. Then do it. Play your part. We need to chart the course. Another major challenge for PoS is the issue of Data Communication. E-PPAN has set up another 10 man committee on this and we are working with the CBN to bring all stakeholders to the table and find lasting solutions to the problem. This cannot be done without the NCC, so they will be involved. We are also working with some Telecommunications companies on this.
Igniting a Revolution in the Nigerian e-Payment Space
Firstly, we need to put frameworks in place. We need to know the processes. We need to know the rules. There should be legal framework which will give a backing to e-payments. The Central Bank is already pursuing a bill on the National Payment System which should take care of that. Next, the level of infrastructure needs to be improved upon. The Association is already taking steps to tackle the challenge of data communication. Then generally there should be a shift in culture towards e-payment, this will come about through massive campaign targeted at awareness creation. E-PPAN is working on the expertise development of man-power in this field. There is a huge gap in this regards.
Future of e-payment in Nigeria
The future for e-payment in Nigeria is huge. E-Payment is the future for payment here. It cannot be anything less.
How has E-PPAN, a non- profit organization being able to fund its programmes and conferences?
We depend on the generosity of our benefactors for funding. Sometimes we also get sponsors for some of our major programmes.
General News
ARN Rejects Medical Bill over Attempt to ‘Scrap’ Profession

Association of Radiographers of Nigeria (ARN) has rejected the Medical and Dental Practitioners Act (Repeal and Re-enactment) Bill 2026 currently before the National Assembly, describing it as a targeted and calculated existential assault on their profession.

According to the body the legislative attempt will erode the profession of radiography and transfer its statutory responsibilities to the Medical and Dental Council of Nigeria.
Dr Musa Dembele, president of the association, gave the warning while addressing a press conference at the Kano NUJ Press Centre on Saturday.
He said, “The Medical and Dental Practitioners Act (Repeal and Re-enactment) Bill, 2026 (HB 2695) is not a reform but a targeted, calculated, and existential assault on the profession of radiography.”
He also described the bill as an attempt to introduce a “jurisdictional override” intended to dismantle the Radiographers Registration Board of Nigeria.
“This is a legislative execution of a profession that has served Nigeria for over 50 years,” he said.
Dembele pointed to Section 8(1) of the bill, which grants the Medical and Dental Council of Nigeria exclusive authority, describing it as “a legislative nuclear weapon” that strips the Radiographers Registration Board of Nigeria of its mandate.
The association also accused the bill of “conceptual theft” by redefining radiology in a way that erases radiography as an independent scientific discipline.
“The bill seeks to legally erase radiography as an independent profession and subjugate radiographers to the disciplinary authority of a council composed of individuals with no expertise in radiographic science,” the association said.
On financial matters, the association accused the bill of promoting “extortion as regulation,” noting that it mandates that 70 per cent of practising fees be shared with the Nigerian Medical Association.
“This reveals the true motive — financial colonisation,” Dembele said.
The association also raised concerns over HB 2699, the Radiographers Registration Board of Nigeria Amendment Bill, which it said seeks to weaken the board from within.
It described the inclusion of medical doctors on the board as “a fundamental violation of the doctrine of professional self-regulation” and warned against excessive ministerial control that could politicise regulation.
The association stressed that globally, radiography regulation is profession-led, citing examples from the United Kingdom, Canada, and Australia, and noted that Nigeria cannot afford to adopt a substandard model that contradicts established international norms.
The association therefore called on the National Assembly to protect the integrity of the Nigerian healthcare system by rejecting the bill in its entirety.
It also called for a stakeholders’ summit to develop a harmonised regulatory framework that respects the co-equal status of all health professions, as obtained in the United Kingdom, Canada, and Australia.
“The association aligns with the position of the Joint Health Sector Unions, medical laboratory scientists, physiotherapists, and other critical stakeholders who have also rejected similar legislative attempts,” he added.
General News
Zarttech Reflects on Its Role in Changing Global Perceptions of Africa

Zarttech extends a sincere apology to individuals and partners who may have been affected during the course of its operations. The company recognizes that its journey included challenges and acknowledges the importance of accountability, respect, and transparency toward everyone who was part of its story.

At its core, Zarttech was founded with a mission to bridge the global tech talent gap by connecting diverse IT professionals with opportunities around the world. The company sought to remove barriers that often prevent talented individuals from accessing global work, while promoting fairness and reducing bias in the technology recruitment process.
Through its work, Zarttech contributed to a broader shift in how Africa is perceived in the global technology ecosystem. By highlighting the expertise, creativity, and potential of African developers and technology professionals, the company helped bring greater visibility to the continent’s growing pool of world-class talent.
Zarttech’s mission centered on creating opportunities that connected businesses with skilled professionals across Africa, Europe, and South America while demonstrating that innovation and excellence in technology know no geographic boundaries.
Beyond its business activities, Zarttech also supported initiatives aimed at empowering women in technology across Africa through training and education programs, reinforcing its belief that inclusive access to opportunity can help shape a more equitable global tech industry.
While the company’s chapter has come to an end, the impact of the conversations it helped spark about African talent, global collaboration, and opportunity without borders continues to be part of a larger movement transforming the global technology landscape.
General News
NCDMB secures lead local content role at African Energy Week 2026

Nigerian Content Development and Monitoring Board (NCDMB) has been named a Local Content Partner at African Energy Week (AEW) 2026, in a move that positions the agency as a key driver of indigenous capacity building in Africa’s energy sector.

NCDMB
The event, scheduled to hold from October 12 to 16 in Cape Town, South Africa, will give the NCDMB a high‑profile platform to showcase Nigeria’s local content framework, industrial projects and investment opportunities to global investors and policymakers.
The NCDMB, a parastatal regulatory agency under the Federal Ministry of Petroleum Resources, has increasingly anchored its interventions on skills development, infrastructure and industrialisation.
In March 2026, the board launched a 12‑month pipeline engineering training programme for 33 young engineers in Port Harcourt, in partnership with Renaissance Africa Energy and MJD Oilfield Services.
The programme focuses on pipeline pigging, corrosion control and integrity management, aligning the workforce with major government infrastructure projects such as the Ajaokuta‑Kaduna‑Kano Gas Pipeline.
On infrastructure, the NCDMB is advancing construction of a 204‑room Radisson‑managed hotel and conference centre in Yenagoa, Bayelsa State, expected to be commissioned in December 2026. Located adjacent to the Nigerian Content Tower, the facility is designed to support industry collaboration, conferences and business meetings within the local content ecosystem.
The board has also commissioned a Clinical Skills and Simulation Laboratory at Bayelsa Medical University, enhancing healthcare training and service delivery in host communities through modern simulation technology.
Industrial expansion remains a core pillar of the NCDMB’s strategy. Under the Nigerian Oil and Gas Parks Scheme, pilot parks in Odukpani, Cross River State, and Emeyal‑1, Bayelsa State, are nearing completion and are projected to generate about 2,000 jobs each.
These shared‑services industrial hubs are designed to localise manufacturing, reduce project costs and enable indigenous companies to scale up production along the upstream and midstream value chains.
From a financing and policy standpoint, the NCDMB is deploying multiple funding mechanisms, including a 100‑million‑dollar equity investment scheme, a 500‑million‑dollar intervention fund and a 20‑million‑dollar initiative targeted at women‑owned enterprises in the oil and gas sector.
Recent enforcement measures, such as tighter expatriate quota controls and mandatory compliance certification for operators, signal a shift toward deeper localisation, greater transparency and stronger investor confidence in Nigeria’s energy industry.
Speaking on the significance of the board’s role at AEW 2026, the Executive Chairman of the African Energy Chamber, NJ Ayuk, said the NCDMB’s participation underscores Africa’s commitment to building domestic capacity and retaining value within the continent.
“Local content is not just policy – it is the foundation for sustainable growth, job creation and energy security across African markets,” Ayuk noted.
As African Energy Week 2026 gathers global investors, policymakers and energy operators, the inclusion of the NCDMB as a Local Content Partner highlights the growing importance of in‑country value creation. With focused sessions on skills development, technology transfer and industrialisation, the forum is expected to generate concrete partnerships and commitments that can help build resilient, competitive and investment‑ready energy ecosystems across Africa, with Nigeria positioned at the centre of the regional value chain.
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