E-Business
NIN is by Law Mandatory Means of Identification – Aziz

As the issue of digital identity takes centre stage in Nigeria, the Director-General of the National Identity Management Commission (NIMC), Engr. Aliyu Aziz, fielded questions from journalists on the journey so far in enrolling Nigerians and issuing the National Identification Number (NIN), and the way forward. Excerpts:

What is your agenda and areas of focus for your second tenure?
The mandate of NIMC hasn’t changed and my focus remains to ensure that every person is enroled and issued a unique national identification Number (NIN) also known as a digital identity.
We have a population of about 200 million and the commission’s target is to register all within the next 3-5 years. Whilst pursuing this target, the commission would also work to expand, extend and strengthen the infrastructure that is enabling the enrolment and identity authentication to happen.
What specific achievements and challenges faced during your first tenure? What plans do you have to record more achievements and address those challenges you encountered?
One of our greatest achievements was increasing the enrolment figures from 7 million in 2015 to 39 million by the end 2019. As at today, we have reached 41 million records by sheer determination and hard work. I owe all of this to the great staff of NIMC who pushed themselves beyond their limits to see this happen.
The challenges we are facing are still the same challenges the Commission has been facing for years. Power issues at our Enrolment Centres (ERCs), Sensitization and awareness to the general public, inadequate enrolment centres and enrolment devices, maintenance and support of our IT infrastructure, consumables etc.
All of these issues affect our operations and require a lot of funding to address. We will continue to do our best to address them in consultation with all the relevant stakeholders, Government and with the help of the media.
How prepared are government and NIMC to meet the demand for enrollment for the National Identification Number nationwide?
Government and NIMC have made significant stride to scale up enrolment for the issuance of NIN.
In September 2018, The Federal Executive Council (FEC) approved a strategic roadmap for accelerating the development of digital identity in Nigeria using the ecosystem approach (leveraging the capabilities and facilities of public and private sectors to speed up enrollment.
Government has also got commitment and approval from three development partners – the World Bank, Agence Francaise de Development (AFD) and the European Union (EU) – to fund the roadmap implementation in the tune of $433 million. You can obtain a copy of the roadmap on the NIMC website.
The project preparation is currently ongoing and full implementation was originally scheduled to kick start by June 2020, but with the COVID 19 pandemic, we may extend to September or December this year. Our target is to have at least 4000 enrolment centres across the nation: one enrolment centre per 50,000 people.
What is your advice to Nigerians on enrolling for the NIN?
The Federal Government has approved NIN as the only valid means of identification for government services by Law. As a foundational ID, everyone must register and obtain a NIN. Kindly do so to avoid any restrictions on use or access to government services in the future.
The process takes less than 10 minutes and can be further reduced if you pre-enrol online. Visit www.nimc.gov.ng for more details on enrolment. The law provides punitive measures for those who fail to comply with or disregard the law.
NIMC is collaborating with a number of government institutions including JAMB and other examination bodies, which are making the NIN a prerequisite for registration for their respective examinations. What plans do you have in place to enrol eligible and intending candidates in time for those examinations?
With NIN as the valid means of ID for government services, it is the responsibility of every individual on the soil of Nigeria or of Nigerian descent to register and obtain the unique ID. Enrolment commenced since the year 2012, which is 8 years ago; and the NIN is issued instantly upon complete registration.
Eight years is enough time for people to present themselves for registration in accordance with the NIMC Act. We should not always wait for the last minute or for government to resort to aggressive enforcement and punitive measures for people to do the right things. NIN is issued free of charge and to everyone, children and adult alike. Do not wait to be told you cannot transact or access service to register.
You recently raised concern about poor funding of NIMC programmes by the Federal Government. Has the funding situation improved, given the apparent increased pressure on NIMC to enrol Nigerians for the NIN?
NIMC through the Federal Government has obtained funding to accelerate digital identity enrolment within the next 3-5 years. The funding covers digital ID enrolment, issuance and usage; Strengthening the enabling law, security, privacy, data protection and cybersecurity mechanisms; as well as strengthening the IT and other back-end infrastructure.
There is still need for funding on the card aspect of the programme as well as on the other regulatory functions of the commission. We are consulting with the Federal Government on these aspects.
What will you say is the rationale behind the Federal Government making the NIN compulsory for government services?
The NIMC Act of 2007 which is the legal framework on which the Commission is operating stipulated that the National Identification Number is a unique identifier for all citizens and legal residents; and must be presented and verified to confirm your identity before other functional agencies can provide service.
This is the law and Government is simply reminding us to comply and working to ensure the enforcement of the provisions of the law. It is not a new thing or new policy. Please feel free to read the NIMC Act and in particular sections 26, 27, 28 etc.
You have explained a number of times that NIMC’s focus now is the enrolment and issuance of the NIN. At what time do you think the National eID card could be issued to those that enrolled?
The Commission is currently issuing the National ID card but on a low scale due to the capacity of the card personalisation bureau deployed to pilot the scheme in 2014. We are still working out strategies to scale up the card production and issuance with the help of the Government and in future with the private sector.
NIN is your identity and is sufficient to prove or assert your identity anytime, anywhere. The Commission is also aware of the demand by the public for the physical token (ID card) for a number of valid reasons. Please bear with us as we do what is necessary to issue this card to those who are in need of it. Also, NIMC is modifying the NIN credential to address the physical token request. All these new initiatives are in the works and would be released soon.
Many Nigerians who have the eID cards seem to have difficulty on how to use the card for financial transactions. How can the card be used for financial transactions and what are the security features in the card?
The Payment applet on the card is usually activated before the card is issued to the rightful owner for use. The card carrier contains the information on the use of the card for financial transactions. In a simple term, the card functions as a debit card (with virtual account) where money can be loaded and used on Point-of-Sales (POS), Automated Teller Machine (ATM) and other payment channels including the web.
The card has 18 security features and has been ranked as one of the most secured National ID cards in the world. Some of the security features can be seen with the eyes (ghost image, hologram, coat or arms, etc), while others require some special tools and light to see.
There was a recent news item on a court order stopping activities related to Nigeria’s national identity card system. What can you tell us about that and how is it being resolved?
The court case you are referring to is between Chams PLC and MasterCard. Unfortunately, NIMC was included as a Co-defendant and that affected some of our card operations. Because it is still an ongoing court case; therefore, I will not be making any further comments on the matter. We will await the outcome of the court proceedings and ruling.
How are you repositioning NIMC to increase awareness creation to sensitize Nigerians about the importance of the National Identification Number (NIN)?
Nigeria is a big country with a huge population. Creating awareness and sensitizing about 200 million people is not an easy task and requires a lot of resources and logistics to achieve.
Even though we collaborate with News Agency of Nigeria (NAN), National Orientation Agency (NOA), Federal Radio Corporation of Nigeria (FRCN), Nigerian Television Authority (NTA), Voice of Nigeria (VON), and all other national media outlets and companies to enlighten the general public, we still need to do more.
As stakeholders in the ID sector, we need the support, partnership, cooperation and assistance of all media companies and outlets on this national assignment. The best repositioning is to start with our communities, local governments and regions to share the news and speak to the people in the language they best understand on the ID need and use. Let’s join hands to bring everyone on board.
NIMC has extended registration to Nigerians in the diaspora. How have those in the diaspora welcomed this and what is the level of diaspora enrollment so far?
Diaspora enrolment was greatly received by the Nigerians in other countries and it has been going well since the launch. Enrolment is happening in over 15 countries across the world, with more countries to come on board in the near future. We are optimistic that more Nigerians will turn up to obtain the NIN; since it is a requirement for the application of a new and renewal of an expired Nigerian passport.
NIMC, in collaboration with the Federal Government declared 16 September as National Identity Day. What is its significance to the Nigerian society on a global perspective?
Nigeria formally launched and celebrated as the first country in the world to adopt and declare 16 September as International Identity Day. The event is a culmination of an enormous collective effort, which began in April 2018 when our country Nigeria successfully hosted the 4TH Annual Meeting of the ID4Africa Movement here in Abuja and joined a global coalition for recognition of September 16th each year as International Identity Day.
That call was embraced with tremendous support and over 1500 individual signatures endorsing the proposition were collected from delegates which cut across 81 countries, including 41 African nations. The endorsement represented nearly 99% of the participants that attended the Conference in Nigeria.
To formalize Nigeria’s membership of the global coalition, the National Identity Management Commission, sought and obtained approval from the Federal Government through the Office of the Secretary to the Government of the Federation.
Providing legal identity to all including birth registration is one of the global SDGs target, specifically SDG 16.9; and Nigeria is endorsing and supporting this achievement by declaring 16 September each year as National Identity Day as a way to create the awareness and get the buy in required.
E-Business
LG Showcases AI-Powered Smart Living Innovations @ Africa Technology Expo 2026

LG Electronics has reaffirmed its commitment to advancing innovation and smart living across Africa by participating as a supporting sponsor at the Africa Technology Expo (ATE) 2026, where the company is showcasing its latest portfolio of premium consumer electronics and home appliance innovations.

The two-day expo, themed around strengthening Africa’s enterprise technology ecosystem through collaboration and innovation, has brought together industry leaders, technology innovators, multinational companies, policymakers, and entrepreneurs to explore opportunities for cross-border partnerships and digital transformation across the continent.
As one of the supporting sponsors of this year’s event, LG’s interactive exhibition booth has become a major attraction, offering visitors firsthand experience of the company’s latest AI-powered technologies designed to enhance everyday life while delivering greater comfort, convenience, energy efficiency, and connectivity.
Among the innovations on display are the latest LG QNED TV, delivering exceptional picture quality and immersive entertainment; the iconic MoodUP™️ Refrigerator, which combines intelligent cooling with customizable LED door panels; the innovative LG WashTower™️, an all-in-one premium laundry solution that maximizes space and efficiency; the energy-efficient LG ARTCOOL Air Conditioner and LG Air Tower, designed to provide smarter climate control; alongside LG’s advanced Dehumidifier and other intelligent home solutions.
Speaking on LG’s participation, Mr. H.S. ji, Managing Director, LG Electronics West Africa, said: “Africa Technology Expo provides an excellent platform to engage with innovators, businesses, and consumers who are shaping the future of technology across the continent. At LG, innovation goes beyond creating advanced products, it is about developing meaningful solutions that improve everyday life.
“Our participation reflects our commitment to supporting Africa’s digital transformation while introducing intelligent technologies that make homes and workplaces smarter, healthier, and more energy-efficient.”
The Africa Technology Expo was established to foster stronger collaboration among African businesses, emerging enterprises, and multinational organisations. During the opening ceremony, the organisers emphasized the need for deeper continental collaboration to unlock Africa’s innovation and economic potential, noting that previous editions of the expo have facilitated approximately $192 million in business deals among participating companies.
LG’s presence at the event aligns with this vision by demonstrating how cutting-edge consumer technology can support economic growth, digital inclusion, and sustainable development across Africa.
Visitors to the LG booth are participating in live product demonstrations, interactive experiences, and expert consultations, gaining valuable insights into how LG’s AI-powered ecosystem seamlessly connects home appliances and entertainment products to deliver a smarter lifestyle.
As technology continues to reshape industries and everyday living, LG remains committed to driving innovation that empowers consumers, supports enterprise growth, and contributes to Africa’s evolving digital economy.
E-Business
Want a Business Loan Without Interest? SMEDAN Launches N500m Fund

Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) has secured a 12 million-dollar commitment from the South Korean Government to establish a Skills Acquisition Centre in Abuja to boost entrepreneurship and strengthen Nigeria’s Micro, Small and Medium Enterprises (MSMEs).

SMEDAN
The Director-General of SMEDAN, Mr Charles Odii, disclosed this in a statement on Sunday to commemorate the 2026 World MSME Day with the theme: “Empowering MSMEs through Innovation and Sustainable Industrial Development.”
Odii said the proposed centre would provide vocational and entrepreneurial training for thousands of young Nigerians and improve the productive capacity of small businesses across the country.
He said the agency was awaiting the allocation of land by the Federal Capital Territory Administration (FCTA) to commence the project.
According to him, SMEDAN is determined not to allow Nigeria to lose the opportunity presented by the South Korean Government’s intervention.
“We need land in the FCT to build the Skills Acquisition Centre. If the FCT Administration is unable to provide one, we will use our office premises in Idu, Abuja, because we do not want Nigeria to miss this 12 million-dollar commitment and opportunity offered by the Korean Government to support skills and vocational training,” he said.
Odii described MSMEs as the backbone of Nigeria’s economy, noting that the agency’s interventions were aimed at empowering small businesses to drive employment and economic growth.
“Small businesses are the heartbeat of Nigeria’s economy. They contribute significantly to employment generation and economic growth.
“By providing infrastructure, skills and financing, we are creating an enabling environment for them to grow, thrive and contribute meaningfully to national development,” he said.
The SMEDAN boss also announced the launch of a N500 million zero-interest Grow Fund to improve access to affordable finance for MSMEs.
He said the facility would be disbursed through cooperative societies, trade associations and business membership organisations under a revolving loan arrangement.
Odii explained that the association-based lending model was designed to improve accountability, ensure effective monitoring and guarantee that funds reached genuine entrepreneurs.
“We visited traders at the market because it is not enough to sit in offices and formulate policies without understanding the realities of the people we are meant to serve.
“We met with butchers, pepper sellers, vegetable traders, provision store owners and market leaders, and they all said one thing: they need access to affordable finance.
“That was why we immediately decided to launch the N500 million Grow Fund. We are not giving the money directly to individuals. We are giving it to associations that know their members and can monitor how the funds are used,” he said.
According to him, beneficiaries will access loans ranging from N250,000 to N500,000, depending on their business needs, without paying interest.
“The funding is meant to support and improve businesses. It should be used for working capital, workspaces, tools and other productive business needs.
“It is a revolving fund. When one beneficiary repays, another entrepreneur can access the same money. This way, the impact of the intervention continues to expand and more small businesses can benefit,” he added.
Odii said the agency planned to expand the fund through partnerships with state governments, development partners and financial institutions willing to provide matching funds.
He also disclosed that SMEDAN had commenced consultations on a new National MSME Policy, expected to be relaunched in November, to strengthen the policy framework for the sector.
He reaffirmed the agency’s commitment to supporting small businesses through skills development, access to finance and policies that would enhance their competitiveness and contribution to Nigeria’s economic development.
E-Business
Privacy Crisis May Undermine Local Hosting of Data by Banks, Fintechs

Nigeria’s weak data protection guardrails may undermine the recent directive by Central Bank of Nigeria (CBN) to banks, fintech firms, and other payment service providers to store payment transaction data generated within the country local servers.

CBN said that the new rule will start from January 1, 2027, as part of new measures to strengthen oversight of the fast-growing digital payments ecosystem.
This will also provide the country greater control over critical data infrastructure, allowing authorities to easily access records, conduct audits, enforce compliance, and investigate, especially in cases where criminal offenses are involved, reducing delays often caused by intermediation between local and foreign entities.
Apart from data sovereignty, the CBN added that moving transaction records from foreign servers will help drive investments in local data centers and cloud storage capacity.
Though reliable estimates are hard to come by, it is believed that Nigeria loses over N60 billion in hosting data in foreign servers.
But a coalition of civil society organizations (CSOs), has raised concerns over safety measures in place to protect data of Nigerians, despite having data protection laws in place.
The coalition, comprising Media Rights Agenda, Paradigm Initiative, Digital Rights Lawyers Initiative, and Accountability Lab Nigeria, among others, released the “Protected From the State, Not By It: Nigeria’s Data Protection Crisis Is a Crisis of Implementation,” where they criticized regulators’ failure to effectively enforce data protection laws, which led to rising cases of digital fraud and rampant illegal sale of sensitive information.
There have been leaks of sensitive voter, financial, and personal records.
For instance, there was alleged unauthorized access to the Continuous Voter Registration (CVR) database of the Independent National Electoral Commission (INEC) during a nationwide CVR exercise.
INEC earlier released the preliminary findings of its investigation into the matter, saying that it found no external breach of its systems and that the personal information of over 90 million registered voters was not compromised.
Despite this, CSOs argued that the incident underscored the lack of oversight, adding that it showed that while data privacy laws are in place, sensitive information can be easily moved from a secure government database and into the hands of private political entities.
The coalition also pointed out regulators’ failure to conduct human rights impact assessments on public surveillance systems before related programs were deployed, urging the government to act on these issues by subjecting public institutions to the same compliance requirements as private organizations.
“This is the asymmetry at the heart of the crisis: citizens are under-protected from data abuse and over-exposed to state monitoring and punishment,” the CSOs stated.
Additional report by coingeek
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