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NIN is by Law Mandatory Means of Identification – Aziz

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Engr. Aliyu Aziz
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As the issue of digital identity takes centre stage in Nigeria, the Director-General of the National Identity Management Commission (NIMC), Engr. Aliyu Aziz, fielded questions from journalists on the journey so far in enrolling Nigerians and issuing the National Identification Number (NIN), and the way forward. Excerpts:

What is your agenda and areas of focus for your second tenure?

 The mandate of NIMC hasn’t changed and my focus remains to ensure that every person is enroled and issued a unique national identification Number (NIN) also known as a digital identity.

We have a population of about 200 million and the commission’s target is to register all within the next 3-5 years. Whilst pursuing this target, the commission would also work to expand, extend and strengthen the infrastructure that is enabling the enrolment and identity authentication to happen.

What specific achievements and challenges faced during your first tenure? What plans do you have to record more achievements and address those challenges you encountered?

 One of our greatest achievements was increasing the enrolment figures from 7 million in 2015 to 39 million by the end 2019. As at today, we have reached 41 million records by sheer determination and hard work. I owe all of this to the great staff of NIMC who pushed themselves beyond their limits to see this happen.

The challenges we are facing are still the same challenges the Commission has been facing for years. Power issues at our Enrolment Centres (ERCs), Sensitization and awareness to the general public, inadequate enrolment centres and enrolment devices, maintenance and support of our IT infrastructure, consumables etc.

All of these issues affect our operations and require a lot of funding to address. We will continue to do our best to address them in consultation with all the relevant stakeholders, Government and with the help of the media.

How prepared are government and NIMC to meet the demand for enrollment for the National Identification Number nationwide?

Government and NIMC have made significant stride to scale up enrolment for the issuance of NIN.

In September 2018, The Federal Executive Council (FEC) approved a strategic roadmap for accelerating the development of digital identity in Nigeria using the ecosystem approach (leveraging the capabilities and facilities of public and private sectors to speed up enrollment.

Government has also got commitment and approval from three development partners – the World Bank, Agence Francaise de Development (AFD) and the European Union (EU) – to fund the roadmap implementation in the tune of $433 million. You can obtain a copy of the roadmap on the NIMC website.

The project preparation is currently ongoing and full implementation was originally scheduled to kick start by June 2020, but with the COVID 19 pandemic, we may extend to September or December this year. Our target is to have at least 4000 enrolment centres across the nation: one enrolment centre per 50,000 people.

What is your advice to Nigerians on enrolling for the NIN?

The Federal Government has approved NIN as the only valid means of identification for government services by Law. As a foundational ID, everyone must register and obtain a NIN. Kindly do so to avoid any restrictions on use or access to government services in the future.

The process takes less than 10 minutes and can be further reduced if you pre-enrol online. Visit www.nimc.gov.ng for more details on enrolment.  The law provides punitive measures for those who fail to comply with or disregard the law.

 NIMC is collaborating with a number of government institutions including JAMB and other examination bodies, which are making the NIN a prerequisite for registration for their respective examinations. What plans do you have in place to enrol eligible and intending candidates in time for those examinations?

With NIN as the valid means of ID for government services, it is the responsibility of every individual on the soil of Nigeria or of Nigerian descent to register and obtain the unique ID. Enrolment commenced since the year 2012, which is 8 years ago; and the NIN is issued instantly upon complete registration.

Eight years is enough time for people to present themselves for registration in accordance with the NIMC Act. We should not always wait for the last minute or for government to resort to aggressive enforcement and punitive measures for people to do the right things. NIN is issued free of charge and to everyone, children and adult alike. Do not wait to be told you cannot transact or access service to register.

You recently raised concern about poor funding of NIMC programmes by the Federal Government. Has the funding situation improved, given the apparent increased pressure on NIMC to enrol Nigerians for the NIN?

NIMC through the Federal Government has obtained funding to accelerate digital identity enrolment within the next 3-5 years. The funding covers digital ID enrolment, issuance and usage; Strengthening the enabling law, security, privacy, data protection and cybersecurity mechanisms; as well as strengthening the IT and other back-end infrastructure.

There is still need for funding on the card aspect of the programme as well as on the other regulatory functions of the commission. We are consulting with the Federal Government on these aspects.

What will you say is the rationale behind the Federal Government making the NIN compulsory for government services?

The NIMC Act of 2007 which is the legal framework on which the Commission is operating stipulated that the National Identification Number is a unique identifier for all citizens and legal residents; and must be presented and verified to confirm your identity before other functional agencies can provide service.

This is the law and Government is simply reminding us to comply and working to ensure the enforcement of the provisions of the law. It is not a new thing or new policy. Please feel free to read the NIMC Act and in particular sections 26, 27, 28 etc.

You have explained a number of times that NIMC’s focus now is the enrolment and issuance of the NIN. At what time do you think the National eID card could be issued to those that enrolled?

The Commission is currently issuing the National ID card but on a low scale due to the capacity of the card personalisation bureau deployed to pilot the scheme in 2014. We are still working out strategies to scale up the card production and issuance with the help of the Government and in future with the private sector.

NIN is your identity and is sufficient to prove or assert your identity anytime, anywhere. The Commission is also aware of the demand by the public for the physical token (ID card) for a number of valid reasons. Please bear with us as we do what is necessary to issue this card to those who are in need of it. Also, NIMC is modifying the NIN credential to address the physical token request. All these new initiatives are in the works and would be released soon.

Many Nigerians who have the eID cards seem to have difficulty on how to use the card for financial transactions. How can the card be used for financial transactions and what are the security features in the card?

The Payment applet on the card is usually activated before the card is issued to the rightful owner for use. The card carrier contains the information on the use of the card for financial transactions. In a simple term, the card functions as a debit card (with virtual account) where money can be loaded and used on Point-of-Sales (POS), Automated Teller Machine (ATM) and other payment channels including the web.

The card has 18 security features and has been ranked as one of the most secured National ID cards in the world. Some of the security features can be seen with the eyes (ghost image, hologram, coat or arms, etc), while others require some special tools and light to see.

There was a recent news item on a court order stopping activities related to Nigeria’s national identity card system. What can you tell us about that and how is it being resolved?

The court case you are referring to is between Chams PLC and MasterCard. Unfortunately, NIMC was included as a Co-defendant and that affected some of our card operations. Because it is still an ongoing court case; therefore, I will not be making any further comments on the matter. We will await the outcome of the court proceedings and ruling.

How are you repositioning NIMC to increase awareness creation to sensitize Nigerians about the importance of the National Identification Number (NIN)?

Nigeria is a big country with a huge population. Creating awareness and sensitizing about 200 million people is not an easy task and requires a lot of resources and logistics to achieve.

Even though we collaborate with News Agency of Nigeria (NAN), National Orientation Agency (NOA), Federal Radio Corporation of Nigeria (FRCN), Nigerian Television Authority (NTA), Voice of Nigeria (VON), and all other national media outlets and companies to enlighten the general public, we still need to do more.

As stakeholders in the ID sector, we need the support, partnership, cooperation and assistance of all media companies and outlets on this national assignment. The best repositioning is to start with our communities, local governments and regions to share the news and speak to the people in the language they best understand on the ID need and use. Let’s join hands to bring everyone on board.

NIMC has extended registration to Nigerians in the diaspora. How have those in the diaspora welcomed this and what is the level of diaspora enrollment so far?

Diaspora enrolment was greatly received by the Nigerians in other countries and it has been going well since the launch. Enrolment is happening in over 15 countries across the world, with more countries to come on board in the near future. We are optimistic that more Nigerians will turn up to obtain the NIN; since it is a requirement for the application of a new and renewal of an expired Nigerian passport.

NIMC, in collaboration with the Federal Government declared 16 September as National Identity Day. What is its significance to the Nigerian society on a global perspective?

Nigeria formally launched and celebrated as the first country in the world to adopt and declare 16 September as International Identity Day. The event is a culmination of an enormous collective effort, which began in April 2018 when our country Nigeria successfully hosted the 4TH Annual Meeting of the ID4Africa Movement here in Abuja and joined a global coalition for recognition of September 16th each year as International Identity Day.

That call was embraced with tremendous support and over 1500 individual signatures endorsing the proposition were collected from delegates which cut across 81 countries, including 41 African nations. The endorsement represented nearly 99% of the participants that attended the Conference in Nigeria.

To formalize Nigeria’s membership of the global coalition, the National Identity Management Commission, sought and obtained approval from the Federal Government through the Office of the Secretary to the Government of the Federation.

Providing legal identity to all including birth registration is one of the global SDGs target, specifically SDG 16.9; and Nigeria is endorsing and supporting this achievement by declaring 16 September each year as National Identity Day as a way to create the awareness and get the buy in required.


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Privacy Crisis May Undermine Local Hosting of Data by Banks, Fintechs

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Nigeria’s weak data protection guardrails may undermine the recent directive by Central Bank of Nigeria (CBN) to banks, fintech firms, and other payment service providers to store payment transaction data generated within the country  local servers.

Privacy Crisis May Undermine Local Hosting of Data by Banks, Fintechs

CBN said that the new rule will start from January 1, 2027, as part of new measures to strengthen oversight of the fast-growing digital payments ecosystem.

This will also provide the country greater control over critical data infrastructure, allowing authorities to easily access records, conduct audits, enforce compliance, and investigate, especially in cases where criminal offenses are involved, reducing delays often caused by intermediation between local and foreign entities.

Apart from data sovereignty, the CBN added that moving transaction records from foreign servers will help drive investments in local data centers and cloud storage capacity.

Though reliable estimates are hard to come by, it is believed that Nigeria loses over N60 billion in hosting data in foreign servers.

But a coalition of civil society organizations (CSOs), has raised concerns over safety measures in place to protect data of Nigerians, despite having data protection laws in place.

The coalition, comprising Media Rights Agenda, Paradigm Initiative, Digital Rights Lawyers Initiative, and Accountability Lab Nigeria, among others, released the “Protected From the State, Not By It: Nigeria’s Data Protection Crisis Is a Crisis of Implementation,” where they criticized regulators’ failure to effectively enforce data protection laws, which led to rising cases of digital fraud and rampant illegal sale of sensitive information.

There have been leaks of sensitive voter, financial, and personal records.

For instance, there was alleged unauthorized access to the Continuous Voter Registration (CVR) database of the Independent National Electoral Commission (INEC) during a nationwide CVR exercise.

INEC earlier released the preliminary findings of its investigation into the matter, saying that it found no external breach of its systems and that the personal information of over 90 million registered voters was not compromised.

Despite this, CSOs argued that the incident underscored the lack of oversight, adding that it showed that while data privacy laws are in place, sensitive information can be easily moved from a secure government database and into the hands of private political entities.

The coalition also pointed out regulators’ failure to conduct human rights impact assessments on public surveillance systems before related programs were deployed, urging the government to act on these issues by subjecting public institutions to the same compliance requirements as private organizations.

“This is the asymmetry at the heart of the crisis: citizens are under-protected from data abuse and over-exposed to state monitoring and punishment,” the CSOs stated.

 

Additional report by coingeek

 

 


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AI-Powered Scams are Biggest Payment Fraud Threat -Visa Report

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Visa, a multinational firm into payment card services says Artificial intelligence enabled scams have emerged as the fastest-growing source of consumer payment fraud globally as cybercriminals increasingly target people.

AI-Powered Scams are Biggest Payment Fraud Threat -Visa Report

Visa stated this in its Mid-year 2026 Biannual Threats Report released on Wednesday in Lagos.

The report said scammers were increasingly using AI tools and social engineering tactics to manipulate consumers into authorising fraudulent payments themselves.Premier League Fixtures

It indicated that from July to December 2025, Visa identified nearly one billion dollars in scam-related activity, making scams the largest category of consumer payment fraud.

According to the report, fraudsters now impersonate trusted brands and institutions, create a sense of urgency and deceive victims into completing seemingly legitimate transactions.

The report said stronger network-level security had reduced opportunities for direct system compromises, forcing criminals to shift their focus to exploiting human trust.

It revealed that fraud involving device tokens declined by 9.6 per cent between July and December 2025, compared with the same period in 2024.

The report identified accelerating scams, growing use of AI in fraud, migration of attacks from technology to people, and evolving ransomware trends as key developments shaping payment security.

It stated that global ransomware activity rose by 26 per cent during the review period compared with the corresponding period in 2024.

However, only 23 per cent of ransomware victims paid ransoms, the lowest level on record, reflecting improved resilience and recovery capabilities, according to the report.

Commenting, Mr Paul Fabara, chief Risk and Client Services officer, Visa, said that payments at network level continued to get safer, but threats were evolving faster than ever

Fabara said criminals were increasingly using deception, urgency and AI-enabled tools to exploit trust, requiring stronger collaboration across the payments ecosystem.

Also, Andrew Uaboi, vice president and Cluster head, Visa West Africa, said AI had significantly lowered the barriers to entry for fraudsters.

“What once required deep technical skill can now be executed with a prompt,” Uaboi said.

He said intelligence-driven defence and coordinated action across the ecosystem were becoming increasingly critical to protecting consumers from emerging threats.

 

 


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How to Build a Safer Cyberworld for People, Business, and Society

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Kaspersky has released its Sustainability Report for 2024–2025, outlining how the company is working toward a safer and more resilient digital future.

The report reflects Kaspersky’s broader commitment to responsible business — protecting people and organisations from cyberthreats, supporting law enforcement cooperation, investing in secure technologies, and helping strengthen the digital resilience of societies and economies.

In 2024-2025, the company continued advancing digital sustainability and strengthening global cyber resilience, reducing thedisruption, financial losses and social risks caused by cyber incidents, and enabling safer and more stable conditions for digital adoption across economies and societies.

Over the period, the number of detected advanced persistent threat (APT) groups and operations has increased significantly — by 74% compared to 2023, supported by intelligence gathered through five dedicated Expertise Centers.

Building a safer cyberworld

A significant part of Kaspersky’s social impact comes from the company’s cooperation with global law enforcement agencies. During the reporting period, the company contributed to joint operations with INTERPOL and AFRIPOL that resulted in the arrest of more than 2,600 suspected cybercriminals.

From a sustainability perspective, this shrinks the opportunities attackers can exploit — making digital environments safer for governments, businesses and individuals, and lowering the long-term economic and social costs associated with cyber incidents.

During the reporting period, Kaspersky formalised its collaborations with AFRIPOL, signing a five-year cooperation agreement, and delivered cybersecurity training to law enforcement representatives from 23 African countries, covering the fundamentals of Security Operations Center (SOC) operations and advanced threat hunting techniques.

This capacity-building work has a compounding effect: as local teams become more capable of independently detecting and responding to threats, the overall resilience of the digital ecosystem increases, while the cost and duration of cyber incidents decrease over time.

Implementing future tech

To effectively protect people, businesses and public institutions from evolving cyberthreats, Kaspersky constantly improves its security solutions and conducts cybersecurity research to stay one step ahead of attackers.

In 2024–2025 the company was granted 155 patents, including 135 AI-related ones. Its global R&D team of around 3,000 employees also produced 373 research publications. Together, these efforts help advance the baseline of secure technologies available to the market.

This reduces systemic vulnerability in digital infrastructure and supports more stable technological adoption at scale.

Responsible innovation frameworks further reinforce this effect. By joining the European Commission’s AI Pact and supporting the UN Global Digital Compact, Kaspersky has aligned its development practices with emerging global governance standards.

This contributes to sustainability by helping reduce the risks of unsafe AI deployment, such as misuse, bias or system exploitation, which could otherwise undermine trust in digital transformation.

The company’s Cyber Immunity approach, implemented through KasperskyOS, adds another layer of long-term sustainability impact by shifting security from reactive protection to architectural resilience.

Instead of repeatedly patching vulnerabilities, systems are designed to be inherently resistant to compromise, which reduces maintenance overhead, lifecycle risk and resource inefficiency in securing digital environments.

Among the new product launches, the Kaspersky eSIM Store expanded the company’s offering beyond cybersecurity into mobile connectivity. By reducing reliance on physical SIM cards and making global mobile access more seamless, the solution supports more sustainable travel and digital lifestyles.

Together with that, Kaspersky also released Kaspersky Cloud Workload Security for protecting cloud workloads wherever they reside: on servers or virtual machines, or in private, public, or hybrid clouds, etc.

“At Kaspersky, we see cybersecurity not only as a technology issue, but as a social one. Every day, people rely on digital services to work, communicate, study, receive services and manage their lives and they need to be able to do this safely.

“That is why our sustainability agenda starts with our core expertise: protecting people, organisations and critical systems from cyberthreats. But it also goes further — through responsible innovation, transparency, partnerships and support for communities.

“This report shows how our technologies, research and cooperation with partners translate into practical impact: fewer risks, stronger resilience and a safer digital environment for everyone,” said Maria Losyukova, Head of ESG & Sustainability at Kaspersky.


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