E-Business
COVID-19: Building Skilled Digital Capacities as Recovery Strategy

By: Engr. Prof. Mohammed Ajiya
The entire world is currently in the throes of a deadly pandemic. So far, there have been over 2.5 millionconfirmed cases of COVID-19 worldwide, resulting in more than 170,000 deaths, many of whom, incidentally, were critical human resources whose knowledge and expertise the world may initially struggle to replace.

Prof. Mohammed Ajiya
As a result, an unprecedented global lockdown is in place, with restrictions imposed by majority of governments on both international and local travel as well as on intra-city movement by their citizens.
This has led to the temporary closure of all but essential businesses and services, forcing many of those businesses, as well as the governments that imposed the lockdowns, to embrace the new reality of having their staff work from home for an extended and indeterminable period of time.
The COVID-19 pandemic will have lasting economic repercussions long after it has been vanquished, with a global recession certain to follow. According to the Asian Development Bank, the pandemic is projected to cause a global loss in GDP of up to $4.1 Trillion before it is over.
One critical factor in this is the fact that the pandemic descended upon a world that was essentially unprepared for it.
Whether or not there was adequate medical planning globally for a pandemic of this scale is up for debate, and many points can be made both for and against.
What is indisputable, however, is that most businesses, governments and other organisations were largely unprepared for the prospect of their entire workforce suddenly unable to show up for work, and their customers no longer able to come physically to them – for the foreseeable future.
One of the legacies of the COVID-19 pandemic, therefore, should be that we are never caught unawares again, at least in terms of preparedness for necessary social distancing. ICT planning is the optimal way to ensure this, with special focus on the concepts of e-commerce, e-government, remote work, and e-Learning.
E-commerce: E-commerce refers to the buying and selling of goods and services electronically (over the Internet). E-commerce is thriving under the conditions of the current pandemic as consumers are forced to shop mainly from home.
According to Forbes, the wealthiest person in the world is currently Jeff Bezos, founder and CEO of e-commerce behemoth Amazon.
While the pandemic has resulted in several of his fellow billionaires losing large chunks of their net worth, Bezos’ net worth is actually increasing due to the pandemic. His company Amazon is currently hiring 100,000 new full and part-time workers to help meet increased demand from consumers staying home and shopping online.
Locally, e-commerce giants Konga and Jumia are also poised to benefit from the lockdown imposed by the Federal Government, as traditional shopping outlets are largely unavailable to consumers or, when available, may be counterproductive to the objective of social distancing.
Konga has already confirmed “a significant increase in shopping activity, especially for groceries and other essentials” during the ongoing pandemic.
Both Konga and Jumia carry their own products in addition to providing a platform for business owners to sell their goods online without having to set up their own e-commerce sites.
So, what has the COVID-19 pandemic taught us about commerce? Traditional retailers without the option of conducting their commercial activities online will lose business at times like this, while businesses that engage in both traditional and e-commerce will continue to thrive.
Post COVID-19, businesses not wanting to be caught out again in similar situations will need to plan for including e-commerce capabilities in their business model as a matter of urgency.
E-government: E-government is defined as government’s use of technology, particularly web-based Internet applications to enhance the access to and delivery of government information and services to citizens, business partners, employees, other agencies, and government entities.
The deployment of e-Government solutions has been known to accelerate government decision-making processes, provide additional employment, aid youth empowerment, and even spur gender inclusiveness. E-Government is also a key factor for sustainable development and wealth creation.
With the current lockdown, all but essential government offices in Nigeria are shut down, meaning that many government services are currently unavailable to citizens and other stakeholders. While this is unavoidable due to the COVID-19 pandemic and the necessity for social distancing, it highlights the urgent need for alternate means of work and productivity in our government.
For example, Estonia, a small country in Northern Europe, possesses by far the most digitally advanced government in the world. In addition to the fact that all government activity is entirely paperless, 99% of government public services are also available online 24/7. This includes voting, ID issuance, e-signature (all documents can be signed electronically), taxes, police services, healthcare, notary services, census, education, company registration, the justice system, immigration, public transport ticketing, and much more. The only government services not currently available online are marriage, divorce, and real estate transactions.
Even with a lockdown in place, Estonia’s citizens and residents will clearly still be able to access public services seamlessly from their government.
Estonia, by the way, is not a particularly wealthy country. Its estimated GDP for 2020 is $32.742 Billion; for comparison, Nigeria’s is $504.57Billion. Estonia shows what is achievable with proper digital capacity building, planning and execution. Public services do not have to become unavailable to Nigerians in the event of a similar situation reoccurring. Citizens should not have to wait for a lockdown to be over if they have urgent government transactions to conclude. In the light of the COVID-19 pandemic and its consequences, Nigeria needs to urgently re-examine its strategies for work and productivity, and its attitude to e-government.
Remote Work: On 23rd March 2020, one week before the Federal Government declared a full lockdown in FCT, Lagos, and Ogun State in an attempt to curb the spread of COVID-19, a circular was passed ordering all non-essential public servants on grade level 12 and below to work from home until further notice. While a small percentage of workers have managed to discharge some of their duties from home starting from then and during the subsequent lockdown, the unfortunate reality is that majority of staff supposedly “working from home” have not been properly equipped with the required digital skills and tools, and are therefore, unable to accomplish any meaningful work during this time.
This loss in productivity has affected both the public and private sectors and looks set to continue for as long as lockdown measures remain in place. The economic consequences of this are yet to be quantified but will continue to be felt nationwide long after things return to a semblance of normality. Could it have been different if the tools, capacity, and infrastructure for effective remote working were in place and pervasive? The answer is a definite yes.
Majority of today’s work tasks can be performed using information and communications technology in addition to the more traditional methods. There are technology solutions for tasks ranging from meetings and collaborative work to data analysis, marketing, and customer relationship management. Remote working software solutions can be deployed by employer organisations to enable their employees remotely and securely connect to the organisations’ servers, edge-computing or cloud via Virtual Private Networks, and access documents, files, services and tools pertaining to their job roles just as if they were sitting in their offices within the organisations’ premises. These are the tools required for modern work tasks, both on-site and remotely.
However, for a workforce to be effective at using these tools, they need to possess a certain level of digital literacy as well as proficiencies specific to their job roles and tools required for those roles. This is where capacity comes in. The final piece of the puzzle is infrastructure. This encompasses widespread availability, reliability, and affordability of broadband Internet resources across the country, reliable voice communications networks, and reliable power supply. With these three factors securely in place, any organisation can theoretically continue to function at close to full productivity regardless of any lockdowns or similar situations. Any required meetings would be conducted using video and web conferencing solutions, staff would continue to deliver on their assigned tasks, and collaboration among teams would be seamless regardless of the geographical locations of team members.
Capacity building in post-pandemic Nigeria: In recognition of the fact that majority of organisations (both public and private) were largely unprepared for the effects of the COVID-19 pandemic, we have explored avenues for better preparedness going forward, via e-commerce, e-government, and remote work.There is, however, an underlying capacity building requirement to all three concepts, the absence of which would make it impossible to attain the level of future preparedness sought.
SMEs engaged in commercial activities (buying and selling) who do not currently have digital skills and e-commerce capabilities may simply have no idea where to begin.
Coordinated and comprehensive capacity building on e-commerce should be made available to SMEs post-COVID-19 to provide them with the required knowledge and available options for adding e-commerce to their current business model.
E-government is another core area where massive capacity building is required, in the light of the pandemic and subsequent lockdown. Decision makers in MDAs need to understand how e-government solutions can be applied to the delivery of their organisations’ mandates; their IT departments need to learn how to implement, deploy and maintain those solutions; while their key staff need capacity building on the operation and administration of the platforms.
Finally, for remote work to be viable and sustainable, a certain level of digital literacy is required in staff of both public and private organisations, with additional digital proficiencies required according to their specific job functions. This is essential if the staff are to effectively complete their job functions mainly using digital tools from remote locations. Also, due to the highly dynamic nature of information and communications technology, regular retraining and upskilling is necessary even for directors, management and staff that are already digitally literate. In addition, digital security matters. It has now become mandatory for organisations to design and deploy their own ICT Security Policy. IT departments in these organisations must learn how to select, deploy, integrate and maintain secure remote working platforms that are suitable for their organisations’ specific needs. These organisations must seek the capacity building that is required for their staff, if they are to be immunised from loss of productivity during any subsequent lockdowns or similar situations.
The COVID-19 pandemic has shown us that nothing is beyond the realms of possibility. Scientists, as well as various works of fiction, have long predicted a scenario like the one we currently face, but the truth is that most of us never thought it would actually happen.
Now that we know otherwise, it is imperative that we ensure that the loss in productivity and economic effect of this pandemic is mitigated for any similar future events. The current pandemic has shone a spotlight on the ways in which we were unprepared for the situation and provides us with the opportunity to plug those gaps in case of any future reoccurrences. We must seize that opportunity with both hands and run with it.
Digitally retooling the workforce and enthroning the mastery of digital knowledge and capability is the ultimate roadmap and gateway to national development and survivability for Nigeria and Africa.
Digital Bridge Institute (DBI), established by the Nigerian Communications Commission (NCC), is Nigeria’s foremost Centre of Excellence in Information & Communications Technology training and education with campuses in Abuja, Lagos and Kano, and three further campuses upcoming in Yola, Enugu, and Asaba.
DBI’s mandate is to build skilled digital capacities for Nigeria at all levels, making it uniquely placed to help the nation tackle the issues discussed above. DBI offers digital capacity building in areas ranging from Digital Literacy to Cybersecurity, Networking, Network Security, Office and Productivity Tools, Software Development, AI, IoT, Robotics, 3D, VR, Blockchain, etc. In addition to traditional learning methods, DBI offers comprehensive e-learning capabilities, enabling the Institute to deliver world-class capacity building programmes both on-site and remotely.
Engr. Prof. Mohammed Ajiya is President/CEO Digital Bridge Institute – DBI
E-Business
Study Reveals 88.5% of Phishing Attacks Focus on Stealing Account Credentials

Kaspersky analysed phishing and scam campaigns observed from January through September 2025 and found that 88.5% of attacks globally sought credentials for various online accounts.

Another 9.5% targeted personal data such as names, addresses, and dates of birth, while 2% focused on bank card details.
According to data from Kaspersky, over 38 million phishing links were clicked in Africa in the previous year (from November 2024 to October 2025) – all of which were detected and blocked by Kaspersky solutions.
Not everyone uses protective solutions on their devices however, and phishing remains one of the most prevalent cyber threats, with attackers luring users to fake websites where they unwittingly surrender their login credentials, personal information, or bank card details.
Kaspersky research shows that most phishing pages transmit stolen information via email, Telegram bots, or attacker-controlled panels, before it enters underground resale channels.
Data stolen through phishing is rarely used only once: credentials from multiple campaigns are consolidated into data dumps and sold on dark web markets, in some cases for as little as $50. Buyers sort and verify the data to check whether accounts remain active and reusable across different services.
According to Kaspersky Digital Footprint Intelligence, average 2025 prices ranged from $0.90 for global Internet portals to $105 for crypto platforms and $350 for online banking access. Personal documents such as passports or ID cards sold for about $15 on average, with pricing influenced by account age, balance, linked payment methods, and security settings.
As datasets are enriched and combined, attackers can build detailed digital profiles that may later support targeted attacks on executives, finance staff, IT-administrators or individuals with valuable assets or personal documents.
“Our analysis shows that credentials account for nearly 90% of phishing attempts. Once collected, logins, passwords, phone numbers, and personal details are aggregated, checked, and resold, sometimes years after the initial theft.
Combined with new information, even old credentials can enable account takeovers and targeted attacks against both individuals and organisations.
By leveraging open-source intelligence and old breach data, attackers can craft highly personalised scams, turning one-time victims into long-term targets for identity theft, blackmail, or financial fraud,” said Olga Altukhova, senior web content analyst at Kaspersky.
E-Business
Study Reveals Majority of IT Professionals Show Openness to Cyber Immunity

The cybersecurity landscape is evolving rapidly, with organisations seeking more robust ways to protect their digital assets. A recent global study conducted by Kaspersky reveals a growing shift toward proactive security strategies, particularly the adoption of Secure by Design development and Cyber Immunity – an innovative approach that embeds resilience directly into system architecture.

The study highlights that 90% of cybersecurity professionals surveyed in the Middle East, Turkiye and Africa (META) region are familiar with Secure by Design development. This methodology integrates security into the very fabric of a system from its inception, rather than treating it as an afterthought.
Such an approach is already employed in high-stakes industries like aerospace, where security cannot be bolted on later – it must be intrinsic. Despite its advantages, however, adoption has been slow due to challenges related to standardisation and cost.
Cyber Immunity is the next frontier in cybersecurity
Building on Secure by Design principles, Cyber Immunity takes cybersecurity a step further by creating systems that inherently resist attacks without the need for constant patching or additional security layers. The study reveals that most experts are familiar with Cyber Immunity but interpret it differently.
When asked what they associate with the term, 64% of respondents in the META region linked it to Secure by Design systems that remain resilient under attack, while 56% viewed it as a combination of technology and policy measures that block cybercriminal access. Another 48% connected it to highly skilled cybersecurity teams, indicating that while awareness is high, a unified understanding is still developing.
The growing demand for proactive security
One of the most striking findings is the optimism surrounding inherently secure systems. Over half of respondents in the META region (63%) believe it is already possible or definitely achievable to design systems capable of withstanding cyberattacks without relying on additional security solutions.
Another 32% think it might be possible, reflecting openness to this idea despite some uncertainty. This shift in mindset aligns with a broader industry trend: traditional reactive security measures are no longer sufficient.
With AI-powered threats and increasingly sophisticated attacks, organisations need solutions that do more than just detect breaches—they must prevent them by design.
Integrating Cyber Immunity into security strategies
The study emphasises that resilience, expertise, and flexibility will define the next generation of cybersecurity. While Secure by Design provides the methodology, Cyber Immunity represents the ultimate goal—systems so robust that they minimise reliance on external defences.
“For companies looking ahead, Cyber Immunity offers more than just protection — it brings clear business benefits. When systems are built to be secure from the ground up, there’s less need for constant updates, patches, and extra security tools. That means fewer costs, less strain on IT teams, and stronger, more reliable protection over time,” said Dmitry Lukiyan, Head of KasperskyOS Business Unit.
Most importantly in today’s threat landscape, Cyber Immunity offers robust protection against next-generation challenges — including AI-driven attacks capable of outmaneuvering traditional security measures.
When security becomes an intrinsic property of system architecture rather than an external addition, businesses gain more than just protection—they secure a competitive market advantage.
This proactive approach future-proofs critical infrastructure, enabling organisations to operate confidently even as threats evolve. It transforms cybersecurity from a defensive necessity into a strategic differentiator that accelerates digital transformation while mitigating risk.
As the cybersecurity environment becomes more complex, Cyber Immunity is emerging as a vital strategy. Organisations that adopt it now will not only enhance their protection but also position themselves ahead of the curve in an increasingly volatile digital world.
E-Business
Konga launches Jara sales with 25% discount on Starlink kits, free delivery

Konga, Nigeria’s leading composite e-commerce platform, has launched its inaugural 2026 shopping campaign, Konga Jara, offering 25 per cent discount on Starlink internet kits alongside free nationwide delivery.

Konga
The campaign, drawing from the Nigerian concept of “jara” — the extra value traders add to purchases — aims to deliver exceptional deals across categories, helping shoppers turn new year aspirations into reality through affordable technology and value-driven shopping.
To qualify for the Starlink discount, customers must purchase kits on Konga.com, activate them at starlink.com/activate, and email activation details to [email protected] for verification against Starlink’s records. Discounts are subject to terms and conditions.
Konga said spotlighting Starlink underscores reliable internet’s role in Nigeria’s digital economy, supporting work, learning, entrepreneurship and communication for households and businesses.
Mr Onochie Melvin, Head of Commercial Planning at Konga, said: “We listened carefully to what Nigerians said they needed to truly kickstart 2026 on the right footing. Reliable internet connectivity emerged as the foundation upon which other aspirations depend.”
He added: “Students need it for online learning, entrepreneurs need it to scale digital businesses, and professionals rely on it for remote work. This Starlink offer is not just about selling products; it is about removing barriers that prevent Nigerians from fully participating in the digital economy.”
Beyond connectivity, Konga Jara provides genuine products from original equipment manufacturers (OEMs) with transparent pricing, warranties and authenticity guarantees.
As a composite e-commerce ecosystem, Konga integrates shopping, payments and logistics for seamless nationwide access, with exclusive deals shared via its social media channels throughout the campaign.
Shoppers can explore offers at www.konga.com and follow Konga’s official pages for updates across the Konga Group.
General News2 days agoMinistry of Finance Leads FG-Backed Deal to Deliver Quality Homes and Boost Agriculture in Niger State
News2 days agoSERAP Sues INEC Over Alleged ₦55.9Bn Election Funds Diversion
E-Financial2 days agoNDIC Declares Second Liquidation Dividend for Heritage Bank Depositors
Telecom2 days agoFG Plans to Invest $460m World Bank Loan in Fibre Infrastructure
News2 days agoAI Founders and Developers to Converge in Lagos for AI in Action 2026 conference
News2 days agoFG Inaugurates N40Bn CCTV Control Centre for Third Mainland Bridge
General News2 days agoTax Reforms Panel Rejects KPMG’s Critique of New Laws
Telecom24 hours agoX Suspends Twitter Account for Rules Violation


















