E-Business
Developing a Disaster Recovery Plan for Small Businesses

Businesses need to plan for when disaster strikes. Whether it’s a fire, a major flood, or a cyberattack, there’s always a chance that something could happen that disrupts their operations.

This is particularly important for small businesses. Available data suggest that between 40% and 60% of SMEs without a set response plan for a major disaster will shut down permanently when that disaster happens.
Organizations that want to recover quickly from these events should have a Disaster Recovery plan in place. Such a plan enables them to cope, and bounce back within the shortest possible time.
What Is a Disaster Recovery Plan?
A Disaster Recovery (DR) plan is a document that’s created by an organization, detailing the steps it will take to ensure that it quickly resumes work in the event of a natural or man-made disaster.
The principal aim of such a plan is to ensure the recovery or continuity of vital organizational infrastructure, including IT systems. Unless these resources are brought back to functionality, the affected business will struggle—and fail –to run normally and serve its customers.
A critical part of the Disaster Recovery process is safeguarding or replicating data that may otherwise be lost when a disaster strikes. In the past, this involved a lot of physical work, from recalling data stored in hard drives to setting up IT infrastructure in a physical location, getting support staff to conduct maintenance, and engaging security to protect the facility.
These steps are costly and time-consuming. But today, businesses can bypass these processes by leveraging cloud Disaster Recovery.
Cloud Disaster Recovery: The Basics
Cloud Disaster Recovery works because it involves recalling and using data and applications that have been backed up in the cloud.
If the cloud is supported by infrastructure located on a different site from where the disaster struck, it will enable the organization involved to resume its workloads within a few hours or even minutes of the disruption occurring.
There are three approaches to cloud Disaster Recovery (DR): cold DR, warm DR, and hot DR.
Cold DR is the simplest of the three approaches—it just involves storing data or virtual machine (VM) images. But its recovery process is the most time-consuming of the lot, as users will have to download the stored data when a disruption happens—a process that may take a long while to complete.
In Warm DR, data and applications are duplicated, and these duplicates are stored with a cloud DR provider. They are also updated to conform to the originals. When a disruption happens, they can be accessed from the DR provider on a virtual machine (VM). This may take just a short while, but there’s still some downtime experienced.
In Hot DR, both the primary data and the DR site are running simultaneously. When there’s a disruption to the former, the latter remains active, and work can continue on it without any downtimes. This provides the quickest resolutions of the three alternatives, but it’s also the most expensive of them.
Besides the time savings that come with cloud DR, there’s also the benefit of backing up data in multiple locations, the ease with which cloud DR can be implemented, and the fact that it’s scalable.
Creating a Cloud Disaster Recovery Plan: The First Steps
Although cloud-based Disaster Recovery planning is often thought of as the preserve of large companies, small businesses are apt to develop a DR plan that will work for them. As has already been noted, it will protect them from a lot of losses, and strengthen their push for business continuity.
The first step to take in creating a Disaster Recovery Plan is to assess existing IT infrastructure. Things to note include their specifications, quantities, how much each asset is worth, and where they are stored. It’s also important to note possible risks to them, whether this is prolonged power outages, natural disasters, or cyberattacks.
Next, businesses will want to analyze the possible impact that a disaster could have on their operations. Two things have to be considered here.
First, the Recovery Time Objective (RTO), which is the upper time limit for when operations have to be restarted or else the business would begin to be negatively affected. There’s also the Recovery Point Objective (RPO), which is the maximum amount of time a business can bear data loss due to a crisis.
The smaller the RTO and RPO are, the more significant the effects of a disaster on the business tend to be.
After ascertaining what the RTO and RPO are, the business may proceed to create a DR plan based on them. For example, if these indices are much shorter, the organization in question can plan around having a Hot DR approach. But if these indices are longer, they could settle for a warm DR or even a cold DR.
Getting Expert Help: Disaster Recovery as a Service (DRaaS)
Often, a Disaster Recovery plan will have to include working with a vendor that provides Disaster Recovery as a Service (DRaaS). They could help with the next stages of the cloud DR plan, including building cloud DR infrastructure and putting the Disaster Recovery plan on paper.
A good deal of the planning process remains the responsibility of small businesses. For example, they will have to test their plan often to ensure that it works well. This may be done quarterly.
Yet, DRaaS providers play a key role. Working along with these vendors, smaller organizations can design a plan that’s suited for them, and their plan with minimal hiccups.
When choosing a DRaaS partner, SMEs will want to go for one that’s reliable, provides service that scores high on usability and scalability, and makes setup and recovery as easy as possible. These factors are crucial for making DR plans a success.
Layer3Cloud takes care of these concerns with its DRaaS offering. Its product guarantees the restoration of service within minutes, the limitation of outages, and the security of virtual operating environments. It’s flexible and scalable and assures users of significant geo-redundancy.
Let’s help you protect your business’s IT assets from disaster. Get in touch with our consultants here.
E-Business
Nigeria Police Arrest Okitipi, Nigerian Allegedly Linked to Microsoft 365 Hack

Okitipi Samuel, a Nigerian man, has been taken into custody by the Nigeria Police Force for his alleged role in a global cyberattack on Microsoft 365 users.

Benjamin Hundeyin, Force public relations officer, disclosed this on Thursday in Abuja while briefing journalists on the outcome of investigations carried out by the National Cybercrime Centre of the Nigeria Police Force.
Hundeyin said the centre, under the leadership of Ifeanyi Uche, its director and Commissioner of Police, commenced investigations in collaboration with Microsoft, the Federal Bureau of Investigation, the United States Secret Service, and the United Kingdom’s National Crime Agency.
According to him, investigations revealed that a phishing toolkit known as “Raccoon 0365” was used to create fake Microsoft login portals to harvest user credentials and unlawfully access email accounts belonging to corporate organisations, financial institutions, and educational institutions in several countries.
“This investigation commenced following credible intelligence received from Microsoft USA through the FBI, indicating that a malicious phishing toolkit known as Raccoon0365 was being used to create fake Microsoft login portals, harvest user credentials, and unlawfully access the email accounts of corporate organisations, financial institutions, and educational establishments,” Hundeyin said.
He added that between January and September 2025, several reports of unauthorised access to Microsoft 365 accounts were traced to phishing emails designed to mimic legitimate Microsoft login pages, enabling business email compromise, internal phishing, data breaches, and other cyber-enabled fraud.
Hundeyin said digital forensic analysis and cryptocurrency tracing identified wallets connected to the illegal operation.
He noted that operatives were deployed to Lagos and Edo states, leading to the arrest of three suspects identified as Joshua, James, and Okitipi Samuel between September 20 and October 4, 2025.
“Following extensive digital forensic and technical intelligence analysis, the centre conducted cryptocurrency tracing that identified suspicious wallets connected to cash-out schemes.
“Acting on actionable intelligence, operational teams were deployed to Lagos and Edo states, resulting in the arrest of Joshua, James, and Okitipi Samuel. Searches at their residences led to the recovery of mobile devices, laptops, and other digital exhibits linked to the fraudulent scheme,” he said.
Hundeyin identified Okitipi Samuel, also known as “0365” and Moses Felix as the principal suspect and developer of the phishing infrastructure.
He added that investigations confirmed Samuel unlawfully used the email details of one of the arrested individuals without consent to register some of the accounts used in the operation.
The police spokesperson said further investigations revealed that the identities of Joshua and James were used without their consent.
“There was no evidence linking them to the creation or operation of the phishing scheme. They were victims of identity theft,” Hundeyin said.
He said a prima facie case had been established against Samuel for identity theft, unlawful access to computer systems, creation and distribution of malicious software, unauthorised interference with network data, and aiding and abetting fraud.
Hundeyin added that the suspect would be charged under relevant provisions of the Cybercrimes (Prohibition, Prevention, etc.) Act, 2024.
He said the suspect would be prosecuted in Nigeria, noting that the country has the capacity to enforce its cybercrime laws, although extradition could be considered if formally requested through due process.
Hundeyin assured Nigerians that the police, under the leadership of Kayode Egbetokun, inspector-general of Police, would continue to protect the country’s digital ecosystem and urged citizens to practise good cyber hygiene by being cautious when clicking links and sharing personal information online.
Speaking separately, Ifeanyi Uche, director of the National Cybercrime Centre, urged Nigerians to exercise caution online.
Uche advised members of the public to avoid clicking on links from unknown or unexpected sources, noting that such links often contain malware or phishing tools designed to compromise devices and personal data.
He warned that indiscriminate clicking of links or responding to unsolicited emails could lead to unauthorised access to personal and corporate accounts, urging citizens to “wash their cyber hands” by verifying sources before taking action online.
E-Business
Nigeria Takes the Lead in the Global WSIS+20 Digital Agenda

Nigeria has unveiled a comprehensive, multi-pronged strategy designed to localise WSIS+20 commitments. This roadmap accelerates national transformation by prioritising robust infrastructure, transparent internet governance, and advanced cybersecurity through deep stakeholder collaboration.

Unveiled in New York at the Nigerian high-level side event titled “Re-Imagining Digital Cooperation for Sustainable Development: From WSIS+20 Vision to Local Action,” the strategy cements Nigeria’s position as a primary architect of the world’s digital future.
Speaking at the event, the Director General of the National Information Technology Development Agency (NITDA), Kashifu Inuwa, CCIE represented by Director, Corporate Planning and Strategy, Dr. Dimie Shively Wariowei said Nigeria’s approach is deliberately aligned with the four core activity areas identified under the ongoing WSIS+20 review process.
According to him, the focus areas provide a practical framework for translating global digital commitments into measurable national outcomes, ensuring that international resolutions drive inclusive growth and sustainable digital development at the country level.
Inuwa identified digital infrastructure as the foundation of effective localisation, noting persistent challenges in extending connectivity to underserved and remote communities. Beyond infrastructure gaps, he highlighted affordability constraints and digital literacy deficits, stressing that addressing these issues remains central to Nigeria’s digital inclusion drive.
He explained that government alone cannot shoulder the burden of nationwide digital infrastructure deployment, given Nigeria’s vast geographical spread, hence the adoption of collaborative Public-Private Partnership (PPP) models. He disclosed that Nigeria, in collaboration with the World Bank, is implementing a major fibre-optic project spanning about 90,000 kilometres nationwide to boost connectivity.
The NITDA DG also revealed that the current National Broadband Plan, which has guided broadband expansion in recent years, is nearing completion, with plans underway to renew and reposition it for the next five years. The renewed plan, he said, will strategically target increased broadband penetration as a catalyst for digital access and economic growth.
On internet governance, Inuwa referenced Nigeria’s active participation in the Internet Governance Forum (IGF), noting that the country successfully hosted its annual national IGF. He said the forum operates on a multi-stakeholder model that brings together government, the private sector, civil society and the technical community to foster cooperation and informed policy dialogue.
Cybersecurity, he added, remains a critical pillar of Nigeria’s localisation efforts. He cited the existing Cybersecurity Act and ongoing efforts to strengthen the legal framework through a reviewed version currently awaiting parliamentary approval. These measures, he said, are designed to mitigate risks associated with increased internet use and to protect users and critical digital infrastructure.
Inuwa further stressed Nigeria’s ambition to play a leadership role in advancing digital cooperation across Africa through inclusive, multi-stakeholder engagement. He underscored the importance of coordinated national data collection, noting that reliable, country-specific data is essential for tracking progress and presenting Africa’s digital development story on the global stage.
He concluded that sustained engagement and follow-up actions arising from the WSIS+20 review would strengthen digital cooperation among African countries and ensure that global digital commitments translate into tangible national and regional impact.
Stakeholders commended Nigeria’s efforts in the digital space, acknowledging the country’s growing role in shaping Africa’s digital future.
Earlier, Ms. Jennifer Chung, Co-Convener of the Informal Multi-Stakeholder Sounding Board (IMSB), praised Nigeria for convening a broad-based, multi-stakeholder delegation and for its commitment to the meaningful implementation of WSIS+20 outcomes.
Chung stressed the growing demand for localised WSIS follow-up mechanisms, noting that platforms such as the annual IGF, National and Regional IGF Initiatives (NRIs), and youth-led forums are vital for tracking progress towards the 2030 Agenda and Africa’s Agenda 2063.
She described the WSIS+20 review as a critical step toward effective monitoring, reliable data collection and evidence-based evaluation, particularly for developing countries in the Global South. According to her, these measures are essential to achieving WSIS targets and ensuring that no region is left behind.
Drawing parallels with the Asia-Pacific region, Chung noted that challenges around affordable and meaningful connectivity remain widespread across developing economies. She emphasised that expanding broadband penetration and reducing the cost of access are crucial to closing digital divides in Africa, Asia-Pacific and other parts of the Global South.
She also highlighted the need to enable active citizen participation in emerging technologies, including artificial intelligence and future innovations such as quantum technologies, stressing that inclusive digital access is key to maximising the benefits of digital transformation.
Reflecting on the WSIS+20 review process, Chung praised the innovative and inclusive approach adopted through the informal multi-stakeholder sounding board, describing it as one of the first of its kind in global digital governance. She called for sustained collaboration among governments, the private sector, civil society and the technical community to carry the WSIS vision from global commitments to local action.
E-Business
UBA Partners CIG Motors, Lagride, Launches $100m “Drive to Own” Scheme

United Bank for Africa (UBA) Plc has announced a $100 million financing partnership with CIG Motors, Lagride and the Lagos State Government to promote urban mobility and financial inclusion through a scheme tagged “Drive to Own.”

Group Managing Director/CEO, United Bank for Africa(UBA) and, Chairman, LagRide, Chief Diana Chen, flagged by LagRide drivers, at the signing ceremony of $100 Million Expansion Facility, strengthening smart mobility, driver asset ownership of over 3,500 cars, financed by UBA in partnership with Lagos State Government and LagRide, held in Lagos on Tuesday.
The initiative, unveiled on Wednesday in Alausa, Lagos, will empower 3,500 drivers in the state by enabling them to own vehicles with an equity contribution of 10 per cent of the total cost, while the balance is payable over 48 months.
UBA’s Group Managing Director/CEO, Oliver Alawuba, described the scheme as transformational, noting that it would foster inclusive economic growth, support MSME development and create opportunities for the younger generation.
“This partnership with Lagride is transformational. It will drive inclusivity for economic growth and ensure progress for everyone,” he said.
Alawuba shared a personal story, recalling that his father worked as a driver and was able to fund his education through that income. He said the scheme would provide similar opportunities for many families.
UBA’s Head of SME Banking, Babatunde Ajayi, said the partnership reflected a rethinking of traditional banking models.
“Not every business has a shop. Some businesses have wheels. Every commercial driver is running a business, yet they have remained outside formal finance. We designed credit that fits their reality,” he said.
Chairman of Lagride, Diana Chen, said the company had built a data-driven and credit-ready mobility platform for drivers, stressing that transportation remained the backbone of Africa’s economic future.
“Lagride now stands as the most structured, data-driven and credit-ready mobility platform in Nigeria,” Chen said.
The partnership aligns the strengths of the three organisations, with UBA providing financial support, CIG Motors offering viable business opportunities, and Lagride delivering a technology-driven platform to ensure sustainable livelihoods for driver-partners.
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