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Digital Platforms Provide Opportunity to Target Export Markets-Ehimuan –

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Juliet Ehimuan Chiazor is the country manager, Google Nigeria, the global Internet-software giant; with specialisation in internet search, cloud computing, and advertising technologies.
Ehimuan has registered her name as a Nigerian woman of substance having led somewhat revolution to see more Nigerians and businesses get online. Her experience spans international markets primarily in technology, new media, and Oil & Gas industries.
In 2011 she was listed in Forbes magazine as one of the top 20 youngest power women in Africa. The Nigeria Computer Society also awarded her “IT Personality of the Year” in 2012.
In this interview with peter ugwu, Ehimuan radiates her passion for small and medium enterprises (SMEs) and talks about the recent Google’s Share Your Nigeria Content (SYNC) conference.

About SYNC
SYNC stands for Share Your Nigerian Content. SYNC Nigeria 2013 was a 3-day outreach event aimed at helping key individuals, businesses and communities in Nigeria better understand and leverage the power of the internet for social and economic growth.
It included workshops, trainings, demos and 1-on-1 sessions aimed at helping to share more knowledge required for effectively using internet tools to innovate and grow.
The initiative also anchors on the findings of the newly released Dalberg Impact of the Internet study which further reinforces Google’s position on the internet’s power to drive social and economic change.  
In addition to the goal of knowledge sharing and forging closer ties with these key communities, this initiative is also aimed at inspiring a new influx of high quality Nigerian content to the internet space.
There is a lot of great content in Nigeria, attractive to a local and global audience; and digital platforms provide an opportunity to target export markets.

You Mentioned the Dalberg Study? What is that?
Google commissioned Dalberg to perform an ‘Impact of Internet’ study which examines the Internet’s impact on, and potential contribution to, social and economic development in Nigeria.
The study was officially launched on June 3rd, 2013 at the Transcorp hilton in Abuja with the Minister of Communication Technology, Ms Omobola Johnson giving a keynote address.
The report highlights the potential of the Internet for social and economic development. It also seeks to help policy makers understand how their constituencies already use the Internet, where the opportunities lie, what future potential for social impact the Internet offers.
It specifies the need for government to continue to play the lead role as visionaries and first adopters of new technologies.
The report revealed that of all the countries covered in the study (Nigeria, Senegal, Kenya and Ghana), Nigeria shows the greatest potential in using the Internet to promote good governance, eCommerce and finance, though these sectors have not yet produced solutions that have spread across the region.
It re-emphasizes that continuing investment in core infrastructure and the rapid implementation of the broadband plan will positively impact on economic growth and employment.

What Other Activities were Part of SYNC Nigeria?
The first day was about sharing local creative content. We had 12 hours of Google+ hangouts, where different Nigerian artists performed to a global online audience via Google+ hangouts.
We also had one-on-one intimate hangouts with different personalities connecting with people around the world. Themes ranged form cake making, to entertainment.
The second day was focused on business. It comprised of highly interactive sessions with advertisers, publishers, media agencies and key influencers.
Themes included new business models,successfully monetizing online, and effectively leveraging online reach channels.
There’s a great opportunity for bid brands to expand their marketing reach by adding a digital component to their advertising campaigns.
This is very important, because more users are getting online to look for information, and business need to be able to meet these users.
Day three focused on Nigerian content creators, social media advocates and other media experts in a bid to help them better understand how to take advantage of the internet to boost content distribution.
The internet presents huge opportunities for Nigeria’s creative and content production industry. We intend to work with this community as well as others to fully harness internet tools and platforms like Youtube that have proven to be very successful across the world.

Result of Google’s Empowerment of SMBs in Nigeria Get Online since 2011
In order to ensure that more locally relevant content gets online, in September 2011, we launched, “Get Nigerian Businesses Online”.
We provided free tools to support Small and Medium Businesses (SMBs) in creating websites that can load on mobile phones.
The businesses were also provided with up to 10 free email address and listing on Google Maps. We also ran a number of workshops to train people on getting online and also succeeding online.
Through our SMB initiatives, we have been able to get over 40, 000 SMBs online, and we have seen some great success stories across multiple industries.
I am constantly inspired by the successes I hear about. Very recently, I met another SMB who’s business has grown tremendously by getting online.
She runs an online bridal shop, a business she started online after attending one of our SMB training programs.
Prior to that she had been relying on word of mouth referrals with very limited results. Now her sales have increased a hundred fold.

After Getting the Contents Online, How About Accessibility?
 Our strategy in Nigeria is on three things. One is access, which is exactly what you have mentioned. We are earnestly looking at ways (in collaboration with stakholders in the private sector and government) to make the internet more available and affordable to Nigerians.
We have seen more submarine cables land on the West Coast like MainOne and GloOne, and international bandwidth prices have dropped as a result, but there are still last mile challenges.
We have a number of initiatives under the Access bucket. We have a Point-of Presence at the local exchange and our services are cached locally.
We also have an access program with Universities where we provide last mile grants and pay for international bandwidth for 3 years to support the Universities in getting online.
The program also includes free deployment of Google Apps software for education and training of staff and students
Just recently, Mr. President approved the strategy for broadband for Nigeria, which was put together by a Committee and anchored by the Minister of Communication Technology.
We were part of that committee and have served in others created by the Ministry. It is also clear that accelerating broadband growth in Nigeria is top priority for Ministry of Communications Technology, which is great.

Trust as an Issue in Online Transaction
Yes, the issue of e-payment and trust or fear among some people is quite natural. A lot of people are still cautious about making payments online.
However, we are seeing an increasing trend in the adoption of eCommerce and some strong eCommerce players emerging in the marketplace.
We are also seeing models that “pay on delivery” as an attempt to overcome the trust barrier. As more people successfully transact online, confidence in ePayments will increase.
It is important that providers ensure basic security provisions in the design of their services. A positive customer experience is key to drive growth.
It is quite clear that the Central Bank of Nigeria (CBN) is trying to drive e-payment across Nigeria (with the cashless policy and other initiatives); so we expect to continue to see a positive trend.

YouTube, Like Google Would Observe Is A Platform For Developers To Upload Their Contents and Make Some Money, How Have Nigerians Benefited From This?
I think what is important to mention at this point is there are great opportunities and we are seeing Nigerians take advantage of those opportunities.
YouTube is an online video content sharing platform; we have a lot of great content coming from Nigeria like Nollywood movies, music concerts, educational, political and news contents. In essence, individuals and organisations are leveraging the platform to share that content and reach a wider audience.
For example, there are some content producers who are extending their businesses online through YouTube, uploading movies online and monetizing the traffic.
There is global demand for Nollywood content, and Youtube provides a great way to tap into the export market.

Partnership between Google and the Financial Sector in Nigeria
We work with organisations across multiple sectors. Our focus is on digital technology which is applicable to every sector – insurance, media, banking, FMCG, and others.
During my presentation at SYNC I shared the example of GTBank as a business taking advantage of the internet to expand its customer service.
When GTBank launched its mobile money service, they created a GT Community on Google+ which was a destination where uses could go, chat with experts, ask questions, and share comments about mobile money and other GTBank products.
They also ran a Google+ hangout as a way to connect to customers. Customers could dial into the hangout, ask questions and interact with the bank service staff.
The bank also used online ads to drive traffic to its various digital assets including NdaniTV channel on Youtube.
Another example is Ultima Studios. Last year, in parallel to the offline “Project Fame” talent competition, Ultima created a wild card competition on Youtube.
This increased user interaction and engagement as users could post comments online and interact with fans.
So, that is an example of a company extending its customer service offering by leveraging technology. We’ve seen other Nigerian companies successfully create digital assets in a similar way.
The internet revolution is definitely real in Nigeria and we are excited by the momentum that is building. This is just the beginning. As broadband access increases, we expect to see great innovations in the Nigerian digital space.


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General News

Nigeria’s BNPL Market is Projected to Value @ $2.6B by 2030

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Nigeria’s Buy Now, Pay Later (BNPL) market is on a fast-growing trajectory and is predicted to be valued $2.61 billion by 2030, up 83% from $1.42 billion in 2024, owing primarily to the rapid emergence of fintechs in the country.

This observation was stated in EnterpriseNGR’s State of Enterprise 2025 report, which focuses on how fintechs are reshaping Nigeria’s business landscape through digital innovations, accessible credit systems, and mobile-first financial tools.

As a credit system, BNPL allows users to stagger payments for products and services, making it a key development driver in Nigeria’s developing digital economy.

From 2021 to 2024, the BNPL experienced a compounded annual growth rate of 23.1%. Fintechs have contributed to the rapid growth by providing a range of flexible loan alternatives for e-commerce, retail, and services, bridging financial gaps for millions of disadvantaged Nigerians.

The report highlights how fintechs have contributed to Nigeria’s flexibility and resiliency by simplifying digital payments, automating invoicing and payroll systems, and democratising credit through platforms such as Renmoney and FairMoney.

The report also shows a significant rise in remittance inflows into Nigeria following the Central Bank of Nigeria’s 2024 policy adjustments.

According to the report, by 2024, Nigeria boasted over 400 licensed digital lenders who extend collateral-free credit to those commonly excluded by banks.


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FG, Netherlands Partner on Digital Migration for NIS

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The Nigeria Immigration Service (NIS) strengthened bilateral relations with the Netherlands’ government through an agreement targeted at improving migration governance and border security.

This partnership was confirmed during a meeting at the NIS headquarters in Abuja, which was attended by a Dutch team led by Jurgen Bartelink, Chargé D’Affaires of the Embassy of the Netherlands in Nigeria.

The meeting focused on increasing bilateral migration cooperation and came after the comptroller general of Immigration, Kemi Nandap, paid a working visit to the Netherlands.

Under the agreement, the Dutch government pledged to continue supporting technology-driven solutions targeted at boosting Nigeria’s border control systems and improving migration management.

During the Netherlands Embassy diplomats handed over essential operational tools, such as Edison Software licence keys and the Passport Examination Programme Manual App.

According to NIS spokeswoman ACI Akinsola Akinlabi, “The partnership focuses on enhancing bilateral collaboration on migration management and reviewing ongoing capacity-building efforts.”

Bartelink, Chargé d’Affaires of the Netherlands Embassy in Nigeria, underlined the Netherlands’ commitment to helping Nigeria’s continuing border security and migration reforms.

Also speaking, Rob Bokhoven, head of international affairs, repatriation, and deportation services at the Dutch Ministry of Justice and Security, emphasised the country’s strong bilateral relations and announced plans to share a mobile border software solution with the NIS.

Receiving the equipment, Nandap said the delivery of the gadgets would boost West African country’s border security, significantly improve the service’s document verification border management capabilities and support the implementation of Nigeria’s National Migration Policy.

“The engagement will further reinforce the strategic partnership between Nigeria and the Netherlands advancing shared goals in migration governance, border security and international cooperation,” she added.


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AfDB Cuts Nigeria’s Growth Projection to 3.2%

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Peter Enogb, principal country economist, African Development Bank (AfDB), says the rise in global uncertainty, emanating from increases in global trade tariffs, has slowed Nigeria’s projected growth to 3.2% in 2025.

“Without this level of heightened uncertainty, our projections would probably have been somewhat higher. We’ve reduced our projections for Nigeria. We initially were projecting 3.5% – 3.6% growth in 2025.

“But given the current situation, our models are showing that we’re taking a more cautious approach. So that’s why we produced this and, of course, the main driver is uncertainty in the global economy,” Enogb said.

He said this at the launch of the 2025 Nigeria Country Focus Report (CFR) on Thursday.

AFDB projected that real GDP growth would hit 3.1% in 2026. Following the 2024 consumer price index (CPI) rebasing, with lower weights for food items, the inflation rate is expected to reduce over the medium term to 24.7% in 2025 and 17.3% in 2026.

As imports start to rise over the medium term, the current account is projected to decline to 3.9% of GDP in 2026.

The National Bureau of Statistics (NBS) reported that Nigeria’s headline inflation slowed for the second consecutive month to 22.97% in May. This is down from 24.48% at the start of the year

This is contrary to the World Bank projection that Nigeria’s economy would record steady growth of 3.6% despite the shift in the global trade dynamics.

Joseph Ogebe, head of research and development at Nigerian Economic Summit Group (NESG), also said that global uncertainty had been very high in recent times, resulting from the Trump 2.0 effect.

“And also with the recent war between Israel and the international community, we’ve seen what’s happening to oil prices. Even with the call-off of the war, we’ve seen the effect on oil prices too, which has implications on the fiscal side. So it has implications for the general economy,” he said.

The head of research at NESG said that rather than focusing on just growth, what should be looked at is a strategy called growth with depth.

“Growth with depth means that your growth must be diversified, export-led, productive, and technologically driven,” he said.

Ogebe said that if the Government works towards adopting a strategy of growth with depth, there is a tendency for the government to move towards its goal of achieving a $1 trillion economy by 2030.

The report revealed that the country’s recent policy moves, including fuel subsidy removal, exchange rate unification, and tax reforms, reflect a commitment to long-term transformation.

However, it also pointed out that at about 13%, Nigeria’s tax-to-GDP ratio is among the lowest in West Africa, noting that fiscal reforms are urgent.


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