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Many Africans Still Believe Cybercrime ‘won’t Affect them’ – Report

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The digital landscape is overflowing with an ever-evolving array of solutions and services created to make lives easier, offices smoother and engagements richer.

Smartphones, applications, social media, artificial intelligence (AI) platforms and multiple other tools have all become part and parcel of daily life on the African continent, transforming how people connect, collaborate and engage.

Unfortunately, they have also opened up cyber windows that let in the attacks and the threats that compromise organisations and individuals.

For Anna Collard, SVP Content Strategy & Evangelist at KnowBe4 Africa, it has become critical for organisations to invest in training and awareness programmes that help them to identify criminal tactics and mitigate risk.

“We undertook a poll to assess cybersecurity awareness in Africa and discovered that some of the key issues facing organisations right now were awareness and understanding,” she explains. “Many people still feel safe online and believe that cybercrime will not affect them personally. Others expect their work to take care of their cyber safety or do not know how to mitigate the threats themselves.”

The KnowBe4 Cybersecurity in Africa survey polled 800 employees across multiple sectors in Mauritius, Botswana, Egypt and Ghana to assess their cybersecurity awareness.

The survey focused on their levels of connectivity, the digital devices and platforms used, their perceptions of cybersecurity, the ways in which they work and their understanding of the threats.

Of those surveyed, 97% use a smart phone, 74% use a laptop, 47% have a smart TV, 31% use a tablet, 17% have a gaming console, 8% use a feature phone and less than 1% had none of these devices.

When asked what applications they use for work, the most prevalent was WhatsApp (89%), followed by email (80%), Facebook (59%), Telegram (46%), Instagram (45%), Twitter (42%), Zoom (42%), LinkedIn (36%), Microsoft Teams (18%), Snapchat (18%), Slack (5%), WeChat (4%), Signal (4%) or other tools (1%).

On the personal front, the picture remains largely unchanged with Facebook ranking second (78%), followed by Instagram (57%), email (46%), Telegram (40%), Twitter (39%), Snapchat (25%), LinkedIn (14%), Zoom (11%), Signal (3%), Microsoft Teams (2%) and other tools (1%).

“WhatsApp is the most used app across both personal (98%) and business use cases,” says Collard. “While email remains the most popular form of business communication on the continent, it is still immensely popular for personal use. Both platforms are high-risk for cyber threats such as phishing, ransomware and fraud, so these should be a priority for organisations looking to drive awareness and training.”

Connectivity is of course a key concern, as it often introduces vulnerabilities into both professional and personal networks and devices. The survey found that 71% access the internet through their mobile networks, overlapping with the 71% who access the internet through home Wi-Fi, and 36% who go online through work/office networks, while 12% access the internet at internet cafes, and 15% use free Wi-Fi at public places.

“The question is – do people understand the risks associated with accessing the internet in public places and are they putting the right security protocols in place?” asks Collard. “Often, people do not even know that they can be hacked while they access free Wi-Fi, or that they can have critical information, like passwords, stolen while they are online.”

This concern is reflected in the research around cybercrime awareness. On a scale of one to five, most said that they were concerned with cybercrime, with 29% saying they were ‘very concerned’ and 38% saying they were ‘concerned’.

However, 19% said that they were ‘somewhat concerned’ but that they did not understand the threats or how to mitigate them while 7% said that they did not believe it affected them personally because their work took care of it and 7% felt safe and ‘not at all concerned’.

“The problem is – everyone should be concerned about cybercrime,” says Collard. “All it takes is for one person to introduce a virus to a system or open up a doorway or lose their passwords, and the entire organisation is put at risk. Training has never been more important, especially when there is a clear trend around people feeling like they do not know enough about cybercrime to protect themselves or feel like they do not understand what they need to do to stay informed about the risks.”

This is reflected in the biggest concerns raised by those who were worried about cybercrime, with respondents citing online fraud (51%), identity theft (24%), children and family (14%), lack of understanding (10%) and other concerns (1%) as their primary worries. While over half said that they had received cybersecurity training from their employers, only 21% agreed that the training was adequate, while 10% felt it was not adequate at all.

And it is worth noting that many people still were not entirely sure what their roles and responsibilities were around information security (11%) and 45% said that they ‘somewhat agree’ that they could recognise a security incident. Only 34% of people said they felt ‘very confident’ that they could recognise a security incident if they saw one.

Most respondents are hesitant to give away personal information, with 29% saying they tended not to share personal details such as their identity number, and 51% saying they would share this information only if there was a real need to do so, and they understood what it was being used for. 13% part with personal information if they cannot avoid it.

Worryingly, 7% are comfortable sharing personal information, with 4% saying they are likely to do so if they can get something in return – such as a discount, and 3% saying they share personal information all the time.

“Then, we look at issues like cyber hygiene and discover that only 43% of respondents could identify what ransomware was, and only 61% could identify a strong password,” says Collard. “A worrying 20% selected P@$$word!, 25% selected thisismysuperwonkyapp#1, 16% chose Summer#123  and 3% chose Grandma1959. 6% said none of these were strong passwords. Only the 62% who chose DSM@8043&! were correct.”

Digging deeper into how well people understand security, the survey asked people to define two-factor authentication, and 60% said it was ‘using my password plus something I own, such as a One Time Password generator’.

However, 20% said it was ‘Entering my password twice for extra security’, 8% said it was Captcha generators, 9% said it was using two different passwords and 4% said it was using a password manager.

Only 17% say none of the common cybercrime tactics have affected them. More than half (51%) said they had previously had a virus infection on their computer, 32% had lost money due to a scam or con artist, 26% had clicked on a phishing mail, 21% had been scammed from a phone call and 17% had forwarded a scam or hoax email.

When checking to determine whether an email is legitimate, 55% said they only trusted emails from people they knew, 54% do not click on links or open attachments they were not expecting, and 27% check for bad grammar or spelling as a sign the mail is not legitimate. 31% Google the sender or topic to see if it is a scam, 23% hover over links to see their origin, and 11% do all the listed checks.

Add to this the risks of working from home – 32% said they had moved to work from home and among the 20% who were affected by cybercrime while working from home, a multitude of scams and cybercrimes occurred. These scams ranged from being tricked in crypto investment schemes and identity theft, through to accidentally downloading viruses and being hacked.

“The entire landscape is a challenge and the only way to thrive within this complexity is to arm your people with the tools and understanding they need to protect themselves,” concludes Collard.

“Training is the only way to ensure that all the protections and security investments made by the business are fully realised by those who use them. If people understand the threats, their role in mitigating the threats, and what to do to protect against them, they are empowered and more able to overcome the challenging landscape that lies ahead.”


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E-Business

GenAI Adoption Among African workers Outpace Global Peers

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Africa’s workforce is embracing artificial intelligence (AI) at a faster pace than global peers, but pressure is mounting for organisations to ramp up digital skills development as generative AI (GenAI) begins reshaping roles across industries.

This is according to PwC’s Global Workforce Hopes and Fears Survey 2025, which shows a continent ready for AI-enabled transformation, but facing a narrowing window to prepare, through skills development initiatives.

The survey, covering nearly 50 000 workers worldwide and 1 753 across South Africa, Algeria, Kenya, Morocco and Nigeria, finds that African employees are already integrating AI into daily operations.

Sixty-four percent of respondents in Africa used AI tools in the past year, compared to 54% globally, and the sentiment is overwhelmingly positive. While only 17% report using GenAI every day, confidence in its benefits is high: 76% believe GenAI improves work quality, and 72% expect AI-driven productivity gains within three years.

In SA, executives are even more bullish, as 91% say AI has already lifted both productivity and work quality — a signal that leadership is pushing harder toward AI-enabled ways of working, notes the survey.

However, this optimism is coupled with rising concern about future readiness. Only 35% of African workers believe their skills will still be relevant three years from now. With GenAI expected to affect nearly half of all job roles, PwC warns that the continent’s workforce risks falling behind unless organisations accelerate large-scale reskilling.

Despite the pressures, employees are not standing still. PwC notes that African workers outperform their global peers in proactive learning, recording 15% higher participation in skills-building and receiving 6% more support from managers. This indicates that both workers and immediate supervisors recognise the pace of AI adoption and are pushing to adapt.

PwC Africa people and organisation leader, Dr Dayalan Govender, says the moment calls for decisive leadership. Organisations, he argues, must integrate AI into workforce strategies, accelerate digital adoption, and expand upskilling programmes at scale.

“Africa’s workforce is optimistic and ready for change, but leaders must accelerate digital adoption and invest in future-ready skills to convert this optimism into sustainable growth,” he says.

Beyond the technology shift, the survey captures a workforce hungry for growth but constrained by financial pressure. Many employees are preparing to make career moves: 45% plan to request a raise, and another 45% aim for a promotion in the next year. Yet household financial stability remains strained, with only a third of respondents reporting any money left over for savings.

Still, Africa’s workplaces continue to show strong foundations of trust and purpose — elements PwC believes will be critical in navigating GenAI disruption. More than 55% of workers trust management, and two-thirds say their work feels meaningful, both above global averages.

With AI adoption rising and employees motivated to reinvent their careers, PwC warns that the coming years will determine whether Africa’s early optimism translates into long-term competitiveness as GenAI transforms the world of work.

The report calls for embedding AI into workforce strategies to bridge the gap between optimism and practical adoption, scaling upskilling initiatives to prepare for GenAI disruption, and fostering trust and psychological safety to retain talent and drive innovation.

“For employers, these findings are a stark reminder that they can and should do more to help workers understand, adopt, and embrace AI’s transformative power.

“Employers may need to pay special attention to entry-level workers, nearly a third of whom say they’re worried to a large or very large extent about AI’s impact on their future, even as they’re also curious (47%) and optimistic (38%) about its long-term societal effects,” notes the report.


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Nigeria Records Highest Weekly Cyberattacks in Africa — Report

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Nigerian organisations are facing the highest volume of weekly cyberattacks in Africa, according to the newly released African Perspectives on Cyber Security Report 2025 by Check Point Software Technologies Ltd., a global leader in cybersecurity solutions.

Nigeria Records Highest Weekly Cyberattacks in Africa — Report

The report revealed that Nigerian firms experience an average of 4,200 attacks per week, significantly higher than the continental average of 3,153 and 60 per cent above the global average of 1,963 attacks per organisation.

The findings highlight a sharp rise in attacks across Africa, driven largely by artificial intelligence-enabled threats.

Kingsley Oseghale, country manager for West Africa at Check Point, said attackers are increasingly using AI to automate phishing, impersonation, and cloud exploitation.

“AI has become part of the attack surface,” Oseghale said. “Attackers are using it to automate phishing and identity theft at scale. The only effective response is prevention-first security that combines visibility, governance, and AI protection.”

The report noted that cybercriminals are exploiting exposed identities and misconfigured systems to target critical sectors, including finance, energy, telecoms, and government.

Identity-led intrusions, AI-generated phishing campaigns, and multi-vector ransomware are on the rise.

Across the continent, Check Point identified key trends in different markets. Nigeria is experiencing business email compromise and cloud exploitation; South Africa faces rising ransomware, smishing, and botnet infections such as Vo1d and XorDDoS; Kenya has seen ransomware targeting critical energy infrastructure; and Morocco has experienced coordinated government and education-sector disruptions via DDoS and website defacement attacks.

The report highlights five major shifts shaping Africa’s cyber risk in 2025.

Traditional ransomware has evolved into data-leak extortion, AI-generated deception is widespread, and identity has emerged as the new security perimeter.

Weak cybersecurity, the report warned, can now affect international market access under regulations such as the EU’s NIS2 Directive, making digital resilience an economic necessity.

The study urged African businesses and governments to adopt prevention-first security strategies, including continuous risk assessment, regulatory readiness, and public-private collaboration.

Oseghale emphasised that, as AI reshapes operations, cybersecurity must shift from reaction to prediction.

“The real challenge is not adopting new technology but securing the trust that underpins it,” he said.


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Jumia’s Data Shows Nigerians Turning to Digital Retail to Navigate Inflation Pressures

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As Black Friday 2025 unfolds across Nigeria, new insights from Jumia’s Q3 2025 financial results reveal that more Nigerians are relying on digital retail to navigate inflation and rising living costs.

The data points to a more deliberate, value-driven shopper, one using online platforms to stretch budgets, compare options quickly, and extract more value from each purchase.

Jumia reported a 30 percent year-on-year increase in physical goods orders, while Gross Merchandise Value for physical goods rose by 43 percent.

This stronger GMV growth highlights a clear behavioural shift: consumers are assembling higher-value baskets by combining essentials with premium or long-term household items. Online retail is serving as a tool for strategic planning, not just convenience.

According to Temidayo Ojo, Chief Executive Officer of Jumia Nigeria, Black Friday now plays a more critical economic role. “Households are using digital retail to defend purchasing power. They plan their lists, compare prices instantly, and rely on the reliability and convenience that e-commerce offers,” he said.

This year’s Black Friday trends show growing demand in categories that directly support daily living. Household essentials and FMCG products are seeing significant uptake as families stock up during price drops. Home and kitchen equipment is also experiencing stronger demand as shoppers prioritise practical, durable tools. Affordable fashion and beauty products are gaining momentum as discounts make them more accessible.

Consumer behaviour in the lead-up to the sales period further reinforces this shift. Jumia recorded a notable increase in “Add to Wishlist” and “Add to Cart” activity, signalling more planning and fewer impulse purchases. The gap between GMV and order growth indicates that customers are optimising baskets using bundles, vouchers, and promo combinations, behaviours uniquely suited to digital platforms.

With inflation intensifying the need for smarter buying, trust markers on Jumia, such as verified sellers, official brand stores, ratings, and clear return policies, are becoming more central to decision-making. Authenticity and durability now outweigh the appeal of the lowest price.

Jumia’s logistics footprint is making these benefits available nationwide. Its 30,000 sqm Isolo fulfilment centre, 480 pickup stations, and 62 logistics partners ensure that customers in secondary and peri-urban cities enjoy the same deals as those in major hubs, reducing travel burdens and adding financial value.

Overall, Jumia’s Q3 data and Black Friday trends show that Nigerians are turning to digital retail as a practical, strategic response to inflation, using e-commerce to manage budgets, preserve purchasing power, and make more informed buying decisions.


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