E-Business
National E-commerce Policy and Benefits on Online Business Ecosystem

By Lere Ojedokun
Increased adoption of technology among informal retailers, micro businesses and individuals coupled with the COVID-19 disruption, has made e-commerce a veritable transaction model in Nigeria.

With e-commerce systems now an important part of our daily life, B2B e-commerce platforms like Alerzo are also increasingly proving their significance as enablers of national socio-economic growth.
Statistics show the current market value of e-commerce in Nigeria is estimated at US$13bn, with a further projection to reach US$75bn by 2025, while the segment generates over 3 million jobs.
Hence, the recent disclosure by the Federal Government to formulate the National Policy on e-Commerce with a view to strengthening the regulation and protection of users of online transactions is a welcome development because of likely benefits to tech-based B2B e-commerce startups like Alerzo.
The National Information Technology Development Agency (NITDA) had revealed recently that the government was working with relevant stakeholders to formulate the National Policy on e-Commerce which seeks to regulate and protect both the buyers and the sellers while transacting business online.
Oladejo Olawunmi, Director, Standards, Guidelines and Framework at NITDA, speaking at a Consumer Protection Forum with the theme, ‘Enabling the e-Commerce Services Driven Economy: Opportunities for Consumers, Challenges and Way Forward in Nigeria’ in Abuja, explained that the proposed policy was aimed at ensuring protection and safeguard of all players in the e-commerce space.
The impending policy is heart-warming because it further demonstrates the Federal Government’s acknowledgement of the contribution of the e-commerce system as a significant component of the Information and Communication Technology sector – the pivot of the national digital economy agenda.
The move also gives credence to the government’s resolve to strengthen the entire ICT sector to deliver more impact on the country’s social and economic landscape.
Much more, the policy is capable of benefiting hundreds of tech-based e-commerce startups in the country in that it could bolster the capacity of e-commerce operators such as Alerzo and others to increase their support for key sectors of the economy especially manufacturing, distribution and retail, and logistics value chains, as well as merchants.
Currently, Alerzo is a leading b2b e-commerce platform that is enabling thousands of informal retailers in the country to place order on Alerzoshop app and have goods delivered faster within a maximum of four hours, at no extra cost. The new policy when formulated would protect them and their customers who make and receive payments on AlerzoPay POS terminals.
Alerzo would also leverage the new policy to strengthen protection of retailers and customers that use its other digital services like Veedez, the company’s book-keeping and inventory management app. The sanctity of sensitive documents such as invoices shared online will be further enhanced.
Several other players that deploy technology or digital solutions like banks and fintech can leverage the policy to further improve user experience of services such as mobile/online and digital banking.
The policy can improve online transactions for large, small and medium companies and their customers, while merchants, wholesalers, retailers and partners such as supermarkets, spas, gas stations, restaurants, ride hailing firms can also strengthen user experience.
While the policy can foster the development of the e-commerce system on one hand, it will certainly impact national economic growth in the long run. By boosting the confidence of users of online platforms, encouraging online transactions as well as fostering financial inclusion and cashless economy, the government’s digital economy will be significantly enhanced.
The national e-commerce policy can impact government agencies dealing with online data collection by ensuring adequate security of the national data bank.
Times like these that incidences of data and identity theft and cyber security breach are becoming more concerning, the new policy will benefit Nigeria more. It will affirm the country as a data-secure destination and further demonstrates the commitment of the Federal Government to antitrust policy.
In a nutshell, when formulated and operational, the National Policy on e-Commerce will significantly impact a wide range of value chains including manufacturers/producers of goods; micro, small and medium enterprises (MSMEs), service providers, customers and the country at large.
Ojedokun is a communications and brand strategist.
E-Business
TD Africa Sponsors Check Point Secure 360 Summit to Boost Cybersecurity in Nigeria

Africa’s leading technology distributor Powerhouse, TD Africa, has reaffirmed its commitment to advancing cybersecurity awareness and digital resilience by sponsoring the 3rd Annual Secure 360 Summit Nigeria 2026, hosted by global cybersecurity leader Check Point Software Technologies, as Gold Sponsor.

Chioma Chimere, Coordinating Managing Director, TD Africa
This year’s summit was held in Abuja and Lagos, bringing together key stakeholders from across Nigeria’s technology ecosystem.
Now in its third edition, the Secure 360 Summit has evolved into one of Nigeria’s premier cybersecurity forums, bringing together Chief Information Security Officers (CISOs), Chief Information Officers (CIOs), IT Directors, and senior technology leaders from the financial services, telecommunications, enterprise, energy, and public sectors to address today’s rapidly evolving cyber threat landscape.
Speaking on the significance of the summit, Kingsley Oseghale, Country Manager, Check Point Nigeria, emphasized the need for stronger collaboration in tackling emerging cyber risks. “Cybersecurity has become a business priority rather than just an IT concern.
“Through the Secure 360 Summit, we continue to provide a platform for industry leaders to exchange insights, strengthen partnerships, and explore innovative approaches to securing today’s digital economy.
“We are pleased to have TD Africa as a valued partner in driving cybersecurity awareness across Nigeria.”
In her remarks, Chioma Chimere, Coordinating Managing Director, TD Africa, applauded Check Point for creating a platform that addresses one of the most critical challenges facing businesses and individuals. “Cybersecurity is everyone’s business. We owe it to ourselves, our organisations, and our communities to remain security-conscious in an increasingly connected world.
“At TD Africa, innovation drives everything we do, and innovation can only thrive in a secure environment.
“This is why we are proud to support initiatives like the Secure 360 Summit that promote knowledge sharing and strengthen our collective cyber resilience.”
The summit featured expert-led sessions on emerging cyber threats, artificial intelligence, cloud security, ransomware, and strategies for building resilient digital infrastructures, equipping participants with practical insights to navigate today’s cybersecurity landscape.
Through its continued partnership with global technology leaders like Check Point, TD Africa remains committed to empowering businesses across Africa with world-class cybersecurity solutions, fostering industry collaboration, and driving the continent’s secure digital transformation.
E-Business
Tinubu Orders NIMC to Enrol Every Nigerian by End of this Year – DG

President Bola Tinubu has directed the National Identity Management Commission (NIMC) to ensure that every Nigerian is enrolled in the national identity database before the end of 2026, according to Abisoye Coker-Odusote, director general and chief executive officer of the agency.

Abisoye Coker-Odusote, director general and chief executive officer, NIMC
Coker-Odusote, who appeared on Channels Television, said the directive forms part of the federal government’s efforts to establish a comprehensive national identity system capable of supporting effective governance, planning, and service delivery.
“The President has given us till the end of this year to make sure that we capture every single Nigerian,” she said.
According to her, NIMC is working with partners under the World Bank-supported Identification for Development (ID4D) project to accelerate nationwide enrolment.
“What we have done is we have partnered through the World Bank ID4D project with front-end partners. They are part of the digital identity ecosystem. These are private citizens that we’ve enabled and given jobs to enrol citizens on our behalf,” she explained.
She stressed that the National Identification Number (NIN) remains a unique identifier, ensuring that every individual is registered only once.
“That’s why it’s called a unique identifier, so that you’re only enrolled once,” the NIMC DG added.
Coker-Odusote said Nigeria’s actual population remains uncertain, with estimates ranging from 200 million to 250 million, making a comprehensive identity database essential for national planning.
“It is estimated that we’re 200 million. When we’re done enrolling, we will then know the actual numbers that we have. Some estimates say 230 million, while a few people say 250 million.
“Your identity is basically the foundation for effective governance and service delivery. How can you plan if you don’t know the total number of persons that you have? We have been mandated by Mr President to go down to the community levels to enrol every single Nigerian”, she said.
Responding to concerns about whether an individual could obtain multiple identities by registering in different locations or under different names, the NIMC boss said the commission’s biometric verification system prevents such occurrences.
She explained that while the previous system could accept duplicate enrolments before detecting them later, the current process automatically identifies and invalidates multiple registrations.
“The legacy system had no way of verifying at the front end whether you had already been captured. Once the record comes into the system, it flags it as a duplicate or that the person already exists in the database.
“You would only have one identity generated for you. The other record goes into a deduplication bucket where it is invalidated,” she said.
The NIMC DG added that biometric verification, including fingerprints and facial recognition, makes it virtually impossible for one person to maintain multiple identities.
“Absolutely. One of the things that this Act has done is to cement our role in capturing biometrics. Private and public sector organisations will no longer capture biometrics independently. They will validate identities through API integration with NIMC.
“The telcos are already doing that with us. If you need a SIM card, they capture your facial biometrics, which are matched against our database in real time to confirm that you are who you claim to be. We’re using biometric validation to tighten security around identity confirmation,” she said.
The remarks come weeks after Tinubu signed the National Identity Management Commission (NIMC) Act 2026 into law on June 26, repealing the 2007 legislation.
The new law reinforces the “One Person, One Identity” policy by making the NIN the country’s foundational identity credential for accessing government and essential private services, including banking, passport applications, tax administration, pensions, land transactions, and consumer credit.
It also introduces stiffer penalties for identity theft, multiple registrations and unauthorised access to personal identity data, while strengthening data privacy protections and granting NIMC wider powers to investigate identity-related offences.
E-Business
Kaspersky Warns of AI Risks for World Cup Fans

Cybersecurity and privacy experts are raising concerns around the growing trend of sports fans using generative AI to create World Cup-related images, mock-ups, predictions and social media content.

Whilst offering new ways for supporters to engage with major sporting events, these tools also introduce risks that many users may underestimate. In light of this, Kaspersky has shared the key risks fans should keep in mind when using generative AI tools, so they can continue enjoying the championship with peace of mind.
When fan AI goes rogue. A growing number of AI tools are being used to create World Cup-themed visuals, avatars, memes and other fan content. While these services may seem creative and harmless, not all of them come from trusted providers.
Many are launched quickly to capitalise on interest around major events, increasing the likelihood that users will interact with platforms that offer limited transparency around data handling, lack adequate privacy and security measures, or might even be designed with malicious intent.
Personal data at stake. To create customised World Cup content, users are often asked to upload selfies, sign up with an email address, connect social media accounts or share other personal information. In doing so, they may reveal more information than necessary without fully understanding how that data will be stored, used, or potentially exposed.
“AI-driven fan content may seem harmless, but one of the key privacy risks is that users are often encouraged to share far more personal information than necessary. A simple request to generate a themed avatar can involve the collection of photos, contact details, account data and behavioural insights – information that may later be insufficiently protected.
“Because major global events often create an ideal environment for opportunistic actors, fans should take a closer look at how these tools manage personal data before engaging with them,” says Anna Larkina, web content analysis and privacy expert at Kaspersky.
When fan content becomes a scam. AI-generated World Cup content in some cases can also be used to support fraud. Cybercriminals may use convincing mock-ups, fake giveaways, or official-looking fan pages to attract attention and build trust. Once users engage, they may be redirected to phishing sites, fake stores, fraudulent offers, or betting-related scams. Generative AI makes these campaigns easier to produce, more persuasive and far easier to scale.
The myth of AI predictions. Another area that deserves caution is AI-powered match prediction. However advanced or data-driven these tools may appear, AI cannot reliably predict inherently uncertain sporting outcomes. When used to promote betting, paid subscriptions or “insider communities”, such services can create a false sense of confidence and encourage risky decisions.
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