General News
NativeLand and AfroNation: A Tale of Two Cultures?

By Austin Okere
As we start a new year 2020, it is expedient to take stock of the gains in the bourgeoning creatives industry in West Africa’s two biggest economies; Nigeria and Ghana, given their increasing contribution to the GDP of both countries.

Austin Okere
Penultimate December 2018 was a groundswell period in the evolution of young African Artistes in the region. It was also the great year of collaboration between local artistes and their international counterparts of African descent.
The major musical concerts in Lagos and Accra were NativeLand and AfroNation respectively. NativeLand, whose traditional home is the Muri Okunola Park in Lagos is in its fourth year. It is put together by lifestyle platform Native Magazine, founded by Seni Saraki and Teezee to cater mostly to teenagers and young adults, many studying overseas and returning home for the holidays.
AfroNationon the other hand is billed as the first festival to celebrate the African Diaspora and is organised by 34-year-old Nigerian promoter from Dagenham who goes by the name SMADE – real name Adesegun Adeosun Jr. alongside his business partner, Obi Asika.
They rotate their concerts in different countries. The debut event which held on the beaches of Portimao, Portugal, saw 20,000 people of African descent gather for four days of festival, featuring live music from Nigeria, Ghana, Tanzania, Jamaica, the UK and the US.
To consolidate on the solid foundation laid in the penultimate year 2018, both organisers advertised much bigger versions of their shows for Dec 2019. AfroNation opted to host their festival at Laboma Beach at Accra, Ghana, while NativeLand opted to continue at their traditional location in Lagos.
First off the block was NativeLand with a supposed star studded event at the Muri Okunola Park. Like the previous edition in 2018, where the advertised headliner Burna Boy was a no-show, many of the major acts advertised in 2019 also did not show up.
Some claimed that sound quality and other technical issues forced them to cancel . Just for context, this park is at a very busy traffic intersection with very limited crowd capacity and no provision for parking.
It is at best a good location for small to medium sized outdoor events. For some strange reason, the organizers oversold tickets by multiples of the park’s capacity.
The inevitable happened. The park was full to the extent that there was no blade of grass left for an extra person to stand on, and there was still a very large crowd outside waiting to be admitted. In fact, the VIP tickets were so oversold that the stage housing them collapsed, sending them onto an inelegant mangled sprawl on the ground.
The crowd outside surged in a throng and the gate fell. The security personnel hired to man the single gate serving as entrance and exit, went into overdrive, hitting and kicking the paying customers, aka “the crowd” with horse whips and boots.
A stampede ensured, many people fell and were trampled, many lost their eye glasses. Mobile phones, wigs and other customer valuables were snatched. The scenario could best be described as luring people to a rendezvous and then inviting mayhem upon them. Many went home with bruises and lot more ended up in hospitals with broken bones.
The AfroNation event at Accra was an entirely different matter. It was a four day show packed with local and international artistes and timed to coincide with the “year of return” theme of the government of Ghana, wherein Africans in Diasporas are encouraged to return to the continent.
According to Wikipedia, up to 1.5 million tourists were expected in Ghana by the end of the year 2019, with up to 1.9 billion dollars also expected to be accrued in revenue as a result of the Year of Return activities.
The event was very well advertised and organised and was so popular that you could hardly get a flight or hotel room in Accra if you left your booking till three months to the event. The huge success of the 2019 version of Afronation was no surprise.
In their debut in Portugal, no expense was spared when it came to acts, and it boasted performances from Afrobeats and Bashment icons such as Burna Boy, Davido, Busy Signal and Buju Banton. Notable black British artists also graced the stage, such as J Hus, Ms Dynamite, Stefflon Don, Octavian, Mostack and Ms Banks. All the acts advertised in 2019 showed up to perform. This will no doubt solidify the platform for a successful AfroNation 2020; but wither NativeLand 2020?
The major puzzle is that both events were organized by Nigerians; one at Accra, Ghana and the other in Lagos, Nigeria. Is this down to a tale of two cities and their cultures? The Sahara Reporters’ headline; “Police Dismiss Officer Over Killing Of Man At Wizkid’s Concert” was very telling.
The victim attending the Starboy concert at the Eko Atlantic Energy City at Victoria Island, Lagos was shot dead after a heated argument outside the premises. The fact that the same Wizkid performed at AfroNation at Accra without incident fully makes the point.
I attended the AfroNation concert on Sunday Dec 29 at Laboma Beach. The set up was very much like any large concert in Europe or America. There were ambulances, enough conveniences and a generally pleasant party ambiance. Oh! I forgot to add that I did not encounter a single “area boy” or miscreant at the event or in the car park when I was leaving at 3.30am. There was no report of stampede, shooting or death.
While I commend the entrepreneurial spirit of the young men behind NativeLand, they have to learn the ropes about patience in building a brand, offering customer value and reaping full benefits sustainably. The flawed shortcut mentality of maximizing profit at all costs and taking customers for granted is not sustainable in the long-term.
The organisers of NativeLand put out a revised apology statement on twitter a day after the event which was still generally regarded as short on remorse and with no genuine intention to recompense. Without restitution, how can they learn to be accountable, and ensure that this disaster does not repeat in the future.
“Our Youth are our future, we cannot afford to play ostrich while they fall astray. It is not too late to do the right thing. Their progenitors and anybody who wishes them well should advise them to robustly come forward and be the men they want to become when they “grow up”.
As a nation, we need to re-examine the culture of aggression and lawlessness in our cities that has become a major disincentive to tourism and badly needed investments.
Austin Okere is the Founder of CWG Plc, the largest ICT Company on the Nigerian Stock Exchange & Entrepreneur in Residence at CBS, New York. Austin also serves on the Advisory Board of the Global Business School Network, and on the World Economic Forum Global Agenda Council on Innovation and Intrapreneurship. Austin now runs the Ausso Leadership Academy focused on Business and Entrepreneurial Mentorship
General News
Fidelity Bank to Host Virtual Masterclass on New Tax Law

Fidelity Bank Plc, a leading financial institution, will host a free virtual training on the Nigeria Tax Act 2025 (NTA) as part of its commitment to helping small businesses prepare for the upcoming legislation.

Fidelity Bank
The masterclass is scheduled for 10:00 AM (Nigerian time) on Friday, 12 December 2025. It will provide participants with clear insights into changes in the tax framework, the impact on income and business operations, and practical steps to avoid penalties in 2026.
Attendees will also learn strategies to stay ahead in an evolving regulatory environment.
The Nigerian government enacted major tax reforms on 26 June 2025 when President Bola Ahmed Tinubu signed four tax bills into law.
These Acts will take effect on 1 January 2026 and represent a significant overhaul of the country’s tax system.
The reforms aim to modernize and harmonize Nigeria’s tax framework, improve revenue generation, broaden the tax base, and create clearer rules for individuals, businesses, and government agencies.
“Our decision to host this masterclass reflects our commitment to empowering businesses with the right information ahead of the commencement of the new tax regime.
“Information is money and a well-informed business owner is already steps ahead in the race to success.
“This is why we are bringing experts to provide accurate details and demystify the tax act,” said Osita Ede, Divisional Head, Product Development, Fidelity Bank Plc.
Interested participants can register via https://bit.ly/2026TaxLawMasterclass .
General News
PalmPay MD Seeks Deeper Financial Inclusion @ CeBIH Annual Conference 2025

PalmPay, Nigeria’s leading digital banking platform, has renewed its commitment to deepening financial inclusion across the country. At the CeBIH Annual Conference 2025, themed “Reimagining Financial Inclusion through Cultural Shifts in Consumer Credit,” PalmPay’s Managing Director, Chika Nwosu, urged industry players to deepen financial inclusion by embracing community-aligned solutions and customer-centric innovations that can better serve Nigeria’s underserved and unbanked populations.

Speaking during a panel session titled “Social Inclusion, A Veritable Tool for Financial Inclusion,” Chika Nwosu joined other industry leaders to share insights on strengthening participation among women, rural dwellers, low-income earners, and other financially excluded groups.
Chika Nwosu highlighted PalmPay’s commitment to inclusive finance through its 500,000-strong agent network, which enables seamless cash-in/cash-out services for unbanked users across Nigeria. He also emphasised the importance of PalmPay’s USSD platform, 861#, which allows users with basic phones or limited internet access to perform essential financial transactions.
“Financial inclusion goes beyond access; it must be equitable and tailored to real-life needs,” Chika Nwosu said. He shared how PalmPay leverages behavioural insights to design impactful services, including affordable health insurance, reliable bill payments, merchant solutions, and automated savings features that support financial discipline among users.
The session further examined the role of grassroots agents and community touchpoints in driving last-mile adoption. Chika Nwosu noted that PalmPay’s widespread community presence continues to build trust and encourage excluded populations to embrace digital financial tools.
The session was moderated by Ronke Kuye of the CeBIH Advisory Council and featured representatives from E-Doc Online, SmartCash Payment Service Bank, SANEF, and EFINA.
PalmPay reaffirmed its commitment to driving accessible, secure, and inclusive financial services for all Nigerians. PalmPay is a leading digital banking platform driving financial inclusion and economic empowerment in underserved emerging markets. Through its secure, user-friendly, and inclusive suite of financial services, PalmPay empowers individuals and businesses with tools to manage and grow their money.
PalmPay offers a comprehensive range of products, including mobile payments, savings, and micro-insurance via its app and mobile money agent network.
Since launching in Nigeria in 2019 under a Mobile Money Operator license, the platform has grown to over 35 million app users. PalmPay has operations in Nigeria, Ghana, Tanzania, and Bangladesh.
General News
AI-Powered Fraud Drives Global Race for Deepfake Defenses

Reality Defender and 1Kosmos have announced a strategic partnership that will see the deepfake detection firm integrate its real-time deepfake defenses into 1Kosmos’ blockchain-based biometric authentication platform.

Deepfake
A release says the integration enhances the platform’s existing PAD capabilities with new signals on both live and pre-recorded AI-generated image and video impersonations: “multimodal deepfake detection” that “enhances ISO/IEC 30107-3 PAD Level 2 performance to counter the growing share of synthetic-media attacks.”
“Deepfake attacks are evolving faster than most organizations can adapt, and detecting them requires specialized, continuously updated models,” says Ben Colman, CEO of Reality Defender. Reality Defender’s models keep pace with regulatory changes like the EU AI Act and upcoming ISO 25456 standards, to ensure seamless compliance.
“Advances in AI-generated impersonations are rewriting the rules of identity assurance and ratcheting up fraud losses,” says Mike Engle, chief strategy officer for 1Kosmos. “By adding Reality Defender as an embedded detection layer, we’re enabling enterprises to verify identity with greater certainty and stop AI-driven impersonation attacks before they result in financial loss, brand damage, or regulatory consequences.”
The product deploys without friction, integrating natively into existing 1Kosmos workflows, identity stacks, and user experiences with no new licenses, retraining or rearchitecture.
Resemble AI heads straight to market with new funding
Resemble AI has raised 13 million dollars in strategic funding to accelerate development on its voice generation and deepfake detection products. An announcement says the investment round includes Google’s AI Future Fund, Okta Ventures, Taiwania Capital, Gentree Fund, IAG Capital Partners, Berkeley Frontier Fund and KDDI – partnerships, the firm says, that “create immediate paths to market distribution and embed our technology within key identity and security ecosystems.”
The company says its deepfake detection model achieves 98 percent accuracy across more than 40 languages with multimodal threat detection across audio, video, images and text, and enhanced explainability for content analysis. It intends to use the investment to “fuel our global expansion and accelerate the development of our AI detection platform.”
FARx releases new multimodal deepfake detection tool
FARx, which bills itself as “the world’s only fused-biometrics company,” has announced the launch of FARx 2.0, its new generation of biometric software which fuses speaker, speech and face recognition for added capabilities in synthetic and cloned voice detection. The software can be integrated into browsers, apps and communication systems, and operates in the background to provide continuous multi-factor authentication without disruption.
A post on the firm’s LinkedIn page says FARx 2.0 “identifies not just what is being said but who is speaking, enabling it to detect and block attempts to spoof someone’s identity using synthetic voices, deepfakes, or cloned audio and video.” Trained on some 55,000 synthetic voices from real telephony environments, it can “reliably distinguish between real and AI-generated voices.”
The Malvern Gazette quotes Clive Summerfield, CEO of the Worcestershire, UK-based firm, who says the new product aims to deliver “an even more sophisticated, flexible biometric multi-factor authentication technology to users across a broad range of industries and applications.”
“Legacy voice biometrics and traditional MFA systems are simply no longer enough to outsmart the new era of AI-powered threats.”
The launch follows a recent investment of 250,000 pounds (about US$337,00) through the Seed Enterprise Investment Scheme (SEIS).
Grant funds deepfake tool tailored to South Korea, Singapore
A team from Singapore Management University (SMU) has won a grant to develop a deepfake detection tool. A release says the project will be “the first multilingual deepfake data set that includes dialectal variants such as Singlish and Korean dialects.”
“Many existing tools don’t perform well on Asian languages, accents, or content,” says Professor He Shengfeng, who leads the team. “We’re focused on building something that fits the specific needs of our region.”
Understanding different linguistic, socio-cultural and environmental characteristics was a key requirement for the grant, which comes from AI Singapore (AISG) and South Korea’s Institute for Information & Communication Technology Planning & Evaluation (IITP).
The team has dubbed its tool DeepShield, which its proposal paper calls “the first unified interpretable detection system capable of handling diverse and multi-modal manipulations – including object insertions, lighting alterations, background swaps, and voice dubbing – within a single, explainable pipeline.”
Overall, DeepShield wants to position itself as “not merely a detection tool, but a next-generation AI governance layer for digital media integrity – setting it apart from commercial offerings in both ambition and design.” The ultimate goal is a spin-off startup that He imagines licensing services such as deepfake forensics, media authenticity verification, enterprise compliance and digital governance to public and private enterprise.
Work commences in January 2026 with the scouring of large-scale, publicly available datasets such as the YouTube8M dataset.
Ant International’s winning deepfake detector looks to eliminate bias
Ant International has won first place at the NeurIPS Competition of Fairness in AI Face Detection. A release from the company says its entry trumped over 2,100 submissions from 162 teams globally.
The deepfake detection contest challenged participants to develop AI models that “not only achieve high-utility performance but also demonstrate fairness across demographic subgroups such as gender, age, and skin tone.”
“A biased AI is an insecure AI,” says Dr. Tianyi Zhang, general manager of risk management and cybersecurity at Ant International. “Our model’s fairness prevents exploitation from deepfakes and ensures reliable identity verification for all users, supporting our mission to deliver secure and inclusive financial services worldwide.”
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