E-Business
Stakeholders in Agribusiness Seek Robust Payment System to Stimulate Growth

Stakeholders in the Agribusiness have emphasized that adequate payment system in the sector would transform and create a movement that will change the ecosystem and make it more profitable for practitioner in Africa.
They stated this at the Cellulant’s inaugural partners’ summit themed ‘Technology for Transformation: Payments Connecting All of Africa’ held on Thursday, December 18 at Oriental Hotel, Lagos.
Bolaji Akinboro, co-founder and group co-ceo, Cellulant Corporation, speaking at the event, said that adequate payment system in the Agric value chain would create an environment that will allow many practitioners to create jobs for millions of Africans who do not have jobs.
He explained that their goal is to use ‘Agrikore and Tingg’ initiatives to deliver services to the unbanked and underserved and also power economic inclusion by empowering everyone with access to financial services.
He noted that Nigerian farmers are ready to embrace financial inclusion as long as we are committed and ready to solve problems of economic inclusion in the country.
He further added that there are huge opportunities in agriculture in Nigeria and that payment technology is the only conveyor belt that would connect these opportunities and make it visible and attractive.
According to him, “there is this huge opportunity in agriculture but payment technology is one that would connect these opportunities and make it visible for everybody, because when its visible, it means the banks now can lend, people always say that the banks don’t lend to agriculture but the reason they don’t lend to agriculture is because they feel agriculture risky because they cannot see what is going on but with ‘Agrikore and Tingg’ platform they can now see what is going on and it becomes easy for banks to lend.
“Nigerian farmers want to be financial included as long as we solve the problem of economic inclusion and that is what we have solved through ‘Agrikore and Tingg’ initiatives.”
Ken Njoroge, co-founder and group co-ceo, Cellulant Corporation, speaking at the event said that their aim is to democratize payment structure across Africa.
According to him, “Our goal is to use technology to create a movement that would change African Agribusiness and make it a community that will transform the continent”.
“The adoption of Tingg across the continent has done very well, as we currently speak we have Tingg in 18 countries and payment infrastructure in 35 countries, we have about 120 banks connect to this initiative and a large number of consumers that transact on this platform.
“So adoption has been great but our target is to get to 100 million users over the next seven to ten years.”
He urged Africans to use their communal and collaborative nature to build a market place that would transform the continent and create jobs for millions of its citizens.
He revealed that they will scale up the use of Tingg platform to many other African countries that is not yet covered by 2020.
“We want to expand Tingg program in a lot markets in Africa, so we hope to expand Agrikore into Kenya, into Ghana, in Zambia and maybe one other country across Africa in 2020”.
“Our efforts towards achieving this target are in many facets, so first is to actually develop spectrum services that will truly add value in the agric value chain, which is the reason why we have done a lot of innovative program in agriculture over the last couple of years.
“As you know our believe at Cellulant is that payment enhances the development of the economy, so we’ve developed the value chain and once you develop the value chain it powers the underlining payments.
“The second strand is to make sure that we have built enough foot print across Africa and be able to rollout these solutions and solve problems most consumers in African markets face”.
David Waithaka, chief Business Development Officer, Cellulant Group, while speaking at the event reiterated that their goal is to enable businesses and consumers make and receive payments both in and across countries seamlessly.
He stated that their aim is to create a single payment platform for African countries just like we have in China with China Union, US and Europe with VISA.
Waithaka said, “We are positioning ourselves to create Tingg as the only payment platform for Africa to enable consumers in whatever country they are sitting across the continent to be able to make and receive payments.
“The African payment platform is very fragmented, so the sole purpose of what we are trying to do is to enable Africans, wherever you are from, to be able to make payment across the counter with whatever form of payment you have as Tingg in any country across Africa.”
Also speaking at the occasion attended by critical stakeholders in the agribusiness ecosystem including farmers, aggregators and retailers, Adebisi Adebise, managing director/chief executive officer,Wema Bank, reiterated the importance of cooperation between every player in the Agric value chain.
He identified problems of the Agric sector to include a low level of budgetary allocation, low financial literacy, a large percentage of unbanked population and the limited capacity of financial institutions to understand the value-chain, assured that Wema Bank would continue to partner Cellulant to improve agriculture.
E-Business
AfDB Adopts AI to Fast-track Africa’s Development Blueprint

The African Development Bank (AfDB) is betting big on Artificial Intelligence (AI) as a catalyst for delivering Africa’s ambitious Agenda 2063.
With hands-on training in tools like ChatGPT and Google Gemini, the Bank believes the results could redefine how the continent plans, measures, and delivers its development goals.
Through its Joint Secretariat Support Office, the AfDB has provided technical and financial support to the 5th annual training workshop for African Union member states, focusing on the use of AI to track and implement the second ten-year plan (2024–2033) of Agenda 2063.
The five-day workshop, held in Lusaka, Zambia, was co-organised by the African Union Commission and the African Capacity Building Foundation.
Participants from across the continent rolled up their sleeves for hands-on training with emerging AI platforms like Ailyse, Google AI Studio, and Perplexity.
The goal of Africa’s multilateral development finance institution is to turn complex development data into actionable insights that can drive smarter decisions, faster interventions, and more accountable governance.
AbibuTamu, lead programme co-ordinator at the AfDB, said AI was now an indispensable tool for Africa’s future.
“These tools are not only revolutionizing how data is collected, analysed, and reported, they are also enabling more targeted policy interventions and efficient resource allocation,” Tamu told delegates.
Agenda 2063, dubbed “The Africa We Want,” is the African Union’s 50-year blueprint for inclusive growth and sustainable development. The second 10-year plan prioritises industrialisation, digital transformation, and sustainable livelihoods.
With AI now in the mix, African policymakers can track progress in real-time, spot bottlenecks before they choke projects, and reallocate resources where they are needed most.
The AfDB’s backing underscores a broader strategy of boosting both human and institutional capacity that propels African states to harness the digital revolution.
Beyond technical skills, the Lusaka workshop doubled as a peer-learning platform, with countries sharing real-world success stories on integrating AI into national planning and reporting.
“If Agenda 2063 is Africa’s long-term roadmap, this AI training is about upgrading the continent’s GPS that ensures leaders not only know the destination, but also have the intelligence to navigate every twist and turn on the way,” said Tamu.
E-Business
Firm Shares Tips for Safer Remote Working

It is holiday season in many parts of the world. These days though, going on holiday does not always mean turning your back on office life – hybrid work cuts both ways.
Today’s widespread connectivity—available at airports, train stations, restaurants, hotels, and most indoor public spaces—makes staying connected easier than ever, with free Wi-Fi in many locations and reliable 4G or 5G coverage elsewhere, helping to facilitate a seamless blend of work and leisure even while on holiday.
This increase in connectivity among travellers has not gone unnoticed by cyber criminals. Kaspersky experts analysed nearly 25,000 free Wi-Fi spots in Paris ahead of the Summer Olympic Games and Paralympic Games. The analysis revealed that almost 25% of these networks had weak or no encryption, making users vulnerable to personal and banking data theft.
Travellers often have their guard down. The unfamiliar surroundings of a new location or a different language can throw up a useful smokescreen for a cyberattack, meaning additional care needs to be taken when logging on. Fortunately, a few smart tools and habits can help you stay protected while enjoying the flexibility of remote work.
Use a VPN for secure connections
A VPN is one of the most effective ways to safeguard users’ online activity, especially when working from unfamiliar locations. By encrypting Internet traffic, a VPN ensures that hackers can’t intercept sensitive data like login credentials or financial details. This is particularly important when accessing work emails or company files on public Wi-Fi, where cybercriminals often lurk.
Switch to an eSIM for reliable, secure mobile data
Another useful digital tool that provides a seamless way to stay connected using local mobile networks with no physical SIM card required is the eSIM. This is a game-changer for international travellers who want to avoid sky-high roaming charges or the hassle of hunting down temporary SIM cards in foreign countries.
With an eSIM, a user can download a local data plan before you even arrive at your destination, ensuring instant connectivity the moment you land. This eliminates the need to rely on unsecured Wi-Fi hotspots, significantly reducing your exposure to cyber threats.
Plus, many eSIM providers allow you to manage multiple profiles on a single device, making it easy to switch between work and personal data plans without juggling multiple phones.
Services like Kaspersky eSIM Store enables users to purchase and activate data plans in advance, track usage and top up as needed, all from a single app.
Enable two-factor authentication (2FA)
When travelling, people often leave devices unattended. To protect against unwanted people logging in, travellers should ensure two-factor authentication (2FA) is enabled on all critical accounts and that passwords are used on all devices.
Final tips for a secure workation
Even with a VPN, eSIM and 2FA in place, your devices still need strong defenses against malware, phishing scams and ransomware. Cybercriminals often target remote workers who may let their guard down while travelling, making real-time protection essential.
Modern antivirus software does more than just scan for viruses, it actively blocks malicious downloads, warns you about phishing attempts and even secures your passwords and financial data.
For the most robust security, consider a solution like Kaspersky Premium, which combines antivirus protection, a VPN and password management into a single, easy-to-use package.
By combining a VPN, eSIM and strong antivirus, you can work from anywhere with confidence, whether you’re sending emails from a poolside or joining a video call from a festival tent.
E-Business
Zequence Digital Boss Calls for Strong IP Laws Enforcement, to Protect Nigeria’s Software Sector

Mr Adeoye Oludamilola, managing director, Zequence Digital, a digital agency, has said strong enforcement of Intellectual Property (IP) laws , protection of Nigeria’s software industry against piracy will encourage innovation and investment.
Adeoye told reporters lately in Lagos that software piracy and the unauthorised use of proprietary technology are widespread in the country.
According to report Intellectual Property (IP) laws in software refers to the legal rights that protect the creations of the mind used in software development.
These rights, which include copyrights, patents, trade secrets, and trademarks, grant developers exclusive control over their software and related assets, preventing unauthorised use or reproduction.
Adeoye said that many startups do not protect their innovations, due to a lack of knowledge and the cumbersome legal processes involved.
“IP registration and litigation are expensive and time-consuming, which further discourages developers from protecting their work,” Adeoye said.
He added that the lack of awareness among developers about their IP rights contributed to the problem.
To address these challenges, Adeoye stressed the need for the formation of an IP Protection Consortium, comprising tech firms, legal experts, and regulators, to advocate for stronger IP enforcement.
He also suggested collaborating with legal tech startups to create simplified platforms for fast-tracked IP registration.
The managing director further called for joint initiatives between legal bodies and tech communities to launch IP rights education campaigns.
This, he said, would equip developers with the knowledge they needed to protect their innovations and grow their businesses.
Adeoye emphasised the need for the government and stakeholders to create an ecosystem for development and inclusivity by proactively engaging with regulators.
According to him, this will help ensure that policies are created with the input of concerned agencies and industry experts.
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