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The Onslaught of Artificial Intelligence (AI) part 1

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By Evans Woherem, Ph.D

As Artificial Intelligence (AI) continues to evolve, it is expected to have a significant impact on how we live and work. The integration of AI is a complex issue that requires a thorough understanding of the potential benefits and risks of this technology.

In this piece, DR. EVANS WOHEREM throws open an honest conversation about the implications of this technology and the need for collaboration to ensure that its development and use align with human values and promote the well-being of all individuals.

  1. Introduction

I have always believed that Artificial Intelligence (AI) is a promethean technology that can be used for good or evil. I therefore feel that while we welcome its positive uses, the negative impacts could be too deleterious for humanity to control or endure, and as such, we should have international treaties and controls put in place to regulate the technology.

With the arrival of ChatGPT and the promise of Artificial General Intelligence (AGI) and possibly Artificial Super Intelligent (ASI) systems, I am even more convinced that some internationally agreed sets of controls and laws guiding the behaviour of such systems, and hardwired into the AI systems, should be implemented as soon as possible.

  1. My Early Years in AI

I started studying Artificial Intelligence (AI) in 1983 when I enrolled in the Master’s degree program in Cognition, Computing, and Psychology at the University of Warwick in England.

The course was all about AI – how to build AI systems by studying humans to determine what makes them intelligent and then applying that knowledge to develop intelligence-based systems. Since then, I have been keeping track of the development of artificial intelligence and its uses in various industries.

The knowledge and understanding of what makes humans intelligent have been applied to the development of AI systems capable of performing tasks previously thought to be unique to human intelligence. It is crucial to consider any possible disadvantages of these intelligence-based systems as we continue to push the limits of AI. That is why it is significant to develop internationally agreed-upon sets of controls and laws to govern the development and use of AI or intelligence-based systems.

Intelligence-based systems, also known as cognitive systems, imitate human intelligence and execute activities that typically require human intelligence, such as interpreting a spoken language, identifying objects or photographs, making judgments, and learning from prior experiences. When such systems are built, those who believe in the strong AI hypothesis refer to them as having human intelligence or intentionality.

On the other hand, those who believe in the weak AI hypotheses view intelligence-based systems as a tool or technology used to automate or enhance specific jobs rather than as an end in itself.

They see AI as a tool for better decision-making, increased productivity, and the provision of new insights and information. However, to those that believe in the strong hypothesis, if a system can display all the cognitive traits of people, it should be considered human.

During my above study course, I came to believe that humans are very creative and capable of building the above types of systems over time. However, I did not believe in the strong hypothesis; rather, I believed and still believe in the weak hypothesis of AI, as did people like Professor John Searle. He is widely known for his “Chinese Room” thought experiment.

In his thought experiment, Prof. Searle proposes that a person in an enclosed room who does not speak Chinese be given a set of rules and symbols that allow him or her to communicate in Chinese with a Chinese speaker outside the room.

The person in the room can receive Chinese words, convert them into English, understand the communication, respond in English, and then convert the response back into Chinese. It appears that the person in the room speaks Chinese fluently to the Chinese speaker outside the room.

However, the person in the room does not understand Chinese; he or she is simply manipulating symbols according to a set of rules. Searle argues that this thought experiment illustrates that a machine or algorithm can simulate an understanding of a natural language without actually understanding it. He further argues that this is true of AI systems in general: they can display traits associated with human intelligence, but this does not mean they possess genuine human intelligence or consciousness.

He suggests that the true objective of AI should be to produce machines that can perform specialized tasks efficiently rather than trying to build machines that can fully comprehend and have consciousness like humans.

John Searle’s opinions on the weak AI hypothesis have been widely studied and considered significant in AI. Hubert Dreyfus, a philosopher, and Daniel Dennett, a cognitive scientist, are two well-known individuals who have endorsed Searle’s opinions. It’s important to note that this thought experiment raises many questions and criticisms.

Some argue that this thought experiment is not a fair representation of AI, that it doesn’t take cognizance of the complexity of the human mind and consciousness, and that the Chinese Room thought experiment is not a fair representation of how AI systems work.

I believe that Prof. John Searle is right, AI systems are mere powerful symbol manipulators. However, that they are merely manipulating symbols does not detract from the fact that humans can judge their capabilities as human like, and so, can easily declare them to be human or even super-human.

  1. Motivations of the AI Intelligentsia

The motivations of the AI intelligentsia, consisting of researchers, engineers, and scientists who work in the field of AI, include scientific curiosity, technical challenges, commercial opportunities, social impact, national security, and ethical considerations.

They are thus playing a significant role in shaping the future of humanity by advancing AI technology and developing Artificial General Intelligence (AGI) systems that have the potential to revolutionize many aspects of daily life for people.

The AI intelligentsia is taking humanity to a new epoch – to an age of intelligent-based systems who will co-exist with humans at home, at work places and at social environments, or who can eventually rule over humans.

It is a new dawn, a brave new world that is about to be revealed, as we redefine the origins and nature of sapiens, taking us to a new stage of human evolution, in which humans will evolve into cybernetically and genetically engineered “Homo-Deus”, as proposed or mentioned by thinkers such as Yuval Noah Harari, Dan Brown, Michio Kaku and Ray Kurzweil.

Ray Kurzweil believes that AGI will surpass human intelligence in a wide range of tasks and could be used to solve problems like curing diseases, terraforming other planets, and overcoming death. Kurzweil’s expected new book, “Singularity is Nearer”, will expand on his previous ideas and predictions of AI.

He has previously stated that he believes computers will be able to pass the Turing test, which measures a machine’s ability to exhibit intelligent behaviour comparable to or indistinguishable from that of a human, by 2029.

He also predicts that by 2045, AGI will be achieved and will be able to improve itself at an exponential rate, leading to a rapid acceleration of technological progress, and perhaps to the AGI turning into an ASI (Artificial Super Intelligent) system.

Also, Yuval Noah Harari suggests in his book “Homo Deus: A Brief History of Tomorrow” that advanced brain-computer interfaces (BCIs) could be a step towards the development of artificial general intelligence (AGI). He claims that by directly connecting human brains to computers and other machines, we can improve our cognitive abilities and eventually create AGI systems that match or even exceed human intelligence.

It is critical to remember that AGI is a speculative topic, and the notion that BCIs would be a step toward its development is purely theoretical. There are many different approaches to creating AGI, and the relationship between BCI and AGI is not yet well understood. However, the idea that BCIs could significantly improve human cognitive abilities is intriguing and warrants further investigation.

On the contrary, Martin Ford argues in his book “The Rise of the Robots: Technology and the Threat of a Jobless Future” that the development of AGI could have an impact on the job market because machines could potentially take over many tasks currently performed by humans.

In particular, he asserts that low-skilled and repetitive jobs will suffer significantly from widespread automation and the rise of AGI. He also suggests that AGI could lead to greater inequality as the people who own and control these technologies will become increasingly wealthy and powerful while a growing number of people may become unemployed and left behind.

He believes society should start preparing for these changes now by investing in education and training programs and enacting new policies to help people adjust to a rapidly changing job market. It is worth noting that this is a speculative topic and that there are many different opinions about the potential impacts of AGI on the job market and the economy as a whole.

Some experts believe that AGI has the potential to create new job opportunities and boost economic growth, while others believe it will lead to job displacement and widen the gap between the rich and the poor.

Artificial General Intelligence (AGI) refers to systems that have achieved singularity with humans and as such can comprehend or learn any complex tasks that humans can. AGI systems would be able to carry out a variety of tasks like problem-solving, making decisions, and learning even without being explicitly programmed. Most AI systems in use today fall into the category of weak or limited AI due to their focus on narrow task domains.


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E-Business

UBA Partners CIG Motors, Lagride, Launches $100m “Drive to Own” Scheme

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United Bank for Africa (UBA) Plc has announced a $100 million financing partnership with CIG Motors, Lagride and the Lagos State Government to promote urban mobility and financial inclusion through a scheme tagged “Drive to Own.”

UBA Partners CIG Motors, Lagride, Launches $100m “Drive to Own” Scheme

Group Managing Director/CEO, United Bank for Africa(UBA) and, Chairman, LagRide, Chief Diana Chen, flagged by LagRide drivers, at the signing ceremony of $100 Million Expansion Facility, strengthening smart mobility, driver asset ownership of over 3,500 cars, financed by UBA in partnership with Lagos State Government and LagRide, held in Lagos on Tuesday.

 

The initiative, unveiled on Wednesday in Alausa, Lagos, will empower 3,500 drivers in the state by enabling them to own vehicles with an equity contribution of 10 per cent of the total cost, while the balance is payable over 48 months.

UBA’s Group Managing Director/CEO, Oliver Alawuba, described the scheme as transformational, noting that it would foster inclusive economic growth, support MSME development and create opportunities for the younger generation.

“This partnership with Lagride is transformational. It will drive inclusivity for economic growth and ensure progress for everyone,” he said.

Alawuba shared a personal story, recalling that his father worked as a driver and was able to fund his education through that income. He said the scheme would provide similar opportunities for many families.

UBA’s Head of SME Banking, Babatunde Ajayi, said the partnership reflected a rethinking of traditional banking models.

“Not every business has a shop. Some businesses have wheels. Every commercial driver is running a business, yet they have remained outside formal finance. We designed credit that fits their reality,” he said.

Chairman of Lagride, Diana Chen, said the company had built a data-driven and credit-ready mobility platform for drivers, stressing that transportation remained the backbone of Africa’s economic future.

“Lagride now stands as the most structured, data-driven and credit-ready mobility platform in Nigeria,” Chen said.

The partnership aligns the strengths of the three organisations, with UBA providing financial support, CIG Motors offering viable business opportunities, and Lagride delivering a technology-driven platform to ensure sustainable livelihoods for driver-partners.


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Check Point Reveals Nigeria as Second Most Targeted African Country for Cyberattacks in November

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The November 2025 Global Threat Intelligence report released by Check Point Research on Tuesday, shows Nigerian organisations faced an average of 3,374 cyberattacks per week.

Making the country as one of the primary targets for cybercriminals in Africa last month, with a record of a staggering volume of digital threats despite an overall decline in attacks across the continent.

The report shows that this figure places Nigeria second among the four major African nations analysed, trailing only Angola, which topped the list with 4,251 weekly attacks per organisation.

While Africa as a whole saw a 13 percent year-on-year decrease in cyber incidents, Nigeria’s high numbers reveal a persistent vulnerability within its digital infrastructure. Kenya and South Africa followed Nigeria with 2,384 and 1,863 weekly attacks, respectively.

The report also identified government institutions and financial services as the most targeted sectors across Africa. Globally, the education and research sector remained the most frequent victim, hit by an average of 4,656 attacks per week.

A significant highlight of the report is the emerging threat posed by Generative Artificial Intelligence (GenAI). Check Point Research found that one in every 35 GenAI prompts submitted within corporate networks globally posed a high risk of sensitive data leakage.

In Nigeria and abroad, employees are increasingly using AI tools that operate outside of formal security frameworks. The report noted that 87 percent of organisations using GenAI were affected by ‘high-risk’ prompts, which often included the input of proprietary code, customer data, or internal communications into public AI models.

Ransomware continues to be a primary tool for extortion, with global incidents rising by 22 percent year-on-year. While North America remains the most targeted region for ransomware, the impact is increasingly felt in emerging markets like Nigeria.

The most active ransomware groups identified in November were Qilin, Clop, and Akira, which primarily targeted industrial manufacturing and consumer goods sectors.


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JustMarkets Launches Global Boost Contest With Gold Prizes for Traders

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JustMarkets, a worldwide broker with more than 12 years of experience in the online trading realm, is launching the Boost Contest, which represents a large-scale trading activity with the purpose of motivating traders, with the most proficient traders being awarded for their exceptional performance through a number of valuable prizes. This activity will last until the 31st of January, 2026.

JustMarkets Launches Global Boost Contest With Gold Prizes for Traders

JustMarkets

A Competition Developed with the Goal of Providing More Opportunities for Traders Worldwide

Boost Contest competition participants will be traders with Standard, Pro, or Raw Spread accounts of the MetaTrader 4 or MetaTrader 5 platforms.

To participate, traders will only be required to have a minimum account balance of $100 with a minimum of 3 traded lots. These were the requirements set for participants. Of course, the purpose of such a competition is for every broker client to participate. At the same time, however, JustMarkets sought to encourage traders to conduct in-depth analysis, different strategies, risk, and discipline. It was with this objective that this form of competition was established.

Multiple-tier rewards system with real gold

What sets the Boost Contest apart is the Weekly Lucky Draws component, in which traders compete for real gold prizes, awarded in three levels, based on their cumulative trading volume achieved through the competition:

Tier I (more than 100 lots): 15 grams of gold (3 winners)

Tier II (50-99 lots): Gold worth 10 grams (5 winners)

Tier III (10-49 lots): 5 grams of gold (7 winners)

This competition design thus provides traders with different levels of activity with the same opportunity of benefiting from valuable rewards.

Weekly Draws to Encourage Continued Participation

Apart from the top-level prizes, the competition also includes a series of weekly prizes. Traders participating in the competition will qualify for entry into the draw if they execute a minimum of three trades per week. Five lucky traders will be awarded $200 every week.

The introduction of the Boost Contest meets JustMarkets long-term obligations in:

Engaging traders through effective rewards programs

Fostering regular and organized trading practices

Enhancing transparency and integrity within all promotion endeavors

Offering a welcoming space where traders with different skill sets can participate

This reflects the purpose of JustMarkets, which is not only to offer traders good trading terms but also opportunities that add value to the entire trading experience.

A Global Platform Built on Trust and Innovation

As a globally recognized trading platform, JustMarkets continues to invest in initiatives that elevate client experience while adhering to high operational standards. The company maintains a robust technological infrastructure, offers multilingual support, and upholds strict security principles, all foundational elements behind long-term client trust.

The Boost Contest shows JustMarkets dedication to create a convenient and transparent trading environment where everyone can reach their full investment potential by clear rules, transparent rewards, and a stable trading ecosystem.


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