General News
Use of Electronic Payment Card Based on Integrity- Adeniji
Jonathan Adeniji is the managing director/chief e-business strategist of Isocket Limited, an e-business evolution strategy and design consulting firm. He is a certified internet webmaster professional (CIWP), a Microsoft certified system engineer (MCSE), an associate member of the international e-business group and a member of other international certified bodies. He has worked with Cybercreate, a chip and web designing company and with Silvernet Limited. He spoke to funmi ilesanmi.
Automated Payment Software
With the advent of the bus rapid transit (BRT) system, we made a proposition to the operators to produce automated cards for them. The proposed card is called Crystal card which is yet to be implemented. There is what is called pay-as-you-go where you load the amount of money worth where you are going. The BRT has the blue line and the red line so if you are crossing from the blue line to the red line, it will cost you a N100. As you are entering the bus, there is a terminal in the bus that will mark the point of entry and the point of exit. This will be automatically deducted from the card instead of buying tickets or paying cash.
We also do electronic automated toll gate for institutions. In the United Kingdom, wherever you park, you pay but here in Lagos, people park anywhere without paying. If the government wants to generate more funds, there should be an automated car park system whereby wherever you park your car, you pay through the ticketing sytem.
Fraud in the System
The use of electronic payment card is based on integrity. In advanced countries, credit cards are used in making transactions online. Even here you see people design a website, asking you to pay via your e-tranzact or interswitch card, all they are out to get is your pin number. We in the e-commerce business that is, the e-payment portal, we have a secure socket layer called SSL. It is the security that protects your pin or credit card online. That is why I advice anyone who wants to make payments online that if he or she does not see any portal with SSL, he or she should not release his or her pin or credit card code on the site but any site with SSL security system is secure, no hacker can hack into it because over time it has been approved.
I do not want to bring down the banks running the ATMs but the system has not been properly run. We are developing software to curb ATM fraud. We are working on it and working with our technical partners to see how ATM fraud can be curbed. For now, I will advice that if you want to dispense cash from the ATM you should protect your pin, do not allow anybody steal your pin. Moreover, there has been a whole lot of complain about malfunctioning of ATMs. When someone types the amount he or she wants to withdraw, the ATM ejects the card without dispensing the money but the money had already been deducted from the account. I believe this is a malfunction system from the banks and to use your ATM card, protect your pin. That is why you see the advert, memorize your pin, and let it be in your brain.
Migration to Chip & Pin
The Central Bank of Nigeria (CBN) directive is a welcome development. It is a biometric card where all your information is stored. It could be your fingerprint, your thumbprint or your palm depending on whichever way you want your password. Some use the eye. I remember I was able to access a code sometime using my eye as my password. Without my eye, no one can gain access to my account. I used my eye as a biometric access. When I read about the CBN ordering banks to migrate to chip and pin, we then started working with our technical partners to see how we can develop software that would aid banks in running this system. Most banks are working on it but we are trying to see how we can work with transaction companies like e-tranzact, Chams, interswitch and Visa to see how possible our software can work with these companies in line with the directive.
Competition
We just moved to Lagos and we have been coping with the competition. The market is huge and highly competitive but still anywhere you find yourself, you can still make a head way.
Reliability of software
Let me put it this way 99.999 percent reliability on all our software. We believe everything we do is tested and proven. People who use our software can attest to this and are also recommending us to others.
Driving Traffic
Over the years, we have been creating awareness on our products and services. We are an e-business evolution strategy and design company to the core. We deal on e-business transactions, anything electronic cards like enterprise solutions, software development, that is what we are into.
Support
We give 24 hours support, 365 or 366 days as the case may be. You can chat with our technicians online or put a call through to our customer care line. We are available anytime, anyday because we put our customers first.
Dearth of manpower
Here in Nigeria, there is a problem of IT manpower. Most companies are migrating to other countries with steady power supply because running cost here is high. A typical example is this, I believe when you came into the compound you saw that the generator was on. It has been on since 7.30am and is still running. Throughout this week, we have been running on generator from morning till 6.00pm and sometimes 8.00pm. One of the reasons is power supply. Two is the indiscriminate use of IT experts. I have people who are certified IT experts but chose to work abroad because of the pay. If you are a Microsoft System Certified Engineer (MSCE) in the United States of America, you are rated high and your pay in any company you work for is high. But here in Nigeria, I have seen a whole lot of Cisco certified experts roaming the streets without jobs. That is why most experts choose to work abroad where they will be most valued.
Correcting the Mishap
What I think the government can do is to start from the private sector. People should recognize the use of ICT in their business because most people are illiterates in the use of ICT. There are a whole lot of people who have the knowledge of ICT but do not see the value in it. I see no reason for people for people not to see the value of NCSC or Oracle system engineers. I do not want to mention names but I have seen people pay an oracle certified engineer peanuts. Nigerians should see the value in these certified experts. Most people are acquiring knowledge, they are updating their knowledge but are discourage because people do not see the value in what they do; so they choose to travel broad where they will be valued and adequately paid.
Support for Indigenous Software Developers
The government should encourage us local software companies. Most software used by the government itself is developed by foreigners but they should in one way or the other try to encourage us local software developers. The Nigerian software group is trying to project our image to that level. I guess with time, people will believe in made in Nigeria products and that is one area of challenge.
Training
We train people in software development on demand. We train one or two staff of a company on the use of any software we develop for the company.
About Isocket
Isocket is an e-business evolution strategy and design consulting firm. We are also service oriented architecture or built in business specific software company. We are actually a software design company and software is needed to drive every business in Nigeria. With the isocket enterprise solution software, every business can drive on the wheel of our software to drive their businesses. As an indigenous software company, we design software for organizations. Our uniqueness lies in building specific enterprise solution software to suit any business. We look into your business, we strategize and we design software that best suits the company to boost productivity, meet compliance goals and bring competitive advantage to the business.
Challenges
One of the challenges is that most Nigerians do not understand the use of enterprise solutions software in running their businesses but we are trying to make them understand.
Future of Isocket
In the next five years, I see isocket covering 85 to 90 percent companies using our enterprise solutions. Our vision is to be the preferred e-business consulting and enterprise software solutions company providing e-business and enterprise software solutions to individuals and corporate bodies as a technological leader in the world of information and communication technologies solution.
General News
Firm Gives Advice on How to Stay Secure as AI, robots and VR are Redefining Family Life

Over the past 10 years, families have experienced shifts in structure and a perceived increase in fragmented interactions at home, largely driven by the pervasive use of technology and changing social norms. What does the next decade hold in store?

According to a global survey* by Kaspersky’s market research center, an overwhelming 81% of people believe digitalisation will fundamentally alter families’ joint pastimes within the next decade. This shift points to a future where bonding is mediated by advanced technology, creating new rituals and challenges in equal measure.
Screen time is family time, but it has its risks
Nearly half (48%) of all respondents envision AI-powered bedtime stories becoming a norm, a figure that rises to 53% among 18–34-year-olds. Today, apps and smart devices offer AI-narrated tales with customisable characters and plot twists.
For the busy parent, it presents a novel aid, for the child, an endlessly patient, interactive storyteller.
Meanwhile, with 31% of families anticipating children opting for digital pets over real ones, it seems that ‘man’s best friend’ just got its first update.
It should be noted, however, that while AI has the potential to enrich a child’s life, it necessitates vigilance. When children interact with AI, for stories or learning, parents must be proactive.
Select services with strong privacy policies that do not unnecessarily store or misuse a child’s data or voice interactions and further enhance control with digital parenting assistants like Kaspersky Safe Kids to restrict content and balance screen time.
Parents would be well placed to treat AI interactions as a new digital playground where they can use parental controls to limit session duration, choose vetted, age-appropriate AI story platforms, and most importantly, maintain an open dialogue about what these stories are and how they are created. Explain to children that an AI is a tool, not a friend, and encourage them to report any strange or uncomfortable interactions, just as they would in the physical world.
The key is to ensure AI complements human interaction, not replaces the comfort of a parent’s voice.
Blowing out the digital candles
Another 43% predict family celebrations migrating to video call formats as a standard, not an exception, a trend accelerated by recent global events but now seen as a permanent fixture for dispersed families.
Meanwhile a daring 26% can imagine taking family vacations entirely in virtual reality. This sounds like the stuff of science fiction, but then 10 years ago, the type of generative AI being used today was not widely anticipated.
This fragmented outlook highlights that the future of family digital activity will not arrive as a uniform wave, but as a series of adoptions shaped by cultural openness and digital infrastructure. For security leaders like Kaspersky, this evolving landscape presents new vectors for risk within the most intimate of spaces, the smart home.
Preparing the digital home for tomorrow’s family
43% of all respondents foresee home robots as family members. Moving beyond voice-activated personal assistants or autonomous vacuum cleaners, these would be embodied AI companions capable of tutoring, playing games, or providing companionship.
In the eyes of hackers, however, every new device, from a VR headset to a robot nanny, is a potential entry point. To keep things secure, change default passwords immediately, ensure all device firmware is regularly updated, and segment your home network.
Use Kaspersky Premium with a Smart Home Monitor which scans users’ home Wi-Fi network 24/7, and shows a list of devices connected to it, including such details as device type, OS and IP address, and alerts when a new or unknown device connects.
As robots, AI, and VR devices become part of the family circle, security must be foundational, not an afterthought.
“The accelerating pace of technology is not fragmenting the family but redefining its shared spaces. The future, as seen by the global majority, is one where digital and physical experiences blend to create new forms of togetherness, from a grandparent joining a birthday party via hologram to a child caring for a digital pet with a sibling across the globe.
“The challenge and opportunity lie in building secure digital environments with intention, ensuring they are safe, respectful, and ultimately, tools that bring us closer,” comments Seifallah Jedidi, Head of Consumer Channel for META at Kaspersky.
General News
Corporate Comms in the Age of Crypto: Why Nigeria’s Digital Finance Future Depends on Trust

By John Kokome
By the time you finish reading this article, the price of Bitcoin may have changed twice. That is the nature of cryptocurrency, fast, volatile, and borderless. Yet beyond price charts and trading apps lies a less discussed but critical pillar of Nigeria’s digital finance revolution: corporate communications. In the age of crypto, communication is no longer a support function. It is infrastructure.

Nigeria is one of the world’s fastest-growing crypto markets. Chainalysis ranked the country second globally in cryptocurrency adoption in 2023, driven largely by everyday retail users rather than institutions.
Between July 2023 and June 2024 alone, Nigerians received an estimated $59 billion in cryptocurrency value, the highest in Sub-Saharan Africa. Yet public perception remains sharply divided, crypto is seen as opportunity by some and risk or outright scam by others.
In such an environment, how crypto companies communicate can determine whether they earn trust, attract scrutiny, or lose credibility entirely.
The Complexity Challenge
Blockchain, decentralised finance, wallets, custody, smart contracts etc., are not everyday concepts for most Nigerians. Yet millions are expected to trust these systems with their savings, businesses, and livelihoods.
Corporate communications must therefore evolve from promotion to translation. Crypto companies must become educators, simplifying complex ideas without downplaying risks.
Hype must give way to clarity; speculation must yield to responsibility.
Some homegrown platforms, including FlashChange and other emerging African crypto brands, have begun prioritising financial literacy and user education. That shift is encouraging, but it must become the industry norm, not the exception.
Trust as a Strategic Asset
Trust in financial institutions is fragile globally, but particularly so in emerging markets where currency devaluation and policy uncertainty are familiar experiences. Crypto gained traction in Nigeria partly because people sought alternatives.
Still, crypto companies cannot assume automatic trust. In traditional banking, trust has been built over decades. In crypto, trust is built in real time, on social media, customer support channels, and community forums.
A single outage, security breach, or regulatory misunderstanding can escalate into a reputational crisis. Silence is read as guilt. Ambiguity feels deceptive. Delay looks incompetent. In Nigeria’s fast-moving digital ecosystem, communication speed must match market speed.
Nigeria’s policy evolution on crypto reinforces this point. In December 2023, the Central Bank of Nigeria (CBN) issued guidelines allowing banks to open accounts for Virtual Asset Service Providers, effectively shifting from restriction to regulation.
The CBN acknowledged that global trends demand oversight, not exclusion, while warning of risks related to money laundering, terrorism financing, and consumer protection gaps.
The Securities and Exchange Commission (SEC) has echoed this stance, emphasising that Nigeria’s digital asset future must be anchored on innovation, collaboration, and trust, with clear licensing and investor protection frameworks.The message is clear: crypto is now part of Nigeria’s financial architecture, and communication is central to compliance.
A Young, Digital Audience
Nigeria’s demographics explain crypto’s momentum. According to the National Bureau of Statistics, over 63 percent of Nigerians are under 25, and internet penetration now exceeds 50 percent, driven largely by mobile broadband. This digital-native population consumes information quickly, questions authority openly, and shapes narratives in real time.
Corporate communications teams must engage this audience with transparency and relevance, not marketing noise.
Crisis Communications in a 24/7 Market
Crypto markets never sleep. Crises do not respect office hours. Hacks, liquidity shocks, and regulatory announcements can happen at any moment.
Communications teams must therefore operate like newsrooms prepared, responsive, and coordinated. Pre-approved crisis playbooks, trained spokespersons, and real-time monitoring are no longer optional.
Most importantly, crisis communication must be human-centred. Nigerians want clear answers: Is my money safe? What happened? What comes next?
Brands that respond with honesty and empathy endure. Those that hide behind jargon do not.
Narrative Capital vs Market Share
In Nigeria’s crowded fintech and crypto space, companies often compete on fees and features. But the most durable advantage is narrative capital the credibility and emotional connection built over time.
Narrative capital determines whether users stay during downturns, regulators listen during consultations, and the media seek your voice. Platforms like FlashChange have a responsibility to tell Africa’s crypto story with authenticity, data, and purpose.
From Evangelists to Translators
Nigeria no longer needs crypto evangelists promising disruption. It needs translators, professionals who connect blockchain to remittances, wallets to small businesses, and decentralisation to economic opportunity.
As crypto matures, corporate communications will increasingly determine its legitimacy. Code may power platforms, but communication powers confidence. And confidence, more than any algorithm, will decide whether digital finance fulfils its promise for Nigeria.
John Kokome is the Corporate Communications Manager at FlashChange, a fintech platform redefining secure digital asset exchange. With experience across fintech, cryptocurrency, telecoms, and development communications in Africa. He currently leads strategic storytelling, reputation management, and stakeholder engagement initiatives at the company, focusing on building trust, transparency, and financial literacy in the digital assets space. John’s work sits at the intersection of policy, technology, and public perception, with a strong emphasis on Africa-first narratives and responsible innovation. He has contributed opinion pieces and thought leadership articles on governance, youth empowerment, branding, and Nigeria’s evolving digital economy.
General News
Senate confirms Oyewole as Supreme Court justice

Senate has confirmed Hon. Justice Joseph Olubunmi Kayode Oyewole, JCA, as a Justice of the Supreme Court of Nigeria.

Hon. Justice Joseph Olubunmi Kayode Oyewole, JCA
The confirmation was concluded on Tuesday, February 3, following the presentation and consideration of a report by the Senate Committee on Judiciary, Human Rights and Legal Matters.
The report was presented by the committee’s chairman, Senator Adeniyi Adegbonmire of the All Progressives Congress, representing Ondo Central.
Presenting the report, Senator Adegbonmire said: “That the Senate do Receive and Consider the Report of the Committee on Judiciary, Human Rights & Legal Matters on the confirmation of the nomination of Hon. Justice Joseph Olubunmi Kayode Oyewole, JCA, as a Justice of the Supreme Court of Nigeria.”
The confirmation followed a formal request by Bola Tinubu, who wrote to the Senate last Tuesday seeking legislative approval for the appointment. The letter was read on the floor of the Senate by the President of the Senate, Godswill Akpabio.
In the letter, President Tinubu stated: “Pursuant to Section 231 (2) of the 1999 Constitution of the Federal Republic of Nigeria as amended.
“I am pleased to present for confirmation by the Senate the appointment of Hon. Justice Oyewole Kayode as Justice of the Supreme Court of Nigeria. While it is my hope that the Senate will consider and confirm the nomination expeditiously, please accept the assurances of my highest regards.”
Following the reading of the letter, Akpabio referred the executive communication to the Senate Committee on Judiciary, Human Rights and Legal Matters for further legislative action.
The committee was directed to carry out its work and report back to the Senate as soon as possible, a process that culminated in the confirmation approved by the chamber.
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