General News
Basis for Underdevelopment is Lack of Knowledge – Ajayi

Engineer Lanre Ajayi is the president of the Nigerian Internet Group and the managing director of Pinet Informatics. He started his career with Nitel where he worked for 11 years before starting Pinet Informatics as part of his contribution to the development of the sector. He spoke to funmi ilesanmi on a wide range of industry issues.
NIG Increasing Internet Penetration in Nigeria
The Nigerian Internet Group has devised a couple of strategies to ensure that we boost Internet penetration in the country and out of all our activities and strategies, we consider policy advocacy as a prime one. It is through policy advocacy that we can get input into government policies that will facilitate quick roll out of Internet services in the country. The roll out of Internet services that is not limited to the urban areas but extends to the rural areas, so we tend to participate actively in the process of policy formulation. We attend meetings with government, we submit memoranda, we attend public hearings where we new things are being discussed and we tend to help government fashion out policies that will ensure appropriate and adequate penetration of Internet in the country. We also do a lot of sensitization, creating public awareness through workshops, conferences and we generally highlight the importance of the Internet, how it can benefit individuals and the nation as a whole. We also showcase the potentials of the Internet in the improvement of social and economic well being and of late we have been focusing on the need for Nigerians to adopt the Internet as a tool for job creation and as a tool for wealth creation. It is in view of this that we launched an initiative called the Internet for Jobs (I4J) initiative to sensitize people on the power of the Internet to crate jobs for out teeming unemployed population.
Government’s Response to NIG Advocacy Activities
The government’s response has not been bad. They have been generous in inviting us to some of these for a where policies are being formulated. Specifically we were part of the process that came up with the new Information Technology Policy that will replace the existing policy and we had the opportunity to give our inputs. For giving us this kind of opportunities in presenting our perspective, we want to say that the government has been responding positively and we can see that some of the policies that we have particularly the telecoms policy have been proven to be quite good. The policy espouses deregulation, liberalization and all private sector led economy and we can see today that that has worked to a large extent and has created the right environment for investors to put their money down for the roll out of telecoms services and Internet services. Some of the policies we have can be considered good because government was gracious enough to accept inputs from various sectors including the Nigerian Internet Group in formulating some of these policies.
Position of Internet for Jobs Initiative
It is essentially about awareness creation, to let people know that you can make a living by using the Internet positively. Sensitization is an ongoing thing, the more we talk about it, the more we drive into people’s subconscious the opportunities on the Internet in creating jobs. It is an ongoing process, we only need to talk about it using every opportunity we have and I want to believe that people are listening to us. There are a number of moves by people to start their online businesses, which is quite encouraging to us and that is a proof that our I4J campaign is working.
Centralising Campaigns in Urban Areas
Yes, the NIG office might be located in Lagos and our activities might concentrate more in urban areas, our conferences, workshops and seminars but through the use of the media, I believe we can extend that campaign to the rural areas. Newspapers do get to the rural areas, radio and television stations are listened to and watched in the rural areas so by that some of our campaigns also get to these areas. We may not have the resources to move into every rural area in Nigeria but through the use of the media we believe we can reach out to people in rural areas and spread the gospel about the need to use the Internet for job creation.
Why Are Government Activities Still Paper Based?
Yes, I am as disappointed as you are. We expect government to take a lead in adopting the use of the Internet for service delivery. We are quite surprised that a good number of government agencies are not using this platform that makes their life easy and also make the lives of citizens easy. A platform that makes service delivery very efficient and cost effective, so we are surprised that government agencies are not buying into this but that is not to say all of them have shunned the Internet. There are some good examples of people who are adopting the Internet to deliver government services to citizens. The ones that readily come to mind are the JAMB of this world, WAEC and NECO which allow candidates to register online. You will agree with me that that has eased the burden on students and have made these organizations more efficient. Another good example is the passport office which allows you to apply for your passport online. Some of them are actually using the platform for service delivery but a good number of government agencies have not woken up to the opportunities presented by the Internet.
Need for Documentation in the Nigerian Internet Space
I don’t want to say it’s a cultural thing. We’ve not being documenting properly, people don’t write books in this area and we don’t read, so if you cannot learn from experiences, how do you develop your knowledge base? We need to develop a culture of documenting. We did not inherit that from our fore fathers because they lacked the capacity to write, the basic literacy was not there; the culture of documenting was not there so they were not able to pass all the experiences they gathered over the years to the new generation. People have ascribed our level of underdevelopment to that because we are not able to transfer knowledge to the new generation but the Internet has provided a great opportunity for us to capture our experiences, our knowledge and make it easier to transfer these resources to one another with ease. Now experiences can be captured with digital camera, a whole lot of resources that we have in physical form can be easily digitized and captured and transferred on the Internet in seconds. The Internet and the information era that we are offer great opportunities for us to capture our experiences, our knowledge and be able to transfer these to the new generation.
On the Set Back of a Computer per Nigerian Student
You see there is no initiative or project that will not have its draw back, that will not have some loopholes that could be exploited; but we have to weigh the pros and cons. Will you say because a couple of parents will sell the computer given to their children, should we use that as an excuse to deny other parents who will value the opportunity to enhance the knowledge of their children? Yes, we cannot rule out the possibility of few parents who cared little about their kids would dispense the computers that were given to their kids. I think there are millions of other parents that will realize the benefits of those computers to their children and will leave it for their children to develop themselves and will even join their children in utilizing this tool to empower themselves. If you continue to see the little draw back of initiatives then you will not embark on greater initiatives. I believe with all my heart that if we give every Nigerian student a computer today, the social and economic profits that the nation will derive from it far outstrip whatever other avenue we are putting the resources into now; be it fuel subsidy, be it even road construction or any other avenue we are putting money. What we actually lack in the country as basis for underdevelopment today is lack of knowledge. We are not knowledgeable relative to the people in the developed world. If acquiring knowledge is what we make us great, why don’t we put all our resources there? We have identified the Internet as a reservoir of knowledge so why don’t we give every Nigerian student that device that will enable them tap into that resource base so that Nigerians can become very knowledgeable for us to compete globally. I believe we need that investment, we need to put a huge resources, a great percentage of our resources in empowering the Nigerian student and the way to go about it is by giving them the opportunity to tap into the vast resources on the Internet. You cannot tap into the Internet without a terminal device like the computer, a smartphone and anything you can use to accessing the Internet. An ordinary Nigerian cannot afford a computer. An average low end computer will cost about N50,000, how many homes can afford that? It means there must be a government intervention to facilitate that ownership. That knowledge that will be acquired is in the national interest because whatever knowledge is acquired will still be used within this economy to boost our productivity; so it is an investment that needs to come top on priority, we should not look at some of the draw backs. There will be some loopholes and people will take advantage of it but it should never be the basis of us taking decisions on whether or not to go for great initiatives.
Addressing Bottlenecks in Broadband Penetration
There are a couple of bottlenecks and luckily they are not bottlenecks that are insurmountable. Operators do not have access to spectrum and that is the honest truth. Some operators have money to invest in broadband but to do wireless broadband, they need spectum and if the government is not releasing spectrum what do you do? You hold on to your money and who losses? The Nigerian populace will not be able to access the Internet at the right amount and at the right quality because there is no service delivery. We can make spectrum available to investors, to people who would like to roll out services. The other parts are already being addressed and that is the international backbone. International cables are being laid, we know of Glo 1 and MainOne that are possibly going to commence services this year. We believe that when these cables land, they are going to bring abundant international bandwidth and we also know that on the national scale, a number of companies are already rolling out fibre to major cities that will link Nigerian cities together.
The issue of last mile is still a pending issue because spectrums are not made available and incidentally that is the easiest part of the whole scenario. It should not be a difficult thing for anybody to do. The spectrums are there, three spectrums have been ascribed for Wimax globally; the 2.3GHZ, the 2.5GHZ and the 3.5GHZ. We have these spectrums there unoccupied so why are we not releasing it for the roll out of broadband services? I think that is an area the government has to look into.
About Pinet Informatics
Pinet is one of the first ISPs not only in Nigeria but in Africa. We are a traditional ISP, we started during the days of the dial up. We have been involved as technology evolve, we’ve done Vsat, we’ve done wireless, we’ve pioneered a number of products and services in the industry. We were the first to do a prepaid Internet card which we called the Log On card which was the first prepaid card in the country. We developed the Nipost e-mail when e-mail was still emerging. We’ve pioneered a number of initiatives and even now we hope to launch a number of products which are also pioneering services in the country and that is in the area of content and in the area of e-payments. Hopefully soon we will launch the products. We are an engineering company, we are also an innovative and creative company. We have moved from being a pure engineering company to an all encompassing company.
Competition between ISPs and Telcos
I will say it is an unfair competition. Of all the traditional ISPs we started with, there are about one or two left, the others seem dead. GSM and CDMA operators bundling Internet into their services eliminated traditional ISPs. But we are a little bit lucky that we anticipated it, we saw it coming so we started exploring other opportunities. We saw a big opportunity in the area of content, in the area of e-services and we started conducting intensive research and we are lucky that the number of products that we have been researching on are fully developed now; and we will soon launch the products.
General News
Ecobank Guarantees Seamless Digital Banking Services Throughout the Christmas and Year-End Period

Ecobank Nigeria, a member of Africa’s leading pan-African banking group, has assured customers of uninterrupted access to banking services throughout the year-end holiday period via its secure and robust digital platforms. The Bank also urged customers to remain vigilant against fraud and scams during the festive season.

Ecobank Bank
Speaking on the development, Victor Yalokwu, Head, Products & Analytics, Consumer & Commercial Banking, Ecobank Nigeria, said the Bank’s digital channels – including the Ecobank Mobile App, Ecobank Business App, USSD *326#, Ecobank Online, OmniPlus, Omnilite, EcobankPay, RapidTransfer, Ecobank Cards, ATMs, PoS terminals, and over 35,000 Ecobank Xpress Point (Agent Banking) locations nationwide – will remain fully available to support customers throughout the yuletide and year-end holiday period.
He noted that customers will continue to enjoy a wide range of services during the period, including local and international funds transfers, bill payments and airtime top-ups, merchant payments, balance inquiries and account statements, as well as cardless cash withdrawals via ATMs.
According to Yalokwu, “Ecobank encourages customers to leverage these digital solutions for safe, fast, and efficient banking, especially during the festive season when convenience and reliability are essential.
“While physical branch operations may be subject to adjusted working hours in line with public holidays, customers can be assured that Ecobank’s digital platforms are designed to deliver uninterrupted service and enhanced security at all times.
“Ecobank remains committed to providing innovative financial solutions and exceptional customer service, and we wish all our customers a joyful festive season and a prosperous New Year.”
Yalokwu also cautioned customers to remain vigilant against fraudsters and scammers during the period. “Before you wrap up the year, tighten your security. December brings online sales, travel, and year-end distractions—this is exactly when scammers are most active. From fake festive deals to cloned merchant sites and suspicious messages, staying vigilant helps keep your money safe.”
He advised customers to shop only on trusted websites, never share their PINs, passwords, or one-time passwords (OTPs), avoid banking on public Wi-Fi networks, be cautious of urgent or emotionally charged messages, and regularly review their account activity.
General News
Woherem Proposes Pragmatic Roadmap to End Terrorism and Banditry in Nigeria

Dr. Evans Woherem, an award-winning African technology researcher, analyst, and writer, has proposed a comprehensive and implementable strategy to end terrorism, banditry, and criminal violence in Nigeria, warning that the country’s prolonged insecurity has reached a critical point that demands urgent, coordinated action.

Titled “A Comprehensive Strategy for Ending Terrorism, Banditry, and Criminal Violence in Nigeria: A Pragmatic, Multi-Layered, and Implementable Framework,” the paper presents a holistic roadmap designed to reverse more than a decade of escalating violence that has claimed thousands of lives, displaced communities, weakened local economies, and eroded public trust in governance.
According to him, insecurity has become deeply entrenched in everyday life across the country. “Terrorism, banditry, and criminal violence have become so commonplace that they now dominate daily conversations among Nigerians,” Dr. Woherem noted, adding that while the crisis is most acute in the North-East, North-West, and North-Central regions, “its effects are now being felt even in the southern parts of the country.”
Citing the 2025 Global Terrorism Index, which ranks Nigeria sixth globally in terms of terrorism impact, Dr. Woherem described the ranking as “a sobering statistical confirmation that terrorism still weighs heavily on the Nigerian state.”
The paper traces the roots of the crisis to the emergence of Boko Haram in 2009 and the subsequent rise of splinter groups such as ISWAP. It recalls high-profile incidents including the 2014 abduction of schoolgirls in Chibok, the Dapchi and Kankara kidnappings, and a series of mass abductions and attacks on schools and places of worship recorded in 2025.
Dr. Woherem observed that banditry, largely driven by ransom payments, “has spread across the entire nation, creating fear, weakening productivity, and pushing millions of households deeper into poverty.”
While acknowledging the role of military action, the author cautioned against relying on force alone. “Nigeria cannot defeat insurgency and violent crime through arms and ammunition alone,” he said. “Any sustainable solution must confront the internal conditions that allow insecurity to thrive.”
Among the key drivers identified in the paper by Dr. Woherem, are porous borders, arms proliferation, youth unemployment, economic stagnation, and persistent conflicts over land and resources, challenges Dr. Woherem stressed can be addressed through “a deliberate, intelligence-led, and whole-of-society approach.”
At the heart of the proposed framework, Woherem noted, is a call for intelligence-driven security operations, including the establishment of a National Counter-Insurgency and Intelligence Fusion Centre. “Security operations must be guided by accurate, actionable intelligence rather than fear-led mass actions that often harm civilians and undermine public trust,” he stated.
The paper also advocates comprehensive policing reforms, including the creation of constitutionally backed state police systems supported by a more specialized federal police structure. “Nigeria’s over-centralised policing model is structurally incapable of effectively addressing widespread criminality across such a vast and diverse country.”
Recognising the realities at the grassroots, Woherem calls for the formal regulation of community-based security groups, and noted that “ignoring vigilante groups is dangerous, and banning them outright is unrealistic,” but stressed that their roles must be clearly defined, regulated, and subject to strict oversight.
On border security, particularly in the Lake Chad Basin, the author warned that instability in neighbouring countries continues to fuel Nigeria’s insecurity. “No permanent solution is possible without deep regional cooperation,” he said, advocating an Integrated Border Management system supported by joint operations with neighbouring states.
The paper places strong emphasis on prevention through economic inclusion, youth employment, and skills development. “Jobs and income remain the most powerful tools for preventing recruitment into violent groups,” Dr. Woherem asserted, adding that immediate livelihood opportunities significantly weaken the appeal of extremist narratives.
He also called for structured deradicalisation and reintegration programmes, noting that “a humane, community-accepted process is essential for breaking cycles of violence and preventing relapse into extremism.”
Dr. Woherem further emphasised the need for governance reforms and accountability in the security sector. “Without transparency, oversight, and institutional integrity, even the best security strategies will fail,” he warned.
The white paper outlines a phased implementation plan from 2025 to 2030, beginning with intelligence fusion, pilot state police initiatives, community security registration, drone surveillance, and financial crackdowns on terror networks, before expanding into nationwide reforms and long-term consolidation.
Concluding, Dr. Woherem expressed cautious optimism about Nigeria’s future. “Nigeria can overcome this prolonged phase of insecurity,” he said, “but only through political will, coordinated institutions, and the active participation of society.”
He added that the proposed framework offers “a realistic pathway to restoring security, rebuilding public trust, and unlocking Nigeria’s vast human and economic potential.”
General News
REDAN Seals Landmark MoU, Validates Sytemap’s Real Estate Infrastructure

In a market where less than 3% of land is formally registered and property fraud remains systemic, infrastructure, not apps, is becoming the defining battleground for real estate innovation.

L-R: Ndifreke Ikokpu, COO, Sytemap, HRM Oba Akintoye Adeoye, President REDAN & Cholatte Odunlade-Akeji, Director, RightHome
That reality came into sharp focus on December 18, 2025, as the Real Estate Developers Association of Nigeria (REDAN) signed a Memorandum of Understanding (MoU) with Sytemap Technologies Limited, signaling a major industry endorsement of Sytemap’s land and real estate transaction infrastructure.
The partnership centers on RightHOME, a jointly developed digital real estate platform powered by Sytemap’s secure cloud infrastructure, mapping systems, transaction monitoring, and fraud-prevention architecture, with REDAN driving ecosystem adoption through its nationwide developer network.
Nigeria’s real estate sector processes transactions worth trillions of naira annually, yet remains heavily manual, fragmented, and vulnerable to disputes. Industry data suggests unresolved title issues alone lock up ₦36 trillion in dead capital, limiting access to finance and slowing development.
“This MoU represents a shift from fragmented digitization to coordinated infrastructure,” said Nnamdi Uba, CEO at Sytemap. “When the industry body itself aligns around shared standards, verification, and technology, innovation can finally scale responsibly.”
Under the agreement:
· REDAN will onboard registered developers and promote adoption of the platform as a trusted digital channel.
· Sytemap will deliver secure hosting, real-time monitoring, escrow-aligned transaction workflows, and compliance with Nigeria’s data protection regulations.
· Joint standards will be developed for digital verification, transparency, and asset mapping.
From a technology perspective, the partnership reflects a growing consensus that solving African real estate challenges requires deep infrastructure, not surface-level marketplaces. Fraud detection, uptime reliability, auditability, and regulatory alignment, areas often overlooked in proptech, are central to Sytemap’s approach.
HRM Oba Akintoye Adeoye, representing REDAN noted, “This collaboration allows developers to operate in a system where trust is embedded, not assumed. That is critical for long-term growth.”
For the broader tech ecosystem, the MoU stands out as a rare example of industry-led validation, where a national association formally aligns with a technology provider to modernize an entire sector.
Ndifreke Ikokpu, COO at Sytemap signed on behalf of Sytemap while Cholatte Odunlade – Akeji, CEO of RightHome signed on behalf of the Special Purpose Vehicle.
As pressure mounts to unlock housing finance, attract institutional capital, and reduce transaction risk, the REDAN–Sytemap partnership positions digital land infrastructure not as an optional upgrade, but as a foundational requirement for the future of real estate in Nigeria.
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